Mazda CX-5 Car Insurance Cost 2025
Getting insurance for a Mazda CX-5 costs $699 per year, on average. However, the exact cost can vary depending on factors such as your age, driving history, the year of the car model, location, and the coverage options you select. To get an estimate tailored to your specific situation, you can use the quote tables below to compare rates from different providers.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Mazda CX-5, one crucial aspect to factor in is the insurance cost. On average, insurance for a Mazda CX-5 costs $699 per year. Insurance plays a major role in owning a car, so it’s vital to understand its implications before making a purchase.
Choosing the right car insurance is essential to avoid unexpected and potentially expensive expenses later on. Having inadequate coverage in the event of an accident could leave you facing significant out-of-pocket costs. Moreover, there’s the risk of premium hikes if you’re deemed responsible for an accident.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these expenses can vary. Your age, driving history, and even your location can have a significant impact on the premiums you’ll pay.
How Much Does Mazda CX-5 Car Insurance Cost?
Typically, Mazda CX-5 drivers can find car insurance at an average rate of $699 per year. However, your specific rate may vary depending on factors such as your driving record, age, location, and the type of coverage you choose. It’s a good idea to shop around and compare quotes to find the best rate for your situation.
It’s important to remember that the cost of car insurance varies widely based on factors such as location, driving history, and the model year of your car. A clean driving record typically results in lower premiums, while a history of accidents or violations may increase your costs. Additionally, insurance premiums can be higher for drivers living in urban areas with heavy traffic compared to rural areas.
The type of coverage you choose also influences the cost. Comprehensive insurance, which covers both comprehensive and collision, usually costs more than the minimum liability coverage.
As mentioned, the insurance cost for a Mazda CX-5 is generally lower than the average cost for all Mazdas, but still cheaper than the overall average for all cars. To ensure you’re getting the best deal, it’s a good idea to compare quotes from multiple auto insurance providers, something that Insuranceopedia can help you with.
| Vehicle | Average Monthly Premium |
| Mazda CX-5 | $142 |
| All Mazdas | $160 |
| All Cars | $175 |
Average Insurance Cost Of Mazda CX-5 By Model Year
| Model Year | Average Premium |
| 2024 Mazda CX-5 | $945 |
| 2023 Mazda CX-5 | $541 |
| 2022 Mazda CX-5 | $837 |
| 2021 Mazda CX-5 | $712 |
| 2020 Mazda CX-5 | $874 |
| 2019 Mazda CX-5 | $640 |
| 2018 Mazda CX-5 | $739 |
| 2017 Mazda CX-5 | $772 |
| 2016 Mazda CX-5 | $505 |
| 2015 Mazda CX-5 | $643 |
| 2014 Mazda CX-5 | $586 |
| 2013 Mazda CX-5 | $693 |
2024 Mazda CX-5 Insurance Rates
The average annual insurance cost for a 2024 Mazda CX-5 is $945. However, Safeco offers the cheapest rates, averaging $699 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $699 |
| New York Central Mutual Fire | $711 |
| Erie | $721 |
| Capital Insurance Group | $799 |
| SECURA Insurance | $936 |
| Unigard | $1,013 |
| PEMCO | $1,000 |
| Wolverine Mutual | $1,146 |
| USAA | $1,123 |
| GMAC Insurance Group | $1,301 |
2023 Mazda CX-5 Insurance Rates
The average annual insurance cost for a 2023 Mazda CX-5 is $541. However, Kemper Auto | Infinity offers the cheapest rates, averaging $84 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $84 |
| Safeco | $147 |
| Mercury Insurance | $264 |
| Victoria | $318 |
| AssuranceAmerica | $561 |
| Pekin Insurance | $652 |
| Texas Farm Bureau Group | $789 |
| New York Central Mutual Fire | $854 |
| Buckeye Insurance Group | $862 |
| Virginia Farm Bureau | $882 |
2022 Mazda CX-5 Insurance Rates
The average annual insurance cost for a 2022 Mazda CX-5 is $837. However, Victoria offers the cheapest rates, averaging $430 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $430 |
| AssuranceAmerica Economy | $584 |
| Mercury Insurance | $687 |
| AssuranceAmerica Elite | $876 |
| Direct Auto | $920 |
| Buckeye Insurance Group | $921 |
| Pekin Insurance | $918 |
| Wolverine Mutual | $1,007 |
| Safeco | $1,027 |
| Hastings Mutual Insurance Co | $1,002 |
2021 Mazda CX-5 Insurance Rates
The average annual insurance cost for a 2021 Mazda CX-5 is $712. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $161 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $161 |
| American National P | $469 |
| Victoria | $622 |
| Mercury Insurance | $646 |
| Concord Group | $796 |
| Safeco | $808 |
| MMG Insurance Company | $807 |
| Buckeye Insurance Group | $860 |
| Countryway Insurance | $919 |
| Texas Farm Bureau Group | $1,035 |
2020 Mazda CX-5 Insurance Rates
The average annual insurance cost for a 2020 Mazda CX-5 is $874. However, American National P offers the cheapest rates, averaging $397 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $397 |
| SAFECO | $662 |
| Concord Group | $815 |
| Cameron Mutual Group | $889 |
| Tennessee Farmers | $904 |
| Buckeye Insurance Group | $921 |
| Pekin Insurance | $1,000 |
| Virginia Farm Bureau | $1,025 |
| Mercury Insurance | $1,060 |
| PEMCO | $1,070 |
2019 Mazda CX-5 Insurance Rates
The average annual insurance cost for a 2019 Mazda CX-5 is $640. However, Kemper Personal Insurance offers the cheapest rates, averaging $285 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $285 |
| NatGen Advantage | $400 |
| American National P | $435 |
| NatGen Custom 360 | $592 |
| Buckeye Insurance Group | $651 |
| Bear River | $707 |
| Concord Group | $803 |
| AssuranceAmerica Mobile Max | $817 |
| Mercury Insurance | $854 |
| MMG Insurance Company | $858 |
2018 Mazda CX-5 Insurance Rates
The average annual insurance cost for a 2018 Mazda CX-5 is $739. However, American National P offers the cheapest rates, averaging $378 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $378 |
| NatGen Value | $449 |
| SAFECO | $647 |
| Mercury Insurance | $702 |
| North Carolina Farm Bureau | $766 |
| Concord Group | $827 |
| Countryway Insurance | $847 |
| Buckeye Insurance Group | $861 |
| PEMCO | $956 |
| IMT Insurance Company | $961 |
Find Affordable Mazda CX-5 Car Insurance
2017 Mazda CX-5 Insurance Rates
The average annual insurance cost for a 2017 Mazda CX-5 is $772. However, American National P offers the cheapest rates, averaging $494 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $494 |
| American National P&C | $485 |
| Concord Group | $644 |
| SAFECO | $712 |
| Countryway Insurance | $781 |
| PEMCO | $846 |
| North Carolina Farm Bureau | $866 |
| Mercury Insurance | $951 |
| Tennessee Farmers | $956 |
| EMC Insurance | $984 |
2016 Mazda CX-5 Insurance Rates
The average annual insurance cost for a 2016 Mazda CX-5 is $505. However, Dairyland FR Bond offers the cheapest rates, averaging $116 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $116 |
| Dairyland Broadform | $360 |
| NatGen Advantage | $390 |
| SAFECO | $444 |
| Jupiter Auto Insurance | $435 |
| American National P | $498 |
| NatGen Custom 360 | $648 |
| NatGen PPA | $659 |
| Mercury Insurance | $737 |
| PEMCO | $762 |
2015 Mazda CX-5 Insurance Rates
The average annual insurance cost for a 2015 Mazda CX-5 is $643. However, Jupiter Auto Insurance offers the cheapest rates, averaging $196 per year.
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $196 |
| SAFECO | $352 |
| Infinity Special | $539 |
| NatGen Custom 360 | $597 |
| Mercury Insurance | $716 |
| IMT Insurance Company | $724 |
| American National P | $730 |
| PEMCO | $822 |
| Cameron Mutual Group | $856 |
| North Carolina Farm Bureau | $900 |
2014 Mazda CX-5 Insurance Rates
The average annual insurance cost for a 2014 Mazda CX-5 is $586. However, Kemper Personal Insurance offers the cheapest rates, averaging $334 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $334 |
| Jupiter Auto Insurance | $353 |
| American National P | $402 |
| NatGen Advantage | $404 |
| Dairyland Scored | $490 |
| SAFECO | $607 |
| Mercury Insurance | $588 |
| SECURA Insurance | $834 |
| Concord Group | $891 |
| Union Mutual Fire Group | $954 |
2013 Mazda CX-5 Insurance Rates
The average annual insurance cost for a 2013 Mazda CX-5 is $693. However, American National P offers the cheapest rates, averaging $404 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $404 |
| Jupiter Auto Insurance | $522 |
| Buckeye Insurance Group | $575 |
| SAFECO | $666 |
| Concord Group | $664 |
| MMG Insurance Company | $750 |
| North Carolina Farm Bureau | $785 |
| Union Mutual Fire Group | $840 |
| Commerce Group Inc | $829 |
| Mercury Insurance | $892 |
Find Affordable Mazda CX-5 Insurance Rates
Is A Mazda CX-5 Expensive To Insure?
The cost to insure a Mazda CX-5 is generally lower than the overall average for all cars, but your actual insurance rate will depend on several factors. These include your age, the model year of your vehicle, where you live, your driving history, and the type of coverage you select. Younger drivers or those with less driving experience may face higher premiums, while drivers with clean records or those living in areas with lower crime rates may enjoy lower costs. Additionally, the coverage options you choose, such as liability, comprehensive, or collision coverage, will also impact your premium.
Cost of Mazda CX-5 Car Insurance By Age
That’s correct! Age is one of the most influential factors in determining car insurance rates. Teenagers typically face the highest premiums because they are statistically more likely to be involved in accidents due to inexperience behind the wheel. As drivers age and gain more experience, their risk of accidents decreases, leading to lower premiums. Typically, drivers in their 30s to 50s pay some of the lowest rates because they are considered more responsible and less likely to engage in risky driving behavior. Once drivers reach their 60s or 70s, rates may start to increase again due to age-related factors like slower reaction times and potential health issues.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $4,765 | $7,004 | $8,177 |
| 18 | $4,419 | $6,520 | $7,641 |
| 19 | $3,911 | $5,767 | $6,755 |
| 20 | $3,432 | $5,007 | $5,866 |
| 21 | $2,870 | $4,227 | $4,925 |
| 22 | $2,787 | $4,100 | $4,802 |
| 23 | $2,454 | $3,575 | $4,197 |
| 24 | $2,310 | $3,402 | $3,974 |
| 25 | $2,005 | $2,937 | $3,446 |
| 30 | $1,547 | $2,313 | $2,696 |
| 35 | $1,446 | $2,156 | $2,500 |
| 40 | $1,389 | $2,073 | $2,401 |
| 45 | $1,362 | $2,007 | $2,369 |
| 55 | $1,270 | $1,842 | $2,158 |
| 65 | $1,312 | $1,938 | $2,232 |
| 75 | $1,659 | $2,407 | $2,827 |
Mazda CX-5 Car Insurance Rates By State
Where you live plays a significant role in determining your car insurance rates. Insurance companies consider various factors based on your location, such as state regulations, climate, crime rates, and traffic conditions. For example, some states require higher insurance coverage, leading to higher premiums. Areas prone to extreme weather, like hurricanes or floods, also experience higher rates due to increased risks. Locations with higher crime rates or more car thefts can drive up premiums, while urban areas with heavier traffic and more accidents tend to have higher rates compared to rural areas. These local factors help insurers assess risk and set rates accordingly.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,474 | $2,157 | $2,736 |
| Alaska | $1,215 | $1,689 | $1,648 |
| Arizona | $1,411 | $2,030 | $2,965 |
| Arkansas | $1,530 | $2,394 | $2,627 |
| California | $1,684 | $3,013 | $1,704 |
| Colorado | $1,595 | $2,213 | $2,799 |
| Connecticut | $2,010 | $3,133 | $3,982 |
| Delaware | $1,679 | $2,247 | $2,872 |
| Florida | $1,978 | $2,767 | $3,605 |
| Hawaii | $658 | $898 | $667 |
| Idaho | $1,130 | $1,484 | $1,837 |
| Illinois | $1,165 | $1,806 | $2,026 |
| Indiana | $1,236 | $1,868 | $2,089 |
| Iowa | $972 | $1,319 | $1,545 |
| Kansas | $1,268 | $1,857 | $2,173 |
| Kentucky | $1,838 | $2,726 | $3,225 |
| Louisiana | $2,382 | $3,598 | $3,896 |
| Maine | $894 | $1,252 | $1,831 |
| Maryland | $1,455 | $2,108 | $2,337 |
| Massachusetts | $1,183 | $2,032 | $1,162 |
| Michigan | $2,819 | $4,271 | $6,750 |
| Minnesota | $1,154 | $1,558 | $2,175 |
| Mississippi | $1,383 | $1,989 | $2,018 |
| Missouri | $1,319 | $1,891 | $2,478 |
| Montana | $1,353 | $1,877 | $2,167 |
| Nebraska | $1,153 | $1,664 | $1,821 |
| Nevada | $1,886 | $2,790 | $2,946 |
| New Hampshire | $1,319 | $2,045 | $2,619 |
| New Jersey | $1,446 | $2,234 | $2,926 |
| New Mexico | $1,480 | $2,171 | $2,273 |
| New York | $1,355 | $1,691 | $2,867 |
| North Carolina | $825 | $1,452 | $1,045 |
| North Dakota | $1,139 | $1,752 | $2,084 |
| Ohio | $1,044 | $1,573 | $1,601 |
| Oklahoma | $1,637 | $2,353 | $2,649 |
| Oregon | $1,484 | $2,016 | $2,396 |
| Pennsylvania | $1,271 | $1,854 | $2,165 |
| Rhode Island | $2,088 | $3,065 | $3,460 |
| South Carolina | $1,411 | $1,955 | $2,739 |
| South Dakota | $1,264 | $1,856 | $2,102 |
| Tennessee | $1,519 | $2,221 | $2,956 |
| Texas | $1,494 | $2,173 | $2,718 |
| Utah | $1,305 | $1,809 | $2,493 |
| Vermont | $1,006 | $1,537 | $1,599 |
| Virginia | $951 | $1,449 | $1,416 |
| Washington | $1,238 | $1,659 | $2,000 |
| West Virginia | $1,251 | $1,792 | $2,245 |
| Wisconsin | $1,233 | $1,936 | $2,208 |
| Wyoming | $1,145 | $1,627 | $1,710 |
| Georgia | $1,650 | $2,432 | $2,447 |
Find Affordable Mazda CX-5 Insurance Rates
Cheapest Car Insurance Companies For A Mazda CX-5
If you’re looking to purchase a new car insurance policy for your Mazda CX-5, you may want to know which companies offer the lowest rates. Ohio Mutual provides the most affordable option, with an average monthly premium of $17. However, insurance rates can vary depending on factors such as your driving history, location, and coverage preferences. Since this rate is just an average, the best way to secure the most affordable policy for your specific profile is to compare quotes from multiple providers and choose the one that best fits your needs.
| Company | Average Monthly Rate |
| Mile Auto | $32 |
| Good2Go | $31 |
| Kemper Personal Insurance | $33 |
| Commonwealth Casualty | $41 |
| Ohio Mutual | $17 |
Common Mazda CX-5 Insurance Discounts
Discounts can significantly reduce your car insurance costs, and most providers offer various savings opportunities. Common discounts include multi-policy discounts for bundling auto and home insurance, pay-in-full discounts for those who pay their entire premium upfront, and defensive driving discounts for completing a certified driving course. Additional discounts may be available depending on your provider, such as good driver discounts, low-mileage savings, or safety feature discounts. To maximize your savings, consult your insurance agent to explore all available options.
Ways To Save On Mazda CX-5 Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Mazda CX-5 insurance costs low. Traffic violations and accidents can significantly increase your premiums, with drivers who have a speeding ticket paying around $78 per month and those with multiple accidents averaging $99 per month. Additionally, annual mileage plays a role in determining insurance rates—drivers who log between 5,001 and 7,500 miles per year typically pay about $74 per month, while those exceeding 10,000 miles per year see lower rates at approximately $67 per month. Reducing risk factors like high mileage and traffic violations can help keep insurance costs manageable.
Compare Mazda CX-5 To Other Mazda Models
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for these calculations was based on a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, individual insurance rates may vary based on personal factors such as age, location, driving history, and coverage preferences.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Mazda CX-5?
Before driving your Mazda CX-5 off the dealership lot, you must provide proof of insurance. The best approach is to purchase a policy in advance and inform your insurance company about your upcoming vehicle purchase. This ensures seamless coverage and allows you to avoid potentially higher rates from dealership-provided insurance.
How Can You Get The Cheapest Insurance For Your Mazda CX-5?
To find the most affordable insurance rates for your Mazda CX-5, it’s essential to shop around and compare quotes from various auto insurance providers. Insuranceopedia makes this process easier by allowing you to compare multiple quotes directly on their website, helping you secure the best deal for your coverage needs.
