RAM ProMaster 1500 Car Insurance Cost

Insuring a RAM ProMaster 1500 usually costs around $2,800 per year through State Farm. However, the final price can vary depending on factors such as your age, the model year of the vehicle, and other considerations. You can refer to the quote tables provided below to obtain a personalized estimate.

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Updated: 13 October 2024
Written by Bob Phillips
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If you’re considering purchasing a RAM ProMaster 1500, it’s crucial to consider the cost of insurance. Insurance is a significant aspect of car ownership, and it’s essential to understand this financial commitment before making a decision.

Selecting the appropriate car insurance is vital to prevent unexpected and potentially costly situations in the future. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Moreover, being responsible for an accident can result in increased premiums.

With over a decade of experience studying car insurance rates, I’ve observed the considerable variation in these costs. Factors such as age, driving history, and location all play a significant role in determining insurance premiums.

How Much Does RAM ProMaster 1500 Car Insurance Cost?

Usually, State Farm offers the most affordable option, with an annual cost of approximately $2,800  for comprehensive insurance on a 2024 RAM ProMaster 1500.

While State Farm’s pricing offers a useful starting point, it’s crucial to understand that car insurance expenses can vary significantly due to multiple factors. These factors encompass your location, driving record, your vehicle’s age, and the specific coverage choices you make. A clean driving history typically results in lower premiums, whereas past accidents or traffic infractions can hike up your rates.

Additionally, residing in a bustling city usually leads to higher insurance costs compared to quieter rural areas. Your chosen coverage type also influences your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will generally cost more than basic liability coverage.

At Insuranceopedia, we’re here to aid you in comparing quotes from different insurance companies, ensuring you secure the most favorable deal.

2024 RAM ProMaster 1500 Insurance Rates

Insurance Provider Average Annual Cost
State Farm $2,800
NatGen Advantage $3,000
USAA $4,200
NatGen Value $4,900
Allstate $9,000
Automobile Club of Missouri $13,500
Safe Auto $23,000
Metropolitan $24,000
Encompass $78,000

2022 RAM ProMaster 1500 Insurance Rates

Insurance Provider Average Annual Cost
Encompass $76,998
USAA $4,036
Safe Auto $22,849
Metropolitan $23,831
NatGen Advantage $2,893
State Farm $2,701
Allstate $9,021
NatGen Value $4,708
Automobile Club of Missouri $12,953

2021 RAM ProMaster 1500 Insurance Rates

Insurance Provider Average Annual Cost
Clearcover $1,100

2020 RAM ProMaster 1500 Insurance Rates

Insurance Provider Average Annual Cost
Erie $958
Auto-Owners Insurance Co $1,689
Atlantic States Insurance $1,270
State Farm $1,168
Nationwide $675
Esurance $1,128
Travelers $805
Sentry $1,487
Allstate $1,656
USAA $1,172

2019 RAM ProMaster 1500 Insurance Rates

Insurance Provider Average Annual Cost
Erie $1,034
Direct Auto $1,335
North Carolina Farm Bureau $1,216
Auto-Owners Insurance Co $1,072
Allied $967
Nationwide $1,050
USAA $979
Farm Bureau Mutual (IA Group) $1,247
Bristol West $1,305
Metropolitan $1,113

2018 RAM ProMaster 1500 Insurance Rates

Insurance Provider Average Annual Cost
Allied $1,049
Safeco $1,419
Auto-Owners Insurance Co $1,182
Cameron Mutual Group $1,101
Hastings Mutual Insurance Co $777
Clearcover $1,047
Farm Bureau Mutual (IA Group) $873
Pekin Insurance $1,240
American Family $1,417
IMT Insurance Company $1,152

2017 RAM ProMaster 1500 Insurance Rates

Insurance Provider Average Annual Cost
Sentry $1,299
CSAA $1,757
State Farm $1,396
USAA $1,414
American National P $735
Unitrin $1,339
Auto-Owners Insurance Co $905
American Family $1,442
Allied $1,670
Travelers $1,413

2016 RAM ProMaster 1500 Insurance Rates

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $1,316
CSAA $1,741
Nationwide $1,674
Esurance $1,566
Auto-Owners Insurance Co $1,196
Travelers $1,444
Unitrin $1,291
USAA $1,700
Auto Club $1,714
State Farm $1,629

2015 RAM ProMaster 1500 Insurance Rates

Insurance Provider Average Annual Cost
Travelers $1,770
Hanover $5,524
Metropolitan $2,983
Allied $2,291
National General $934
Dairyland $1,887
State Farm $1,660
Direct General Insurance $3,712
Allstate $4,020
Mercury $2,707

2014 RAM ProMaster 1500 Insurance Rates

Insurance Provider Average Annual Cost
Safe Auto $8,021
Metropolitan $1,571
Direct General Insurance $2,426
Home State Ins Group $2,771
State Farm $766
Nationwide $592
Allied $1,840
Mercury $1,726
Allstate $1,932

2014 RAM ProMaster 1500 Insurance Rates

Age Good Driver Recent Accident Poor Credit
17 $7,784 $11,408 $13,375
18 $7,203 $10,602 $12,444
19 $6,394 $9,388 $11,021
20 $5,559 $8,198 $9,600
21 $4,726 $6,852 $8,018
22 $4,536 $6,695 $7,829
23 $3,987 $5,826 $6,835
24 $3,797 $5,565 $6,518
25 $3,264 $4,818 $5,604
30 $2,543 $3,704 $4,413
35 $2,368 $3,494 $4,097
40 $2,296 $3,365 $3,933
45 $2,258 $3,284 $3,824
55 $2,088 $3,019 $3,521
65 $2,097 $3,136 $3,647
75 $2,662 $3,958 $4,615

RAM ProMaster 1500 Cullinan Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,474 $3,533 $4,490
Alaska $2,026 $2,791 $2,707
Arizona $2,249 $3,290 $4,812
Arkansas $2,498 $3,918 $4,319
California $2,770 $4,891 $2,779
Colorado $2,600 $3,629 $4,643
Connecticut $3,308 $5,118 $6,527
Delaware $2,769 $3,649 $4,663
Florida $3,232 $4,513 $5,885
Hawaii $1,051 $1,421 $1,062
Idaho $1,850 $2,448 $2,950
Illinois $1,929 $2,916 $3,350
Indiana $1,982 $3,032 $3,394
Iowa $1,549 $2,148 $2,511
Kansas $2,110 $3,032 $3,566
Kentucky $3,015 $4,454 $5,255
Louisiana $3,897 $5,876 $6,356
Maine $1,467 $2,069 $3,014
Maryland $2,373 $3,453 $3,837
Massachusetts $1,894 $3,321 $1,876
Michigan $4,561 $7,014 $11,034
Minnesota $1,919 $2,532 $3,547
Mississippi $2,287 $3,254 $3,280
Missouri $2,145 $3,091 $4,056
Montana $2,188 $3,048 $3,578
Nebraska $1,848 $2,719 $2,968
Nevada $3,037 $4,537 $4,768
New Hampshire $2,163 $3,350 $4,258
New Jersey $2,340 $3,630 $4,815
New Mexico $2,383 $3,575 $3,675
New York $2,197 $2,812 $4,648
North Carolina $1,360 $2,360 $1,701
North Dakota $1,904 $2,864 $3,355
Ohio $1,634 $2,596 $2,607
Oklahoma $2,629 $3,810 $4,273
Oregon $2,412 $3,253 $3,909
Pennsylvania $2,065 $3,003 $3,514
Rhode Island $3,438 $5,012 $5,663
South Carolina $2,327 $3,182 $4,429
South Dakota $2,096 $3,038 $3,468
Tennessee $2,416 $3,575 $4,802
Texas $2,435 $3,605 $4,421
Utah $2,103 $2,926 $4,016
Vermont $1,622 $2,495 $2,626
Virginia $1,536 $2,336 $2,276
Washington $2,021 $2,734 $3,271
West Virginia $1,996 $2,926 $3,611
Wisconsin $2,059 $3,136 $3,570
Wyoming $1,885 $2,657 $2,782
Georgia $2,634 $4,014 $4,025

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

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