Mazda 6 Car Insurance Cost 2025
On average, insuring a Mazda 6 costs $2,242 per year. However, your actual rate may vary based on factors like your age, the car’s model year, and other personal details. Check our quote tables below to get a customized estimate for your insurance costs.
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If you’re thinking about buying a Mazda 6, one crucial aspect to think about is the insurance cost. On average, insurance for a Mazda 6 costs $2,242 per year. Insurance plays a major role in owning a car, so it’s important to understand the implications before making a purchase.
Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. It’s vital to have adequate coverage to avoid significant out-of-pocket costs in the event of an accident. Additionally, there’s the risk of increased premiums if you’re found at fault.
With more than ten years of experience studying car insurance rates, I’ve witnessed how much these expenses can fluctuate. Factors like your age, driving history, and location can all significantly impact your insurance rates.
How Much Does Mazda 6 Car Insurance Cost?
Mazda 6 drivers typically pay an average of $2,242 per year for car insurance. However, rates may vary depending on factors such as age, location, and coverage options.
It’s important to understand that car insurance costs can vary significantly based on factors such as location, driving history, vehicle model year, and chosen coverage options. Maintaining a clean driving record can help lower premiums, while accidents or traffic violations may increase costs.
Living in an urban area with heavy traffic may lead to higher rates compared to rural locations. Additionally, comprehensive coverage, which includes both collision and other damages, typically costs more than minimum liability insurance.
As shown in the table below, the insurance cost for a Mazda 6 is higher than the average for all Mazda models but lower than the overall average for all cars.
Insuranceopedia can help you compare quotes from multiple providers to find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Mazda 6 | $173 |
| All Mazdas | $160 |
| All Cars | $175 |
Average Insurance Cost Of Mazda 6 By Model Year
| Model Year | Average Premium |
| 2022 Mazda 6 | $3,319 |
| 2021 Mazda 6 | $930 |
| 2020 Mazda 6 | $839 |
| 2019 Mazda 6 | $905 |
| 2018 Mazda 6 | $1,095 |
| 2017 Mazda 6 | $557 |
| 2016 Mazda 6 | $785 |
| 2015 Mazda 6 | $604 |
| 2014 Mazda 6 | $790 |
| 2013 Mazda 6 | $791 |
| 2012 Mazda 6 | $557 |
| 2011 Mazda 6 | $646 |
| 2010 Mazda 6 | $514 |
2022 Mazda 6 Insurance Rates
The average annual insurance cost for a 2022 Mazda 6 is $3,319. However, Mercury offers the cheapest rates, averaging $2,242 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $2,242 |
| Metropolitan | $3,599 |
| Direct General Insurance | $4,115 |
2021 Mazda 6 Insurance Rates
The average annual insurance cost for a 2022 Mazda 6 is $930. However, Safeco offers the cheapest rates, averaging $103 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $103 |
| NatGen Value | $578 |
| Mercury Insurance | $647 |
| Victoria | $829 |
| Virginia Farm Bureau | $919 |
| Titan | $1,033 |
| Hastings Mutual Insurance Co | $1,075 |
| Utica National Ins Group | $1,288 |
| State Farm | $1,388 |
| Erie | $1,440 |
2020 Mazda 6 Insurance Rates
The average annual insurance cost for a 2020 Mazda 6 is $839. However, Safeco offers the cheapest rates, averaging $421 per year.
| Insurance Provider | Average Annual Cost |
| SAFECO | $421 |
| Mercury Insurance | $653 |
| NatGen PPA | $744 |
| Concord Group | $748 |
| MMG Insurance Company | $775 |
| Dairyland Broadform | $918 |
| American National P | $955 |
| Western Reserve | $1,021 |
| Dairyland FR Bond | $1,064 |
| Clearcover | $1,088 |
2019 Mazda 6 Insurance Rates
The average annual insurance cost for a 2019 Mazda 6 is $905. However, SAFECO offers the cheapest rates, averaging $327 per year.
| Insurance Provider | Average Annual Cost |
| SAFECO | $327 |
| Concord Group | $718 |
| National General Value | $810 |
| NatGen PPA | $906 |
| Mercury Insurance | $982 |
| Farm Bureau Mutual (IA Group) | $1,022 |
| Pekin Insurance | $1,041 |
| MMG Insurance Company | $1,042 |
| Safety Group | $1,055 |
| Patriot Group | $1,149 |
2018 Mazda 6 Insurance Rates
The average annual insurance cost for a 2018 Mazda 6 is $1,095. However, SAFECO offers the cheapest rates, averaging $506 per year.
| Insurance Provider | Average Annual Cost |
| SAFECO | $506 |
| Plymouth Rock Assurance | $704 |
| American National P | $936 |
| Safety Group | $1,175 |
| Indiana Farmers Mutual Ins | $1,198 |
| Mercury Insurance | $1,225 |
| Norfolk and Dedham Group | $1,247 |
| Texas Farm Bureau Group | $1,305 |
| Titan | $1,305 |
| Pekin Insurance | $1,345 |
2017 Mazda 6 Insurance Rates
The average annual insurance cost for a 2017 Mazda 6 is $557. However, Kemper Personal Insurance offers the cheapest rates, averaging $148 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $148 |
| Jupiter Auto Insurance | $223 |
| Kemper Auto Premier | $417 |
| SAFECO | $546 |
| Dairyland Broadform | $567 |
| American National P | $621 |
| Kemper Auto Premium | $605 |
| Dairyland FR Bond | $669 |
| Mercury Insurance | $723 |
| NatGen PPA | $1,053 |
2016 Mazda 6 Insurance Rates
The average annual insurance cost for a 2016 Mazda 6 is $785. However, Kemper Personal Insurance offers the cheapest rates, averaging $68 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $68 |
| SAFECO | $471 |
| Jupiter Auto Insurance | $489 |
| Dairyland FR Bond | $573 |
| Kemper Auto Premier | $664 |
| Mercury Insurance | $907 |
| Utica National Ins Group | $1,093 |
| North Carolina Farm Bureau | $1,134 |
| Pekin Insurance | $1,175 |
| Capital Insurance Group | $1,274 |
Find Affordable Mazda 6 Car Insurance
2015 Mazda 6 Insurance Rates
The average annual insurance cost for a 2015 Mazda 6 is $604. However, Kemper Auto Premium offers the cheapest rates, averaging $332 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premium | $332 |
| AssuranceAmerica Mobile Max | $300 |
| National General RAD | $364 |
| SAFECO | $375 |
| Dairyland Broadform | $462 |
| Kemper Auto | $653 |
| Jupiter Auto Insurance | $705 |
| Mercury Insurance | $769 |
| North Carolina Farm Bureau | $1,006 |
| Loya Insurance | $1,071 |
2014 Mazda 6 Insurance Rates
The average annual insurance cost for a 2014 Mazda 6 is $790. However, SAFECO offers the cheapest rates, averaging $440 per year.
| Insurance Provider | Average Annual Cost |
| SAFECO | $440 |
| Tennessee Farmers | $611 |
| American National P | $617 |
| Mercury Insurance | $654 |
| General Casualty | $864 |
| Buckeye Insurance Group | $910 |
| Utica National Ins Group | $920 |
| Mississippi Farm Bureau | $939 |
| Clearcover | $951 |
| North Carolina Farm Bureau | $997 |
2013 Mazda 6 Insurance Rates
The average annual insurance cost for a 2013 Mazda 6 is $791. However, Mercury Insurance Company offers the cheapest rates, averaging $481 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $481 |
| SAFECO | $569 |
| American National P | $689 |
| Indiana Farmers Mutual Ins | $782 |
| SECURA Insurance | $872 |
| Pekin Insurance | $892 |
| Southern Farm Bureau | $866 |
| Utica National Ins Group | $918 |
| MO Farm Bureau Services | $917 |
| Buckeye Insurance Group | $923 |
2012 Mazda 6 Insurance Rates
The average annual insurance cost for a 2012 Mazda 6 is $557. However, Jupiter Auto Insurance offers the cheapest rates, averaging $123 per year.
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $123 |
| NatGen PPA | $253 |
| SAFECO | $313 |
| Mercury Insurance | $434 |
| American National P&C | $486 |
| Dairyland Broadform | $533 |
| North Carolina Farm Bureau | $836 |
| Buckeye Insurance Group | $848 |
| American National P | $846 |
| Utica National Ins Group | $895 |
2011 Mazda 6 Insurance Rates
The average annual insurance cost for a 2011 Mazda 6 is $646. However, SAFECO offers the cheapest rates, averaging $277 per year.
| Insurance Provider | Average Annual Cost |
| SAFECO | $277 |
| Dairyland Auto 1 Month | $484 |
| American National P | $591 |
| American National P&C | $654 |
| Mercury Insurance | $636 |
| Kemper Auto | $690 |
| North Carolina Farm Bureau | $691 |
| EMC Insurance | $682 |
| Dairyland Broadform | $862 |
| Buckeye Insurance Group | $891 |
2010 Mazda 6 Insurance Rates
The average annual insurance cost for a 2010 Mazda 6 is $646. However, Dairyland Broadform offers the cheapest rates, averaging $171 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $171 |
| SAFECO | $280 |
| Union Mutual Fire Group | $511 |
| Kemper Auto Premier | $534 |
| Concord Group | $599 |
| Buckeye Insurance Group | $572 |
| Dairyland FR Bond | $608 |
| Jupiter Auto Insurance | $608 |
| Indiana Farmers Mutual Ins | $623 |
| MMG Insurance Company | $635 |
Find Affordable Mazda 6 Insurance Rates
Is A Mazda 6 Expensive To Insure?
The cost to insure a Mazda 6 is lower than the overall average for all cars. However, your actual insurance premium will depend on several factors, including your age, the car’s model year, your location, and other personal details. Comparing quotes from multiple providers can help you find the best rate tailored to your profile.
Cost of Mazda 6 Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers typically face the highest premiums due to their higher accident risk, while older, more experienced drivers generally enjoy lower rates as they are considered less risky to insure.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,827 | $8,549 | $10,012 |
| 18 | $5,408 | $7,975 | $9,345 |
| 19 | $4,791 | $7,039 | $8,238 |
| 20 | $4,167 | $6,123 | $7,172 |
| 21 | $3,510 | $5,156 | $6,007 |
| 22 | $3,417 | $4,998 | $5,882 |
| 23 | $3,003 | $4,383 | $5,124 |
| 24 | $2,860 | $4,171 | $4,866 |
| 25 | $2,457 | $3,602 | $4,201 |
| 30 | $1,896 | $2,793 | $3,270 |
| 35 | $1,770 | $2,634 | $3,059 |
| 40 | $1,705 | $2,510 | $2,956 |
| 45 | $1,686 | $2,470 | $2,896 |
| 55 | $1,519 | $2,260 | $2,630 |
| 65 | $1,586 | $2,342 | $2,752 |
| 75 | $2,029 | $2,961 | $3,486 |
Mazda 6 Car Insurance Rates By State
Your location plays a crucial role in determining car insurance rates. Each state has its own regulations, affecting coverage requirements and costs. For instance, Michigan drivers tend to pay higher premiums due to mandated coverage levels. Additionally, factors such as extreme weather conditions, crime rates, and local accident statistics influence insurance costs. Areas with high theft or accident rates generally see higher premiums, while regions with fewer risks may offer lower rates. These factors all contribute to the final cost of insuring your Mazda 6.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,842 | $2,650 | $3,383 |
| Alaska | $1,515 | $2,089 | $2,028 |
| Arizona | $1,710 | $2,445 | $3,626 |
| Arkansas | $1,879 | $2,937 | $3,227 |
| California | $2,088 | $3,665 | $2,063 |
| Colorado | $1,959 | $2,708 | $3,434 |
| Connecticut | $2,490 | $3,859 | $4,900 |
| Delaware | $2,061 | $2,750 | $3,510 |
| Florida | $2,452 | $3,390 | $4,405 |
| Hawaii | $816 | $1,082 | $804 |
| Idaho | $1,399 | $1,832 | $2,212 |
| Illinois | $1,443 | $2,203 | $2,511 |
| Indiana | $1,478 | $2,294 | $2,556 |
| Iowa | $1,160 | $1,622 | $1,912 |
| Kansas | $1,555 | $2,267 | $2,650 |
| Kentucky | $2,284 | $3,344 | $3,948 |
| Louisiana | $2,905 | $4,404 | $4,787 |
| Maine | $1,099 | $1,526 | $2,240 |
| Maryland | $1,761 | $2,596 | $2,875 |
| Massachusetts | $1,417 | $2,470 | $1,407 |
| Michigan | $3,454 | $5,240 | $8,292 |
| Minnesota | $1,436 | $1,908 | $2,660 |
| Mississippi | $1,703 | $2,456 | $2,474 |
| Missouri | $1,617 | $2,298 | $3,021 |
| Montana | $1,649 | $2,305 | $2,677 |
| Nebraska | $1,368 | $2,030 | $2,219 |
| Nevada | $2,288 | $3,397 | $3,582 |
| New Hampshire | $1,611 | $2,532 | $3,183 |
| New Jersey | $1,753 | $2,767 | $3,607 |
| New Mexico | $1,796 | $2,675 | $2,752 |
| New York | $1,656 | $2,076 | $3,463 |
| North Carolina | $1,025 | $1,783 | $1,242 |
| North Dakota | $1,416 | $2,135 | $2,508 |
| Ohio | $1,237 | $1,918 | $1,999 |
| Oklahoma | $1,987 | $2,885 | $3,223 |
| Oregon | $1,832 | $2,432 | $2,901 |
| Pennsylvania | $1,519 | $2,249 | $2,626 |
| Rhode Island | $2,574 | $3,777 | $4,215 |
| South Carolina | $1,727 | $2,427 | $3,312 |
| South Dakota | $1,553 | $2,248 | $2,600 |
| Tennessee | $1,844 | $2,686 | $3,616 |
| Texas | $1,832 | $2,674 | $3,326 |
| Utah | $1,553 | $2,207 | $3,028 |
| Vermont | $1,199 | $1,874 | $1,978 |
| Virginia | $1,131 | $1,761 | $1,725 |
| Washington | $1,506 | $2,045 | $2,441 |
| West Virginia | $1,534 | $2,186 | $2,706 |
| Wisconsin | $1,515 | $2,384 | $2,688 |
| Wyoming | $1,406 | $1,992 | $2,099 |
| Georgia | $1,974 | $2,985 | $3,016 |
Find Affordable Mazda 6 Insurance Rates
Cheapest Car Insurance Companies For A Mazda 6
If you’re in the market for a new car insurance policy for your Mazda 6, finding the most affordable provider is key. Hugo offers the lowest rate at an average of $34 per month, making it the cheapest option. However, insurance costs vary based on factors like your driving history, location, and coverage needs. To ensure you get the best rate for your specific profile, it’s always a good idea to compare quotes from multiple providers.
| Company | Average Monthly Rate |
| CaliforniaCasualty | $41 |
| MetroMile | $40 |
| Aspire | $45 |
| Hugo | $34 |
| Fiesta | $42 |
Common Mazda 6 Insurance Discounts
Discounts are an excellent way to reduce your car insurance costs. While each insurance provider offers unique discounts, here are some common ones you can check your eligibility for:
- Multi-policy: Bundling your home and auto insurance with the same provider often leads to a discounted rate.
- Pay annually: If you pay your premium in full rather than monthly installments, you may qualify for savings.
- Defensive driving: Completing a certified defensive driving course can help lower your premiums.
There may be other discounts available based on your insurer. It’s a good idea to speak with your insurance agent to find out which discounts apply to you.
Ways To Save On Mazda 6 Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Mazda 6 insurance costs down. Getting a speeding ticket or being involved in an accident can increase your premiums. Drivers with a ticket on their record typically pay $96 per month, while those with multiple accidents pay an average of $130 per month. By avoiding these incidents, you can keep your insurance costs low. Additionally, drivers with low annual mileage generally pay less for insurance. The fewer miles you drive, the lower the likelihood of being involved in an accident, making you a lower risk to insure. Mazda 6 drivers who drive between 2,501-5,000 miles per year will pay around $88 per month, while those who drive over 10,000 miles per year can expect to pay $87 per month.
Compare Mazda 6 To Other Mazda Models
Our Methodology
To calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used for this calculation was a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it's important to note that these figures may vary based on your individual circumstances, such as your age, driving history, location, and other factors.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Mazda 6?
Yes, you will need to provide proof of insurance before you can drive your Mazda 6 off the dealership lot. The best approach is to purchase an insurance policy in advance, and then inform your insurance company that you are about to purchase the car. This way, you can have your insurance coverage ready when you need it, instead of relying on the dealership to arrange coverage for you.
How Can You Get The Cheapest Insurance For Your Mazda 6 ?
The best way to find the cheapest rates for your Mazda 6 is by shopping around and comparing quotes from different auto insurance companies. Luckily, Insuranceopedia offers a convenient platform where you can compare quotes from multiple providers directly on our website. This will help you find the best deal tailored to your specific needs and budget.
