KIA Rio Car Insurance Cost
If you’re seeking insurance for a KIA Rio, the estimated annual cost is around $227 with Kemper Personal Insurance. However, this figure may vary depending on factors like your age, the car’s model year, and other individual considerations. For a more precise estimate suited to your situation, utilize the quote tables below.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re contemplating purchasing a KIA Rio, one key factor to consider is the cost of insurance. Insurance is a crucial aspect of owning a car, and it’s vital to grasp its implications before making a decision.
Selecting the right insurance policy is essential to avoid unexpected and potentially high expenses down the line. Having sufficient coverage is crucial to prevent financial strain in the event of an accident. Additionally, being deemed at fault in an accident could lead to hikes in your premiums.
With over a decade of experience studying insurance rates, I’ve noticed significant variations in costs. Factors such as age, driving record, and location play significant roles in determining insurance premiums.
How Much Does KIA Rio Car Insurance Cost?
Typically, Kemper Personal Insurance offers the most attractive rate, averaging about $227 per year for comprehensive insurance coverage on a 2023 KIA Rio.
While Kemper Personal Insurance’s pricing provides a helpful starting point, it’s important to understand that auto insurance expenses can vary significantly due to several factors. These factors include where you live, your driving history, the age of your vehicle, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, but a history of accidents or traffic violations can increase your insurance costs.
Moreover, living in an urban area with heavy traffic may lead to higher insurance rates compared to rural areas with lighter traffic. Additionally, the type of coverage you select will impact your premium; comprehensive coverage, which offers broader protection, typically comes at a higher cost than basic liability coverage.
Insuranceopedia is here to assist you in exploring your options and comparing insurance quotes from various providers, ensuring you find the best deal for your particular needs.
2023 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $452 |
| Kemper Personal Insurance | $227 |
| American National P | $1,053 |
| National Farmers Union P | $1,429 |
| AssuranceAmerica Mobile Max | $508 |
| Central Mutual Insurance Co | $1,395 |
| SECURA Insurance | $1,432 |
| Safeco | $350 |
| Mercury Insurance Company | $1,484 |
| Texas Farm Bureau Group | $976 |
2022 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,343 |
| American National P | $1,355 |
| Kemper Auto Premier | $659 |
| Farmers Mutual of Nebraska | $1,286 |
| Safeco | $184 |
| Capital Insurance Group | $1,309 |
| Indiana Farmers Mutual Ins | $774 |
| Mercury Insurance | $944 |
| Texas Farm Bureau Group | $1,194 |
| United Farm Bureau of IN Group | $1,336 |
2021 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General Value | $771 |
| Plymouth Rock Assurance | $1,118 |
| SECURA Insurance | $1,129 |
| Safety Group | $1,146 |
| Safeco | $255 |
| Norfolk and Dedham Group | $1,213 |
| Mercury Insurance | $524 |
| Plymouth Rock | $667 |
| Kemper Premium | $978 |
| AssuranceAmerica Mobile Max | $430 |
2020 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General Value | $1,230 |
| Mercury Insurance | $685 |
| Rockford Mutual Insurance | $1,021 |
| SECURA Insurance | $1,204 |
| New Jersey Manufacturers | $1,295 |
| Safeco | $259 |
| Colorado Farm Bureau Mutual | $1,016 |
| Capital Insurance Group | $1,152 |
| Kemper Auto | Infinity | $62 |
| American National P | $964 |
2019 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $382 |
| American National P | $865 |
| Safeco | $24 |
| NatGen Value | $901 |
| NatGen PPA | $576 |
| Mercury Insurance | $739 |
| Dairyland FR Bond | $475 |
| SECURA Insurance | $1,314 |
| Nationwide ThreeSixZero | $1,020 |
| Texas Farm Bureau Group | $1,083 |
2018 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Countryway Insurance | $964 |
| Patriot Group | $986 |
| Infinity Special | $762 |
| Concord Group | $693 |
| MMG Insurance Company | $980 |
| AssuranceAmerica Economy | $659 |
| Safeco | $58 |
| Rockford Mutual Insurance | $983 |
| Dairyland Scored | $627 |
| SECURA Insurance | $888 |
2017 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $344 |
| National General Value | $966 |
| Kemper Auto | Infinity | $1,045 |
| IMT Insurance Company | $1,089 |
| Mercury Insurance | $743 |
| NatGen Advantage | $795 |
| Atlantic States Insurance | $1,034 |
| Safeco | -$12 |
| Southern Farm Bureau | $1,170 |
| Wolverine Mutual | $1,063 |
2016 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $850 |
| West Bend Mutual | $1,028 |
| National General Value | $839 |
| Indiana Farmers Mutual Ins | $814 |
| Utica National Ins Group | $880 |
| Safeco | $101 |
| Infinity Special | $1,046 |
| Kemper Auto | $676 |
| NatGen PPA | $761 |
| Mercury Insurance | $574 |
2015 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $251 |
| AssuranceAmerica Elite | $694 |
| AssuranceAmerica Economy | $316 |
| Mercury Insurance | $742 |
| Safeco | $138 |
| Kemper Personal Insurance | $759 |
| American National P | $819 |
| AssuranceAmerica | $539 |
| Indiana Farmers Mutual Ins | $851 |
| Buckeye Insurance Group | $609 |
2014 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $640 |
| North Star | $931 |
| Mercury Insurance | $933 |
| Kemper Premium | $481 |
| Nodak Mutual | $766 |
| Buckeye Insurance Group | $728 |
| Kemper Auto | Infinity | $402 |
| Clearcover | $787 |
| Safeco | $77 |
| AssuranceAmerica Mobile Max | $383 |
2013 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Utica National Ins Group | $831 |
| Rural Mutual Insurance | $812 |
| MMG Insurance Company | $863 |
| AssuranceAmerica Mobile Max | $372 |
| Patriot Group | $907 |
| Mercury Insurance | $382 |
| Dairyland Broadform | $833 |
| Concord Group | $731 |
| NatGen Custom 360 | $318 |
| Safeco | $55 |
2012 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Concord Group | $647 |
| Dairyland | $384 |
| NatGen Custom 360 | $724 |
| Jupiter Auto Insurance | $36 |
| MMG Insurance Company | $800 |
| Mercury Insurance | $138 |
| Clearcover | $780 |
| Safeco | $70 |
| National General Value | $861 |
| Dairyland Broadform | $412 |
2011 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $789 |
| Kemper Personal Insurance | $830 |
| PEMCO | $692 |
| NatGen Value | $744 |
| American National P | $721 |
| Indiana Farmers Mutual Ins | $777 |
| Pekin Insurance | $918 |
| Preferred Mutual | $568 |
| Safeco | $109 |
| SECURA Insurance | $899 |
2010 KIA Rio Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $247 |
| PEMCO | $591 |
| Concord Group | $761 |
| Southern Farm Bureau | $721 |
| Texas Farm Bureau Group | $727 |
| Utica National Ins Group | $758 |
| Safeco | $32 |
| Dairyland Broadform | $301 |
| Dairyland FR Bond | $633 |
| American National P | $504 |
Find Affordable Rates Today
Cost of KIA Rio Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,599 | $11,257 | $13,113 |
| 18 | $7,100 | $10,420 | $12,202 |
| 19 | $6,269 | $9,252 | $10,794 |
| 20 | $5,490 | $8,030 | $9,386 |
| 21 | $4,618 | $6,745 | $7,899 |
| 22 | $4,472 | $6,601 | $7,693 |
| 23 | $3,944 | $5,756 | $6,748 |
| 24 | $3,721 | $5,471 | $6,408 |
| 25 | $3,233 | $4,713 | $5,501 |
| 30 | $2,512 | $3,655 | $4,267 |
| 35 | $2,330 | $3,446 | $4,071 |
| 40 | $2,209 | $3,316 | $3,893 |
| 45 | $2,165 | $3,267 | $3,742 |
| 55 | $2,052 | $2,998 | $3,487 |
| 65 | $2,114 | $3,096 | $3,590 |
| 75 | $2,003 | $2,950 | $3,477 |
KIA Rio Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,399 | $3,465 | $4,368 |
| Alaska | $1,958 | $2,695 | $2,627 |
| Arizona | $2,258 | $3,226 | $4,711 |
| Arkansas | $2,436 | $3,811 | $4,264 |
| California | $2,736 | $4,841 | $2,725 |
| Colorado | $2,557 | $3,514 | $4,563 |
| Connecticut | $3,260 | $5,086 | $6,370 |
| Delaware | $2,645 | $3,608 | $4,615 |
| Florida | $3,216 | $4,429 | $5,767 |
| Georgia | $2,659 | $3,944 | $3,963 |
| Hawaii | $1,027 | $1,402 | $1,002 |
| Idaho | $1,827 | $2,366 | $2,945 |
| Illinois | $1,859 | $2,835 | $3,240 |
| Indiana | $1,941 | $3,002 | $3,367 |
| Iowa | $1,506 | $2,145 | $2,454 |
| Kansas | $2,097 | $3,009 | $3,467 |
| Kentucky | $2,988 | $4,324 | $5,126 |
| Louisiana | $3,852 | $5,737 | $6,202 |
| Maine | $1,485 | $2,017 | $2,929 |
| Maryland | $2,294 | $3,408 | $3,749 |
| Massachusetts | $1,855 | $3,263 | $1,877 |
| Michigan | $4,515 | $6,859 | $10,898 |
| Minnesota | $1,901 | $2,505 | $3,489 |
| Mississippi | $2,258 | $3,180 | $3,194 |
| Missouri | $2,133 | $3,013 | $3,920 |
| Montana | $2,150 | $3,027 | $3,532 |
| Nebraska | $1,863 | $2,670 | $2,879 |
| Nevada | $3,010 | $4,420 | $4,688 |
| New Hampshire | $2,124 | $3,344 | $4,123 |
| New Jersey | $2,308 | $3,620 | $4,674 |
| New Mexico | $2,347 | $3,504 | $3,602 |
| New York | $2,202 | $2,781 | $4,544 |
| North Carolina | $1,370 | $2,327 | $1,658 |
| North Dakota | $1,859 | $2,824 | $3,354 |
| Ohio | $1,687 | $2,583 | $2,570 |
| Oklahoma | $2,648 | $3,714 | $4,214 |
| Oregon | $2,436 | $3,252 | $3,875 |
| Pennsylvania | $1,998 | $2,951 | $3,415 |
| Rhode Island | $3,339 | $4,935 | $5,546 |
| South Carolina | $2,322 | $3,166 | $4,314 |
| South Dakota | $2,005 | $2,947 | $3,361 |
| Tennessee | $2,373 | $3,549 | $4,707 |
| Texas | $2,425 | $3,452 | $4,312 |
| Utah | $2,023 | $2,880 | $3,928 |
| Vermont | $1,571 | $2,411 | $2,536 |
| Virginia | $1,457 | $2,267 | $2,229 |
| Washington | $1,958 | $2,668 | $3,240 |
| West Virginia | $2,001 | $2,871 | $3,596 |
| Wisconsin | $2,012 | $3,101 | $3,514 |
| Wyoming | $1,833 | $2,620 | $2,798 |
Compare KIA Rio To Other KIA Models
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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