Nissan NV Car Insurance Cost 2025
The average cost to insure a Nissan NV is approximately $2,250 per year. However, your actual premium may vary depending on several factors, including your age, the model year of your vehicle, and additional considerations. To get a more accurate estimate tailored to your profile, refer to our quote tables below.
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If you’re considering buying a Nissan NV, it’s important to factor in the cost of insurance. Insurance is a significant part of car ownership, and understanding this financial commitment before you buy is crucial. On average, insurance for a Nissan NV cost $2,250 per year.
Choosing the right car insurance helps you avoid unexpected and potentially high costs later. Adequate coverage can protect you from large out-of-pocket expenses in case of an accident. Additionally, if you’re at fault in an accident, your premiums could increase.With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Your age, driving history, and location are major factors that can affect your insurance premiums.
How Much Does Nissan NV Car Insurance Cost?
On average, Nissan NV drivers can expect to pay around $2,250 per year for car insurance. However, individual rates may vary based on factors such as age, location, driving history, and coverage options.
While Liberty Mutual’s rate provides a helpful starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Generally, having a clean driving record leads to lower premiums, while a history of accidents or traffic violations can increase rates.
Living in a busy urban area typically results in higher insurance rates compared to quieter rural areas. Additionally, the type of coverage you select impacts your premium; comprehensive coverage, which includes both comprehensive and collision, is more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the best deal possible.
Average Insurance Cost Of Nissan NV Model Year
| Model Year | Average Premium |
| 2024 Nissan NV | $1,615 |
| 2021 Nissan NV | $1,409 |
| 2020 Nissan NV | $1,847 |
| 2019 Nissan NV | $911 |
| 2018 Nissan NV | $1,583 |
| 2017 Nissan NV | $1,575 |
| 2016 Nissan NV | $779 |
| 2015 Nissan NV | $1,100 |
| 2014 Nissan NV | $2,653 |
| 2013 Nissan NV | $1,129 |
| 2012 Nissan NV | $1,379 |
2024 Nissan NV Insurance Rates
The average annual insurance cost for a 2024 Nissan NV is $1,615. However, Liberty Mutual offers the cheapest rates, averaging $738 per year.
| Insurance Provider | Average Annual Cost |
| Liberty Mutual | $738 |
| State Farm | $1230 |
| Texas Farm Bureau Group | $1250 |
| National General | $1350 |
| Nationwide | $1,560 |
| National General Value | $1,369 |
| Mercury | $1,568 |
| USAA | $1,952 |
| Allstate | $2,325 |
| Republic Indemnity | $2,805 |
2021 Nissan NV Insurance Rates
The average annual insurance cost for a 2021 Nissan NV is $1,409. However, Liberty Mutual offers the cheapest rates, averaging $537 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $983 |
| Republic Indemnity | $2,491 |
| Mercury | $1,420 |
| Nationwide | $1,280 |
| Liberty Mutual | $537 |
| National General | $1,276 |
| State Farm | $883 |
| USAA | $1,594 |
| Allstate | $2,265 |
| National General Value | $1,360 |
2020 Nissan NV Insurance Rates
The average annual insurance cost for a 2020 Nissan NV is $1,847. However, Texas Farm Bureau Group offers the cheapest rates, averaging $953 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,589 |
| National General | $2,341 |
| Plymouth Rock | $2,032 |
| USAA | $1,969 |
| Texas Farm Bureau Group | $953 |
| New Jersey Manufacturers | $1,585 |
| Nationwide | $1,370 |
| Mercury | $2,284 |
| Republic Indemnity | $2,333 |
| Shelter | $2,016 |
2019 Nissan NV Insurance Rates
The average annual insurance cost for a 2019 Nissan NV is $911. However, American National P offers the cheapest rates, averaging $353 per year.
| Insurance Provider | Average Annual Cost |
| Indiana Farmers Mutual Ins | $805 |
| Buckeye Insurance Group | $1,102 |
| Sentry | $1,087 |
| Erie | $902 |
| American National P | $353 |
| Hastings Mutual Insurance Co | $894 |
| Pekin Insurance | $762 |
| Farm Bureau Mutual (IA Group) | $1,109 |
| Travelers | $1,100 |
| Grange Mutual | $997 |
2018 Nissan NV Insurance Rates
The average annual insurance cost for a 2018 Nissan NV is $1,583. However, Esurance offers the cheapest rates, averaging $1,168 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,328 |
| Auto Club | $1,959 |
| Mercury | $1,637 |
| USAA | $1,635 |
| Esurance | $1,168 |
| National General | $1,551 |
| State Farm | $1,329 |
| Nationwide | $1,726 |
| CSAA | $1,846 |
| Safeco | $1,654 |
2017 Nissan NV Insurance Rates
The average annual insurance cost for a 2017 Nissan NV is $1,575. However, Virginia Farm Bureau offers the cheapest rates, averaging $775 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,233 |
| Metropolitan | $2,300 |
| National General RAD | $1,762 |
| Nationwide | $1,649 |
| Virginia Farm Bureau | $775 |
| State Farm | $1,603 |
| Auto-Owners Insurance Co | $1,066 |
| Mercury | $1,792 |
| Travelers | $1,904 |
| Erie | $1,668 |
2016 Nissan NV Insurance Rates
The average annual insurance cost for a 2016 Nissan NV is $779. However, Clearcover offers the cheapest rates, averaging $436 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $720 |
| Western Reserve | $989 |
| Grange Mutual | $788 |
| USAA | $804 |
| Clearcover | $436 |
| Buckeye Insurance Group | $773 |
| SECURA Insurance | $658 |
| Indiana Farmers Mutual Ins | $856 |
| Nationwide | $947 |
| Plymouth Rock | $814 |
2015 Nissan NV Insurance Rates
The average annual insurance cost for a 2015 Nissan NV is $1,100. However, Safeco offers the cheapest rates, averaging $327 per year.
| Insurance Provider | Average Annual Cost |
| Clearcover | $966 |
| Georgia Farm Bureau | $1,445 |
| Unitrin | $1,267 |
| Direct Auto | $1,138 |
| Safeco | $327 |
| NatGen PPA | $989 |
| Liberty Mutual | $778 |
| USAA | $1,354 |
| Auto-Owners Insurance Co | $1,444 |
| Kemper Auto | Infinity | $1,291 |
2014 Nissan NV Insurance Rates
The average annual insurance cost for a 2014 Nissan NV is $2,653. However, State Farm offers the cheapest rates, averaging $1,168 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $2,095 |
| National General | $4,495 |
| Permanent General | $2,681 |
| Mercury | $2,344 |
| State Farm | $1,168 |
| Nationwide | $2,120 |
| USAA | $1,792 |
| Esurance | $3,312 |
| Home State Ins Group | $3,963 |
| Allstate | $2,564 |
2013 Nissan NV Insurance Rates
The average annual insurance cost for a 2013 Nissan NV is $1,129. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $498 per year.
| Insurance Provider | Average Annual Cost |
| American Family | $905 |
| USAA | $1,754 |
| Auto Club | $1,244 |
| Auto-Owners Insurance Co | $1,045 |
| Hastings Mutual Insurance Co | $498 |
| Allied | $996 |
| Western National | $915 |
| CSAA | $1,391 |
| Farmers | $1,441 |
| Unitrin | $1,099 |
2012 Nissan NV Insurance Rates
The average annual insurance cost for a 2012 Nissan NV is $1,379. However, Unitrin offers the cheapest rates, averaging $1,022 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,187 |
| Farmers | $1,759 |
| Erie | $1,460 |
| Auto Club | $1,349 |
| Unitrin | $1,022 |
| Kemper Auto | Infinity | $1,226 |
| Penn National | $1,108 |
| CSAA | $1,531 |
| Bristol West | $1,707 |
| State Farm | $1,444 |
Find Affordable Nissan NV Car Insurance Rates
Cost of Nissan NV Car Insurance By Age
Age is a crucial factor in determining car insurance rates. Teenagers usually face the highest premiums due to their higher likelihood of being involved in accidents. However, as drivers gain experience and maintain a clean record, their insurance costs tend to decrease, reflecting a lower risk profile.
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,686 | $11,214 | $13,094 |
| 18 | $7,093 | $10,460 | $12,223 |
| 19 | $6,273 | $9,202 | $10,824 |
| 20 | $5,520 | $8,061 | $9,432 |
| 21 | $4,614 | $6,735 | $7,870 |
| 22 | $4,484 | $6,577 | $7,705 |
| 23 | $3,917 | $5,754 | $6,735 |
| 24 | $3,721 | $5,467 | $6,396 |
| 25 | $3,207 | $4,700 | $5,475 |
| 30 | $2,533 | $3,645 | $4,327 |
| 35 | $2,332 | $3,411 | $3,999 |
| 40 | $2,297 | $3,306 | $3,845 |
| 45 | $2,222 | $3,213 | $3,793 |
| 55 | $1,982 | $3,001 | $3,485 |
| 65 | $2,083 | $3,085 | $3,576 |
| 75 | $2,651 | $3,911 | $4,584 |
Nissan NV Car Insurance Rates By State
Your location significantly influences how insurance companies determine rates. Each state has its own auto insurance regulations, which can impact costs. For example, Michigan drivers often face higher premiums due to the state’s strict coverage requirements. Additionally, climate conditions play a role—states prone to hurricanes, storms, or flooding may have higher rates. Crime and accident statistics also factor in, as areas with high vehicle theft, crashes, or fatalities can lead to increased insurance costs. All these elements contribute to the final rate you’ll pay for Nissan NV insurance.
| Drive State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,369 | $3,463 | $4,393 |
| Alaska | $1,935 | $2,738 | $2,648 |
| Arizona | $2,237 | $3,226 | $4,771 |
| Arkansas | $2,434 | $3,849 | $4,225 |
| California | $2,689 | $4,820 | $2,714 |
| Colorado | $2,519 | $3,576 | $4,550 |
| Connecticut | $3,269 | $5,047 | $6,370 |
| Delaware | $2,663 | $3,601 | $4,593 |
| Florida | $3,213 | $4,446 | $5,761 |
| Hawaii | $1,044 | $1,432 | $1,044 |
| Idaho | $1,810 | $2,417 | $2,933 |
| Illinois | $1,918 | $2,854 | $3,247 |
| Indiana | $1,924 | $2,983 | $3,367 |
| Iowa | $1,544 | $2,107 | $2,463 |
| Kansas | $2,060 | $2,990 | $3,465 |
| Kentucky | $2,944 | $4,358 | $5,163 |
| Louisiana | $3,798 | $5,769 | $6,251 |
| Maine | $1,434 | $1,990 | $2,936 |
| Maryland | $2,354 | $3,386 | $3,779 |
| Massachusetts | $1,873 | $3,282 | $1,866 |
| Michigan | $4,517 | $6,885 | $10,855 |
| Minnesota | $1,852 | $2,476 | $3,476 |
| Mississippi | $2,249 | $3,235 | $3,196 |
| Missouri | $2,119 | $3,023 | $3,948 |
| Montana | $2,153 | $3,014 | $3,491 |
| Nebraska | $1,823 | $2,689 | $2,954 |
| Nevada | $3,025 | $4,404 | $4,690 |
| New Hampshire | $2,067 | $3,299 | $4,163 |
| New Jersey | $2,309 | $3,566 | $4,667 |
| New Mexico | $2,373 | $3,494 | $3,621 |
| New York | $2,200 | $2,723 | $4,571 |
| North Carolina | $1,329 | $2,303 | $1,648 |
| North Dakota | $1,835 | $2,817 | $3,285 |
| Ohio | $1,632 | $2,526 | $2,597 |
| Oklahoma | $2,621 | $3,738 | $4,201 |
| Oregon | $2,372 | $3,188 | $3,832 |
| Pennsylvania | $2,011 | $2,979 | $3,455 |
| Rhode Island | $3,387 | $4,924 | $5,546 |
| South Carolina | $2,286 | $3,170 | $4,334 |
| South Dakota | $2,027 | $2,936 | $3,397 |
| Tennessee | $2,416 | $3,536 | $4,715 |
| Texas | $2,407 | $3,539 | $4,372 |
| Utah | $2,081 | $2,922 | $3,965 |
| Vermont | $1,595 | $2,445 | $2,552 |
| Virginia | $1,506 | $2,313 | $2,218 |
| Washington | $1,981 | $2,672 | $3,254 |
| West Virginia | $1,967 | $2,872 | $3,578 |
| Wisconsin | $2,010 | $3,130 | $3,537 |
| Wyoming | $1,856 | $2,611 | $2,771 |
| Georgia | $2,607 | $3,922 | $3,929 |
Common Nissan NV Insurance Discounts
Discounts are an excellent way to reduce your car insurance expenses. While each provider offers different discounts, some common ones you may qualify for include:
- Multi-policy discount – Bundling your auto and home insurance with the same provider can lead to savings.
- Annual payment discount – Paying your premium in full instead of monthly installments often results in a lower rate.
- Defensive driving discount – Completing a certified defensive driving course can make you eligible for reduced premiums.
Other discounts may also apply, so it’s best to speak with your insurance agent to explore all available options tailored to your profile.
Compare Nissan NV To Other Nissan Models
Looking for other Nissan model insurance costs?
- Nissan 370Z Car Insurance
- Nissan Altima Car Insurance
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- Nissan Frontier Car Insurance
- Nissan GT-R Car Insurance
- Nissan Kicks Car Insurance
- Nissan Leaf Car Insurance
- Nissan Maxima Car Insurance
- Nissan Murano Car Insurance
- Nissan NV200 Car Insurance
- Nissan Pathfinder Car Insurance
- Nissan Rogue Car Insurance
- Nissan Rogue Sport Car Insurance
- Nissan Sentra Car Insurance
- Nissan Titan Car Insurance
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Our Methodology
To determine the average cost of car insurance, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for these calculations was a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it's important to note that these figures are only estimates—your actual insurance rate may vary based on personal factors such as age, driving history, location, and coverage preferences.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Nissan NV?
Yes, you will need to provide proof of insurance before you can drive your Nissan NV off the dealership lot. It’s recommended to buy a policy in advance and inform your insurance company that you are about to purchase the car. This way, you’ll have your insurance ready and avoid the need to purchase a policy through the dealership.
How Can You Get The Cheapest Insurance For Your Nissan NV?
The best way to find the cheapest rates for your Nissan NV is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers right here on our website.
