Nissan Leaf Car Insurance Cost

Getting insurance coverage for a Nissan Leaf typically amounts to about $1,219 annually through USAA. However, the specific costs can vary based on factors such as age, the year of the car model, and other relevant considerations. Utilize our quote tables below to estimate the potential cost tailored to your circumstances.

We’ve saved shoppers an average of $600 per year on their car insurance.

Explore offers from 100's of our trusted partners
Free. Secure. No Spam.
min read -
Updated: 20 October 2024
Written by Bob Phillips
On this page Open

If you’re thinking about buying a Nissan Leaf, you’ll need to consider the cost of insurance among many other factors. Insurance is a crucial aspect of owning a car, so it’s important to understand its implications before making a decision.

Choosing the right car insurance is essential to avoid unexpected and potentially costly expenses in the future. It’s crucial to ensure you have enough coverage to avoid significant out-of-pocket costs if an accident occurs. Additionally, there’s the risk of facing higher premiums if you’re responsible for an accident.

With over ten years of experience studying car insurance rates, I’ve noticed a significant variation in these costs. Factors such as age, driving record, and even your location can have a significant impact on your insurance premiums.

How Much Does Nissan Leaf Car Insurance Cost?

Typically, USAA provides the most competitive average rate, which is $1,219 per year, for full coverage insurance on a 2024 Nissan Leaf.

While USAA’s pricing serves as a solid point of reference, it’s crucial to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the year of your car’s model, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, while a history of accidents or traffic violations can raise your costs.

Moreover, residing in urban areas with heavy traffic often leads to higher insurance rates compared to rural regions with lighter traffic. Your choice of coverage also influences your premium – comprehensive coverage, which includes both collision and comprehensive coverage, tends to be more expensive than minimum liability coverage.

Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies, ensuring you secure the best deal possible.

2024 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
Mercury $1,438
CSAA $2,112
California Capital $1,988
Metropolitan $1,594
USAA $1,219
Esurance $1,504
21st Century $1,433
Grange $2,033
Bristol West $2,110
Unitrin $1,681

2023 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
USAA $1,517
Metropolitan $2,237
AssuranceAmerica Economy $1,927
Mercury $1,770
Hanover $951
Unitrin $1,738
Kemper Auto | Infinity $1,319
Esurance $2,024
California Capital $2,140
21st Century $1,874

2022 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
North Carolina Farm Bureau $1,240
Oregon Mutual $1,616
Colorado Farm Bureau Mutual $1,561
Tennessee Farmers $1,439
American National P $590
GMAC Insurance Group $1,379
New Jersey Manufacturers $919
Farm Bureau Mutual (IA Group) $1,601
Atlantic States Insurance $1,609
Mutual Of Enumclaw $1,481

2021 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
GMAC Insurance Group $1,369
American Family $1,935
Unitrin $1,728
USAA $1,592
North Carolina Farm Bureau $1,222
Travelers $1,505
Erie $1,382
Mercury $1,803
Country $1,858
Farm Bureau Mutual (IA Group) $1,639

2020 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
Concord Group $763
Pekin Insurance $1,405
Kemper Auto | Infinity $1,365
Union Mutual Fire Group $1,230
American National P $405
Southern Farm Bureau $1,093
Safeco $769
USAA $1,407
Esurance $1,407
National Grange Mutual $1,263

2019 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
New York Central Mutual Fire $775
Erie $1,151
Western Reserve $1,041
Penn National $1,007
SAFECO $190
Buckeye Insurance Group $796
Pekin Insurance $716
Hastings Mutual Insurance Co $1,054
Farm Bureau Mutual (IA Group) $1,101
Dairyland Auto $1,045

2018 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
Penn National $1,090
Auto-Owners Insurance Co $1,544
Erie $1,490
Cincinnati Insurance $1,329
Liberty Mutual $723
Virginia Farm Bureau $1,285
Kemper Auto | Infinity $1,025
21st Century $1,535
AssuranceAmerica Economy $1,531
Dairyland Auto $1,481

2017 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
Colorado Farm Bureau Mutual $861
Oregon Mutual $1,104
Permanent General $1,035
Central Mutual Insurance Co $926
PEMCO $711
Capital Insurance Group $956
SECURA Insurance $872
Mutual Of Enumclaw $1,077
Unigard $1,095
Farm Bureau Mutual (IA Group) $1,039

 

2016 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
PEMCO $713
Unigard $1,246
Republic Indemnity $1,069
Pekin Insurance $842
Safeco $361
North Carolina Farm Bureau $721
Texas Farm Bureau Group $646
Western Reserve $1,204
Westfield $1,236
Buckeye Insurance Group $929

2015 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $661
USAA $1,342
Clearcover $1,151
Capital Insurance Group $918
Safeco $454
PEMCO $873
Mercury Insurance Company $625
Dairyland FR Bond $1,328
Direct Auto $1,344
21st Century $1,144

2014 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
Arbella Insurance Group $805
National Grange Mutual $1,220
ACE American Pool $968
Quincy Mutual $899
Plymouth Rock Assurance $592
Norfolk and Dedham Group $875
SECURA Insurance $699
Capital Insurance Group $1,118
Colorado Farm Bureau Mutual $1,178
PEMCO $945

2013 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
PEMCO $887
Electric $1,165
Erie $1,060
Mercury Insurance Company $946
Safeco $417
Virginia Farm Bureau $910
AssuranceAmerica Economy $832
Capital Insurance Group $1,155
Penn National $1,191
National General Value $1,016

2012 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
Dairyland $737
Pekin Insurance $1,294
Kentucky Farm Bureau $1,111
Direct Auto $1,041
Safeco $227
Mutual Of Enumclaw $992
American National P $339
Oregon Mutual $1,141
Southern Farm Bureau $1,203
Texas Farm Bureau Group $1,085

2011 Nissan Leaf Insurance Rates

Insurance Provider Average Annual Cost
New York Central Mutual Fire $1,002
Dairyland Scored $1,257
PEMCO $1,249
Preferred Mutual $1,208
Hanover $889
Colorado Farm Bureau Mutual $1,088
Erie $929
Farm Bureau Mutual (IA Group) $1,218
Oklahoma Farmers Union $1,267
AssuranceAmerica $1,237

Find Affordable Nissan Leaf Car Insurance

Free. Secure. No Spam.

Cost of Nissan Leaf Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $9,881 $14,539 $17,027
18 $9,229 $13,571 $15,870
19 $8,182 $11,991 $14,036
20 $7,160 $10,467 $12,228
21 $5,949 $8,747 $10,297
22 $5,839 $8,538 $10,002
23 $5,115 $7,465 $8,710
24 $4,817 $7,124 $8,292
25 $4,161 $6,110 $7,148
30 $3,233 $4,794 $5,552
35 $3,029 $4,476 $5,192
40 $2,933 $4,301 $5,041
45 $2,858 $4,195 $4,860
55 $2,604 $3,848 $4,490
65 $2,720 $3,997 $4,676
75 $3,438 $5,081 $5,900

Nissan Leaf Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,408 $3,529 $4,414
Alaska $1,977 $2,746 $2,675
Arizona $2,272 $3,231 $4,844
Arkansas $2,482 $3,885 $4,260
California $2,735 $4,841 $2,726
Colorado $2,568 $3,590 $4,534
Connecticut $3,281 $5,093 $6,417
Delaware $2,736 $3,629 $4,679
Florida $3,258 $4,467 $5,828
Hawaii $1,066 $1,409 $1,054
Idaho $1,838 $2,396 $2,977
Illinois $1,928 $2,874 $3,316
Indiana $1,936 $2,997 $3,399
Iowa $1,591 $2,126 $2,561
Kansas $2,060 $3,004 $3,533
Kentucky $3,010 $4,377 $5,178
Louisiana $3,851 $5,857 $6,294
Maine $1,459 $2,017 $2,958
Maryland $2,354 $3,451 $3,774
Massachusetts $1,861 $3,299 $1,904
Michigan $4,557 $6,978 $10,950
Minnesota $1,871 $2,472 $3,479
Mississippi $2,281 $3,217 $3,245
Missouri $2,116 $3,075 $4,001
Montana $2,155 $3,027 $3,518
Nebraska $1,850 $2,743 $2,942
Nevada $3,053 $4,504 $4,716
New Hampshire $2,082 $3,322 $4,220
New Jersey $2,318 $3,645 $4,712
New Mexico $2,335 $3,485 $3,665
New York $2,188 $2,788 $4,612
North Carolina $1,372 $2,325 $1,668
North Dakota $1,836 $2,834 $3,383
Ohio $1,670 $2,546 $2,644
Oklahoma $2,673 $3,796 $4,253
Oregon $2,434 $3,208 $3,901
Pennsylvania $1,985 $2,975 $3,486
Rhode Island $3,398 $4,962 $5,588
South Carolina $2,338 $3,191 $4,424
South Dakota $2,055 $2,965 $3,421
Tennessee $2,405 $3,584 $4,763
Texas $2,446 $3,527 $4,379
Utah $2,108 $2,881 $4,005
Vermont $1,613 $2,444 $2,582
Virginia $1,512 $2,360 $2,276
Washington $1,975 $2,704 $3,205
West Virginia $2,010 $2,901 $3,621
Wisconsin $2,006 $3,165 $3,589
Wyoming $1,914 $2,600 $2,795
Georgia $2,617 $3,930 $3,949

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

Go back to top