Nissan Altima Car Insurance Cost
Getting insurance for a Nissan Altima typically amounts to approximately $780 annually with New York Central Mutual Fire. However, the actual cost varies based on factors like your age, the year of the car model, and other considerations. You can refer to our quote tables below to get an estimate of how much it could potentially cost for you.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Nissan Altima, one important thing to think about is the cost of insurance. Insurance is a big part of owning a car, and it’s important to understand what you’re getting into before you buy.
Choosing the right car insurance is crucial because picking the wrong one could lead to unexpected and expensive bills later on. You don’t want to be stuck with inadequate coverage if you have an accident, facing big out-of-pocket costs. Plus, if you’re at fault, your premiums could go up.
With more than ten years of experience studying car insurance rates, I’ve noticed how much they can vary. Things like your age, driving history, and where you live can all play a big role in how much you pay for insurance.
How Much Does Nissan Altima Car Insurance Cost?
Typically, Hastings New York Central Mutual Fire provides the best deal with an average yearly rate of $780 for comprehensive insurance coverage on a 2024 Nissan Altima.
While New York Central Mutual Fire’s rate serves as a useful reference point, it’s crucial to recognize that car insurance costs can vary significantly based on various factors. These factors include where you live, your driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can raise your costs.
Moreover, residing in a bustling urban area with heavy traffic may lead to higher insurance rates compared to quieter rural areas. The type of coverage you opt for will also impact your premium; comprehensive coverage, which includes both comprehensive and collision coverage, generally costs more than basic liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring that you find the most favorable deal for your needs.
2024 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $976 |
| Grange Mutual | $1,449 |
| Virginia Farm Bureau | $1,339 |
| New Jersey Manufacturers | $1,338 |
| New York Central Mutual Fire | $780 |
| SECURA Insurance | $1,258 |
| Hastings Mutual Insurance Co | $854 |
| Erie | $1,356 |
| North Carolina Farm Bureau | $1,408 |
| Texas Farm Bureau Group | $1,340 |
2023 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Infinity Special | $514 |
| NatGen Value | $1,292 |
| Tower Insurance Company of New York | $1,058 |
| NatGen Advantage | $870 |
| Safeco | $192 |
| AssuranceAmerica Mobile Max | $718 |
| Victoria | $370 |
| SECURA Insurance | $1,240 |
| Texas Farm Bureau Group | $1,260 |
| New York Central Mutual Fire | $869 |
2022 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $524 |
| Capital Insurance Group | $1,334 |
| American National P | $1,112 |
| Kemper Premium | $529 |
| Safeco | $259 |
| NatGen Custom 360 | $511 |
| AssuranceAmerica Mobile Max | $406 |
| Mercury Insurance | $1,180 |
| Kemper Personal Insurance | $1,331 |
| Tower Insurance Company of New York | $1,034 |
2021 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $283 |
| Titan | $1,043 |
| American National P | $900 |
| Victoria | $516 |
| Safeco | $201 |
| Kemper Personal Insurance | $347 |
| NatGen Custom 360 | $194 |
| Pure Companies Grp | $918 |
| Plymouth Rock Assurance | $931 |
| Mercury Insurance | $514 |
2020 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $125 |
| American National P | $1,044 |
| AssuranceAmerica Mobile Max | $739 |
| Dairyland FR Bond | $232 |
| Jupiter Auto Insurance | $17 |
| Safeco | $132 |
| Kemper Auto Premium | $86 |
| Mercury Insurance | $728 |
| Titan | $992 |
| NatGen Custom 360 | $265 |
2019 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $220 |
| Jupiter Auto Insurance | $978 |
| Dairyland Broadform | $731 |
| NatGen Custom 360 | $459 |
| Safeco | $121 |
| AssuranceAmerica Mobile Max | $405 |
| Dairyland Auto 1 Month | $219 |
| Dairyland FR Bond | $786 |
| Kemper Auto Premier | $895 |
| Mercury Insurance | $728 |
2018 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $226 |
| Mercury Insurance | $808 |
| Kemper Personal Insurance | $392 |
| Dairyland Auto 1 Month | $324 |
| Kemper Auto Premier | $182 |
| NatGen Custom 360 | $250 |
| AssuranceAmerica Mobile Max | $248 |
| Union Mutual Fire Group | $712 |
| American National P&C | $723 |
| Dairyland Broadform | $352 |
2017 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $164 |
| Dairyland Broadform | $808 |
| Kemper Auto Premier | $589 |
| Kemper Personal Insurance | $325 |
| Kemper Auto Premium | $78 |
| NatGen Custom 360 | $237 |
| Dairyland Auto 1 Month | $155 |
| Mercury Insurance | $721 |
| Dairyland FR Bond | $768 |
| AssuranceAmerica Mobile Max | $314 |
2016 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $348 |
| Countryway Insurance | $1,094 |
| Concord Group | $800 |
| Kemper Auto Premium | $652 |
| NatGen Custom 360 | $137 |
| AssuranceAmerica Mobile Max | $379 |
| Safeco | $193 |
| ACCC Insurance Company | $1,015 |
| Mercury Insurance | $1,053 |
| Loya Insurance | $677 |
2015 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Premium | $349 |
| Bear River | $823 |
| Mercury Insurance | $455 |
| AssuranceAmerica Mobile Max | $455 |
| NatGen Custom 360 | $42 |
| Kemper Personal Insurance | $415 |
| Safeco | $158 |
| Dairyland FR Bond | $467 |
| Kemper Auto Premier | $848 |
| Kemper Auto Premium | $445 |
2015 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Premium | $338 |
| Bear River | $850 |
| Mercury Insurance | $450 |
| AssuranceAmerica Mobile Max | $460 |
| NatGen Custom 360 | $73 |
| Kemper Personal Insurance | $435 |
| Safeco | $134 |
| Dairyland FR Bond | $486 |
| Kemper Auto Premier | $863 |
| Kemper Auto Premium | $407 |
2014 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $209 |
| Pure Companies Grp | $809 |
| Dairyland FR Bond | $446 |
| Kemper Personal Insurance | $268 |
| Kemper Premium | $87 |
| AssuranceAmerica Mobile Max | $242 |
| Safeco | $159 |
| Dairyland Broadform | $435 |
| Kemper Auto Premier | $644 |
| Mercury Insurance | $402 |
2013 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $134 |
| AssuranceAmerica Mobile Max | $920 |
| Kemper Auto Premier | $657 |
| Dairyland Broadform | $522 |
| NatGen Custom 360 | $52 |
| Kemper Auto Premium | $348 |
| Kemper Personal Insurance | $136 |
| Bear River | $772 |
| Utica National Ins Group | $895 |
| Mercury Insurance | $606 |
2012 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $200 |
| Concord Group | $794 |
| Kemper Personal Insurance | $560 |
| AssuranceAmerica Mobile Max | $470 |
| Safeco | $139 |
| American National P&C | $378 |
| Kemper Auto Premier | $151 |
| Mercury Insurance | $586 |
| Dairyland Broadform | $592 |
| Dairyland Auto 1 Month | $480 |
2011 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $198 |
| Dairyland FR Bond | $658 |
| Kemper Personal Insurance | $319 |
| Dairyland Broadform | $210 |
| Safeco | $128 |
| NatGen PPA | $233 |
| Kemper Auto Premium | $156 |
| Concord Group | $482 |
| MMG Insurance Company | $647 |
| AssuranceAmerica Mobile Max | $220 |
2010 Nissan Altima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $101 |
| Infinity Special | $738 |
| Dairyland Auto 1 Month | $421 |
| Dairyland Broadform | $214 |
| Safeco | $54 |
| Mercury Insurance | $173 |
| NatGen Custom 360 | $87 |
| Farmers Mutual of Nebraska | $672 |
| Kemper Auto Premier | $729 |
| Kemper Auto Premium | $459 |
Find Affordable Nissan Altima Car Insurance
Cost of Nissan Altima Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,804 | $12,942 | $15,089 |
| 18 | $8,191 | $11,993 | $14,112 |
| 19 | $7,218 | $10,652 | $12,410 |
| 20 | $6,302 | $9,252 | $10,851 |
| 21 | $5,304 | $7,801 | $9,104 |
| 22 | $5,164 | $7,540 | $8,847 |
| 23 | $4,552 | $6,630 | $7,741 |
| 24 | $4,290 | $6,287 | $7,348 |
| 25 | $3,735 | $5,435 | $6,320 |
| 30 | $2,865 | $4,214 | $4,939 |
| 35 | $2,698 | $3,981 | $4,614 |
| 40 | $2,561 | $3,828 | $4,477 |
| 45 | $2,515 | $3,700 | $4,313 |
| 55 | $2,292 | $3,378 | $4,006 |
| 65 | $2,414 | $3,566 | $4,142 |
| 75 | $3,074 | $4,460 | $5,250 |
Nissan Altima Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,756 | $4,000 | $5,062 |
| Alaska | $2,244 | $3,172 | $3,053 |
| Arizona | $2,541 | $3,716 | $5,463 |
| Arkansas | $2,804 | $4,416 | $4,868 |
| California | $3,119 | $5,543 | $3,166 |
| Colorado | $2,934 | $4,088 | $5,221 |
| Connecticut | $3,747 | $5,772 | $7,336 |
| Delaware | $3,086 | $4,142 | $5,294 |
| Florida | $3,698 | $5,110 | $6,657 |
| Hawaii | $1,193 | $1,607 | $1,164 |
| Idaho | $2,081 | $2,777 | $3,390 |
| Illinois | $2,185 | $3,320 | $3,769 |
| Indiana | $2,266 | $3,414 | $3,872 |
| Iowa | $1,779 | $2,430 | $2,848 |
| Kansas | $2,371 | $3,439 | $4,040 |
| Kentucky | $3,418 | $5,029 | $5,901 |
| Louisiana | $4,391 | $6,660 | $7,185 |
| Maine | $1,669 | $2,292 | $3,376 |
| Maryland | $2,670 | $3,899 | $4,341 |
| Massachusetts | $2,170 | $3,767 | $2,151 |
| Michigan | $5,152 | $7,965 | $12,539 |
| Minnesota | $2,137 | $2,863 | $4,056 |
| Mississippi | $2,580 | $3,680 | $3,706 |
| Missouri | $2,436 | $3,494 | $4,545 |
| Montana | $2,454 | $3,437 | $4,013 |
| Nebraska | $2,077 | $3,090 | $3,347 |
| Nevada | $3,439 | $5,118 | $5,398 |
| New Hampshire | $2,404 | $3,765 | $4,803 |
| New Jersey | $2,689 | $4,156 | $5,418 |
| New Mexico | $2,720 | $3,970 | $4,173 |
| New York | $2,499 | $3,180 | $5,252 |
| North Carolina | $1,536 | $2,659 | $1,878 |
| North Dakota | $2,082 | $3,216 | $3,812 |
| Ohio | $1,870 | $2,944 | $3,004 |
| Oklahoma | $3,022 | $4,334 | $4,846 |
| Oregon | $2,759 | $3,666 | $4,368 |
| Pennsylvania | $2,311 | $3,419 | $4,012 |
| Rhode Island | $3,850 | $5,657 | $6,370 |
| South Carolina | $2,609 | $3,614 | $5,023 |
| South Dakota | $2,331 | $3,382 | $3,882 |
| Tennessee | $2,770 | $4,112 | $5,401 |
| Texas | $2,776 | $4,012 | $5,031 |
| Utah | $2,378 | $3,356 | $4,551 |
| Vermont | $1,839 | $2,769 | $2,970 |
| Virginia | $1,725 | $2,633 | $2,574 |
| Washington | $2,290 | $3,093 | $3,709 |
| West Virginia | $2,317 | $3,273 | $4,103 |
| Wisconsin | $2,333 | $3,572 | $4,076 |
| Wyoming | $2,116 | $3,004 | $3,152 |
| Georgia | $3,018 | $4,518 | $4,538 |
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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