KIA Soul Car Insurance Cost
We think SECURA Insurance provides the best car insurance choice for a KIA Soul, taking into account its competitive prices, comprehensive coverage, and excellent customer service.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a KIA Soul, it’s crucial to consider the cost of insurance. Insurance is a fundamental aspect of car ownership, and understanding its implications is essential before making a decision.
Choosing the right car insurance is vital to avoid unexpected and potentially high expenses in the future. Insufficient coverage in the event of an accident could lead to significant out-of-pocket costs. Additionally, being at fault in an accident could result in increased insurance rates.
With over a decade of experience analyzing car insurance rates, I’ve observed significant variations in these costs. Factors such as age, driving history, and location can greatly impact insurance premiums. Therefore, it’s important to carefully evaluate these factors when selecting a policy.
How Much Does KIA Soul Car Insurance Cost?
Typically, SECURA Insurance provides a competitive rate, averaging around $746 annually for comprehensive insurance coverage on a 2024 KIA Soul.
While SECURA Insurance’s pricing offers a useful point of reference, it’s essential to recognize that car insurance costs can vary significantly due to various factors. These factors include where you live, your driving record, the age of your vehicle, and the specific coverage options you select. Having a clean driving history can result in lower premiums, while past accidents or traffic violations may increase your expenses.
Moreover, residing in urban areas with heavy traffic often leads to higher insurance rates compared to rural areas with lighter traffic. Your choice of coverage also affects your premium; comprehensive insurance, which provides extensive protection including theft and collisions, generally carries a higher cost than basic liability coverage.
Insuranceopedia can help you navigate the insurance market by offering quotes from different providers, enabling you to find the most suitable and cost-effective option for your requirements.
2024 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $933 |
| Texas Farm Bureau Group | $865 |
| National General | $1,232 |
| PEMCO | $1,144 |
| SECURA Insurance | $746 |
| Travelers | $1,044 |
| New York Central Mutual Fire | $832 |
| Capital Insurance Group | $1,090 |
| Erie | $814 |
| USAA | $1,197 |
2023 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Utica National Ins Group | $941 |
| NatGen Value | $765 |
| American National P | $610 |
| Kemper Personal Insurance | $247 |
| Mercury Insurance | $444 |
| New York Central Mutual Fire | $813 |
| Kemper Auto | Infinity | $201 |
| Kemper Premium | $173 |
| Titan | $925 |
| Safeco | $403 |
2022 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Advantage | $582 |
| Titan | $903 |
| Victoria | $309 |
| AssuranceAmerica Mobile Max | $198 |
| Dairyland FR Bond | $962 |
| Mercury Insurance | $873 |
| Safeco | $240 |
| American National P | $760 |
| Dairyland Broadform | $627 |
| National General RAD | $814 |
2021 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Nationwide ThreeSixZero | $851 |
| Concord Group | $807 |
| Mercury Insurance | $611 |
| National General Value | $394 |
| NatGen Value | $381 |
| Safeco | $146 |
| AssuranceAmerica Mobile Max | $817 |
| Kemper Personal Insurance | $380 |
| Victoria | $560 |
| MMG Insurance Company | $584 |
2020 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $475 |
| Mercury Insurance | $816 |
| Kemper Auto | $405 |
| NatGen Value | $671 |
| Safeco | $271 |
| Mercury Insurance Company | $718 |
| American National P | $971 |
| National General RAD | $644 |
| Partners Mutual Insurance Co | $946 |
| NatGen Advantage | $810 |
2019 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $795 |
| AssuranceAmerica Mobile Max | $383 |
| Kemper Premium | $712 |
| MMG Insurance Company | $794 |
| Dairyland Auto 1 Month | $480 |
| NatGen Value | $657 |
| Safeco | $304 |
| Nationwide ThreeSixZero | $858 |
| American National P&C | $521 |
| AssuranceAmerica | $479 |
2018 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $585 |
| Infinity Special | $180 |
| Dairyland Broadform | $444 |
| Mercury Insurance | $629 |
| AssuranceAmerica | $820 |
| Kemper Auto Premier | $383 |
| Safeco | $77 |
| Rural Mutual Insurance | $790 |
| AssuranceAmerica Economy | $649 |
| Dairyland FR Bond | $569 |
2017 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Commerce Group Inc | $791 |
| Mercury Insurance Company | $430 |
| MMG Insurance Company | $603 |
| Concord Group | $668 |
| AssuranceAmerica Mobile Max | $290 |
| AssuranceAmerica | $294 |
| Mercury Insurance | $190 |
| Patriot Group | $827 |
| Rural Mutual Insurance | $807 |
| Safeco | $151 |
2016 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $372 |
| AssuranceAmerica Mobile Max | $479 |
| Concord Group | $738 |
| Mercury Insurance | $553 |
| Buckeye Insurance Group | $698 |
| American National P | $767 |
| Kemper Auto Premier | $706 |
| NatGen Value | $242 |
| Safeco | $287 |
| AssuranceAmerica | $711 |
2015 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| MMG Insurance Company | $870 |
| Mercury Insurance | $380 |
| NatGen Advantage | $315 |
| Kemper Personal Insurance | $262 |
| Partners Mutual Insurance Co | $897 |
| Dairyland FR Bond | $422 |
| AssuranceAmerica | $167 |
| Dairyland Broadform | $720 |
| Safeco | $90 |
| American National P | $585 |
2014 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $185 |
| NatGen Value | $463 |
| North Carolina Farm Bureau | $697 |
| NatGen Advantage | $612 |
| American National P&C | $483 |
| Dairyland Broadform | $588 |
| Safeco | $46 |
| Mercury Insurance | $409 |
| Kemper Personal Insurance | $170 |
| Dairyland FR Bond | $730 |
2013 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $125 |
| Dairyland Auto 1 Month | $328 |
| AssuranceAmerica Mobile Max | $269 |
| Dairyland FR Bond | $630 |
| Kemper Premium | $487 |
| Safeco | $190 |
| Mercury Insurance | $528 |
| Union Mutual Fire Group | $517 |
| NatGen Value | $539 |
| NatGen PPA | $369 |
2012 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $242 |
| American National P&C | $363 |
| Safeco | $163 |
| Dairyland Broadform | $156 |
| NatGen PPA | $524 |
| AssuranceAmerica Mobile Max | $91 |
| Kemper Auto Premier | $299 |
| Concord Group | $632 |
| American National P | $486 |
| Mercury Insurance | $336 |
2011 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $558 |
| AssuranceAmerica Mobile Max | $204 |
| Dairyland FR Bond | $259 |
| Dairyland Broadform | $200 |
| Safeco | $156 |
| Kemper Auto | $557 |
| NatGen PPA | $607 |
| Kemper Auto Premier | $461 |
| Kemper Personal Insurance | $31 |
| NatGen Advantage | $256 |
2010 KIA Soul Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $122 |
| AssuranceAmerica Mobile Max | $648 |
| Kemper Personal Insurance | $232 |
| Kemper Auto | Infinity | $561 |
| MMG Insurance Company | $625 |
| Patriot Group | $641 |
| Infinity Special | $416 |
| Safety Group | $697 |
| Commerce Group Inc | $649 |
| NatGen Custom 360 | $117 |
Find Affordable Rates Today
Cost of KIA Soul Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,927 | $11,669 | $13,693 |
| 18 | $7,429 | $10,928 | $12,733 |
| 19 | $6,569 | $9,632 | $11,202 |
| 20 | $5,717 | $8,417 | $9,825 |
| 21 | $4,780 | $6,997 | $8,262 |
| 22 | $4,657 | $6,816 | $8,024 |
| 23 | $4,126 | $5,948 | $6,976 |
| 24 | $3,919 | $5,686 | $6,680 |
| 25 | $3,328 | $4,896 | $5,738 |
| 30 | $2,594 | $3,820 | $4,518 |
| 35 | $2,419 | $3,584 | $4,231 |
| 40 | $2,338 | $3,461 | $4,004 |
| 45 | $2,316 | $3,363 | $3,885 |
| 55 | $2,058 | $3,051 | $3,628 |
| 65 | $2,209 | $3,205 | $3,744 |
| 75 | $2,787 | $4,022 | $4,762 |
KIA Soul Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,496 | $3,660 | $4,636 |
| Alaska | $2,082 | $2,888 | $2,794 |
| Arizona | $2,306 | $3,409 | $4,967 |
| Arkansas | $2,556 | $4,002 | $4,434 |
| California | $2,836 | $5,038 | $2,809 |
| Colorado | $2,612 | $3,741 | $4,698 |
| Connecticut | $3,389 | $5,209 | $6,650 |
| Delaware | $2,829 | $3,712 | $4,843 |
| Florida | $3,363 | $4,600 | $6,064 |
| Georgia | $2,694 | $4,033 | $4,059 |
| Hawaii | $1,107 | $1,490 | $1,125 |
| Idaho | $1,847 | $2,496 | $3,005 |
| Illinois | $1,988 | $3,034 | $3,412 |
| Indiana | $2,014 | $3,086 | $3,495 |
| Iowa | $1,640 | $2,190 | $2,574 |
| Kansas | $2,092 | $3,088 | $3,619 |
| Kentucky | $3,093 | $4,557 | $5,332 |
| Louisiana | $3,947 | $5,997 | $6,522 |
| Maine | $1,487 | $2,123 | $3,082 |
| Maryland | $2,420 | $3,543 | $3,978 |
| Massachusetts | $1,986 | $3,358 | $1,996 |
| Michigan | $4,682 | $7,214 | $11,273 |
| Minnesota | $1,931 | $2,546 | $3,650 |
| Mississippi | $2,378 | $3,339 | $3,323 |
| Missouri | $2,239 | $3,196 | $4,154 |
| Montana | $2,280 | $3,116 | $3,607 |
| Nebraska | $1,862 | $2,788 | $3,076 |
| Nevada | $3,083 | $4,605 | $4,912 |
| New Hampshire | $2,161 | $3,420 | $4,330 |
| New Jersey | $2,412 | $3,768 | $4,905 |
| New Mexico | $2,397 | $3,609 | $3,772 |
| New York | $2,219 | $2,853 | $4,762 |
| North Carolina | $1,451 | $2,438 | $1,685 |
| North Dakota | $1,883 | $2,938 | $3,477 |
| Ohio | $1,752 | $2,617 | $2,699 |
| Oklahoma | $2,694 | $3,868 | $4,372 |
| Oregon | $2,461 | $3,386 | $3,992 |
| Pennsylvania | $2,074 | $3,116 | $3,603 |
| Rhode Island | $3,459 | $5,136 | $5,824 |
| South Carolina | $2,403 | $3,277 | $4,565 |
| South Dakota | $2,152 | $3,110 | $3,531 |
| Tennessee | $2,476 | $3,666 | $4,957 |
| Texas | $2,507 | $3,597 | $4,521 |
| Utah | $2,104 | $2,964 | $4,152 |
| Vermont | $1,658 | $2,555 | $2,647 |
| Virginia | $1,578 | $2,378 | $2,314 |
| Washington | $2,068 | $2,837 | $3,389 |
| West Virginia | $2,114 | $2,957 | $3,756 |
| Wisconsin | $2,104 | $3,182 | $3,712 |
| Wyoming | $1,903 | $2,721 | $2,855 |
Compare KIA Soul To Other KIA Models
Looking for other Kia model insurance costs?
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- KIA Soul EV Car Insurance
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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