Land Rover Discovery Car Insurance Cost

To insure a Land Rover Discovery, it typically costs approximately $565 per year through Victoria. However, the exact costs can vary depending on factors such as your age, the model year of your car, and other considerations. You can use the quote tables provided below to get a more accurate estimate of your insurance expenses.

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Updated: 09 August 2024
Written by Bob Phillips
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If you’re thinking about buying a Land Rover Discovery, one crucial consideration is the cost of insurance. Insurance is a big part of owning a car, so it’s important to understand what you’re getting into before you make a decision.

Choosing the right car insurance policy is essential to avoid unexpected and potentially high expenses in the future. It’s important to have adequate coverage in case of an accident to avoid being burdened with significant out-of-pocket costs. Additionally, if you’re found at fault in an accident, you could face increases in your insurance premiums.

Having analyzed car insurance rates for over a decade, I’ve seen how much these costs can vary. Factors like your age, driving record, and where you live can all have a significant impact on your insurance premiums.

How Much Does Land Rover Discovery Car Insurance Cost?

Typically, Victoria provides the most competitive rate, averaging $565 annually for full coverage insurance on a 2023 Land Rover Discovery.

While Victoria’s rate serves as a useful reference point, it’s essential to recognize that car insurance costs can fluctuate significantly based on various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, while a record of accidents or traffic violations can raise your costs.

Furthermore, residing in an urban area with heavy traffic can lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically commands a higher cost than minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best possible deal.

2023 Land Rover Discovery Insurance Rates

Insurance Provider Average Annual Cost
Victoria $565
Buckeye Insurance Group $1,082
Virginia Farm Bureau $1,271
SECURA Insurance $1,512
Ohio Mutual Ins Group $1,648
Texas Farm Bureau Group $1,855
Western Reserve $1,876
Farm Bureau Mutual (IA Group) $2,149
Mississippi Farm Bureau $2,152
New York Central Mutual Fire $2,314

2022 Land Rover Discovery Insurance Rates

Insurance Provider Average Annual Cost
Direct General Insurance $3,393
California Capital $3,961
USAA $3,958
Country $4,059
Esurance $4,051
Mercury Insurance $4,189
Nationwide $4,496
Mercury $4,619
Auto-Owners Insurance Co $4,972
Farmers $5,171

2021 Land Rover Discovery Insurance Rates

Insurance Provider Average Annual Cost
Victoria $448
New York Central Mutual Fire $1,308
Allied $1,738
Auto-Owners Insurance Co $1,859
Donegal Mutual Insurance Co $1,958
Atlantic States Insurance $2,058
American Independent Ins Co $2,412
USAA $2,433
Erie $2,550
Safe Auto $2,623

2020 Land Rover Discovery Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $658
Erie $1,294
Country $1,448
Texas Farm Bureau Group $1,477
Oregon Mutual $1,548
Mutual Of Enumclaw $1,698
Cameron Mutual Group $1,792
Shelter $1,803
Southern Farm Bureau $1,833
CSAA $1,862

2019 Land Rover Discovery Insurance Rates

Insurance Provider Average Annual Cost
Tennessee Farmers $1,080
Farm Bureau Mutual (IA Group) $1,229
Titan $1,294
New Jersey Manufacturers $1,336
Grange Mutual $1,476
Texas Farm Bureau Group $1,476
ACCC Insurance Company $1,643
Westfield $1,698
Utica National Ins Group $1,721
Penn National $1,825

2018 Land Rover Discovery Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $674
Safeco $694
Indiana Farmers Mutual Ins $1,052
Buckeye Insurance Group $1,089
Capital Insurance Group $1,108
Hastings Mutual Insurance Co $1,127
Texas Farm Bureau Group $1,160
Farm Bureau Mutual (IA Group) $1,376
Grange Mutual $1,457
IMT Insurance Company $1,506

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2017 Land Rover Discovery Insurance Rates

Insurance Provider Average Annual Cost
American National P $544
Direct Auto $688
Pekin Insurance $835
Kemper Auto | Infinity $849
Farm Bureau Ins of MI $936
Titan $1,061
Utica National Ins Group $1,075
SECURA Insurance $1,082
Texas Farm Bureau Group $1,099
North Carolina Farm Bureau $1,182

Cost of Land Rover Discovery Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,584 $9,681 $11,313
18 $6,126 $9,013 $10,557
19 $5,439 $7,957 $9,323
20 $4,748 $6,936 $8,136
21 $3,988 $5,839 $6,820
22 $3,877 $5,687 $6,638
23 $3,375 $4,963 $5,795
24 $3,199 $4,720 $5,501
25 $2,783 $4,067 $4,779
30 $2,150 $3,162 $3,709
35 $2,028 $2,969 $3,481
40 $1,955 $2,852 $3,352
45 $1,877 $2,777 $3,257
55 $1,733 $2,568 $2,992
65 $1,807 $2,665 $3,101
75 $2,274 $3,337 $3,943

Land Rover Discovery Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,042 $2,988 $3,794
Alaska $1,711 $2,357 $2,282
Arizona $1,942 $2,783 $4,111
Arkansas $2,112 $3,306 $3,672
California $2,370 $4,146 $2,362
Colorado $2,204 $3,089 $3,917
Connecticut $2,797 $4,346 $5,526
Delaware $2,336 $3,100 $3,987
Florida $2,779 $3,824 $4,990
Hawaii $917 $1,237 $887
Idaho $1,584 $2,064 $2,504
Illinois $1,618 $2,495 $2,818
Indiana $1,694 $2,569 $2,884
Iowa $1,327 $1,819 $2,155
Kansas $1,768 $2,600 $3,003
Kentucky $2,545 $3,763 $4,449
Louisiana $3,290 $4,969 $5,388
Maine $1,242 $1,722 $2,541
Maryland $2,015 $2,948 $3,254
Massachusetts $1,634 $2,821 $1,633
Michigan $3,903 $5,950 $9,378
Minnesota $1,611 $2,122 $2,996
Mississippi $1,949 $2,763 $2,763
Missouri $1,836 $2,589 $3,418
Montana $1,850 $2,578 $3,034
Nebraska $1,579 $2,305 $2,525
Nevada $2,580 $3,819 $4,068
New Hampshire $1,786 $2,856 $3,615
New Jersey $2,003 $3,127 $4,083
New Mexico $2,023 $2,998 $3,114
New York $1,871 $2,341 $3,926
North Carolina $1,165 $2,002 $1,424
North Dakota $1,597 $2,398 $2,874
Ohio $1,414 $2,205 $2,240
Oklahoma $2,271 $3,241 $3,661
Oregon $2,052 $2,748 $3,307
Pennsylvania $1,751 $2,568 $2,986
Rhode Island $2,897 $4,251 $4,796
South Carolina $1,988 $2,711 $3,779
South Dakota $1,755 $2,560 $2,923
Tennessee $2,073 $3,052 $4,068
Texas $2,099 $3,022 $3,748
Utah $1,770 $2,481 $3,431
Vermont $1,374 $2,102 $2,228
Virginia $1,309 $2,000 $1,940
Washington $1,695 $2,332 $2,755
West Virginia $1,739 $2,456 $3,085
Wisconsin $1,731 $2,684 $3,037
Wyoming $1,619 $2,245 $2,380
Georgia $2,245 $3,390 $3,413

FAQs

Who has the cheapest car insurance for a Land Rover Discovery?

Victoria offers the most affordable car insurance for the 2023 Land Rover Discovery.

Which company offers the best car insurance for a Land Rover Discovery?

We believe Victoria provides the best car insurance for a Land Rover Discovery, considering its combination of competitive rates, comprehensive coverage, and top-rated customer service.

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