Mercedes-Benz CLA Car Insurance Cost 2025
On average, insuring a Mercedes-Benz CLA costs around $1,382 per year. However, the actual price may vary depending on factors like your age, the car’s model year, and other details. Check our quote tables below for a personalized estimate.
We’ve saved shoppers an average of $600 per year on their car insurance.
When considering buying a Mercedes-Benz CLA, it’s important to factor in the cost of insurance. On average, insurance for a Mercedes-Benz CLA costs $1,382 per year. Insurance is a significant part of car ownership, so understanding this financial commitment beforehand is crucial.
Choosing the right car insurance can help you avoid unexpected and expensive surprises later. Having adequate coverage in case of an accident is essential to avoid large out-of-pocket expenses. Additionally, being at fault in an accident can lead to higher premiums.
With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location all significantly impact your insurance premiums.
How Much Does Mercedes-Benz CLA Car Insurance Cost?
On average, drivers of the Mercedes-Benz CLA can expect to pay around $1,352 per year for car insurance.
While the rate from Texas Farm Bureau Group is a good benchmark, car insurance costs can vary widely based on several factors. These include your location, driving history, the age of your car, and the coverage options you choose. A clean driving record often results in lower premiums, whereas a history of accidents or traffic violations can increase your rates.
Additionally, living in a busy urban area usually leads to higher insurance costs compared to quieter rural areas. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.
At Insuranceopedia, we help you shop around and compare quotes from different insurance providers to ensure you get the best deal.
Average Insurance Cost Of Mercedes-Benz CLA By Model Year
| Model Year | Average Premium |
| 2024 Mercedes-Benz CLA | $2,312 |
| 2023 Mercedes-Benz CLA | $2,645 |
| 2022 Mercedes-Benz CLA | $1,992 |
| 2021 Mercedes-Benz CLA | $1,648 |
| 2020 Mercedes-Benz CLA | $1,325 |
| 2019 Mercedes-Benz CLA | $1,128 |
| 2018 Mercedes-Benz CLA | $1,032 |
| 2017 Mercedes-Benz CLA | $1,314 |
| 2016 Mercedes-Benz CLA | $961 |
| 2015 Mercedes-Benz CLA | $967 |
| 2014 Mercedes-Benz CLA | $935 |
2024 Mercedes-Benz CLA Insurance Rates
The average annual insurance cost for a 2024 Mercedes-Benz CLA is $2,312. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,339 per year.
| Insurance Provider | Average Annual Cost |
| National General | $2,033 |
| Nationwide | $3,023 |
| Unitrin | $2,506 |
| Mercury | $2,257 |
| Texas Farm Bureau Group | $1,339 |
| USAA | $2,312 |
| California Capital | $1,872 |
| 21st Century | $2,529 |
| Farmers | $2,836 |
| Alliance United | $2,417 |
2023 Mercedes-Benz CLA Insurance Rates
The average annual insurance cost for a 2023 Mercedes-Benz CLA is $2,645. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,255 per year.
| Insurance Provider | Average Annual Cost |
| California Capital | $2,032 |
| Alliance United | $3,454 |
| 21st Century | $3,203 |
| Unitrin | $2,987 |
| Texas Farm Bureau Group | $1,255 |
| USAA | $2,225 |
| Direct Auto | $1,795 |
| CSAA | $3,264 |
| Mercury | $3,299 |
| Nationwide | $2,940 |
2022 Mercedes-Benz CLA Insurance Rates
The average annual insurance cost for a 2022 Mercedes-Benz CLA is $1,992. However, NatGen Value offers the cheapest rates, averaging $1,757 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Value | $1,757 |
| Mercury Insurance | $2,477 |
| Westfield | $2,112 |
| Hastings Mutual Insurance Co | $1,977 |
| Grange Mutual | $1,578 |
| Safeco | $1,825 |
| Texas Farm Bureau Group | $1,563 |
| Virginia Farm Bureau | $2,192 |
| Capital Insurance Group | $2,369 |
| Buckeye Insurance Group | $2,066 |
2021 Mercedes-Benz CLA Insurance Rates
The average annual insurance cost for a 2021 Mercedes-Benz CLA is $1,648. However, Safeco offers the cheapest rates, averaging $646 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $776 |
| USAA | $2,375 |
| Republic Indemnity | $2,178 |
| Direct Auto | $1,867 |
| Safeco | $646 |
| American National P | $1,354 |
| Kemper Auto | Infinity | $700 |
| MO Farm Bureau Services | $2,237 |
| Penn National | $2,236 |
| Capital Insurance Group | $2,115 |
2020 Mercedes-Benz CLA Insurance Rates
The average annual insurance cost for a 2020 Mercedes-Benz CLA is $1,325. However, Safeco offers the cheapest rates, averaging $233 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,191 |
| Utica National Ins Group | $1,698 |
| Mercury Insurance Company | $1,475 |
| GMAC Insurance Group | $1,408 |
| Safeco | $233 |
| Virginia Farm Bureau | $1,354 |
| Buckeye Insurance Group | $1,151 |
| Hastings Mutual Insurance Co | $1,621 |
| SECURA Insurance | $1,640 |
| Indiana Farmers Mutual Ins | $1,481 |
Find Affordable Mercedes-Benz CLA Insurance Rates
2019 Mercedes-Benz CLA Insurance Rates
The average annual insurance cost for a 2019 Mercedes-Benz CLA is $1,325. However, Safeco offers the cheapest rates, averaging $393 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,080 |
| Kemper Auto | Infinity | $1,428 |
| SafeAuto | $1,322 |
| Virginia Farm Bureau | $1,149 |
| Safeco | $393 |
| SECURA Insurance | $1,070 |
| Mercury Insurance | $708 |
| GMAC Insurance Group | $1,415 |
| Direct Auto | $1,426 |
| West Bend Mutual | $1,286 |
2018 Mercedes-Benz CLA Insurance Rates
The average annual insurance cost for a 2018 Mercedes-Benz CLA is $1,032. However, Mercury Insurance offers the cheapest rates, averaging $121 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $542 |
| SECURA Insurance | $1,638 |
| Southern Farm Bureau | $1,445 |
| Virginia Farm Bureau | $1,157 |
| Mercury Insurance | $121 |
| SafeAuto | $709 |
| Safeco | $280 |
| Texas Farm Bureau Group | $1,457 |
| Clearcover | $1,553 |
| West Bend Mutual | $1,415 |
2017 Mercedes-Benz CLA Insurance Rates
The average annual insurance cost for a 2017 Mercedes-Benz CLA is $1,314. However, Indiana Farmers Mutual Ins offers the cheapest rates, averaging $944 per year.
| Insurance Provider | Average Annual Cost |
| Utica National Ins Group | $1,155 |
| NatGen Advantage | $1,605 |
| Mississippi Farm Bureau | $1,548 |
| Titan | $1,213 |
| Indiana Farmers Mutual Ins | $944 |
| North Carolina Farm Bureau | $1,151 |
| SECURA Insurance | $1,036 |
| Plymouth Rock | $1,607 |
| United Farm Bureau of IN Group | $1,579 |
| Texas Farm Bureau Group | $1,302 |
2016 Mercedes-Benz CLA Insurance Rates
The average annual insurance cost for a 2016 Mercedes-Benz CLA is $961. However, Safeco offers the cheapest rates, averaging $115 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Value | $493 |
| IMT Insurance Company | $1,441 |
| Concord Group | $1,308 |
| Virginia Farm Bureau | $1,239 |
| Safeco | $115 |
| American National P | $738 |
| Mercury Insurance | $268 |
| Texas Farm Bureau Group | $1,352 |
| Farm Bureau Mutual (IA Group) | $1,370 |
| PEMCO | $1,290 |
2015 Mercedes-Benz CLA Insurance Rates
The average annual insurance cost for a 2015 Mercedes-Benz CLA is $967. However, Safeco offers the cheapest rates, averaging $229 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $784 |
| NatGen PPA | $1,323 |
| SafeAuto | $1,131 |
| Infinity Special | $1,068 |
| Safeco | $229 |
| Mercury Insurance Company | $975 |
| Mercury Insurance | $544 |
| American National P | $1,207 |
| Clearcover | $1,274 |
| West Bend Mutual | $1,133 |
2014 Mercedes-Benz CLA Insurance Rates
The average annual insurance cost for a 2014 Mercedes-Benz CLA is $935. However, Safeco offers the cheapest rates, averaging $237 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $669 |
| Rockford Mutual Insurance | $1,314 |
| SECURA Insurance | $1,221 |
| Clearcover | $991 |
| Safeco | $237 |
| Kemper Premium | $953 |
| Mercury Insurance | $412 |
| SafeAuto | $1,188 |
| Pekin Insurance | $1,212 |
| PEMCO | $1,155 |
Find Affordable Mercedes-Benz CLA Insurance Rates
Cost of Mercedes-Benz CLA Car Insurance By Age
Age is a crucial factor in determining car insurance rates. Teenagers generally pay the highest premiums due to their higher involvement in accidents. As you age and gain more driving experience, your premiums typically decrease since you are considered a lower risk.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,358 | $12,006 | $14,029 |
| 18 | $7,799 | $11,151 | $13,085 |
| 19 | $6,953 | $9,884 | $11,556 |
| 20 | $5,980 | $8,629 | $10,067 |
| 21 | $4,950 | $7,237 | $8,453 |
| 22 | $4,905 | $7,048 | $8,242 |
| 23 | $4,208 | $6,175 | $7,502 |
| 24 | $3,991 | $5,855 | $6,826 |
| 25 | $3,438 | $5,046 | $5,883 |
| 30 | $2,675 | $3,928 | $4,579 |
| 35 | $2,501 | $3,663 | $4,295 |
| 40 | $2,420 | $3,535 | $4,453 |
| 45 | $2,336 | $3,420 | $4,251 |
| 55 | $2,148 | $3,170 | $3,702 |
| 65 | $2,224 | $3,263 | $3,838 |
| 75 | $2,925 | $4,352 | $4,958 |
Mercedes-Benz CLA Car Insurance Rates By State
Your location significantly affects how insurance companies calculate rates. Each state has its own regulations, which can cause premiums to vary. For example, drivers in Michigan often pay higher premiums due to the state’s higher coverage requirements. Additionally, climate factors like hurricanes, storms, and flooding can influence rates. Each area also has unique crime and accident statistics, such as car thefts, crashes, and fatalities. Insurance companies take all of these elements into account when determining your specific Mercedes-Benz CLA insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,802 | $3,710 | $4,759 |
| Alaska | $2,302 | $2,956 | $2,926 |
| Arizona | $2,806 | $3,482 | $5,235 |
| Arkansas | $2,924 | $4,124 | $4,658 |
| California | $2,942 | $5,143 | $3,938 |
| Colorado | $2,824 | $3,832 | $4,945 |
| Connecticut | $3,624 | $5,386 | $6,964 |
| Delaware | $2,935 | $3,869 | $4,928 |
| Florida | $3,624 | $4,721 | $6,154 |
| Georgia | $2,825 | $4,204 | $4,191 |
| Hawaii | $1,165 | $1,514 | $1,149 |
| Idaho | $1,952 | $2,549 | $3,087 |
| Illinois | $2,235 | $3,056 | $3,535 |
| Indiana | $2,169 | $3,195 | $3,580 |
| Iowa | $1,859 | $2,250 | $2,676 |
| Kansas | $2,356 | $3,209 | $3,758 |
| Kentucky | $3,346 | $4,682 | $5,526 |
| Louisiana | $4,357 | $6,164 | $6,687 |
| Maine | $1,815 | $2,141 | $3,153 |
| Maryland | $2,624 | $3,641 | $4,055 |
| Massachusetts | $2,265 | $3,510 | $1,996 |
| Michigan | $4,912 | $7,382 | $11,591 |
| Minnesota | $2,245 | $2,626 | $3,733 |
| Mississippi | $2,392 | $3,436 | $3,471 |
| Missouri | $2,239 | $3,225 | $4,232 |
| Montana | $2,285 | $3,179 | $3,703 |
| Nebraska | $1,926 | $2,910 | $3,130 |
| Nevada | $3,220 | $4,763 | $5,016 |
| New Hampshire | $2,243 | $3,569 | $4,508 |
| New Jersey | $2,446 | $3,854 | $5,059 |
| New Mexico | $2,520 | $3,734 | $3,924 |
| New York | $2,336 | $2,933 | $4,878 |
| North Carolina | $1,433 | $2,508 | $1,776 |
| North Dakota | $1,944 | $2,988 | $3,537 |
| Ohio | $1,750 | $2,716 | $2,951 |
| Oklahoma | $2,790 | $4,032 | $4,651 |
| Oregon | $2,535 | $3,422 | $4,358 |
| Pennsylvania | $2,177 | $3,167 | $3,954 |
| Rhode Island | $3,590 | $5,257 | $5,658 |
| South Carolina | $2,443 | $3,385 | $4,558 |
| South Dakota | $2,197 | $3,160 | $3,611 |
| Tennessee | $2,579 | $3,256 | $5,054 |
| Texas | $2,630 | $3,954 | $4,642 |
| Utah | $2,207 | $3,235 | $4,231 |
| Vermont | $1,692 | $2,654 | $2,752 |
| Virginia | $1,584 | $2,684 | $2,388 |
| Washington | $2,130 | $2,884 | $3,424 |
| West Virginia | $2,145 | $3,325 | $3,859 |
| Wisconsin | $2,101 | $3,356 | $3,810 |
| Wyoming | $2,015 | $2,586 | $2,956 |
Common Mercedes-Benz CLA Insurance Discounts
Discounts are a great way to reduce your car insurance costs. While each insurance provider may offer different discounts, here are some common ones you can check your eligibility for:
- Multi-policy: Bundling your home and auto insurance with the same provider can often result in a discount.
- Pay annually: If you pay your premium in full rather than in monthly installments, you may qualify for a discount.
- Defensive driving: Completing a certified defensive driving course can make you eligible for lower rates.
There may be other discounts available to you, so it’s a good idea to talk to your insurance agent to find out which ones you qualify for.
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Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, your actual insurance rates may vary based on your individual circumstances.
Quotes Analyzed
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FAQs
Do You Need Insurance Before You Can Purchase A Mercedes-Benz CLA?
Yes, you’ll need to provide proof of insurance before driving your Mercedes-Benz CLA off the dealership lot. It’s best to purchase a policy in advance and inform your insurance provider about your upcoming car purchase, rather than opting for coverage through the dealership.
How Can You Get The Cheapest Insurance For Your Mercedes-Benz CLA?
The best way to find the lowest insurance rates for your Mercedes-Benz CLA is by shopping around and comparing quotes from various auto insurance companies. Fortunately, Insuranceopedia makes it easy to compare quotes from multiple providers directly on our website.
