How Much Does Nissan Car Insurance Cost?
On average, it costs $214 per month to insure a Nissan, which adds up to about $2,575 a year.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost of insuring a Nissan varies based on several factors, including your age, driving history, and where you live car insurance Insurance companies use this information to evaluate the risk of insuring your Nissan and set your premium.
Insurance Cost Per Nissan Model
| Nissan Model | Average Yearly Insurance Cost |
| Nissan 370Z | $2,854 |
| Nissan Altima | $2,588 |
| Nissan Armada | $2,527 |
| Nissan Frontier | $2,257 |
| Nissan GT-R | $5,936 |
| Nissan Kicks | $2,171 |
| Nissan Leaf | $2,284 |
| Nissan Maxima | $2,920 |
| Nissan Muran | $2,332 |
| Nissan NV | $2,261 |
| Nissan NV200 | $2,337 |
| Nissan Pathfinder | $2,368 |
| Nissan Rogue | $1,917 |
| Nissan Rogue Sport | $1,927 |
| Nissan Sentra | $2,290 |
| Nissan Titan | $2,453 |
| Nissan Titan XD | $2,464 |
| Nissan Versa | $2,467 |
Keep in mind that these numbers are averages, and the actual cost can differ based on where you live, your age, driving record, and the type of coverage you select.
Nissan Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| Farmers | $162 |
| Travelers | $186 |
| Elephant | $197 |
| Nationwide | $214 |
| Progressive | $280 |
| Clearcover | $219 |
| Safeco | $221 |
| Direct Auto | $249 |
| National General | $252 |
| State Auto | $264 |
| Mercury | $266 |
| Midvale Home & Auto | $273 |
| Kemper | $302 |
| Liberty Mutual | $306 |
| Dairyland | $369 |
| Bristol West | $402 |
| Infinity | $406 |
| CSAA | $432 |
| The General | $452 |
| Freedom National | $473 |
| Hallmark | $528 |
Nissan Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,732 |
| Alaska | $2,262 |
| Arizona | $2,540 |
| Arkansas | $2,803 |
| California | $3,122 |
| Colorado | $2,902 |
| Connecticut | $3,715 |
| Delaware | $3,084 |
| Florida | $3,666 |
| Hawaii | $1,202 |
| Idaho | $2,067 |
| Illinois | $2,160 |
| Indiana | $2,230 |
| Iowa | $1,772 |
| Kansas | $2,340 |
| Kentucky | $3,398 |
| Louisiana | $4,363 |
| Maine | $1,651 |
| Maryland | $2,674 |
| Massachusetts | $2,133 |
| Michigan | $5,147 |
| Minnesota | $2,114 |
| Mississippi | $2,557 |
| Missouri | $2,418 |
| Montana | $2,450 |
| Nebraska | $2,080 |
| Nevada | $3,414 |
| New Hampshire | $2,373 |
| New Jersey | $2,625 |
| New Mexico | $2,683 |
| New York | $2,476 |
| North Carolina | $1,533 |
| North Dakota | $2,099 |
| Ohio | $1,870 |
| Oklahoma | $2,989 |
| Oregon | $2,721 |
| Pennsylvania | $2,310 |
| Rhode Island | $3,828 |
| South Carolina | $2,612 |
| South Dakota | $2,331 |
| Tennessee | $2,755 |
| Texas | $2,776 |
| Utah | $2,351 |
| Vermont | $1,817 |
| Virginia | $1,702 |
| Washington | $2,254 |
| West Virginia | $2,269 |
| Wisconsin | $2,263 |
| Wyoming | $2,123 |
| Georgia | $2,974 |
How To Save Money On Nissan Car Insurance?
Owning a Nissan involves several expenses, with car insurance being one of the largest. However, there are ways to reduce your insurance costs. Here’s how:
1. Maintain a Clean Driving Record
Insurance companies consider your driving history very important when setting your premium. Avoiding accidents and traffic tickets demonstrates that you are a low-risk driver, which can help lower your insurance costs.
2. Bundle Your Policies
Many insurance companies give discounts if you bundle multiple policies, such as home and auto insurance. This makes it easier to manage your insurance and can also reduce your premiums.
3. Raise Your Deductible
Raising your deductible—the amount you pay yourself before your insurance starts—can reduce your premium. Just make sure you can handle the higher deductible if you need to make a claim.
4. Install Safety Features
Nissan vehicles have many built-in safety features, but adding extra measures like anti-theft devices can further lower your insurance costs by reducing the risk of theft and damage.
5. Take Advantage of Discounts
Insurance companies frequently provide discounts for things like being a good student, having a clean driving record, or taking a defensive driving course. Check with your insurer to see if you qualify for any of these discounts.
6. Shop Around
Insurance premiums can differ a lot between providers. It’s important to compare quotes and pick the insurer that gives you the best value for your situation.
7. Consider Usage-Based Insurance
If you don’t drive your Nissan much, consider usage-based insurance. This type of policy sets your premium based on how often you drive, which could save you money if your Nissan isn’t your primary vehicle.
