Nissan Sentra Car Insurance Cost 2025
The average cost of insuring a Nissan Sentra is $1,778 per year. However, your actual premium may vary depending on factors such as your age, the model year of your car, and other personal details. Check our quote tables below to get a better estimate tailored to your situation.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Nissan Sentra, one important aspect to consider is the insurance expense. Insurance plays a big role in owning a car, so it’s essential to understand the costs before making a decision. On average, insurance for a Nissan Sentra cost $1,778 per year.
Choosing the right car insurance is crucial to avoid unexpected and potentially expensive bills later on. It’s important to have adequate coverage in case of an accident to avoid hefty out-of-pocket costs. Additionally, being found at fault in an accident could lead to increased premiums.
With over ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and location can significantly impact the amount you pay for insurance.
How Much Does Nissan Sentra Car Insurance Cost?
On average, Nissan Sentra drivers can expect to pay around $1,778 per year for car insurance.
The cost of car insurance can vary greatly depending on several factors, including your location, driving history, the model year of your car, and the coverage options you select. A clean driving record can help reduce premiums, while accidents or traffic violations may increase your rates.
If you live in an urban area with heavy traffic, your insurance rates might be higher compared to rural areas with less congestion. The type of coverage you choose also affects the price – comprehensive coverage, which includes both comprehensive and collision, tends to be more expensive than basic liability coverage.
For Nissan Sentra drivers, the insurance cost is generally cheaper compared to other Nissan models but is still higher than the average cost for all cars. Insuranceopedia can help you compare quotes from different providers to ensure you get the best rate for your needs.
| Vehicle | Average Monthly Premium |
| Nissan Sentra | $181 |
| All Nissans | $187 |
| All Cars | $175 |
Average Insurance Cost Of Nissan Sentra Model Year
| Model Year | Average Premium |
| 2024 Nissan Sentra | $1,066 |
| 2023 Nissan Sentra | $685 |
| 2022 Nissan Sentra | $689 |
| 2021 Nissan Sentra | $760 |
| 2020 Nissan Sentra | $819 |
| 2019 Nissan Sentra | $446 |
| 2018 Nissan Sentra | $595 |
| 2017 Nissan Sentra | $456 |
| 2016 Nissan Sentra | $601 |
| 2015 Nissan Sentra | $564 |
| 2014 Nissan Sentra | $511 |
| 2013 Nissan Sentra | $550 |
| 2012 Nissan Sentra | $562 |
| 2011 Nissan Sentra | $495 |
| 2010 Nissan Sentra | $483 |
2024 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2024 Nissan Sentra is $1,066. However, Safeco offers the cheapest rates, averaging $155 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,041 |
| Farm Bureau Mutual (IA Group) | $1,395 |
| USAA | $1,278 |
| Kemper Auto | Infinity | $1,017 |
| Safeco | $155 |
| Texas Farm Bureau Group | $1,005 |
| National General Value | $940 |
| SECURA Insurance | $1,288 |
| PEMCO | $1,351 |
| Erie | $1,194 |
2023 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2023 Nissan Sentra is $685. However, Safeco offers the cheapest rates, averaging $35 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $302 |
| Pekin Insurance | $1,158 |
| SafeAuto | $986 |
| Kemper Auto | Infinity | $748 |
| Safeco | $35 |
| Mercury Insurance | $394 |
| Dairyland Auto 1 Month | $68 |
| Kemper Auto | $1,103 |
| American National P | $1,135 |
| New York Central Mutual Fire | $917 |
2022 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2022 Nissan Sentra is $689. However, Dairyland Broadform offers the cheapest rates, averaging $136 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $312 |
| Indiana Farmers Mutual Ins | $1,253 |
| AssuranceAmerica Mobile Max | $930 |
| Victoria | $638 |
| Dairyland Broadform | $136 |
| Mercury Insurance | $546 |
| Safeco | $228 |
| Titan | $1,019 |
| American National P | $1,179 |
| NatGen Advantage | $652 |
2021 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2021 Nissan Sentra is $760. However, Safeco offers the cheapest rates, averaging $206 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $497 |
| NatGen Advantage | $1,237 |
| Elephant Insurance | $900 |
| Mercury Insurance | $759 |
| Safeco | $206 |
| Dairyland FR Bond | $673 |
| NatGen Custom 360 | $396 |
| Dairyland Broadform | $961 |
| Titan | $1,160 |
| NatGen PPA | $812 |
2020 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2020 Nissan Sentra is $819. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $278 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $449 |
| Co-Operative Ins Companies | $1,412 |
| Partners Mutual Insurance Co | $1,094 |
| Mercury Insurance | $583 |
| AssuranceAmerica Mobile Max | $278 |
| NatGen Custom 360 | $540 |
| Safeco | $289 |
| Kemper Auto | Infinity | $1,243 |
| North Carolina Farm Bureau | $1,246 |
| Titan | $1,054 |
2019 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2019 Nissan Sentra is $446. However, Kemper Auto Premium offers the cheapest rates, averaging $89 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $317 |
| Mercury Insurance | $1,025 |
| NatGen Custom 360 | $512 |
| Kemper Auto Premier | $386 |
| Safeco | $111 |
| Kemper Personal Insurance | $321 |
| Kemper Auto Premium | $89 |
| American National P&C | $524 |
| Dairyland Broadform | $681 |
| AssuranceAmerica Mobile Max | $498 |
2018 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2018 Nissan Sentra is $595. However, NatGen Custom 360 offers the cheapest rates, averaging $109 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $236 |
| Dairyland FR Bond | $1,007 |
| Dairyland Broadform | $900 |
| Kemper Personal Insurance | $477 |
| NatGen Custom 360 | $109 |
| Dairyland Auto 1 Month | $323 |
| Kemper Auto Premier | $191 |
| Titan | $998 |
| Concord Group | $990 |
| Mercury Insurance | $717 |
2017 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2017 Nissan Sentra is $456. However, Kemper Auto Premier offers the cheapest rates, averaging $58 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $150 |
| Mercury Insurance | $844 |
| American National P&C | $558 |
| AssuranceAmerica Mobile Max | $323 |
| Kemper Auto Premier | $58 |
| NatGen Custom 360 | $273 |
| Kemper Personal Insurance | $123 |
| Dairyland Broadform | $758 |
| Concord Group | $898 |
| Dairyland FR Bond | $575 |
2016 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2016 Nissan Sentra is $601. However, Kemper Personal Insurance offers the cheapest rates, averaging $87 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $263 |
| Buckeye Insurance Group | $1,122 |
| Kemper Auto Premier | $745 |
| Dairyland FR Bond | $330 |
| Kemper Personal Insurance | $87 |
| AssuranceAmerica Mobile Max | $322 |
| Safeco | $158 |
| North Carolina Farm Bureau | $1,090 |
| Mercury Insurance | $1,107 |
| Dairyland Broadform | $782 |
2015 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2015 Nissan Sentra is $564. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $36 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $219 |
| Infinity Special | $903 |
| EMC Insurance | $854 |
| Mercury Insurance | $713 |
| AssuranceAmerica Mobile Max | $36 |
| Safeco | $241 |
| NatGen Custom 360 | $106 |
| Partners Mutual Insurance Co | $891 |
| American National P | $879 |
| Dairyland FR Bond | $796 |
2014 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2014 Nissan Sentra is $511. However, Safeco offers the cheapest rates, averaging $118 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $377 |
| Utica National Ins Group | $800 |
| American National P&C | $663 |
| Dairyland Broadform | $504 |
| Safeco | $118 |
| Kemper Auto Premier | $417 |
| NatGen Custom 360 | $125 |
| Dairyland FR Bond | $711 |
| Infinity Special | $753 |
| AssuranceAmerica Mobile Max | $645 |
2013 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2013 Nissan Sentra is $550. However, Safeco offers the cheapest rates, averaging $92 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $249 |
| MMG Insurance Company | $812 |
| Infinity Special | $795 |
| Dairyland Auto 1 Month | $665 |
| Safeco | $92 |
| Mercury Insurance | $365 |
| NatGen Custom 360 | $135 |
| Utica National Ins Group | $817 |
| North Carolina Farm Bureau | $815 |
| Concord Group | $757 |
2012 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2012 Nissan Sentra is $562. However, Safeco offers the cheapest rates, averaging $41 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $465 |
| Utica National Ins Group | $921 |
| Infinity Special | $670 |
| NatGen Custom 360 | $612 |
| Safeco | $41 |
| American National P&C | $487 |
| AssuranceAmerica Mobile Max | $52 |
| Dairyland Broadform | $830 |
| Dairyland Auto 6 Month | $889 |
| Bear River | $649 |
2011 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2011 Nissan Sentra is $495. However, Safeco offers the cheapest rates, averaging $74 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Premium | $116 |
| Kemper Auto | Infinity | $974 |
| Texas Farm Bureau Group | $871 |
| Mercury Insurance | $242 |
| Safeco | $74 |
| Kemper Personal Insurance | $249 |
| AssuranceAmerica Mobile Max | $114 |
| Infinity Special | $910 |
| American National P | $951 |
| Jupiter Auto Insurance | $448 |
2010 Nissan Sentra Insurance Rates
The average annual insurance cost for a 2010 Nissan Sentra is $483. However, Safeco offers the cheapest rates, averaging $115 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $229 |
| Buckeye Insurance Group | $777 |
| AssuranceAmerica Mobile Max | $568 |
| American National P | $507 |
| Safeco | $115 |
| NatGen Advantage | $526 |
| Kemper Personal Insurance | $120 |
| Dairyland Broadform | $686 |
| American National P&C | $780 |
| Mercury Insurance | $519 |
Find Affordable Nissan Sentra Car Insurance Rates
Is A Nissan Sentra Car Insurance Expensive To Insure?
The cost to insure a Nissan Sentra is typically higher than the average cost for all cars. However, your individual insurance rate will depend on several factors, including your age, the age of your car, where you live, and other personal details. Factors like driving history, coverage choices, and even your credit score can also play a role in determining your final premium. Always compare quotes from different providers to ensure you’re getting the best rate for your circumstances.
Cost of Nissan Sentra Car Insurance By Age
Age is a key factor in car insurance rates. Teenagers and young drivers tend to have higher premiums because they’re statistically more likely to be involved in accidents. As drivers age and gain more experience, their risk decreases, and so does their premium. For most drivers, insurance rates tend to be the lowest in their 30s and 40s, as long as they maintain a clean driving record.
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,769 | $11,404 | $13,315 |
| 18 | $7,224 | $10,587 | $12,380 |
| 19 | $6,376 | $9,369 | $10,963 |
| 20 | $5,589 | $8,179 | $9,588 |
| 21 | $4,686 | $6,855 | $8,020 |
| 22 | $4,523 | $6,690 | $7,768 |
| 23 | $3,950 | $5,822 | $6,822 |
| 24 | $3,769 | $5,571 | $6,487 |
| 25 | $3,256 | $4,763 | $5,570 |
| 30 | $2,532 | $3,759 | $4,370 |
| 35 | $2,356 | $3,512 | $4,053 |
| 40 | $2,306 | $3,408 | $3,925 |
| 45 | $2,240 | $3,241 | $3,824 |
| 55 | $2,051 | $2,975 | $3,507 |
| 65 | $2,111 | $3,089 | $3,655 |
| 75 | $2,714 | $3,935 | $4,659 |
Nissan Sentra Car Insurance Rates By State
Your location has a major influence on how insurance companies set your rates. Every state has its own regulations for car insurance, which can lead to varying premiums. For instance, Michigan residents often face higher premiums because the state requires more extensive coverage. Additionally, the climate in your area matters – states prone to severe weather like hurricanes, storms, or floods can result in higher rates due to the increased risk of damage.
Insurance companies also take into account local statistics such as crime rates, car thefts, accidents, and fatalities. Areas with higher crime or accident rates typically have higher insurance costs. All these elements are factored in when determining your Nissan Sentra’s insurance premium.
| Drive State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,386 | $3,514 | $4,482 |
| Alaska | $2,000 | $2,779 | $2,721 |
| Arizona | $2,254 | $3,295 | $4,830 |
| Arkansas | $2,469 | $3,904 | $4,307 |
| California | $2,770 | $4,898 | $2,720 |
| Colorado | $2,584 | $3,608 | $4,567 |
| Connecticut | $3,275 | $5,162 | $6,473 |
| Delaware | $2,747 | $3,643 | $4,650 |
| Florida | $3,243 | $4,539 | $5,882 |
| Hawaii | $1,068 | $1,419 | $1,061 |
| Idaho | $1,852 | $2,412 | $2,986 |
| Illinois | $1,908 | $2,913 | $3,314 |
| Indiana | $1,978 | $3,029 | $3,369 |
| Iowa | $1,568 | $2,115 | $2,502 |
| Kansas | $2,090 | $3,032 | $3,527 |
| Kentucky | $3,007 | $4,410 | $5,229 |
| Louisiana | $3,869 | $5,839 | $6,350 |
| Maine | $1,475 | $2,009 | $2,950 |
| Maryland | $2,364 | $3,448 | $3,809 |
| Massachusetts | $1,903 | $3,321 | $1,884 |
| Michigan | $4,599 | $6,980 | $11,020 |
| Minnesota | $1,885 | $2,537 | $3,546 |
| Mississippi | $2,311 | $3,251 | $3,247 |
| Missouri | $2,121 | $3,070 | $4,006 |
| Montana | $2,217 | $3,053 | $3,565 |
| Nebraska | $1,853 | $2,687 | $2,995 |
| Nevada | $3,008 | $4,483 | $4,754 |
| New Hampshire | $2,123 | $3,371 | $4,231 |
| New Jersey | $2,318 | $3,640 | $4,806 |
| New Mexico | $2,380 | $3,536 | $3,690 |
| New York | $2,193 | $2,782 | $4,620 |
| North Carolina | $1,393 | $2,336 | $1,637 |
| North Dakota | $1,877 | $2,841 | $3,329 |
| Ohio | $1,663 | $2,563 | $2,621 |
| Oklahoma | $2,662 | $3,841 | $4,273 |
| Oregon | $2,436 | $3,254 | $3,837 |
| Pennsylvania | $2,053 | $2,996 | $3,533 |
| Rhode Island | $3,397 | $4,988 | $5,612 |
| South Carolina | $2,323 | $3,218 | $4,402 |
| South Dakota | $2,073 | $2,960 | $3,489 |
| Tennessee | $2,466 | $3,585 | $4,793 |
| Texas | $2,451 | $3,553 | $4,404 |
| Utah | $2,099 | $2,963 | $4,054 |
| Vermont | $1,617 | $2,459 | $2,599 |
| Virginia | $1,515 | $2,287 | $2,281 |
| Washington | $2,004 | $2,721 | $3,260 |
| West Virginia | $2,038 | $2,886 | $3,633 |
| Wisconsin | $2,023 | $3,138 | $3,582 |
| Wyoming | $1,875 | $2,656 | $2,812 |
| Georgia | $2,636 | $3,976 | $3,986 |
Find Affordable Nissan Sentra Car Insurance Rates
Cheapest Car Insurance Companies For A Nissan Sentra
If you’re planning to buy a new car insurance policy for your Nissan Sentra, you’ll want to know which providers offer the most affordable options. For those seeking the cheapest rates, ACG offers a premium of $29 per month, making them the most cost-effective choice for a Nissan Sentra. However, keep in mind that rates can vary based on your specific driver profile, so this price is just an average. To find the best rates tailored to your needs, it’s recommended to shop around and compare quotes from different insurers.
| Company | Average Monthly Rate |
| ACG | $29 |
| Kemper Personal Insurance | $54 |
| CaliforniaCasualty | $45 |
| Hallmark | $59 |
| MetroMile | $59 |
Common Nissan Sentra Insurance Discounts
Discounts are a great way to reduce your car insurance expenses. While each insurer offers its own discounts, there are some common ones you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you may receive a discounted rate.
- Pay annually: If you pay your premium upfront rather than monthly, you could qualify for a discount.
- Defensive driving: Completing a defensive driving course from a certified institution may make you eligible for a reduced rate.
Additionally, there are other discounts you may qualify for. It’s best to talk to your insurance agent, as they can help identify any discounts available to you.
Ways To Save On Nissan Sentra Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Nissan Sentra insurance costs low. Getting a speeding ticket or being involved in an accident can cause your premiums to rise.
For example, drivers with a ticket on their record can expect to pay around $102 per month, while those with multiple accidents may pay an average of $165 per month. By avoiding traffic violations and accidents, you can keep your rates more affordable.
Additionally, driving fewer miles annually can lower your insurance cost, as fewer miles on the road means a lower risk of accidents. Nissan Sentra drivers who drive between 5,000 and 7,500 miles per year typically pay about $102 per month for insurance. On the other hand, drivers who cover over 10,000 miles annually can expect to pay the same amount.
Compare Nissan Sentra To Other Nissan Models
Looking for other Nissan model insurance costs?
- Nissan 370Z Car Insurance
- Nissan Altima Car Insurance
- Nissan Armada Car Insurance
- Nissan Frontier Car Insurance
- Nissan GT-R Car Insurance
- Nissan Kicks Car Insurance
- Nissan Leaf Car Insurance
- Nissan Maxima Car Insurance
- Nissan Murano Car Insurance
- Nissan NV200 Car Insurance
- Nissan Pathfinder Car Insurance
- Nissan Rogue Car Insurance
- Nissan Rogue Sport Car Insurance
- Nissan Titan Car Insurance
- Nissan Titan XD Car Insurance
- Nissan Versa Car Insurance
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Our Methodology
To determine average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage car insurance, with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind, these figures may vary based on your personal circumstances and profile.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Nissan Sentra?
Before you can drive your Nissan Sentra off the dealership lot, you’ll need to provide proof of insurance. It’s a good idea to purchase a policy in advance and then inform your insurance company that you’re about to buy the car. This is often a better option than getting insurance directly through the dealership.
How Can You Get The Cheapest Insurance For Your Nissan Sentra?
The best way to find the cheapest rates for your Nissan Sentra is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
