Nissan Versa Car Insurance Cost 2025
On average, insuring a Nissan Versa costs $485 per year. However, the exact premium you’ll pay may differ based on factors like your age, the model year of the car, and other personal details. You can use the quote tables below to get an estimate tailored to your specific situation.
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If you’re thinking about buying a Nissan Versa, it’s important to factor in the cost of insurance. On average, insurance for a Nissan Versa costs $485 per year. Insurance is a big part of owning a car, and it’s essential to understand the details before making your decision.
Choosing the right car insurance is crucial to avoid unexpected and potentially expensive bills later on. It’s vital to have adequate coverage in case of an accident to prevent significant out-of-pocket expenses. Additionally, being underinsured in an accident could lead to higher premiums.
With over ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and location can significantly impact your insurance premiums.
How Much Does Nissan Versa Car Insurance Cost?
Typically, Nissan Versa drivers can expect to pay an average of $485 per year for car insurance. However, the exact amount may vary depending on factors such as your driving history, location, and the specific coverage you choose.
While Dairyland’s pricing serves as a good reference point, it’s crucial to recognize that car insurance costs can vary significantly due to several factors. These factors encompass your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, whereas a history of accidents or traffic violations could raise your costs.
Moreover, residing in an urban area with heavy traffic might lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; full coverage insurance, which includes comprehensive and collision coverage, will be more costly than minimum liability coverage.
Insuranceopedia is available to assist you in exploring and comparing quotes from different insurance companies to ensure you secure the best deal.
Average Insurance Cost Of Nissan Versa By Model Year
| Model Year | Average Premium |
| 2024 Nissan Versa | $1,029 |
| 2023 Nissan Versa | $1,054 |
| 2022 Nissan Versa | $988 |
| 2021 Nissan Versa | $952 |
| 2020 Nissan Versa | $556 |
| 2019 Nissan Versa | $414 |
| 2018 Nissan Versa | $718 |
| 2017 Nissan Versa | $526 |
| 2016 Nissan Versa | $649 |
| 2015 Nissan Versa | $632 |
| 2014 Nissan Versa | $575 |
| 2013 Nissan Versa | $667 |
| 2012 Nissan Versa | $457 |
| 2011 Nissan Versa | $498 |
| 2010 Nissan Versa | $672 |
2024 Nissan Versa Insurance Rates
The average annual insurance cost for a 2024 Nissan Versa is $1,029. However, Dairyland offers the cheapest rates, averaging $589 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $910 |
| Erie | $1,293 |
| Esurance | $1,159 |
| SECURA Insurance | $1,030 |
| Dairyland | $589 |
| Pekin Insurance | $977 |
| AssuranceAmerica | $724 |
| Virginia Farm Bureau | $1,268 |
| Hastings Mutual Insurance Co | $1,281 |
| Penn National | $1,056 |
2023 Nissan Versa Insurance Rates
The average annual insurance cost for a 2023 Nissan Versa is $1,054. However, Safeco offers the cheapest rates, averaging $58 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $965 |
| American National P | $1,486 |
| Farm Bureau Mutual (IA Group) | $1,156 |
| PEMCO | $1,100 |
| Safeco | $58 |
| Dairyland Broadform | $976 |
| Plymouth Rock | $795 |
| Mississippi Farm Bureau | $1,352 |
| MO Farm Bureau Services | $1,518 |
| SECURA Insurance | $1,137 |
2022 Nissan Versa Insurance Rates
The average annual insurance cost for a 2022 Nissan Versa is $988. However, Safeco offers the cheapest rates, averaging $233 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $233 |
| Victoria | $458 |
| American National P | $769 |
| Plymouth Rock | $809 |
| Mercury Insurance | $928 |
| Dairyland Broadform | $976 |
| PEMCO | $1,360 |
| Clearcover | $1,422 |
| SECURA Insurance | $1,468 |
| Indiana Farmers Mutual Ins | $1,457 |
2021 Nissan Versa Insurance Rates
The average annual insurance cost for a 2021 Nissan Versa is $952. However, Safeco offers the cheapest rates, averaging $123 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $281 |
| American National P | $1,267 |
| North Carolina Farm Bureau | $1,065 |
| Mercury Insurance | $828 |
| Safeco | $123 |
| Kemper Auto Premium | $422 |
| NatGen Custom 360 | $258 |
| Texas Farm Bureau Group | $1,133 |
| Utica National Ins Group | $1,147 |
| Titan | $996 |
2020 Nissan Versa Insurance Rates
The average annual insurance cost for a 2020 Nissan Versa is $556. However, Safeco offers the cheapest rates, averaging $208 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $322 |
| Dairyland FR Bond | $950 |
| NatGen PPA | $638 |
| Mercury Insurance | $499 |
| Safeco | $208 |
| AssuranceAmerica Mobile Max | $397 |
| Kemper Personal Insurance | $340 |
| Rural Mutual Insurance | $772 |
| Dairyland Broadform | $838 |
| Kemper Auto Premier | $598 |
2019 Nissan Versa Insurance Rates
The average annual insurance cost for a 2019 Nissan Versa is $414. However, Safeco offers the cheapest rates, averaging $76 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $181 |
| Kemper Auto Premier | $850 |
| American National P&C | $623 |
| Dairyland FR Bond | $258 |
| Kemper Personal Insurance | $79 |
| Dairyland Auto 1 Month | $203 |
| Safeco | $76 |
| Mercury Insurance | $738 |
| Dairyland Broadform | $731 |
| AssuranceAmerica Mobile Max | $396 |
2018 Nissan Versa Insurance Rates
The average annual insurance cost for a 2018 Nissan Versa is $718. However, Safeco offers the cheapest rates, averaging $108 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $487 |
| Mercury Insurance | $1,081 |
| SECURA Insurance | $938 |
| AssuranceAmerica Mobile Max | $843 |
| Safeco | $108 |
| NatGen Custom 360 | $573 |
| Dairyland Auto 1 Month | $244 |
| Concord Group | $994 |
| American National P | $1,055 |
| Countryway Insurance | $854 |
Find Affordable Nissan Versa Insurance Rates
2017 Nissan Versa Insurance Rates
The average annual insurance cost for a 2017 Nissan Versa is $526. However, Kemper Personal Insurance offers the cheapest rates, averaging $56 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $127 |
| MMG Insurance Company | $946 |
| Mercury Insurance | $764 |
| Kemper Auto Premier | $471 |
| Kemper Personal Insurance | $56 |
| AssuranceAmerica Mobile Max | $357 |
| Safeco | $103 |
| Utica National Ins Group | $812 |
| Rural Mutual Insurance | $862 |
| Concord Group | $758 |
2016 Nissan Versa Insurance Rates
The average annual insurance cost for a 2016 Nissan Versa is $649. However, Safeco offers the cheapest rates, averaging $133 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $547 |
| Rural Mutual Insurance | $957 |
| Bear River | $746 |
| Mercury Insurance | $598 |
| Safeco | $133 |
| American National P&C | $560 |
| AssuranceAmerica Mobile Max | $542 |
| Concord Group | $812 |
| Farmers Mutual of Nebraska | $883 |
| Union Mutual Fire Group | $715 |
2015 Nissan Versa Insurance Rates
The average annual insurance cost for a 2015 Nissan Versa is $632. However, Safeco offers the cheapest rates, averaging $155 per year.
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $613 |
| Concord Group | $904 |
| Infinity Special | $794 |
| NatGen Custom 360 | $644 |
| Safeco | $155 |
| Mercury Insurance | $609 |
| AssuranceAmerica Mobile Max | $268 |
| Utica National Ins Group | $782 |
| Kemper Auto Premier | $842 |
| Loya Insurance | $706 |
2014 Nissan Versa Insurance Rates
The average annual insurance cost for a 2014 Nissan Versa is $575. However, Safeco offers the cheapest rates, averaging $102 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $309 |
| Partners Mutual Insurance Co | $983 |
| North Carolina Farm Bureau | $832 |
| Kemper Auto | $599 |
| Safeco | $102 |
| Dairyland FR Bond | $395 |
| Kemper Personal Insurance | $107 |
| Utica National Ins Group | $855 |
| PEMCO | $909 |
| Mercury Insurance | $655 |
2013 Nissan Versa Insurance Rates
The average annual insurance cost for a 2013 Nissan Versa is $667. However, Safeco offers the cheapest rates, averaging $208 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $252 |
| SECURA Insurance | $934 |
| Mississippi Farm Bureau | $871 |
| Mercury Insurance Company | $807 |
| Safeco | $208 |
| Infinity Special | $756 |
| Mercury Insurance | $247 |
| North Carolina Farm Bureau | $868 |
| SafeAuto | $896 |
| Utica National Ins Group | $830 |
2012 Nissan Versa Insurance Rates
The average annual insurance cost for a 2012 Nissan Versa is $457. However, Safeco offers the cheapest rates, averaging $126 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $203 |
| Kemper Auto Premier | $739 |
| Infinity Special | $606 |
| Dairyland FR Bond | $504 |
| Safeco | $126 |
| Dairyland Broadform | $379 |
| Kemper Personal Insurance | $192 |
| Mercury Insurance Company | $642 |
| American National P | $677 |
| Utica National Ins Group | $505 |
2011 Nissan Versa Insurance Rates
The average annual insurance cost for a 2011 Nissan Versa is $498. However, Mercury Insurance offers the cheapest rates, averaging $128 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $212 |
| North Carolina Farm Bureau | $839 |
| MMG Insurance Company | $759 |
| Dairyland Broadform | $442 |
| Safeco | $139 |
| Kemper Auto | $192 |
| Mercury Insurance | $128 |
| Concord Group | $755 |
| Utica National Ins Group | $782 |
| American National P | $734 |
2010 Nissan Versa Insurance Rates
The average annual insurance cost for a 2010 Nissan Versa is $672. However, Mercury Insurance offers the cheapest rates, averaging $302 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $567 |
| Texas Farm Bureau Group | $972 |
| North Carolina Farm Bureau | $704 |
| SECURA Insurance | $707 |
| Mercury Insurance | $302 |
| American National P | $666 |
| Safeco | $477 |
| Utica National Ins Group | $741 |
| PEMCO | $846 |
| Farmers Mutual of Nebraska | $733 |
Find Affordable Nissan Versa Insurance Rates
Cost of Nissan Versa Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers usually face the highest premiums because they are statistically more likely to be involved in accidents. As you get older and gain more driving experience, your premiums tend to decrease, as you are considered a lower risk to insure.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,347 | $12,199 | $14,336 |
| 18 | $7,748 | $11,378 | $13,319 |
| 19 | $6,866 | $10,089 | $11,786 |
| 20 | $5,993 | $8,780 | $10,285 |
| 21 | $5,018 | $7,382 | $8,634 |
| 22 | $4,872 | $7,198 | $8,386 |
| 23 | $4,263 | $6,271 | $7,354 |
| 24 | $4,053 | $5,981 | $6,954 |
| 25 | $3,505 | $5,111 | $6,014 |
| 30 | $2,743 | $3,989 | $4,673 |
| 35 | $2,569 | $3,781 | $4,388 |
| 40 | $2,475 | $3,623 | $4,199 |
| 45 | $2,406 | $3,530 | $4,127 |
| 55 | $2,219 | $3,199 | $3,767 |
| 65 | $2,316 | $3,350 | $3,955 |
| 75 | $2,891 | $4,236 | $4,955 |
Nissan Versa Car Insurance Rates By State
Where you live has a major impact on your car insurance rates. Each state has its own regulations for auto insurance, which can affect premiums. For example, Michigan drivers often pay higher premiums due to the state’s requirement for higher coverage levels. The local climate also plays a role, as states with extreme weather conditions—like hurricanes, storms, or floods—tend to have higher rates. Additionally, each area has different statistics on crime and accidents, such as car thefts, collisions, and fatalities, all of which influence how insurance companies calculate your Nissan Versa insurance premium.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,563 | $3,800 | $4,797 |
| Alaska | $2,154 | $2,984 | $2,863 |
| Arizona | $2,450 | $3,510 | $5,155 |
| Arkansas | $2,640 | $4,152 | $4,645 |
| California | $2,966 | $5,250 | $2,958 |
| Colorado | $2,783 | $3,903 | $4,940 |
| Connecticut | $3,524 | $5,500 | $6,967 |
| Delaware | $2,945 | $3,896 | $5,042 |
| Florida | $3,493 | $4,810 | $6,327 |
| Hawaii | $1,123 | $1,561 | $1,114 |
| Idaho | $1,972 | $2,611 | $3,193 |
| Illinois | $2,060 | $3,162 | $3,560 |
| Indiana | $2,124 | $3,230 | $3,648 |
| Iowa | $1,721 | $2,333 | $2,721 |
| Kansas | $2,221 | $3,256 | $3,789 |
| Kentucky | $3,270 | $4,744 | $5,605 |
| Louisiana | $4,127 | $6,282 | $6,814 |
| Maine | $1,595 | $2,183 | $3,191 |
| Maryland | $2,552 | $3,695 | $4,080 |
| Massachusetts | $2,029 | $3,577 | $2,008 |
| Michigan | $4,912 | $7,516 | $11,817 |
| Minnesota | $2,036 | $2,712 | $3,833 |
| Mississippi | $2,424 | $3,475 | $3,523 |
| Missouri | $2,304 | $3,308 | $4,353 |
| Montana | $2,357 | $3,283 | $3,799 |
| Nebraska | $1,982 | $2,945 | $3,177 |
| Nevada | $3,293 | $4,843 | $5,144 |
| New Hampshire | $2,263 | $3,566 | $4,510 |
| New Jersey | $2,512 | $3,940 | $5,147 |
| New Mexico | $2,601 | $3,825 | $3,927 |
| New York | $2,370 | $2,993 | $4,967 |
| North Carolina | $1,446 | $2,541 | $1,790 |
| North Dakota | $2,013 | $3,049 | $3,607 |
| Ohio | $1,796 | $2,767 | $2,829 |
| Oklahoma | $2,860 | $4,109 | $4,578 |
| Oregon | $2,569 | $3,494 | $4,143 |
| Pennsylvania | $2,177 | $3,225 | $3,755 |
| Rhode Island | $3,655 | $5,367 | $6,040 |
| South Carolina | $2,496 | $3,461 | $4,786 |
| South Dakota | $2,247 | $3,180 | $3,700 |
| Tennessee | $2,631 | $3,864 | $5,170 |
| Texas | $2,640 | $3,823 | $4,767 |
| Utah | $2,261 | $3,147 | $4,305 |
| Vermont | $1,735 | $2,711 | $2,826 |
| Virginia | $1,619 | $2,521 | $2,443 |
| Washington | $2,153 | $2,933 | $3,475 |
| West Virginia | $2,172 | $3,113 | $3,891 |
| Wisconsin | $2,165 | $3,379 | $3,840 |
| Wyoming | $2,033 | $2,822 | $3,003 |
| Georgia | $2,854 | $4,286 | $4,296 |
Find Affordable Nissan Versa Insurance Rates
Common Nissan Versa Insurance Discounts
Discounts can be a great way to lower your car insurance costs. While each provider offers different discounts, some common ones include:
- Multi-policy discount: Bundling your home and auto insurance policies with one provider can often result in a reduced rate.
- Annual payment discount: If you pay your premium in full for the year rather than monthly installments, you may qualify for a discount.
- Defensive driving discount: Taking a certified defensive driving course can make you eligible for lower rates.
There are other discounts available as well. It’s a good idea to talk to your insurance agent to find out which ones you may be eligible for.
Compare Nissan Versa To Other Nissan Models
Looking for other Nissan model insurance costs?
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Our Methodology
To calculate average car insurance costs, Insuranceopedia collected thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, the figures provided in this guide may vary depending on your individual circumstances.
Quotes Analyzed
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FAQs
Do You Need Insurance Before You Can Purchase A Nissan Versa?
Yes, you will need to show proof of insurance before driving your Nissan Versa off the dealership lot. It’s a good idea to purchase a policy in advance and inform your insurance company that you’re about to buy the car. This way, you can avoid getting insurance through the dealership, which may not always offer the best coverage or rates.
How Can You Get The Cheapest Insurance For Your Nissan Versa?
The most effective way to find the lowest insurance rates for your Nissan Versa is by comparing quotes from various auto insurance companies. Luckily, Insuranceopedia offers a convenient platform where you can compare quotes from multiple providers directly on our website, helping you find the best deal for your needs.
