Lamborghini Urus Car Insurance Cost 2025
Insuring a Lamborghini Urus typically costs around $6,520 annually. However, the exact price depends on factors like your age, the car’s model year, and other variables. Check our quote tables below to get a personalized estimate.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re considering buying a Lamborghini Urus, one important factor to think about is the cost of insurance. Insurance is a significant part of car ownership, and it’s essential to understand the financial commitment before you buy. On average, insurance for a Lamborghini Urus cost $6,520 per year.
Choosing the right insurance is crucial to avoid unexpected and costly surprises. Having enough coverage is important to prevent large out-of-pocket expenses if you’re in an accident. Additionally, being at fault in an accident could lead to higher premiums.
With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location all play a major role in determining your insurance premiums.
How Much Does Lamborghini Urus Car Insurance Cost?
On average, Lamborghini Urus owners can expect to pay around $6,520 per year for car insurance.
While Unitrin’s rate is a good benchmark, it’s important to remember that car insurance costs can vary widely based on several factors. These include your location, driving history, car age, and the coverage options you choose. A clean driving record usually means lower premiums, while a history of accidents or traffic violations can increase your rates.
Living in a busy urban area often results in higher insurance costs compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision insurance, is more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the best deal.
Average Insurance Cost Of Lamborghini Urus Model Year
| Model Year | Average Premium |
| 2023 Lamborghini Urus | $1,162 |
| 2022 Lamborghini Urus | $1,454 |
| 2021 Lamborghini Urus | $4,472 |
| 2020 Lamborghini Urus | $2,284 |
| 2019 Lamborghini Urus | $2,643 |
2023 Lamborghini Urus Insurance Rates
The average annual insurance cost for a 2023 Lamborghini Urus is $1,162. However, Unitrin offers the cheapest rates, averaging $1,162 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,162 |
2022 Lamborghini Urus Insurance Rates
The average annual insurance cost for a 2022 Lamborghini Urus is $1,454. However, State Farm offers the cheapest rates, averaging $691 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $691 |
| American Family | $1,032 |
| Plymouth Rock Assurance | $1,247 |
| Westfield | $1,237 |
| Allstate | $1,267 |
| Unitrin | $1,337 |
| Hastings Mutual Insurance Co | $1,736 |
| Sentry | $1,944 |
| Mercury | $1,930 |
| Metropolitan | $2,120 |
2021 Lamborghini Urus Insurance Rates
The average annual insurance cost for a 2021 Lamborghini Urus is $4,472. However, Virginia Farm Bureau offers the cheapest rates, averaging $862 per year.
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $862 |
| Mercury | $1,193 |
| Unitrin | $2,471 |
| Metropolitan | $3,243 |
| Nationwide | $3,992 |
| Penn National | $4,717 |
| Allied | $5,431 |
| Travelers | $6,329 |
| Hanover | $12,012 |
2020 Lamborghini Urus Insurance Rates
The average annual insurance cost for a 2020 Lamborghini Urus is $2,284. However, State Farm offers the cheapest rates, averaging $721 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $721 |
| Allstate | $918 |
| Nationwide | $1,028 |
| Unitrin | $1,148 |
| Travelers | $1,379 |
| Mercury | $1,985 |
| Home State Ins Group | $2,335 |
| Metropolitan | $3,191 |
| Direct General Insurance | $4,123 |
| Dairyland | $6,015 |
2019 Lamborghini Urus Insurance Rates
The average annual insurance cost for a 2019 Lamborghini Urus is $2,643. However, Unitrin offers the cheapest rates, averaging $1,123 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,123 |
| Nationwide | $1,940 |
| Travelers | $2,347 |
| Sentry | $2,391 |
| Metropolitan | $2,474 |
| Mercury | $2,958 |
| Hanover | $5,271 |
Find Affordable Lamborghini Urus Insurance Rates
Common Lamborghini Urus Insurance Discounts
Discounts can help reduce your car insurance costs. While each provider offers different savings, here are some common ones to check for:
- Multi-policy: Bundling your auto and home insurance with the same company can lower your rate.
- Pay annually: Paying your premium in full rather than monthly may qualify you for a discount.
- Defensive driving: Completing a certified defensive driving course can earn you savings.
Other discounts may also be available. It’s best to speak with your insurance agent to find out which ones you qualify for.
Compare Lamborghini Urus To Other Lamborghini Models
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top providers. The sample profile used was a 40-year-old male purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, your actual rates may vary based on your personal details.
Quotes Analyzed
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FAQs
Do You Need Insurance Before You Can Purchase A Lamborghini Urus?
Yes, you must show proof of insurance before driving your Lamborghini Urus off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance provider about your upcoming purchase, rather than opting for coverage through the dealership.
How Can You Get The Cheapest Insurance For Your Lamborghini Urus?
The best way to get the lowest insurance rates for your Lamborghini Urus is by comparing quotes from different providers. Insuranceopedia makes this easy by allowing you to compare multiple quotes directly on our website.
