Lexus NX Car Insurance Cost 2025
The average cost of insuring a Lexus LX is around $254 per year. However, this rate can fluctuate depending on factors like your age, the car’s model year, your driving history, and other personal details. To get a more accurate estimate tailored to your situation, you can refer to our quote tables below and compare different insurance options.
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If you’re considering purchasing a Lexus NX, it’s crucial to think about the cost of insurance. On average, insurance for a Lexus NX costs $254 per year. Insurance plays a significant role in car ownership, and it’s essential to understand the financial commitment before making a decision.
Selecting the right car insurance is vital to prevent unexpected and potentially costly surprises down the road. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.
With over ten years of experience studying car insurance rates, I’ve noticed how much these costs can vary. Your age, driving history, and location all play significant roles in determining your insurance premiums.
How Much Does Lexus NX Car Insurance Cost?
Typically, Lexus NX drivers can secure car insurance at an average rate of $254 per year. However, individual premiums may vary based on factors such as driving history, location, and coverage options.
It’s important to understand that car insurance costs can vary widely based on several factors, including location, driving history, vehicle model year, and selected coverage options. A clean driving record can lead to lower premiums, while accidents or traffic violations may increase costs.
Living in an urban area with high traffic congestion can also result in higher insurance rates compared to rural locations with fewer vehicles on the road. Additionally, the level of coverage you choose affects your premium—comprehensive coverage, which includes both collision and comprehensive protection, is generally more expensive than minimum liability coverage.
As shown in the table below, insurance for a Lexus NX is lower than the average cost of all Lexus models. However, it is still higher than the overall average for all cars.
To find the most competitive rates, Insuranceopedia helps you compare quotes from various auto insurance providers, ensuring you get the best deal tailored to your needs.
| Vehicle | Average Monthly Premium |
| Lexus NX | $171 |
| All Lexus | $174 |
| All Cars | $175 |
Average Insurance Cost Of Lexus NX By Model Year
| Model Year | Average Premium |
| 2024 Lexus NX | $1,121 |
| 2023 Lexus NX | $1,271 |
| 2022 Lexus NX | $1,078 |
| 2021 Lexus NX | $951 |
| 2020 Lexus NX | $926 |
| 2019 Lexus NX | $793 |
| 2018 Lexus NX | $949 |
| 2017 Lexus NX | $801 |
| 2016 Lexus NX | $793 |
| 2015 Lexus NX | $922 |
2024 Lexus NX Insurance Rates
The average annual insurance cost for a 2024 Lexus NX is $1,121. However, Kemper Auto | Infinity offers the cheapest rates, averaging $254 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $254 |
| Safeco | $407 |
| Plymouth Rock | $444 |
| Nationwide | $642 |
| Victoria | $1,065 |
| Kemper Auto | $1,385 |
| 21st Century | $1,484 |
| California Capital | $1,808 |
| Travelers | $1,821 |
| Unitrin | $1,896 |
2023 Lexus NX Insurance Rates
The average annual insurance cost for a 2023 Lexus NX is $1,271. However, Plymouth Rock offers the cheapest rates, averaging $355 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $355 |
| Safeco | $609 |
| Victoria | $1,039 |
| Nationwide | $1,252 |
| Penn National | $1,417 |
| 21st Century | $1,463 |
| Kemper Auto | $1,554 |
| Dairyland | $1,607 |
| New York Central Mutual Fire | $1,665 |
| Erie | $1,751 |
2022 Lexus NX Insurance Rates
The average annual insurance cost for a 2022 Lexus NX is $1,078. However, Dairyland offers the cheapest rates, averaging $378 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $378 |
| Safeco | $663 |
| Texas Farm Bureau Group | $964 |
| Virginia Farm Bureau | $1,032 |
| Kemper Auto Premier | $1,070 |
| SECURA Insurance | $1,175 |
| Erie | $1,293 |
| Titan | $1,372 |
| Clearcover | $1,382 |
| Nationwide | $1,455 |
2021 Lexus NX Insurance Rates
The average annual insurance cost for a 2021 Lexus NX is $1,078. However, Safeco offers the cheapest rates, averaging $302 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $302 |
| NatGen Custom 360 | $516 |
| National General Value | $703 |
| Texas Farm Bureau Group | $1,030 |
| Mercury Insurance | $1,040 |
| Farm Bureau Mutual (IA Group) | $1,053 |
| SECURA Insurance | $1,119 |
| Virginia Farm Bureau | $1,207 |
| Pekin Insurance | $1,225 |
| Capital Insurance Group | $1,319 |
Find Affordable Lexus NX Insurance Rates
2020 Lexus NX Insurance Rates
The average annual insurance cost for a 2020 Lexus NX is $926. However, Jupiter Auto Insurance offers the cheapest rates, averaging $15 per year.
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $15 |
| American National P | $525 |
| Safeco | $560 |
| SafeAuto | $847 |
| Texas Farm Bureau Group | $1,029 |
| SECURA Insurance | $1,200 |
| Safety Group | $1,219 |
| AssuranceAmerica | $1,273 |
| AssuranceAmerica Mobile Max | $1,255 |
| Mercury Insurance | $1,340 |
2019 Lexus NX Insurance Rates
The average annual insurance cost for a 2019 Lexus NX is $926. However, National General Value offers the cheapest rates, averaging $386 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $386 |
| Safeco | $524 |
| American National P | $558 |
| Concord Group | $698 |
| Kemper Personal Insurance | $706 |
| Wolverine Mutual | $885 |
| New Jersey Manufacturers | $1,010 |
| Countryway Insurance | $1,045 |
| Virginia Farm Bureau | $1,040 |
| MMG Insurance Company | $1,079 |
2018 Lexus NX Insurance Rates
The average annual insurance cost for a 2018 Lexus NX is $949. However, Safeco offers the cheapest rates, averaging $249 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $249 |
| SECURA Insurance | $840 |
| Texas Farm Bureau Group | $957 |
| Rockford Mutual Insurance | $959 |
| Pekin Insurance | $1,006 |
| Hastings Mutual Insurance Co | $1,024 |
| West Bend Mutual | $1,064 |
| Rural Mutual Insurance | $1,050 |
| Atlantic States Insurance | $1,118 |
| American Independent Ins Co | $1,222 |
2017 Lexus NX Insurance Rates
The average annual insurance cost for a 2017 Lexus NX is $801. However, Safeco offers the cheapest rates, averaging $252 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $252 |
| Mercury Insurance | $299 |
| Pekin Insurance | $694 |
| Hastings Mutual Insurance Co | $867 |
| Capital Insurance Group | $885 |
| SECURA Insurance | $881 |
| PEMCO | $946 |
| Texas Farm Bureau Group | $987 |
| Rockford Mutual Insurance | $1,069 |
| Tennessee Farmers | $1,125 |
2016 Lexus NX Insurance Rates
The average annual insurance cost for a 2016 Lexus NX is $793. However, Safeco offers the cheapest rates, averaging $294 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $294 |
| American National P | $451 |
| Nodak Mutual | $800 |
| SECURA Insurance | $840 |
| Buckeye Insurance Group | $873 |
| Ohio Mutual Ins Group | $866 |
| Mercury Insurance | $897 |
| Texas Farm Bureau Group | $931 |
| Western Reserve | $948 |
| West Bend Mutual | $1,025 |
2015 Lexus NX Insurance Rates
The average annual insurance cost for a 2015 Lexus NX is $922. However, American National P offers the cheapest rates, averaging $471 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $471 |
| Mercury Insurance | $575 |
| Safeco | $799 |
| Pekin Insurance | $817 |
| SECURA Insurance | $876 |
| Texas Farm Bureau Group | $899 |
| New Jersey Manufacturers | $958 |
| Penn National | $1,250 |
| Southern Farm Bureau | $1,289 |
| Capital Insurance Group | $1,287 |
Find Affordable Lexus NX Insurance Rates
Is A Lexus NX Expensive To Insure?
The cost to insure a Lexus NX is lower than the average for all cars. However, your actual insurance premium will depend on several factors, including your age, the model year of your vehicle, your location, and your driving history. To get the best rate, it’s always a good idea to compare quotes from multiple insurance providers.
Cheapest Car Insurance Companies For A Lexus NX
If you’re looking to purchase a new car insurance policy for your Lexus NX, you might want to know which companies offer the most affordable rates. StateAuto provides the lowest average premium at $36 per month for a Lexus NX. However, insurance rates vary based on factors such as your driving history, location, and coverage preferences. To find the best rate for your specific profile, it’s always a good idea to compare quotes from multiple providers.
| Company | Average Monthly Rate |
| Mile Auto | $37 |
| Verti | $41 |
| StateAuto | $36 |
| Freedom | $39 |
| NationalGeneral | $42 |
Common Lexus NX Insurance Discounts
Here’s a more refined and engaging version of your text:
“Discounts can significantly reduce your car insurance costs, and most providers offer various ways to save. Some of the most common discounts include:
- Multi-policy discount: Bundling your home and auto insurance with the same provider can lead to lower rates.
- Annual payment discount: Paying your premium in full rather than in monthly installments may qualify you for savings.
- Defensive driving discount: Completing a certified defensive driving course can make you eligible for reduced rates.
Additional discounts may be available depending on your insurer. Speaking with your insurance agent can help you identify the best savings opportunities for your specific situation.”
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Ways To Save On Lexus NX Insurance Costs
Here’s a refined version of your text for better clarity and readability:
“Keeping a clean driving record is one of the most effective ways to lower your Lexus NX insurance costs. Traffic violations and accidents can lead to higher premiums. For example, Lexus NX drivers with a speeding ticket may pay around $49 per month, while those with multiple accidents could see their rates rise to an average of $80 per month.
Another factor that affects insurance costs is annual mileage. Drivers who log fewer miles are generally considered lower risk, which can lead to savings. Lexus NX owners who drive between 2,501 and 5,000 miles per year typically pay around $66 per month for insurance, whereas those who exceed 10,000 miles annually may pay about $70 per month.
By maintaining a clean driving history and minimizing annual mileage, you can keep your insurance premiums more affordable.”
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Compare Lexus NX To Other Lexus Models
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Please note that the figures provided in this guide may differ based on your individual circumstances.
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FAQs
Do You Need Insurance Before You Can Purchase A Lexus NX?
Yes, you will need to provide proof of insurance before you can drive your Lexus NX off the dealership lot. It’s best to purchase a policy beforehand and inform your insurance company that you’re about to buy your car, rather than getting insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Lexus NX?
The best way to find the cheapest rates for your Lexus NX is to shop around and compare quotes from various auto insurance companies. Luckily, Insuranceopedia makes it easy to compare quotes from multiple providers directly on our website.
