Lexus IS Car Insurance Cost
Getting insurance for a Lexus usually costs around $1,791 per year with USAA. However, the price can change depending on factors like your age, the car’s model year, and other details. You can check the quote tables below to get a more accurate estimate for your situation.
If you’re considering buying a Lexus IS, it’s important to think about the cost of insurance. Insurance is a major part of car ownership, and you should know the financial commitment before making your decision.
Selecting the right car insurance is essential to prevent unexpected and potentially high costs later on. It’s crucial to have enough coverage to avoid large out-of-pocket expenses in case of an accident. Also, being at fault in an accident can lead to higher premiums.
With over ten years of experience analyzing car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving record, and location all play a significant role in determining your insurance premiums.
How Much Does Lexus IS Car Insurance Cost?
Generally, USAA offers the best rate for full coverage insurance on a 2024 Lexus IS, costing about $1,791 per year.
While USAA’s rate is a good benchmark, it’s important to understand that car insurance costs can vary widely based on several factors. These include your location, driving history, the age of your car, and the coverage options you choose. Typically, a clean driving record results in lower premiums, whereas accidents or traffic violations can increase your rates.
Additionally, living in a busy urban area usually means higher insurance rates compared to living in a quieter rural area. The type of coverage you choose also affects your premium—comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.
At Insuranceopedia, we can help you compare quotes from different insurance providers to ensure you get the best deal.
2024 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| USAA | $1,791 |
| 21st Century | $2,111 |
| California Capital | $2,140 |
| Alliance United | $2,270 |
| Mercury | $2,529 |
| Unitrin | $2,561 |
| Esurance | $2,757 |
| State Farm | $3,039 |
| Nationwide | $3,273 |
| CSAA | $3,248 |
2023 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $1,330 |
| Virginia Farm Bureau | $1,414 |
| Texas Farm Bureau Group | $1,709 |
| Auto-Owners Insurance Co | $1,784 |
| Shelter | $1,842 |
| MO Farm Bureau Services | $1,908 |
| USAA | $1,956 |
| Capital Insurance Group | $2,024 |
| New York Central Mutual Fire | $2,020 |
| California Capital | $2,096 |
2022 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $969 |
| SECURA Insurance | $1,225 |
| Pekin Insurance | $1,260 |
| Indiana Farmers Mutual Ins | $1,296 |
| Hastings Mutual Insurance Co | $1,463 |
| Country | $1,515 |
| Tennessee Farmers | $1,608 |
| Southern Farm Bureau | $1,673 |
| Farm Bureau Mutual (IA Group) | $1,723 |
| American National P | $1,865 |
2021 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $510 |
| American National P | $597 |
| Dairyland Broadform | $1,054 |
| Dairyland FR Bond | $1,087 |
| Indiana Farmers Mutual Ins | $1,328 |
| Atlantic States Insurance | $1,363 |
| Clearcover | $1,411 |
| Virginia Farm Bureau | $1,436 |
| Buckeye Insurance Group | $1,499 |
| Penn National | $1,672 |
2020 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $137 |
| American National P | $742 |
| Liberty Mutual | $832 |
| Pekin Insurance | $1,417 |
| Hastings Mutual Insurance Co | $1,559 |
| Indiana Farmers Mutual Ins | $1,612 |
| Auto-Owners Insurance Co | $1,839 |
| Mercury Insurance Company | $1,869 |
| 21st Century | $1,964 |
| Southern Farm Bureau | $1,976 |
2019 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $500 |
| Mercury Insurance | $611 |
| Farm Bureau Mutual (IA Group) | $1,000 |
| Plymouth Rock | $1,126 |
| AssuranceAmerica Economy | $1,410 |
| Capital Insurance Group | $1,665 |
| AssuranceAmerica Elite | $1,721 |
| Direct Auto | $1,899 |
| North Carolina Farm Bureau | $1,978 |
| California Capital | $1,961 |
2018 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $15 |
| Safeco | $215 |
| NatGen Value | $381 |
| Infinity Special | $618 |
| Kemper Auto Premier | $928 |
| Farm Bureau Mutual (IA Group) | $1,013 |
| SECURA Insurance | $1,096 |
| Pekin Insurance | $1,279 |
| Clearcover | $1,408 |
| Texas Farm Bureau Group | $1,531 |
2017 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $31 |
| Kemper Auto Premier | $303 |
| Mercury Insurance Company | $897 |
| MMG Insurance Company | $1,147 |
| Capital Insurance Group | $1,193 |
| North Carolina Farm Bureau | $1,204 |
| Virginia Farm Bureau | $1,203 |
| Concord Group | $1,272 |
| Arbella Insurance Group | $1,370 |
| Safety Group | $1,435 |
2016 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $144 |
| Kemper Auto Premier | $709 |
| Kemper Auto | Infinity | $737 |
| American National P | $790 |
| Mercury Insurance | $877 |
| North Carolina Farm Bureau | $1,026 |
| Dairyland Broadform | $1,046 |
| Infinity Special | $1,084 |
| PEMCO | $1,067 |
| New York Central Mutual Fire | $1,210 |
2015 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $47 |
| Mercury Insurance | $164 |
| American National P | $1,010 |
| Bear River | $1,295 |
| Clearcover | $1,306 |
| Virginia Farm Bureau | $1,332 |
| Kentucky Farm Bureau | $1,567 |
| Plymouth Rock Assurance | $1,621 |
| Texas Farm Bureau Group | $1,619 |
| Farm Bureau Ins of MI | $1,717 |
2014 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $84 |
| Kemper Auto Premier | $238 |
| Mercury Insurance | $448 |
| Dairyland Broadform | $1,045 |
| Virginia Farm Bureau | $1,274 |
| Texas Farm Bureau Group | $1,265 |
| NatGen Custom 360 | $1,285 |
| Mercury Insurance Company | $1,348 |
| SafeAuto | $1,432 |
| Farm Bureau Mutual (IA Group) | $1,444 |
2013 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $523 |
| Mercury Insurance | $597 |
| Farm Bureau Mutual (IA Group) | $978 |
| Texas Farm Bureau Group | $1,062 |
| Hastings Mutual Insurance Co | $1,185 |
| Capital Insurance Group | $1,410 |
| ACCC Insurance Company | $1,538 |
| Georgia Farm Bureau | $1,665 |
| Clearcover | $1,740 |
| Erie | $1,812 |
2012 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $171 |
| Mercury Insurance | $168 |
| Farm Bureau Mutual (IA Group) | $851 |
| American National P | $1,093 |
| Virginia Farm Bureau | $1,182 |
| Capital Insurance Group | $1,227 |
| PEMCO | $1,355 |
| Cameron Mutual Group | $1,354 |
| Clearcover | $1,361 |
| Texas Farm Bureau Group | $1,495 |
2011 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $187 |
| Safeco | $333 |
| West Bend Mutual | $694 |
| American National P | $730 |
| Western National | $789 |
| Kemper Auto Premier | $878 |
| Dairyland Auto 6 Month | $875 |
| Buckeye Insurance Group | $931 |
| Southern Farm Bureau | $926 |
| SECURA Insurance | $940 |
2010 Lexus IS Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $162 |
| Plymouth Rock | $489 |
| American National P | $910 |
| Virginia Farm Bureau | $967 |
| North Carolina Farm Bureau | $1,043 |
| SECURA Insurance | $1,095 |
| Texas Farm Bureau Group | $1,165 |
| PEMCO | $1,172 |
| Capital Insurance Group | $1,258 |
| Utica National Ins Group | $1,305 |
Compare Lexus IS To Other Lexus Models
FAQs
Who has the cheapest car insurance for a Lexus IS?
For the 2024 model year, USAA provides the cheapest car insurance rates for the Lexus IS.
Which company offers the best car insurance for a Lexus IS?
Given their low prices, comprehensive coverage, and excellent customer service ratings, we believe USAA offers the best car insurance option for a Lexus IS.
