Porsche 911 Car Insurance Cost 2025
On average, insuring a Porsche 911 costs around $1,977 per year. However, the actual price can differ based on factors like your age, the model year of your vehicle, and other personal details. Reviewing quotes from various providers can help you find the most accurate estimate for your situation.
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If you’re thinking about buying a Porsche 911, it’s important to consider the cost of insurance. On average, insurance for a Porsche 911 costs $1,977 per year. Insurance is a significant aspect of owning a car, and it’s crucial to understand the details before making a purchase.
Choosing the right car insurance is essential to avoid unexpected and potentially expensive bills later on. Having inadequate coverage in an accident could lead to significant out-of-pocket expenses. Additionally, being found at fault in an accident could result in increased premiums.
With over ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving record, and location can significantly impact your insurance premiums.
How Much Does Porsche 911 Car Insurance Cost?
Porsche 911 owners generally pay an average of $1,977 per year for car insurance. However, individual rates can vary based on factors like age, location, driving history, and coverage preferences.
The cost of car insurance can vary greatly based on several factors, including your location, driving record, car model year, and chosen coverage options. Keeping a clean driving history can help you secure lower premiums, while previous accidents or traffic violations may lead to higher costs.
Living in densely populated urban areas with heavy traffic often results in higher insurance rates compared to more rural locations with less congestion. Additionally, the type of coverage you select impacts your premium—comprehensive insurance that includes collision coverage tends to be more expensive than basic liability coverage.
As shown in the table below, insuring a Porsche 911 is generally more costly than the average across all Porsche models and higher than the average for all vehicles. Insuranceopedia can help you compare quotes from various providers to find the best deal that suits your needs.
| Vehicle | Average Monthly Premium |
| Porsche 911 | $225 |
| All Porsches | $200 |
| All Cars | $175 |
Average Insurance Cost Of Porsche 911 By Model Year
| Model Year | Average Premium |
| 2024 Porsche 911 | $4,377 |
| 2023 Porsche 911 | $3,574 |
| 2022 Porsche 911 | $1,808 |
| 2021 Porsche 911 | $1,569 |
| 2020 Porsche 911 | $1,803 |
| 2019 Porsche 911 | $1,687 |
| 2018 Porsche 911 | $1,297 |
| 2017 Porsche 911 | $1,154 |
| 2016 Porsche 911 | $1,571 |
| 2015 Porsche 911 | $1,260 |
| 2014 Porsche 911 | $1,305 |
| 2013 Porsche 911 | $1,433 |
| 2012 Porsche 911 | $1,051 |
| 2011 Porsche 911 | $1,033 |
| 2010 Porsche 911 | $1,423 |
2024 Porsche 911 Insurance Rates
The average annual insurance cost for a 2024 Porsche 911 is $4,377. However, California Capital offers the cheapest rates, averaging $1,977 per year.
| Insurance Provider | Average Annual Cost |
| California Capital | $1,977 |
| USAA | $2,475 |
| Esurance | $3,155 |
| Mercury | $4,364 |
| Nationwide | $4,809 |
| 21st Century | $4,920 |
| Hartford | $5,282 |
| Metropolitan | $5,404 |
| Bristol West | $5,666 |
| Alliance United | $5,714 |
2023 Porsche 911 Insurance Rates
The average annual insurance cost for a 2023 Porsche 911 is $3,574. However, Nationwide offers the cheapest rates, averaging $1,681 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,681 |
| California Capital | $1,826 |
| Esurance | $2,378 |
| USAA | $2,547 |
| Plymouth Rock | $4,332 |
| 21st Century | $4,321 |
| Hartford | $4,476 |
| Unitrin | $4,502 |
| State Farm | $4,612 |
| Farmers | $5,061 |
2022 Porsche 911 Insurance Rates
The average annual insurance cost for a 2022 Porsche 911 is $1,808. However, Titan offers the cheapest rates, averaging $795 per year.
| Insurance Provider | Average Annual Cost |
| Titan | $795 |
| Virginia Farm Bureau | $1,163 |
| Capital Insurance Group | $1,195 |
| North Carolina Farm Bureau | $1,590 |
| Hastings Mutual Insurance Co | $1,930 |
| California Capital | $2,090 |
| Unigard | $2,164 |
| GMAC Insurance Group | $2,219 |
| Buckeye Insurance Group | $2,462 |
| Texas Farm Bureau Group | $2,474 |
2021 Porsche 911 Insurance Rates
The average annual insurance cost for a 2021 Porsche 911 is $1,569. However, Direct Auto offers the cheapest rates, averaging $370 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $370 |
| Victoria | $480 |
| Clearcover | $744 |
| Virginia Farm Bureau | $1,078 |
| ALFA | $1,560 |
| New Jersey Manufacturers | $1,803 |
| Texas Farm Bureau Group | $2,139 |
| Penn National | $2,226 |
| Utica National Ins Group | $2,380 |
| California Capital | $2,911 |
2020 Porsche 911 Insurance Rates
The average annual insurance cost for a 2020 Porsche 911 is $1,803. However, Capital Insurance Group offers the cheapest rates, averaging $933 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $933 |
| Virginia Farm Bureau | $1,056 |
| Direct Auto | $1,391 |
| National General | $1,478 |
| Texas Farm Bureau Group | $1,974 |
| Erie | $1,961 |
| Utica National Ins Group | $2,143 |
| Travelers | $2,201 |
| California Capital | $2,417 |
| Country | $2,480 |
2019 Porsche 911 Insurance Rates
The average annual insurance cost for a 2019 Porsche 911 is $1,687. However, Jupiter Auto Insurance offers the cheapest rates, averaging $28 per year.
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $28 |
| SAFECO | $997 |
| Penn National | $1,172 |
| Electric | $1,583 |
| Allied | $1,924 |
| 21st Century | $1,956 |
| California Capital | $2,073 |
| Erie | $2,267 |
| Mercury | $2,392 |
| Travelers | $2,477 |
2018 Porsche 911 Insurance Rates
The average annual insurance cost for a 2018 Porsche 911 is $1,297. However, Titan offers the cheapest rates, averaging $834 per year.
| Insurance Provider | Average Annual Cost |
| Titan | $834 |
| Pekin Insurance | $954 |
| Grange Mutual | $1,107 |
| Hastings Mutual Insurance Co | $1,204 |
| North Carolina Farm Bureau | $1,288 |
| SECURA Insurance | $1,434 |
| Capital Insurance Group | $1,455 |
| Utica National Ins Group | $1,508 |
| Farm Bureau Mutual (IA Group) | $1,567 |
| Country | $1,614 |
2017 Porsche 911 Insurance Rates
The average annual insurance cost for a 2017 Porsche 911 is $1,154. However, American National P offers the cheapest rates, averaging $521 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $521 |
| Texas Farm Bureau Group | $533 |
| National General | $1,111 |
| Penn National | $1,187 |
| Grange Mutual | $1,220 |
| Plymouth Rock Assurance | $1,273 |
| Pekin Insurance | $1,335 |
| Southern Farm Bureau | $1,335 |
| Norfolk and Dedham Group | $1,476 |
| Safety Group | $1,553 |
Find Affordable Porsche 911 Insurance Rates
2016 Porsche 911 Insurance Rates
The average annual insurance cost for a 2016 Porsche 911 is $1,571. However, Pekin Insurance offers the cheapest rates, averaging $1,013 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $1,013 |
| Grange Mutual | $1,220 |
| Auto-Owners Insurance Co | $1,459 |
| SECURA Insurance | $1,460 |
| Rockford Mutual Insurance | $1,608 |
| Ameriprise Group | $1,734 |
| Unigard | $1,774 |
| Hastings Mutual Insurance Co | $1,764 |
| SAFECO | $1,773 |
| Georgia Farm Bureau | $1,908 |
2015 Porsche 911 Insurance Rates
The average annual insurance cost for a 2015 Porsche 911 is $1,260. However, Mercury Insurance offers the cheapest rates, averaging $555 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $555 |
| Texas Farm Bureau Group | $807 |
| Pekin Insurance | $1,080 |
| SECURA Insurance | $1,208 |
| Plymouth Rock Assurance | $1,261 |
| Buckeye Insurance Group | $1,395 |
| Indiana Farmers Mutual Ins | $1,429 |
| Western Reserve | $1,507 |
| Republic Indemnity | $1,657 |
| Norfolk and Dedham Group | $1,701 |
2014 Porsche 911 Insurance Rates
The average annual insurance cost for a 2014 Porsche 911 is $1,305. However, Buckeye Insurance Group offers the cheapest rates, averaging $791 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $791 |
| Hastings Mutual Insurance Co | $994 |
| Grange Mutual | $1,237 |
| PEMCO | $1,248 |
| Western Reserve | $1,295 |
| Westfield | $1,300 |
| Capital Insurance Group | $1,323 |
| Direct Auto | $1,605 |
| MO Farm Bureau Services | $1,629 |
| ACCC Insurance Company | $1,628 |
2013 Porsche 911 Insurance Rates
The average annual insurance cost for a 2013 Porsche 911 is $1,433. However, Direct Auto offers the cheapest rates, averaging $655 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $655 |
| New Jersey Manufacturers | $1,261 |
| Capital Insurance Group | $1,356 |
| Penn National | $1,415 |
| PEMCO | $1,523 |
| Chubb | $1,545 |
| Mississippi Farm Bureau | $1,562 |
| Farm Bureau Mutual (IA Group) | $1,594 |
| Auto-Owners Insurance Co | $1,586 |
| Unigard | $1,828 |
2012 Porsche 911 Insurance Rates
The average annual insurance cost for a 2012 Porsche 911 is $1,051. However, Farm Bureau Mutual (IA Group) offers the cheapest rates, averaging $866 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $866 |
| Texas Farm Bureau Group | $936 |
| Capital Insurance Group | $938 |
| Cameron Mutual Group | $961 |
| IMT Insurance Company | $1,013 |
| Pekin Insurance | $1,064 |
| PEMCO | $1,125 |
| Titan | $1,174 |
| Hastings Mutual Insurance Co | $1,173 |
| New Jersey Manufacturers | $1,258 |
2011 Porsche 911 Insurance Rates
The average annual insurance cost for a 2011 Porsche 911 is $1,033. However, SECURA Insurance offers the cheapest rates, averaging $768 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $768 |
| Indiana Farmers Mutual Ins | $886 |
| Buckeye Insurance Group | $922 |
| Utica National Ins Group | $981 |
| North Carolina Farm Bureau | $986 |
| West Bend Mutual | $1,032 |
| GMAC Insurance Group | $1,150 |
| Rockford Mutual Insurance | $1,162 |
| Pioneer State Mutual Ins Co | $1,200 |
| Wolverine Mutual | $1,240 |
2010 Porsche 911 Insurance Rates
The average annual insurance cost for a 2010 Porsche 911 is $1,423. However, Auto-Owners Insurance Co offers the cheapest rates, averaging $996 per year.
| Insurance Provider | Average Annual Cost |
| Auto-Owners Insurance Co | $996 |
| USAA | $1,258 |
| Nationwide | $1,287 |
| ACCC Insurance Company | $1,390 |
| Georgia Farm Bureau | $1,415 |
| Country | $1,427 |
| Esurance | $1,476 |
| Direct Auto | $1,477 |
| 21st Century | $1,653 |
| Grange | $1,854 |
Find Affordable Porsche 911 Insurance Rates
Is A Porsche 911 Expensive To Insure?
Insuring a Porsche 911 tends to be more expensive than the average cost for all vehicles. However, the exact amount you’ll pay for coverage will depend on several factors, including your age, the age of your car, your location, and other personal details. Comparing quotes from different providers can help you find the most affordable option for your specific situation.
Cost of Porsche 911 Car Insurance By Age
Age is a major factor in determining car insurance rates. Teen drivers generally face the highest premiums since they are statistically more likely to be involved in accidents than other age groups. However, as you grow older and gain more driving experience, your insurance costs typically decrease because insurers consider you a lower-risk driver.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $16,380 | $24,074 | $28,136 |
| 20 | $15,282 | $22,422 | $26,229 |
| 25 | $13,483 | $19,827 | $23,188 |
| 30 | $11,768 | $17,261 | $20,213 |
| 35 | $9,870 | $14,470 | $16,945 |
| 40 | $9,610 | $14,125 | $16,518 |
| 45 | $8,390 | $12,334 | $14,450 |
| 50 | $7,997 | $11,734 | $13,726 |
| 55 | $6,876 | $10,123 | $11,829 |
| 60 | $5,358 | $7,882 | $9,244 |
| 65 | $5,013 | $7,394 | $8,654 |
| 70 | $4,856 | $7,105 | $8,299 |
| 75 | $4,693 | $6,894 | $8,088 |
| $4,309 | $6,321 | $7,429 | |
| $4,486 | $6,607 | $7,720 | |
| $5,669 | $8,327 | $9,766 |
Porsche 911 Car Insurance Rates By State
Your location plays a key role in determining car insurance rates. Since each state sets its own insurance regulations, coverage requirements and costs can vary significantly. For example, Michigan drivers typically pay higher premiums due to the state’s strict coverage mandates. Additionally, local climate conditions, such as hurricanes, storms, or flooding, can impact insurance costs. Crime and accident statistics, including vehicle thefts, collisions, and fatality rates, also influence how much you’ll pay to insure your Porsche 911. Insurers assess all these factors when calculating your specific rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $5,139 | $7,448 | $9,485 |
| Alaska | $4,255 | $5,875 | $5,692 |
| Arizona | $4,804 | $6,948 | $10,225 |
| Arkansas | $5,250 | $8,272 | $9,109 |
| California | $5,858 | $10,357 | $5,829 |
| Colorado | $5,446 | $7,633 | $9,695 |
| Connecticut | $6,983 | $10,801 | $13,713 |
| Delaware | $5,788 | $7,709 | $9,867 |
| Florida | $6,859 | $9,503 | $12,373 |
| Hawaii | $2,229 | $3,059 | $2,221 |
| Idaho | $3,882 | $5,168 | $6,250 |
| Illinois | $4,068 | $6,160 | $6,999 |
| Indiana | $4,175 | $6,415 | $7,159 |
| Iowa | $3,294 | $4,533 | $5,355 |
| Kansas | $4,398 | $6,393 | $7,488 |
| Kentucky | $6,375 | $9,341 | $11,040 |
| Louisiana | $8,162 | $12,380 | $13,386 |
| Maine | $3,082 | $4,291 | $6,321 |
| Maryland | $5,004 | $7,275 | $8,098 |
| Massachusetts | $4,011 | $7,003 | $4,010 |
| Michigan | $9,666 | $14,764 | $23,279 |
| Minnesota | $3,975 | $5,302 | $7,476 |
| Mississippi | $4,828 | $6,872 | $6,894 |
| Missouri | $4,550 | $6,468 | $8,524 |
| Montana | $4,609 | $6,431 | $7,507 |
| Nebraska | $3,888 | $5,755 | $6,242 |
| Nevada | $6,433 | $9,525 | $10,091 |
| New Hampshire | $4,470 | $7,056 | $8,936 |
| New Jersey | $4,945 | $7,751 | $10,114 |
| New Mexico | $5,050 | $7,471 | $7,781 |
| New York | $4,674 | $5,882 | $9,776 |
| North Carolina | $2,904 | $4,949 | $3,544 |
| North Dakota | $3,949 | $6,002 | $7,122 |
| Ohio | $3,536 | $5,450 | $5,566 |
| Oklahoma | $5,613 | $8,081 | $9,085 |
| Oregon | $5,142 | $6,876 | $8,195 |
| Pennsylvania | $4,305 | $6,343 | $7,417 |
| Rhode Island | $7,189 | $10,585 | $11,908 |
| South Carolina | $4,875 | $6,792 | $9,364 |
| South Dakota | $4,409 | $6,318 | $7,296 |
| Tennessee | $5,144 | $7,589 | $10,124 |
| Texas | $5,181 | $7,513 | $9,336 |
| Utah | $4,427 | $6,195 | $8,507 |
| Vermont | $3,385 | $5,258 | $5,540 |
| Virginia | $3,194 | $4,921 | $4,825 |
| Washington | $4,262 | $5,780 | $6,894 |
| West Virginia | $4,274 | $6,121 | $7,653 |
| Wisconsin | $4,238 | $6,631 | $7,598 |
| Wyoming | $3,981 | $5,586 | $5,919 |
| Georgia | $5,624 | $8,397 | $8,461 |
Find Affordable Porsche 911 Insurance Rates
Cheapest Car Insurance Companies For A Porsche 911
If you’re searching for a budget-friendly insurance policy for your Porsche 911, it’s helpful to compare quotes from various providers. MetroMile offers the lowest average rate at $26 per month, making it an attractive option for cost-conscious drivers. However, insurance premiums can vary based on your personal profile, so it’s essential to shop around and gather quotes from multiple companies to find the best rate that suits your needs.
| Company | Average Monthly Rate |
| Workmens | $34 |
| PlymouthRockNJ | $40 |
| AnswerFinancial | $39 |
| MetroMile | $26 |
| Commonwealth Casualty | $51 |
Common Porsche 911 Insurance Discounts
Taking advantage of discounts is an effective way to lower your car insurance costs. While each provider offers different savings opportunities, here are some common discounts to consider:
- Multi-policy discount: Bundling your auto insurance with a home or renters policy from the same provider can reduce your overall premium.
- Pay-in-full discount: Paying your annual premium upfront rather than in monthly installments may qualify you for savings.
- Defensive driving discount: Completing a certified defensive driving course can make you eligible for lower rates.
Additional discounts may be available based on your driving history, vehicle safety features, or membership in certain organizations. Consulting your insurance agent can help you find the best discounts for your situation.
Ways To Save On Porsche 911 Insurance Costs
Keeping a clean driving record is one of the most effective ways to reduce your Porsche 911 insurance costs. Traffic violations, such as speeding tickets or accidents, can significantly increase your premiums. For example, Porsche 911 drivers with a ticket on their record may pay around $75 per month, while those with multiple accidents might see rates averaging $72 per month. By practicing safe driving and avoiding incidents, you can maintain lower insurance costs.
Additionally, limiting your annual mileage can also help lower your premiums. Drivers who travel between 2,501 and 5,000 miles per year typically pay about $54 per month for insurance, whereas those who drive over 10,000 miles annually may pay around $62 per month. Since low-mileage drivers present a lower risk, insurance companies often offer more affordable rates.
Compare Porsche 911 To Other Porsche Models
Looking for other Porsche model insurance costs?
Our Methodology
Insuranceopedia gathered thousands of quotes from top auto insurance providers to calculate average car insurance costs. The sample profile used for this analysis was a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind that these figures are averages and may differ from your own individual results based on your personal profile and coverage preferences.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Porsche 911?
Yes, you will need to show proof of insurance before you can drive your Porsche 911 off the dealership lot. The best approach is to purchase a policy beforehand and notify your insurance company that you’re about to buy the car, rather than relying on the dealership’s insurance options. This ensures you’re covered and can avoid any delays when picking up your vehicle.
How Can You Get The Cheapest Insurance For Your Porsche 911?
The most effective way to find the lowest insurance rates for your Porsche 911 is to shop around and compare quotes from various auto insurance providers. Luckily, Insuranceopedia makes it easy to compare quotes from multiple companies, all in one place on our website. This allows you to find the best deal that fits your needs.
