Lamborghini Huracan Car Insurance Cost 2025
Getting insurance for a Lamborghini Huracan costs $1,438 per year, on average. However, the exact cost can vary depending on factors like your age, the year of the car model, your driving history, and other considerations. You can use our quote tables below to get a more personalized estimate of your specific costs.
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If you’re considering purchasing a Lamborghini Huracan, you should consider the insurance cost. On average, insurance for a Lamborghini Huracan costs $1,438 per year. Insurance is a significant aspect of car ownership, and it’s crucial to grasp its implications before making a decision.
Selecting the right car insurance policy is essential to avoid unexpected and potentially high expenses later on. It’s important to have adequate coverage in case of an accident to avoid hefty out-of-pocket costs. Moreover, there’s the risk of your premiums rising if you’re responsible for an accident.
With more than a decade of experience analyzing car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location can significantly influence your insurance premiums.
How Much Does Lamborghini Huracan Car Insurance Cost?
Typically, Lamborghini Huracan drivers can find car insurance at an average rate of $1,438 per year. However, the exact amount you’ll pay can vary based on factors like your age, location, driving history, and the specific model year of your car. It’s always a good idea to compare quotes from different insurers to find the best rate for your needs.
While Westfield’s pricing provides a reliable baseline, it’s important to understand that car insurance costs can vary significantly due to multiple factors. These factors include your location, driving history, the age of your vehicle, and the specific coverage options you choose. Having a clean driving record might result in lower premiums, whereas past accidents or traffic violations could increase your expenses.
Furthermore, living in urban areas with heavy traffic may lead to higher rates compared to rural regions with lighter traffic. Additionally, your choice of coverage will impact your premium; comprehensive insurance, which includes both comprehensive and collision coverage, generally costs more than basic liability coverage.
Insuranceopedia is here to help you explore different options and compare quotes from various insurance providers to ensure you find the most favorable deal.
Average Insurance Cost Of Lamborghini Huracan By Model Year
| Model Year | Average Premium |
| 2023 Lamborghini Huracan | $4,716 |
| 2022 Lamborghini Huracan | $2,698 |
| 2021 Lamborghini Huracan | $2,080 |
| 2020 Lamborghini Huracan | $1,717 |
| 2019 Lamborghini Huracan | $1,522 |
| 2018 Lamborghini Huracan | $2,441 |
| 2017 Lamborghini Huracan | $1,285 |
| 2016 Lamborghini Huracan | $2,453 |
| 2015 Lamborghini Huracan | $2,666 |
2023 Lamborghini Huracan Insurance Rates
The average annual insurance cost for a 2023 Lamborghini Huracan is $4,716. However, Westfield offers the cheapest rates, averaging $1,438 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $2,513 |
| Allstate | $2,561 |
| Unitrin | $1,494 |
| Farmers | $2,816 |
| Mercury | $11,985 |
| Nationwide | $5,467 |
| American Family | $1,503 |
| Home State Ins Group | $13,131 |
| Westfield | $1,438 |
| Metropolitan | $4,251 |
2022 Lamborghini Huracan Insurance Rates
The average annual insurance cost for a 2022 Lamborghini Huracan is $2,698. However, Unitrin offers the cheapest rates, averaging $1,280 per year.
| Insurance Provider | Average Annual Cost |
| Allstate | $3,263 |
| Metropolitan | $3,512 |
| Farm Bureau Ins of MI | $2,768 |
| Unitrin | $1,280 |
| Plymouth Rock Assurance | $1,968 |
| State Farm | $2,324 |
| Allied | $2,504 |
| Travelers | $3,028 |
| Bristol West | $3,493 |
| Westfield | $2,836 |
2021 Lamborghini Huracan Insurance Rates
The average annual insurance cost for a 2021 Lamborghini Huracan is $2,080. However, Victoria offers the cheapest rates, averaging $604 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $604 |
| Allstate | $1,111 |
| Quincy Mutual | $1,156 |
| Nationwide | $2,021 |
| American Family | $2,331 |
| Travelers | $2,372 |
| Mercury | $2,676 |
| Allied | $2,763 |
| Metropolitan | $2,842 |
| Hastings Mutual Insurance Co | $2,921 |
2020 Lamborghini Huracan Insurance Rates
The average annual insurance cost for a 2020 Lamborghini Huracan is $1,717. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $672 per year.
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $672 |
| State Farm | $878 |
| Virginia Farm Bureau | $1,300 |
| Travelers | $1,358 |
| American Family | $1,357 |
| Victoria | $1,534 |
| Unitrin | $1,740 |
| Home State Ins Group | $2,563 |
| Nationwide | $2,762 |
| Tower Insurance Company of New York | $3,001 |
Find Affordable Lamborghini Huracan Insurance Rates
2019 Lamborghini Huracan Insurance Rates
The average annual insurance cost for a 2019 Lamborghini Huracan is $1,522. However, State Farm offers the cheapest rates, averaging $684 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $684 |
| Hastings Mutual Insurance Co | $966 |
| Plymouth Rock Assurance | $1,249 |
| Travelers | $1,227 |
| Western National | $1,521 |
| SAFECO | $1,594 |
| American Family | $1,685 |
| Farm Bureau Ins of MI | $2,056 |
| Home State Ins Group | $2,070 |
| Permanent General | $2,171 |
2018 Lamborghini Huracan Insurance Rates
The average annual insurance cost for a 2018 Lamborghini Huracan is $2,441. However, State Farm offers the cheapest rates, averaging $637 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $4,949 |
| Travelers | $1,199 |
| Permanent General | $3,112 |
| Farmers | $2,674 |
| Mercury | $909 |
| Metropolitan | $1,668 |
| Home State Ins Group | $2,104 |
| SafeAuto | $1,820 |
| State Farm | $637 |
| Safe Auto | $5,333 |
2017 Lamborghini Huracan Insurance Rates
The average annual insurance cost for a 2017 Lamborghini Huracan is $1,285. However, Nationwide offers the cheapest rates, averaging $509 per year.
| Insurance Provider | Average Annual Cost |
| Farmers | $1,368 |
| Metropolitan | $954 |
| Home State Ins Group | $2,186 |
| Travelers | $779 |
| State Farm | $574 |
| Permanent General | $1,408 |
| Plymouth Rock | $3,094 |
| Nationwide | $509 |
| Plymouth Rock Assurance | $1,258 |
| Mercury | $724 |
2016 Lamborghini Huracan Insurance Rates
The average annual insurance cost for a 2016 Lamborghini Huracan is $1,522. However, Nationwide offers the cheapest rates, averaging $479 per year.
| Insurance Provider | Average Annual Cost |
| SAFECO | $479 |
| American Family | $1,365 |
| Farm Bureau Ins of MI | $2,055 |
| Mercury | $2,308 |
| Metropolitan | $2,510 |
| Sentry | $2,782 |
| Permanent General | $2,841 |
| Travelers | $3,046 |
| Farmers | $3,441 |
| Safe Auto | $3,702 |
2015 Lamborghini Huracan Insurance Rates
The average annual insurance cost for a 2015 Lamborghini Huracan is $2,666. However, American Family offers the cheapest rates, averaging $779 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,048 |
| Allied | $3,186 |
| Farmers | $3,013 |
| Nationwide | $1,948 |
| Allstate | $2,266 |
| Dairyland Auto | $4,120 |
| Unitrin | $3,267 |
| Westfield | $3,319 |
| American Family | $779 |
| Travelers | $3,710 |
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Cost of Lamborghini Huracan Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers typically face the highest premiums because they are statistically more likely to be involved in accidents. As you get older, especially once you reach your 30s and 40s, your premiums tend to decrease because you are considered a more experienced and lower-risk driver. However, premiums may begin to increase again as you get older, especially after 60, due to the increased risk of health-related issues or slower reflexes.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $28,740 | $42,136 | $49,257 |
| 18 | $26,771 | $39,311 | $45,961 |
| 19 | $23,644 | $34,736 | $40,609 |
| 20 | $20,557 | $30,264 | $35,440 |
| 21 | $17,304 | $25,372 | $29,704 |
| 22 | $16,801 | $24,710 | $28,926 |
| 23 | $14,763 | $21,619 | $25,275 |
| 24 | $13,964 | $20,589 | $23,994 |
| 25 | $12,089 | $17,705 | $20,722 |
| 30 | $9,398 | $13,790 | $16,203 |
| 35 | $8,771 | $12,892 | $15,093 |
| 40 | $8,470 | $12,475 | $14,582 |
| 45 | $8,280 | $12,136 | $14,161 |
| 55 | $7,541 | $11,143 | $13,024 |
| 65 | $7,902 | $11,600 | $13,526 |
| 75 | $9,911 | $14,604 | $17,064 |
Lamborghini Huracan Car Insurance Rates By State
Where you live can greatly impact your car insurance rates. Insurance companies take various factors into account when calculating premiums, including state regulations and local conditions. For instance, Michigan drivers generally face higher premiums due to the state’s requirement for more extensive coverage. Additionally, areas that experience extreme weather conditions like hurricanes, storms, or flooding may result in higher rates because of the increased risk of damage or accidents. Furthermore, regions with higher crime rates, such as car thefts or accidents, contribute to increased premiums due to the elevated risk of claims. Insurance providers adjust their rates based on these regional factors to ensure they are appropriately covering the risks.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $9,017 | $13,030 | $16,593 |
| Alaska | $7,373 | $10,276 | $9,989 |
| Arizona | $8,406 | $12,104 | $17,918 |
| Arkansas | $9,238 | $14,486 | $15,918 |
| California | $10,253 | $18,070 | $10,279 |
| Colorado | $9,581 | $13,352 | $16,971 |
| Connecticut | $12,185 | $18,945 | $24,007 |
| Delaware | $10,089 | $13,515 | $17,356 |
| Florida | $12,086 | $16,699 | $21,689 |
| Georgia | $9,851 | $14,645 | $14,779 |
| Hawaii | $3,878 | $5,274 | $3,894 |
| Idaho | $6,825 | $9,039 | $10,988 |
| Illinois | $7,102 | $10,752 | $12,335 |
| Indiana | $7,373 | $11,232 | $12,585 |
| Iowa | $5,816 | $8,004 | $9,367 |
| Kansas | $7,738 | $11,249 | $13,173 |
| Kentucky | $11,139 | $16,385 | $19,390 |
| Louisiana | $14,299 | $21,685 | $23,449 |
| Maine | $5,458 | $7,443 | $11,011 |
| Maryland | $8,716 | $12,731 | $14,171 |
| Massachusetts | $7,011 | $12,309 | $6,986 |
| Michigan | $16,992 | $25,843 | $40,804 |
| Minnesota | $6,977 | $9,301 | $13,080 |
| Mississippi | $8,458 | $12,034 | $12,097 |
| Missouri | $7,910 | $11,326 | $14,951 |
| Montana | $8,030 | $11,256 | $13,156 |
| Nebraska | $6,786 | $10,139 | $10,933 |
| Nevada | $11,260 | $16,703 | $17,642 |
| New Hampshire | $7,879 | $12,394 | $15,677 |
| New Jersey | $8,626 | $13,574 | $17,673 |
| New Mexico | $8,858 | $13,078 | $13,609 |
| New York | $8,192 | $10,260 | $17,173 |
| North Carolina | $5,104 | $8,644 | $6,198 |
| North Dakota | $6,918 | $10,506 | $12,488 |
| Ohio | $6,168 | $9,510 | $9,772 |
| Oklahoma | $9,902 | $14,153 | $15,922 |
| Oregon | $8,925 | $12,065 | $14,419 |
| Pennsylvania | $7,557 | $11,112 | $12,945 |
| Rhode Island | $12,581 | $18,466 | $20,888 |
| South Carolina | $8,541 | $11,860 | $16,360 |
| South Dakota | $7,715 | $11,077 | $12,740 |
| Tennessee | $9,083 | $13,349 | $17,751 |
| Texas | $9,155 | $13,183 | $16,373 |
| Utah | $7,753 | $10,860 | $14,985 |
| Vermont | $5,964 | $9,225 | $9,695 |
| Virginia | $5,645 | $8,654 | $8,415 |
| Washington | $7,467 | $10,051 | $12,082 |
| West Virginia | $7,500 | $10,710 | $13,373 |
| Wisconsin | $7,427 | $11,687 | $13,258 |
| Wyoming | $6,967 | $9,757 | $10,387 |
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Common Lamborghini Huracan Insurance Discounts
Discounts are an excellent way to reduce your car insurance costs, and many providers offer several options. Here are some common discounts to check for:
- Multi-policy discount: If you bundle your auto insurance with other policies, such as home or renters insurance, with the same provider, you can often get a discounted rate.
- Pay annually: Some insurers offer a discount for paying your premium upfront for the whole year rather than breaking it up into monthly payments.
- Defensive driving discount: Completing a defensive driving course from an accredited institution may make you eligible for a discount on your premiums.
Be sure to ask your insurance agent about other discounts that may apply to you. They can help you find additional ways to lower your insurance costs.
Compare Lamborghini Huracan To Other Lamborghini Models
Looking for other Lamborghini model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, the figures in this guide may differ from your individual results, as factors like your personal details, location, driving history, and other considerations can significantly impact the exact cost of your car insurance.
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FAQs
Do You Need Insurance Before You Can Purchase A Lamborghini Huracan?
Yes, you’ll need to provide proof of insurance before driving your Lamborghini Huracan off the dealership lot. It’s advisable to purchase a policy ahead of time and inform your insurance company about your upcoming car purchase. This ensures you’re fully covered and avoids relying on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your Lamborghini Huracan?
The best way to find the cheapest rates for your Lamborghini Huracan is by shopping around and comparing quotes from different auto insurance companies. Luckily, Insuranceopedia offers a platform where you can compare quotes from multiple providers to ensure you get the best deal for your car.
