KIA Soul EV Car Insurance Cost
Insuring a KIA Soul EV usually costs around $125 per year with Safeco. However, the actual cost can differ depending on factors like your age, the car’s model year, and other details. You can refer to the quote tables below for a personalized estimate.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re considering buying a KIA Soul EV, one important factor to think about is the insurance cost. Insurance is a significant part of car ownership, so it’s crucial to understand this financial commitment before making your decision.
Selecting the right car insurance is essential to avoid unexpected and potentially high costs in the future. Adequate coverage is important to avoid large out-of-pocket expenses if you’re in an accident. Additionally, being at fault in an accident can lead to higher premiums.
From my ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Your age, driving history, and location all play a significant role in determining your insurance premiums.
How Much Does KIA Soul EV Car Insurance Cost?
Usually, Safeco offers the best rate, charging about $125 per year for full coverage insurance on a 2023 KIA Soul EV.
While Safeco’s rate is a good benchmark, it’s important to note that car insurance costs can vary widely based on several factors. These include your location, driving history, the age of your car, and the specific coverage options you choose. Typically, a clean driving record results in lower premiums, while a history of accidents or traffic violations can increase your rates.
Additionally, living in a busy urban area generally leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we can help you compare quotes from different insurance providers to ensure you get the best deal.
2023 KIA Soul EV Insurance Rates
| Insurance Provider | Average Annual Cost |
| Travelers | $719 |
| Hastings Mutual Insurance Co | $1,266 |
| Auto-Owners Insurance Co | $1,244 |
| Chubb | $1,060 |
| Pioneer State Mutual Ins Co | $1,460 |
| Safeco | $125 |
| SECURA Insurance | $979 |
| MEEMIC Insurance Company | $1,198 |
| USAA | $1,343 |
| Wolverine Mutual | $889 |
2022 KIA Soul EV Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $698 |
| Erie | $711 |
| Capital Insurance Group | $1,296 |
| Frankenmuth Mutual | $1,454 |
| Wolverine Mutual | $1,298 |
| MO Farm Bureau Services | $1,240 |
| Ohio Mutual Ins Group | $1,294 |
| Western Reserve | $1,172 |
| Celina Insurance Group | $1,301 |
| SECURA Insurance | $865 |
2021 KIA Soul EV Insurance Rates
| Insurance Provider | Average Annual Cost |
| Penn National | $812 |
| Buckeye Insurance Group | $562 |
| Hastings Mutual Insurance Co | $847 |
| National General | $315 |
| Safeco | $290 |
| Texas Farm Bureau Group | $930 |
| Western Reserve | $952 |
| Rockford Mutual Insurance | $871 |
| Capital Insurance Group | $795 |
| Pekin Insurance | $459 |
2020 KIA Soul EV Insurance Rates
| Insurance Provider | Average Annual Cost |
| Clearcover | $895 |
| AssuranceAmerica Mobile Max | $868 |
| Safeco | $190 |
| National General Value | $568 |
| MMG Insurance Company | $862 |
| Kemper Auto | Infinity | $375 |
| Buckeye Insurance Group | $638 |
| Pekin Insurance | $670 |
| American National P | $575 |
| Rockford Mutual Insurance | $832 |
2019 KIA Soul EV Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $443 |
| Dairyland FR Bond | $851 |
| Safeco | $265 |
| MMG Insurance Company | $966 |
| Buckeye Insurance Group | $470 |
| New Jersey Manufacturers | $932 |
| Texas Farm Bureau Group | $807 |
| Western Reserve | $818 |
| Concord Group | $626 |
| Mercury Insurance | $370 |
2018 KIA Soul EV Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $895 |
| AssuranceAmerica Mobile Max | $182 |
| Concord Group | $817 |
| SECURA Insurance | $883 |
| Pekin Insurance | $718 |
| AssuranceAmerica | $366 |
| MMG Insurance Company | $767 |
| SafeAuto | $726 |
| NatGen Value | $579 |
| North Carolina Farm Bureau | $857 |
2017 KIA Soul EV Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $102 |
| Pekin Insurance | $771 |
| Texas Farm Bureau Group | $814 |
| AssuranceAmerica Elite | $559 |
| American National P | $401 |
| Buckeye Insurance Group | $635 |
| PEMCO | $564 |
| NatGen Value | $195 |
| AssuranceAmerica Economy | $463 |
| Capital Insurance Group | $574 |
2016 KIA Soul EV Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $698 |
| Kemper Auto | Infinity | $643 |
| Clearcover | $372 |
| Dairyland Auto 1 Month | $362 |
| Acuity | $731 |
| Buckeye Insurance Group | $806 |
| Safeco | $73 |
| SECURA Insurance | $817 |
| American National P | $649 |
| National General Value | $423 |
2015 KIA Soul EV Insurance Rates
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $728 |
| Texas Farm Bureau Group | $731 |
| Safeco | $475 |
| Dairyland | $471 |
| Pekin Insurance | $627 |
| Buckeye Insurance Group | $650 |
| Virginia Farm Bureau | $717 |
| Mercury Insurance | $440 |
| Clearcover | $463 |
| American National P | $603 |
Compare KIA Soul EV To Other KIA Models
Looking for other KIA model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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