Maserati Ghibli Car Insurance Cost 2025
On average, getting insurance for a Maserati Ghibli costs $1,275 per year. However, the actual cost can vary depending on factors such as your age, the model year of your car, and other considerations. You can use our quote tables below to get an estimate tailored to your specific situation.
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Choosing the right car insurance is important to avoid unexpected and potentially expensive expenses later on. Insufficient coverage in the event of an accident could leave you facing substantial out-of-pocket costs. Plus, there’s the possibility of premium hikes if you’re deemed at fault.
With over ten years of experience analyzing car insurance rates, I’ve witnessed significant variations in costs. Your age, driving history, and location all play substantial roles in determining insurance premiums
How Much Does Maserati Ghibli Car Insurance Cost?
Typically, drivers of the Maserati Ghibli can expect to pay an average of $1,275 per year for car insurance.
Although Nationwide’s rate serves as a useful reference point, it’s crucial to recognize that the price of car insurance can vary significantly based on several factors. These factors encompass your location, driving history, the model year of your car, and the specific coverage options you select. A clean driving record can result in lower premiums, whereas a track record of accidents or traffic infractions may raise your costs.
Moreover, residing in an urban area characterized by heavy traffic can lead to higher rates compared to rural regions with lighter traffic volumes. The type of coverage you opt for will also affect your premium—comprehensive coverage, which includes both comprehensive and collision coverage, tends to be pricier than minimum liability coverage.
Insuranceopedia is available to assist you in exploring and comparing quotes from various insurance providers, ensuring you secure the most favorable deal.
Average Insurance Cost Of Maserati Ghibli By Model Year
| Model Year | Average Premium |
| 2023 Maserati Ghibli | $4,671 |
| 2022 Maserati Ghibli | $2,242 |
| 2021 Maserati Ghibli | $2,813 |
| 2020 Maserati Ghibli | $1,930 |
| 2019 Maserati Ghibli | $1,792 |
| 2018 Maserati Ghibli | $1,550 |
| 2017 Maserati Ghibli | $1,458 |
| 2016 Maserati Ghibli | $1,308 |
| 2015 Maserati Ghibli | $1,400 |
| 2014 Maserati Ghibli | $1,144 |
2023 Maserati Ghibli Insurance Rates
The average annual insurance cost for a 2023 Maserati Ghibli is $4,671. However, Nationwide offers the cheapest rates, averaging $1,275 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,275 |
| California Capital | $2,798 |
| Mercury Insurance Company | $3,412 |
| USAA | $3,527 |
| Unitrin | $4,698 |
| 21st Century | $5,477 |
| State Farm | $5,688 |
| Alliance United | $6,250 |
| Farmers | $6,735 |
| National General | $6,850 |
2022 Maserati Ghibli Insurance Rates
The average annual insurance cost for a 2022 Maserati Ghibli is $2,242. However, North Carolina Farm Bureau offers the cheapest rates, averaging $1,773 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,773 |
| Erie | $1,934 |
| Hanover | $1,993 |
| Farm Bureau Mutual (IA Group) | $1,988 |
| GMAC Insurance Group | $2,018 |
| Penn National | $2,278 |
| ACCC Insurance Company | $2,361 |
| Travelers | $2,585 |
| Georgia Farm Bureau | $2,694 |
| California Capital | $2,796 |
2021 Maserati Ghibli Insurance Rates
The average annual insurance cost for a 2021 Maserati Ghibli is $2,813. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,531 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,531 |
| Direct Auto | $1,572 |
| Penn National | $2,020 |
| New Jersey Manufacturers | $2,046 |
| California Capital | $2,654 |
| USAA | $2,952 |
| State Farm | $3,245 |
| 21st Century | $3,870 |
| Nationwide | $3,898 |
| Unitrin | $4,339 |
2020 Maserati Ghibli Insurance Rates
The average annual insurance cost for a 2020 Maserati Ghibli is $1,930. However, American National P offers the cheapest rates, averaging $1,222 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $1,222 |
| Indiana Farmers Mutual Ins | $1,303 |
| Pekin Insurance | $1,503 |
| Penn National | $1,829 |
| Hastings Mutual Insurance Co | $2,086 |
| United Farm Bureau of IN Group | $2,096 |
| Farm Bureau Mutual (IA Group) | $2,110 |
| Buckeye Insurance Group | $2,083 |
| Southern Farm Bureau | $2,421 |
| Rockford Mutual Insurance | $2,646 |
2019 Maserati Ghibli Insurance Rates
The average annual insurance cost for a 2019 Maserati Ghibli is $1,792. However, Safeco offers the cheapest rates, averaging $952 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $952 |
| Direct Auto | $1,373 |
| Virginia Farm Bureau | $1,445 |
| Unigard | $1,538 |
| Farm Bureau Mutual (IA Group) | $1,648 |
| Texas Farm Bureau Group | $1,877 |
| Penn National | $1,881 |
| Mississippi Farm Bureau | $2,283 |
| Utica National Ins Group | $2,405 |
| California Capital | $2,515 |
2018 Maserati Ghibli Insurance Rates
The average annual insurance cost for a 2018 Maserati Ghibli is $1,550. However, American National P offers the cheapest rates, averaging $1,378 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $1,378 |
| Texas Farm Bureau Group | $1,390 |
| Mercury Insurance | $1,374 |
| Capital Insurance Group | $1,398 |
| Safeco | $1,447 |
| Titan | $1,460 |
| Direct Auto | $1,514 |
| Tennessee Farmers | $1,577 |
| Utica National Ins Group | $1,970 |
| Penn National | $1,991 |
Find Affordable Maserati Ghibli Insurance Rates
2017 Maserati Ghibli Insurance Rates
The average annual insurance cost for a 2017 Maserati Ghibli is $1,458. However, Mercury Insurance offers the cheapest rates, averaging $988 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $988 |
| Indiana Farmers Mutual Ins | $1,142 |
| Plymouth Rock | $1,147 |
| SAFECO | $1,429 |
| Capital Insurance Group | $1,503 |
| Titan | $1,521 |
| Texas Farm Bureau Group | $1,602 |
| American National P | $1,607 |
| United Farm Bureau of IN Group | $1,700 |
| ACCC Insurance Company | $1,941 |
2016 Maserati Ghibli Insurance Rates
The average annual insurance cost for a 2016 Maserati Ghibli is $1,308. However, Safeco offers the cheapest rates, averaging $682 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $682 |
| Clearcover | $850 |
| American National P | $835 |
| Virginia Farm Bureau | $902 |
| Titan | $1,202 |
| Texas Farm Bureau Group | $1,386 |
| Mercury Insurance | $1,501 |
| Capital Insurance Group | $1,816 |
| North Carolina Farm Bureau | $1,832 |
| Norfolk and Dedham Group | $2,078 |
2015 Maserati Ghibli Insurance Rates
The average annual insurance cost for a 2015 Maserati Ghibli is $1,400. However, Safeco offers the cheapest rates, averaging $210 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $210 |
| Virginia Farm Bureau | $1,136 |
| Mercury Insurance | $1,280 |
| Clearcover | $1,313 |
| EMC Insurance | $1,346 |
| Indiana Farmers Mutual Ins | $1,684 |
| Texas Farm Bureau Group | $1,715 |
| Mississippi Farm Bureau | $1,725 |
| Ameriprise Group | $1,778 |
| American National P | $1,816 |
2014 Maserati Ghibli Insurance Rates
The average annual insurance cost for a 2014 Maserati Ghibli is $1,144. However, Mercury Insurance offers the cheapest rates, averaging $310 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $310 |
| Liberty Mutual | $709 |
| Safeco | $750 |
| Plymouth Rock Assurance | $1,105 |
| Clearcover | $1,163 |
| American National P | $1,170 |
| PEMCO | $1,532 |
| New Jersey Manufacturers | $1,560 |
| Capital Insurance Group | $1,578 |
| Titan | $1,562 |
Find Affordable Maserati Ghibli Insurance Rates
Is A Maserati Ghibli Expensive To Insure?
The cost of insuring a Maserati Ghibli is lower than the overall average for all cars. However, your actual insurance premium may vary depending on factors such as your age, the age of your vehicle, your location, and other considerations.
Cost of Maserati Ghibli Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers usually face the highest premiums, as they are statistically more likely to be involved in accidents compared to other age groups. As you age and gain more driving experience, your premiums tend to decrease, reflecting a lower risk to insurers.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $17,298 | $25,392 | $29,707 |
| 18 | $16,138 | $23,688 | $27,704 |
| 19 | $14,235 | $20,930 | $24,477 |
| 20 | $12,437 | $18,236 | $21,347 |
| 21 | $10,415 | $15,310 | $17,901 |
| 22 | $10,136 | $14,886 | $17,439 |
| 23 | $8,886 | $13,057 | $15,230 |
| 24 | $8,418 | $12,396 | $14,481 |
| 25 | $7,267 | $10,691 | $12,493 |
| 30 | $5,675 | $8,307 | $9,734 |
| 35 | $5,305 | $7,794 | $9,120 |
| 40 | $5,109 | $7,484 | $8,753 |
| 45 | $4,986 | $7,292 | $8,540 |
| 55 | $4,544 | $6,713 | $7,814 |
| 65 | $4,744 | $6,986 | $8,160 |
| 75 | $5,983 | $8,824 | $10,324 |
Maserati Ghibli Car Insurance Rates By State
Where you live significantly influences your insurance rates. Each state regulates its own auto insurance requirements, and some states, like Michigan, have higher premiums due to mandatory coverage levels. Furthermore, local climate conditions—such as hurricanes, storms, or flooding—can impact rates. Areas with higher crime rates or more frequent accidents, including car thefts and crashes, often have higher premiums. Insurance companies take all of these factors into account when determining the cost of insuring your Maserati Ghibli.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $5,411 | $7,880 | $9,996 |
| Alaska | $4,470 | $6,210 | $6,028 |
| Arizona | $5,043 | $7,297 | $10,797 |
| Arkansas | $5,558 | $8,724 | $9,580 |
| California | $6,193 | $10,906 | $6,169 |
| Colorado | $5,761 | $8,075 | $10,255 |
| Connecticut | $7,347 | $11,433 | $14,510 |
| Delaware | $6,118 | $8,111 | $10,421 |
| Florida | $7,278 | $10,027 | $13,084 |
| Hawaii | $2,354 | $3,196 | $2,366 |
| Idaho | $4,091 | $5,429 | $6,619 |
| Illinois | $4,308 | $6,510 | $7,407 |
| Indiana | $4,437 | $6,748 | $7,580 |
| Iowa | $3,511 | $4,817 | $5,622 |
| Kansas | $4,639 | $6,772 | $7,915 |
| Kentucky | $6,717 | $9,870 | $11,646 |
| Louisiana | $8,639 | $13,050 | $14,163 |
| Maine | $3,258 | $4,515 | $6,652 |
| Maryland | $5,280 | $7,713 | $8,543 |
| Massachusetts | $4,255 | $7,383 | $4,224 |
| Michigan | $10,235 | $15,587 | $24,602 |
| Minnesota | $4,203 | $5,611 | $7,910 |
| Mississippi | $5,092 | $7,261 | $7,299 |
| Missouri | $4,780 | $6,835 | $8,988 |
| Montana | $4,858 | $6,790 | $7,907 |
| Nebraska | $4,117 | $6,085 | $6,615 |
| Nevada | $6,788 | $10,085 | $10,624 |
| New Hampshire | $4,732 | $7,452 | $9,455 |
| New Jersey | $5,224 | $8,150 | $10,695 |
| New Mexico | $5,324 | $7,890 | $8,196 |
| New York | $4,932 | $6,206 | $10,364 |
| North Carolina | $3,048 | $5,252 | $3,757 |
| North Dakota | $4,155 | $6,333 | $7,518 |
| Ohio | $3,729 | $5,743 | $5,889 |
| Oklahoma | $5,948 | $8,499 | $9,567 |
| Oregon | $5,417 | $7,255 | $8,676 |
| Pennsylvania | $4,575 | $6,706 | $7,843 |
| Rhode Island | $7,626 | $11,170 | $12,584 |
| South Carolina | $5,157 | $7,143 | $9,893 |
| South Dakota | $4,647 | $6,683 | $7,692 |
| Tennessee | $5,435 | $8,014 | $10,676 |
| Texas | $5,478 | $7,945 | $9,860 |
| Utah | $4,658 | $6,541 | $9,019 |
| Vermont | $3,592 | $5,540 | $5,835 |
| Virginia | $3,377 | $5,191 | $5,081 |
| Washington | $4,477 | $6,075 | $7,266 |
| West Virginia | $4,530 | $6,478 | $8,080 |
| Wisconsin | $4,515 | $7,025 | $8,021 |
| Wyoming | $4,181 | $5,872 | $6,254 |
| Georgia | $5,931 | $8,840 | $8,932 |
Find Affordable Maserati Ghibli Insurance Rates
Common Maserati Ghibli Insurance Discounts
Discounts are an excellent way to reduce your car insurance premiums. While each insurer offers different discounts, there are a few common ones you can check your eligibility for:
- Multi-policy: Bundling your home and auto insurance with the same provider often results in a discounted rate.
- Pay annually: Paying your premium in full rather than monthly can help you save.
- Defensive driving: Completing a certified defensive driving course can make you eligible for discounts.
Additionally, there may be other discounts you qualify for. It’s a good idea to speak with your insurance agent to discover all the savings opportunities available to you.
Compare Maserati Ghibli To Other Maserati Models
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results.
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FAQs
Do You Need Insurance Before You Can Purchase A Maserati Ghibli?
Yes, you’ll need to provide proof of insurance before driving your Maserati Ghibli off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company that you’re about to buy the car, rather than getting insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Maserati Ghibli?
The best way to find the most affordable rates for your Maserati Ghibli is by shopping around and comparing quotes from various auto insurance companies. Luckily, Insuranceopedia offers an easy way to compare quotes from multiple providers directly on our website.
