KIA K900 Car Insurance Cost 2025
The average annual cost to insure a KIA K900 is around $1,021. However, your actual rate may vary depending on factors such as your age, the car’s model year, and other personal details. Check the quote tables below for a personalized estimate.
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If you’re considering purchasing a KIA K900, it’s important to factor in the cost of insurance. On average, insurance for a KIA K900 costs $1,021 per year. Insurance plays a significant role in car ownership, and it’s crucial to understand the financial implications before making a decision.
Selecting the appropriate car insurance is essential to prevent unexpected and potentially costly surprises in the future. It’s important to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being at fault in an accident could lead to higher premiums.
With over a decade of experience studying car insurance rates, I’ve noticed the considerable variability in these costs. Your age, driving history, and location are all key factors that can influence your insurance premiums.
How Much Does KIA K900 Car Insurance Cost?
On average, KIA K900 drivers can expect to pay around $1,021 per year for car insurance.
The cost of car insurance can vary greatly due to several factors, including your location, driving history, vehicle model year, and chosen coverage options. Maintaining a clean driving record can help lower your premiums, while accidents or violations may increase them.
Living in a busy urban area with heavy traffic typically results in higher insurance rates compared to rural areas with less congestion. Additionally, the type of coverage you select will affect your premium—comprehensive coverage, which includes both comprehensive and collision, tends to cost more than minimum liability coverage.
As shown in the table below, the insurance cost for a KIA K900 is higher than the average for all KIA models, and also more expensive than the average cost for all cars. Insuranceopedia can help you compare quotes from various providers to find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| KIA K900 | $179 |
| All KIAs | $171 |
| All Cars | $175 |
Average Insurance Cost Of KIA K900 By Model Year
| Model Year | Average Premium |
| 2021 KIA K900 | $3,428 |
| 2020 KIA K900 | $1,484 |
| 2019 KIA K900 | $1,880 |
| 2018 KIA K900 | $5,379 |
| 2017 KIA K900 | $1,871 |
| 2016 KIA K900 | $1,815 |
| 2015 KIA K900 | $1,107 |
2021 KIA K900 Insurance Rates
The average annual insurance cost for a 2021 KIA K900 is $3,428. However, Nationwide offers the cheapest rates, averaging $1,021 per year.
| Insurance Provider | Average Annual Cost |
| Safe Auto | $7,034 |
| Nationwide | $1,021 |
| Encompass | $1,745 |
| Bristol West | $3,911 |
2020 KIA K900 Insurance Rates
The average annual insurance cost for a 2020 KIA K900 is $3,428. However, Grange Mutual offers the cheapest rates, averaging $981 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $1,622 |
| Grange Mutual | $981 |
| Frankenmuth Mutual | $1,938 |
| National General | $1,313 |
| Direct Auto | $1,024 |
| American Family | $1,633 |
| Westfield | $1,844 |
| Texas Farm Bureau Group | $1,256 |
| Hastings Mutual Insurance Co | $1,463 |
| Virginia Farm Bureau | $1,762 |
2019 KIA K900 Insurance Rates
The average annual insurance cost for a 2019 KIA K900 is $1,880. However, State Farm offers the cheapest rates, averaging $1,194 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,823 |
| Capital Insurance Group | $1,386 |
| Travelers | $2,448 |
| Oregon Mutual | $2,110 |
| Safeco | $2,331 |
| GMAC Insurance Group | $2,207 |
| Nationwide | $1,751 |
| PEMCO | $2,113 |
| Unitrin | $1,436 |
| State Farm | $1,194 |
2018 KIA K900 Insurance Rates
The average annual insurance cost for a 2018 KIA K900 is $5,379. However, State Farm offers the cheapest rates, averaging $716 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $1,823 |
| Home State Ins Group | $3,291 |
| Safe Auto | $12,370 |
| Direct Auto | $17,795 |
| State Farm | $716 |
| Nationwide | $1,587 |
| NatGen Value | $3,210 |
| Unitrin | $2,243 |
2017 KIA K900 Insurance Rates
The average annual insurance cost for a 2017 KIA K900 is $1,871. However, Westfield offers the cheapest rates, averaging $976 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $2,119 |
| California Capital | $2,328 |
| Esurance | $2,174 |
| Westfield | $976 |
| USAA | $1,955 |
| Hartford | $2,382 |
| Nationwide | $2,017 |
| Texas Farm Bureau Group | $1,125 |
| American Family | $1,642 |
| Farm Bureau Mutual (IA Group) | $1,992 |
2016 KIA K900 Insurance Rates
The average annual insurance cost for a 2016 KIA K900 is $1,815. However, Virginia Farm Bureau offers the cheapest rates, averaging $786 per year.
| Insurance Provider | Average Annual Cost |
| Allstate | $3,334 |
| Virginia Farm Bureau | $786 |
| Metropolitan | $2,010 |
| Bristol West | $1,598 |
| Mercury | $2,335 |
| Farmers | $1,795 |
| State Farm | $2,304 |
| Travelers | $1,716 |
| American Family | $1,088 |
| Westfield | $1,188 |
2015 KIA K900 Insurance Rates
The average annual insurance cost for a 2015 KIA K900 is $1,107. However, Safeco offers the cheapest rates, averaging $187 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $758 |
| Safeco | $187 |
| Erie | $1,604 |
| MO Farm Bureau Services | $1,554 |
| AssuranceAmerica Mobile Max | $787 |
| Titan | $1,238 |
| AssuranceAmerica Economy | $1,513 |
| Texas Farm Bureau Group | $1,148 |
| Utica National Ins Group | $1,082 |
| SafeAuto | $1,197 |
Find Affordable KIA K900 Insurance Rates
Is A KIA K900 Expensive To Insure?
Insuring a KIA K900 typically costs more than the average for all cars. However, the exact amount you’ll pay depends on several factors, including your age, the vehicle’s model year, your location, and other personal details.
Cheapest Car Insurance Companies For A KIA K900
If you’re looking for the most affordable car insurance for your KIA K900, Mercury offers a premium of $47 per month, making them the cheapest option on average. However, rates can vary depending on your driver profile, so this is just an estimate. To find the best rate for your specific situation, it’s a good idea to shop around and compare quotes from multiple providers.
| Company | Average Monthly Rate |
| MetLife | $51 |
| AnswerFinancial | $87 |
| Mercury | $47 |
| Amica | $76 |
| Sun Coast | $54 |
Common KIA K900 Insurance Discounts
Discounts can be a great way to reduce your car insurance costs. While each provider offers its own set of discounts, some common ones to check for include:
- Multi-policy discount: Bundling your home and auto insurance with the same provider can often lead to a lower rate.
- Annual payment discount: Paying your premium in full instead of monthly installments may save you money.
- Defensive driving discount: Completing a defensive driving course from a certified institution may qualify you for a discount.
There could be other discounts available, so it’s a good idea to talk to your insurance agent to find out which ones you may be eligible for.
Ways To Save On KIA K900 Insurance Costs
Maintaining a clean driving record is key to keeping your KIA K900 insurance costs low. A speeding ticket can increase your premium to about $87 per month, while multiple accidents can raise it to an average of $140 per month. By avoiding these incidents, you can keep your insurance more affordable.
Additionally, drivers who have low annual mileage typically pay less for insurance. The fewer miles you drive, the lower the risk of accidents, which makes you less expensive to insure.
KIA K900 drivers who drive between 2,501-5,000 miles per year can expect to pay about $137 per month, whereas those driving over 10,000 miles annually pay an average of $53 per month.
Compare KIA K900 To Other KIA Models
Looking for other KIA model insurance costs?
- KIA Forte Car Insurance
- KIA Niro Car Insurance
- KIA Optima Car Insurance
- KIA Rio Car Insurance
- KIA Sedona Car Insurance
- KIA Sorento Car Insurance
- KIA Soul Car Insurance
- KIA Sportage Car Insurance
- KIA Stinger Car Insurance
- KIA Telluride Car Insurance
- KIA Cadenza Car Insurance
- KIA Soul EV Car Insurance
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, actual rates may vary based on individual factors.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A KIA K900?
Yes, you will need to show proof of insurance before driving your KIA K900 off the dealership lot. The best approach is to purchase a policy beforehand and notify your insurance company about the car purchase, rather than opting for insurance through the dealership.
How Can You Get The Cheapest Insurance For Your KIA K900?
To find the most affordable rates for your KIA K900, it’s best to shop around and compare quotes from various auto insurance companies. Fortunately, Insuranceopedia makes this easy by allowing you to compare quotes from multiple providers directly on their website.
