How Much Does Mercedes-Benz Car Insurance Cost?
On average, insuring a Mercedes-Benz costs $265 per month, which adds up to about $3,180 each year.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost of insuring a Mercedes-Benz varies based on several factors. Key elements include your age, driving history, and where you live car insurance Insurance companies use this information to evaluate the risk of covering your Mercedes-Benz and determine your premium.
Insurance Cost Per Mercedes-Benz Model
| Mercedes-Benz Model | Average Yearly Insurance Cost |
| Mercedes-Benz A-Class | $2,591 |
| Mercedes-Benz C-Class | $2,568 |
| Mercedes-Benz CLA-Class | $2,923 |
| Mercedes-Benz CLS-Class | $4,506 |
| Mercedes-Benz E-Class | $3,783 |
| Mercedes-Benz G-Class | $4,844 |
| Mercedes-Benz GLA-Class | $2,404 |
| Mercedes-Benz GLC-Class | $2,443 |
| Mercedes-Benz GLE-Class | $2,927 |
| Mercedes-Benz GLS-Class | $3,083 |
| Mercedes-Benz Metris | $2,247 |
| Mercedes-Benz S-Class | $4,929 |
| Mercedes-Benz SL-Class | $2,921 |
| Mercedes-Benz Sprinter | $2,354 |
Keep in mind that these numbers are just averages. The actual cost can change based on your location, age, driving record, and the coverage you select.
Mercedes-Benz Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| GEICO | $224 |
| State Farm | $189 |
| Progressive | $567 |
| Allstate | $514 |
| Nationwide | $269 |
| Average | $340 |
| USAA | $305 |
Mercedes-Benz Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $3,470 |
| Alaska | $2,890 |
| Arizona | $3,270 |
| Arkansas | $3,560 |
| California | $3,990 |
| Colorado | $3,710 |
| Connecticut | $4,730 |
| Delaware | $3,920 |
| Florida | $4,670 |
| Hawaii | $1,530 |
| Idaho | $2,630 |
| Illinois | $2,780 |
| Indiana | $2,840 |
| Iowa | $2,240 |
| Kansas | $3,010 |
| Kentucky | $4,320 |
| Louisiana | $5,550 |
| Maine | $2,120 |
| Maryland | $3,420 |
| Massachusetts | $2,710 |
| Michigan | $6,570 |
| Minnesota | $2,700 |
| Mississippi | $3,280 |
| Missouri | $3,090 |
| Montana | $3,120 |
| Nebraska | $2,640 |
| Nevada | $4,360 |
| New Hampshire | $3,050 |
| New Jersey | $3,340 |
| New Mexico | $3,430 |
| New York | $3,160 |
| North Carolina | $1,970 |
| North Dakota | $2,690 |
| Ohio | $2,400 |
| Oklahoma | $3,810 |
| Oregon | $3,500 |
| Pennsylvania | $2,940 |
| Rhode Island | $4,900 |
| South Carolina | $3,330 |
| South Dakota | $2,980 |
| Tennessee | $3,510 |
| Texas | $3,520 |
| Utah | $3,020 |
| Vermont | $2,310 |
| Virginia | $2,200 |
| Washington | $2,880 |
| West Virginia | $2,890 |
| Wisconsin | $2,900 |
| Wyoming | $2,690 |
| Georgia | $3,810 |
How To Save Money On Mercedes-Benz Car Insurance?
Owning a Mercedes-Benz involves several costs, with car insurance being one of the largest. But there are ways to cut down on your insurance expenses. Here’s how:
1. Maintain a Clean Driving Record
Insurance companies consider your driving history very important when setting your premium. By staying accident-free and avoiding traffic tickets, you demonstrate to insurers that you’re a lower-risk driver, which can greatly reduce your insurance costs.
2. Bundle Your Policies
Many insurance companies provide discounts if you bundle different policies, such as home and auto insurance. This not only makes managing your insurance easier but also helps you save on premiums.
3. Raise Your Deductible
Raising your deductible, which is the amount you pay before your insurance starts covering costs, can reduce your premium. Just make sure you can afford the higher deductible if you have an accident.
4. Install Safety Features
Mercedes-Benz cars have many safety features, but adding extras like anti-theft devices can further lower your insurance costs by reducing the risk of theft and damage.
5. Take Advantage of Discounts
Insurance companies frequently provide discounts for being a good student, having a clean driving record, or completing a defensive driving course. Be sure to ask your insurer about any discounts you may be eligible for.
6. Shop Around
Insurance premiums can differ significantly among various providers. It’s crucial to compare quotes and select the insurer that gives you the best value for your needs.
7. Consider Usage-Based Insurance
If you don’t drive your Mercedes-Benz frequently, consider usage-based insurance. This type of policy adjusts your premium based on how much you drive, which could save you money if your Mercedes-Benz isn’t your primary vehicle.
