Mazda CX-3 Car Insurance Cost
Getting insurance for a Mazda CX-3 typically runs about $960 annually through Metropolitan. However, the actual cost varies based on factors such as age, the year of the car model, and other considerations. You can check our quote tables below to estimate your specific cost.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re considering purchasing a Mazda CX-3, it’s essential to consider the cost of insurance. Insurance plays a significant role in car ownership, so it’s vital to comprehend the financial obligations before making a decision.
Selecting the appropriate car insurance is crucial to prevent unexpected and potentially costly expenses in the future. It’s important to ensure you have adequate coverage in case of an accident to avoid substantial out-of-pocket payments. Additionally, there’s the possibility of facing higher premiums if you’re deemed responsible for an accident.
Drawing from over a decade of experience analyzing car insurance rates, I’ve observed the considerable variability in these expenses. Factors such as age, driving history, and location can all significantly influence your insurance premiums.
How Much Does Mazda CX-3 Car Insurance Cost?
Typically, Metropolitan provides the most competitive price, averaging around $960 annually for full coverage insurance on a 2024 Mazda CX-3.
While Metropolitan’s rate serves as a useful point of comparison, it’s vital to recognize that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations can raise your costs.
Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. Your choice of coverage will also impact your premium—comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you find the most favorable deal for your needs.
2024 Mazda CX-3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Metropolitan | $960 |
| Allstate | $1,315 |
| National Farmers Union P | $1,437 |
| Farmers | $2,959 |
2022 Mazda CX-3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $761 |
| Direct Auto | $983 |
| Auto-Owners Insurance Co | $947 |
| Motorists Mutual | $903 |
| Safeco | $200 |
| Erie | $857 |
| Hastings Mutual Insurance Co | $671 |
| American Family | $994 |
| Ohio Mutual Ins Group | $1,011 |
| National General Value | $928 |
2021 Mazda CX-3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $719 |
| Farm Bureau Mutual (IA Group) | $1,317 |
| Texas Farm Bureau Group | $1,102 |
| Pekin Insurance | $979 |
| Safeco | $175 |
| Westfield | $828 |
| Mercury Insurance | $517 |
| SECURA Insurance | $1,224 |
| National Grange Mutual | $1,234 |
| Countryway Insurance | $1,042 |
2020 Mazda CX-3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Wolverine Mutual | $997 |
| Western Reserve | $1,338 |
| Kemper Auto | Infinity | $1,203 |
| Safeco | $1,076 |
| Pekin Insurance | $636 |
| SECURA Insurance | $1,039 |
| Buckeye Insurance Group | $796 |
| Safety Group | $1,277 |
| Capital Insurance Group | $1,311 |
| Indiana Farmers Mutual Ins | $1,169 |
2019 Mazda CX-3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $398 |
| United Farm Bureau of IN Group | $856 |
| Rural Mutual Insurance | $792 |
| AssuranceAmerica Mobile Max | $610 |
| Safeco | $119 |
| Kemper Auto | $480 |
| Mercury Insurance | $96 |
| Buckeye Insurance Group | $794 |
| Norfolk and Dedham Group | $850 |
| West Bend Mutual | $704 |
2018 Mazda CX-3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $559 |
| Celina Insurance Group | $998 |
| Western Reserve | $929 |
| Ohio Mutual Ins Group | $717 |
| Safeco | $188 |
| Texas Farm Bureau Group | $692 |
| National General Value | $497 |
| Buckeye Insurance Group | $940 |
| Concord Group | $982 |
| NatGen PPA | $729 |
2017 Mazda CX-3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $702 |
| Oregon Mutual | $944 |
| Capital Insurance Group | $808 |
| National General Value | $726 |
| Mercury Insurance | $246 |
| Texas Farm Bureau Group | $737 |
| NatGen Custom 360 | $656 |
| Direct Auto | $813 |
| Kemper Auto | $830 |
| Safety Group | $736 |
2016 Mazda CX-3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $430 |
| SafeAuto | $893 |
| North Carolina Farm Bureau | $777 |
| Western Reserve | $726 |
| Safeco | $264 |
| Buckeye Insurance Group | $661 |
| National General Value | $343 |
| Clearcover | $811 |
| NatGen PPA | $830 |
| Ohio Mutual Ins Group | $775 |
Find Affordable Mazda CX-3 Car Insurance
Cost of Mazda CX-3 Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,453 | $9,462 | $11,100 |
| 18 | $6,042 | $8,807 | $10,345 |
| 19 | $5,328 | $7,775 | $9,123 |
| 20 | $4,623 | $6,820 | $7,949 |
| 21 | $3,868 | $5,686 | $6,671 |
| 22 | $3,773 | $5,557 | $6,482 |
| 23 | $3,301 | $4,847 | $5,656 |
| 24 | $3,139 | $4,633 | $5,400 |
| 25 | $2,717 | $4,001 | $4,619 |
| 30 | $2,107 | $3,095 | $3,644 |
| 35 | $1,955 | $2,892 | $3,371 |
| 40 | $1,875 | $2,759 | $3,267 |
| 45 | $1,807 | $2,716 | $3,201 |
| 55 | $1,698 | $2,455 | $2,872 |
| 65 | $1,746 | $2,616 | $3,048 |
| 75 | $2,268 | $3,264 | $3,847 |
Mazda CX-3 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,009 | $2,915 | $3,694 |
| Alaska | $1,673 | $2,332 | $2,255 |
| Arizona | $1,859 | $2,767 | $4,049 |
| Arkansas | $2,066 | $3,216 | $3,575 |
| California | $2,272 | $4,069 | $2,293 |
| Colorado | $2,152 | $3,018 | $3,816 |
| Connecticut | $2,730 | $4,275 | $5,405 |
| Delaware | $2,255 | $3,036 | $3,896 |
| Florida | $2,712 | $3,731 | $4,862 |
| Georgia | $2,169 | $3,325 | $3,314 |
| Hawaii | $862 | $1,174 | $865 |
| Idaho | $1,544 | $2,062 | $2,467 |
| Illinois | $1,611 | $2,432 | $2,792 |
| Indiana | $1,656 | $2,526 | $2,790 |
| Iowa | $1,312 | $1,836 | $2,103 |
| Kansas | $1,705 | $2,545 | $2,939 |
| Kentucky | $2,521 | $3,691 | $4,339 |
| Louisiana | $3,219 | $4,870 | $5,261 |
| Maine | $1,259 | $1,716 | $2,526 |
| Maryland | $1,965 | $2,851 | $3,201 |
| Massachusetts | $1,587 | $2,800 | $1,569 |
| Michigan | $3,814 | $5,799 | $9,158 |
| Minnesota | $1,579 | $2,120 | $2,951 |
| Mississippi | $1,903 | $2,686 | $2,751 |
| Missouri | $1,747 | $2,547 | $3,323 |
| Montana | $1,835 | $2,515 | $2,945 |
| Nebraska | $1,573 | $2,258 | $2,466 |
| Nevada | $2,525 | $3,756 | $3,971 |
| New Hampshire | $1,775 | $2,792 | $3,507 |
| New Jersey | $1,960 | $3,068 | $3,968 |
| New Mexico | $1,966 | $2,931 | $3,068 |
| New York | $1,816 | $2,293 | $3,866 |
| North Carolina | $1,128 | $1,974 | $1,386 |
| North Dakota | $1,594 | $2,375 | $2,785 |
| Ohio | $1,398 | $2,148 | $2,190 |
| Oklahoma | $2,221 | $3,174 | $3,589 |
| Oregon | $2,004 | $2,701 | $3,246 |
| Pennsylvania | $1,699 | $2,476 | $2,902 |
| Rhode Island | $2,824 | $4,157 | $4,676 |
| South Carolina | $1,909 | $2,684 | $3,669 |
| South Dakota | $1,737 | $2,479 | $2,862 |
| Tennessee | $2,037 | $2,972 | $3,981 |
| Texas | $2,088 | $2,945 | $3,657 |
| Utah | $1,752 | $2,435 | $3,355 |
| Vermont | $1,330 | $2,052 | $2,178 |
| Virginia | $1,223 | $1,916 | $1,911 |
| Washington | $1,708 | $2,253 | $2,709 |
| West Virginia | $1,685 | $2,395 | $3,050 |
| Wisconsin | $1,701 | $2,595 | $2,985 |
| Wyoming | $1,552 | $2,183 | $2,326 |
Compare Mazda CX-3 To Other Mazda Models
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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