Porsche Panamera Car Insurance Cost
Getting insurance for a Porsche Panamera typically runs about $1,876.35 annually through Unitrin. Nevertheless, the actual expenses vary based on factors like your age, the model year of the car, and other considerations. Utilize the quote tables provided below to estimate the potential cost for your situation.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Porsche Panamera, you should factor in the cost of insurance. Insurance is a big part of owning a car, and it’s important to understand what you’re signing up for before you make your decision.
Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses later on. It’s important to have adequate coverage in case of an accident to avoid hefty out-of-pocket costs. Plus, if you’re found at fault, you might face increases in your insurance premiums.
With more than ten years of experience studying car insurance rates, I’ve noticed how much these costs can vary. Factors like your age, driving history, and where you live can have a significant impact on how much you pay for insurance.
How Much Does Porsche Panamera Car Insurance Cost?
Typically, Unitrin provides the best deal, charging around $1,876.35 annually for full coverage insurance on a 2024 Porsche Panamera.
Although Unitrin’s rate is a good starting point, it’s essential to recognize that the price of car insurance can vary significantly based on several factors. These factors include where you live, your driving history, the model year of your car, and the specific coverage options you select. Having a clean driving record can result in lower premiums, but a history of accidents or traffic violations can drive up your costs.
Moreover, residing in a busy urban area with heavy traffic might lead to higher rates compared to rural areas with lighter traffic. Your choice of coverage will also influence your premium—opting for full coverage insurance, which includes comprehensive and collision coverage, will generally be pricier than selecting minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from various insurance providers to ensure you’re getting the most competitive deal.
2024 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $2,709 |
| Bristol West | $4,940.25 |
| National General | $3,520.65 |
| USAA | $3,539.55 |
| Unitrin | $1,876.35 |
| Esurance | $3,314.85 |
| Nationwide | $2,467.50 |
| Hartford | $4,584.30 |
| State Farm | $4,748.10 |
| Mercury | $3,574.20 |
2023 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $2,580 |
| Bristol West | $4,705 |
| National General | $3,353 |
| USAA | $3,371 |
| Unitrin | $1,787 |
| Esurance | $3,157 |
| Nationwide | $2,350 |
| Hartford | $4,366 |
| State Farm | $4,522 |
| Mercury | $3,404 |
2022 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $2,559 |
| Bristol West | $4,396 |
| Mercury | $3,329 |
| Allied | $2,944 |
| Erie | $1,882 |
| California Capital | $2,757 |
| Nationwide | $2,268 |
| Esurance | $3,493 |
| USAA | $3,860 |
| Penn National | $3,165 |
2021 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Country | $1,983 |
| American Family | $5,647 |
| Farmers | $4,046 |
| Travelers | $3,106 |
| Capital Insurance Group | $1,600 |
| Nationwide | $2,791 |
| National General | $1,788 |
| Allied | $4,733 |
| Mercury | $5,092 |
| USAA | $3,212 |
2020 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Chubb | $1,602 |
| California Capital | $1,870 |
| Auto-Owners Insurance Co | $1,808 |
| Penn National | $1,738 |
| Safeco | $611 |
| Nationwide | $1,670 |
| Mercury Insurance | $775 |
| National General | $1,781 |
| North Carolina Farm Bureau | $1,870 |
| Esurance | $1,763 |
2019 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $4,652 |
| Farmers | $6,161 |
| Allstate | $5,826 |
| Mercury | $5,080 |
| California Capital | $2,715 |
| Hartford | $4,714 |
| State Farm | $3,909 |
| Alliance United | $5,956 |
| Metropolitan | $6,037 |
| USAA | $5,335 |
2018 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $1,465 |
| California Capital | $2,915 |
| Mercury Insurance Company | $2,282 |
| Farm Bureau Mutual (IA Group) | $1,840 |
| Texas Farm Bureau Group | $1,248 |
| SECURA Insurance | $1,852 |
| Mercury Insurance | $1,447 |
| Clearcover | $2,326 |
| Auto Club Group | $2,585 |
| Pekin Insurance | $2,015 |
2017 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $2,258 |
| Nationwide | $3,082 |
| State Farm | $2,958 |
| Country | $2,653 |
| SafeAuto | $796 |
| Central Mutual Insurance Co | $2,361 |
| Esurance | $1,802 |
| National Farmers Union P | $3,018 |
| USAA | $3,018 |
| Allied | $2,937 |
2016 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,686 |
| Cincinnati Insurance | $2,464 |
| Plymouth Rock | $2,282 |
| California Capital | $2,082 |
| SECURA Insurance | $1,249 |
| 21st Century | $1,921 |
| Texas Farm Bureau Group | $1,656 |
| North Carolina Farm Bureau | $2,376 |
| Tennessee Farmers | $2,458 |
| Penn National | $2,283 |
2015 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Esurance | $1,834 |
| Allied | $2,454 |
| California Capital | $2,169 |
| Safeco | $2,003 |
| Penn National | $1,490 |
| New Jersey Manufacturers | $1,939 |
| Capital Insurance Group | $1,648 |
| Auto-Owners Insurance Co | $2,299 |
| Mercury | $2,450 |
| Country | $2,121 |
2014 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General Value | $1,658 |
| Shelter | $2,604 |
| New Jersey Manufacturers | $2,248 |
| Plymouth Rock | $1,930 |
| Texas Farm Bureau Group | $972 |
| North Carolina Farm Bureau | $1,763 |
| Capital Insurance Group | $1,592 |
| California Capital | $2,329 |
| GMAC Insurance Group | $2,415 |
| SECURA Insurance | $2,125 |
2013 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,173 |
| Nationwide | $2,283 |
| NatGen Advantage | $1,929 |
| Penn National | $1,520 |
| SafeAuto | $646 |
| National General | $1,517 |
| North Carolina Farm Bureau | $1,095 |
| Country | $2,113 |
| California Capital | $2,128 |
| GMAC Insurance Group | $1,530 |
2012 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $1,140 |
| California Capital | $2,198 |
| Grange Mutual | $1,739 |
| Penn National | $1,477 |
| Safeco | $961 |
| Country | $1,372 |
| Virginia Farm Bureau | $1,043 |
| Travelers | $1,934 |
| 21st Century | $2,071 |
| Utica National Ins Group | $1,627 |
2011 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,162 |
| Utica National Ins Group | $1,553 |
| Mississippi Farm Bureau | $1,363 |
| SafeAuto | $1,243 |
| Safeco | $178 |
| Virginia Farm Bureau | $1,220 |
| Elephant Insurance | $1,167 |
| Capital Insurance Group | $1,412 |
| NatGen Value | $1,531 |
| New York Central Mutual Fire | $1,315 |
2010 Porsche Panamera Insurance Rates
| Insurance Provider | Average Annual Cost |
| Southern Farm Bureau | $1,153 |
| National Grange Mutual | $1,949 |
| Chubb | $1,685 |
| MO Farm Bureau Services | $1,495 |
| American National P | $495 |
| SafeAuto | $1,283 |
| SECURA Insurance | $942 |
| Pioneer State Mutual Ins Co | $1,792 |
| Farm Bureau Ins of MI | $1,845 |
| Electric | $1,635 |
Find Affordable Porsche Panamera Car Insurance Cost
Cost of Porsche Panamera Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $16,752 | $24,629 | $28,785 |
| 18 | $15,614 | $22,930 | $26,834 |
| 19 | $13,811 | $20,292 | $23,742 |
| 20 | $12,048 | $17,670 | $20,680 |
| 21 | $10,101 | $14,820 | $17,334 |
| 22 | $9,813 | $14,405 | $16,905 |
| 23 | $8,614 | $12,669 | $14,791 |
| 24 | $8,157 | $11,993 | $14,024 |
| 25 | $7,066 | $10,364 | $12,136 |
| 30 | $5,536 | $8,068 | $9,450 |
| 35 | $5,147 | $7,581 | $8,864 |
| 40 | $4,980 | $7,261 | $8,510 |
| 45 | $4,794 | $7,082 | $8,295 |
| 55 | $4,435 | $6,519 | $7,556 |
| 65 | $4,615 | $6,744 | $7,917 |
| 75 | $5,823 | $8,530 | $9,985 |
Porsche Panamera Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $5,260 | $7,630 | $9,708 |
| Alaska | $4,328 | $5,979 | $5,823 |
| Arizona | $4,916 | $7,069 | $10,419 |
| Arkansas | $5,391 | $8,445 | $9,296 |
| California | $5,971 | $10,587 | $6,027 |
| Colorado | $5,603 | $7,809 | $9,942 |
| Connecticut | $7,155 | $11,101 | $14,049 |
| Delaware | $5,935 | $7,894 | $10,110 |
| Florida | $7,034 | $9,780 | $12,695 |
| Hawaii | $2,293 | $3,091 | $2,273 |
| Idaho | $3,941 | $5,266 | $6,426 |
| Illinois | $4,173 | $6,279 | $7,207 |
| Indiana | $4,282 | $6,563 | $7,315 |
| Iowa | $3,369 | $4,637 | $5,458 |
| Kansas | $4,513 | $6,576 | $7,636 |
| Kentucky | $6,518 | $9,541 | $11,295 |
| Louisiana | $8,376 | $12,642 | $13,734 |
| Maine | $3,174 | $4,376 | $6,463 |
| Maryland | $5,107 | $7,484 | $8,250 |
| Massachusetts | $4,087 | $7,165 | $4,113 |
| Michigan | $9,885 | $15,110 | $23,824 |
| Minnesota | $4,069 | $5,396 | $7,705 |
| Mississippi | $4,918 | $7,014 | $7,099 |
| Missouri | $4,653 | $6,625 | $8,728 |
| Montana | $4,693 | $6,597 | $7,651 |
| Nebraska | $3,995 | $5,877 | $6,424 |
| Nevada | $6,587 | $9,728 | $10,311 |
| New Hampshire | $4,566 | $7,243 | $9,153 |
| New Jersey | $5,050 | $7,884 | $10,357 |
| New Mexico | $5,170 | $7,666 | $7,941 |
| New York | $4,760 | $6,004 | $10,053 |
| North Carolina | $2,973 | $5,073 | $3,614 |
| North Dakota | $4,061 | $6,130 | $7,269 |
| Ohio | $3,614 | $5,582 | $5,727 |
| Oklahoma | $5,769 | $8,248 | $9,288 |
| Oregon | $5,233 | $7,015 | $8,439 |
| Pennsylvania | $4,371 | $6,459 | $7,586 |
| Rhode Island | $7,328 | $10,826 | $12,176 |
| South Carolina | $4,988 | $6,935 | $9,599 |
| South Dakota | $4,470 | $6,472 | $7,449 |
| Tennessee | $5,298 | $7,786 | $10,358 |
| Texas | $5,321 | $7,663 | $9,543 |
| Utah | $4,521 | $6,354 | $8,699 |
| Vermont | $3,498 | $5,371 | $5,636 |
| Virginia | $3,292 | $5,038 | $4,945 |
| Washington | $4,352 | $5,894 | $7,042 |
| West Virginia | $4,401 | $6,255 | $7,808 |
| Wisconsin | $4,368 | $6,800 | $7,766 |
| Wyoming | $4,063 | $5,709 | $6,061 |
| Georgia | $5,723 | $8,557 | $8,685 |
Compare Porsche Panamera To Other Porsche Models
Looking for other Porsche model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
