Rolls-Royce Cullinan Car Insurance Cost

Insuring a Rolls-Royce Cullinan typically costs around $2,690 per year with Mercury. However, the exact amount can vary depending on factors such as your age, the car’s model year, and other considerations. You can use the quote tables below to estimate how much it might cost for you specifically.

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Updated: 11 October 2024
Written by Bob Phillips
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If you’re considering buying a Rolls-Royce Cullinan, one important factor to think about is the cost of insurance. Insurance is a significant part of owning a car, and understanding this financial commitment before making your decision is crucial.

Choosing the right car insurance is essential to avoid unexpected and potentially high costs later on. Having adequate coverage in case of an accident can help you avoid large out-of-pocket expenses. Additionally, being at fault in an accident can lead to higher premiums.

With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location all significantly impact your insurance premiums.

How Much Does Rolls-Royce Cullinan Car Insurance Cost?

Mercury usually offers the best deal, with full coverage insurance for a 2024 Rolls-Royce Cullinan costing about $2,690 per year.

While Mercury’s rate is a helpful reference, it’s important to realize that car insurance costs can vary widely due to several factors. These factors include your location, driving history, the age of your car, and the coverage options you choose. A clean driving record usually results in lower premiums, whereas a history of accidents or traffic violations can increase your rates.

Additionally, living in a busy urban area generally leads to higher insurance costs compared to quieter rural areas. The type of coverage you select also affects your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we can help you shop around and compare quotes from different insurance providers to ensure you get the best deal.

2024 Rolls-Royce Cullinan Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto $25,120
Direct General Insurance $4,670
Mercury $2,690
Metropolitan $3,790

2023 Rolls-Royce Cullinan Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto $24,431
Direct General Insurance $4,450
Mercury $2,530
Metropolitan $3,655

2022 Rolls-Royce Cullinan Insurance Rates

Insurance Provider Average Annual Cost
Mercury $1,544
Hanover $889,253
Home State Ins Group $2,931
Direct General Insurance $2,799
State Farm $606
Metropolitan $1,755
Unitrin $1,531
Safe Auto $8,993
Travelers $11,304
Nationwide $2,785

2019 Rolls-Royce Cullinan Insurance Rates

Insurance Provider Average Annual Cost
Direct General Insurance $6,083
Farmers $2,068
Safe Auto $4,974
Metropolitan $5,109
Hastings Mutual Insurance Co $1,014
Travelers $953
Hanover $3,427
Auto Club Group $2,468
Mercury $4,504

Cost of Rolls-Royce Accord Car Insurance By Age

Age Good Driver Recent Accident Poor Credit
17 $32,664 $47,992 $56,135
18 $30,458 $44,717 $52,309
19 $26,904 $39,476 $46,217
20 $23,472 $34,461 $40,329
21 $19,672 $28,911 $33,798
22 $19,179 $28,183 $32,933
23 $16,768 $24,620 $28,796
24 $15,925 $23,422 $27,372
25 $13,766 $20,176 $23,623
30 $10,677 $15,702 $18,415
35 $10,046 $14,729 $17,216
40 $9,626 $14,190 $16,606
45 $9,407 $13,815 $16,119
55 $8,599 $12,611 $14,779
65 $9,002 $13,199 $15,437
75 $11,315 $16,652 $19,440

Rolls-Royce Cullinan Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $10,250 $14,865 $18,902
Alaska $8,441 $11,716 $11,375
Arizona $9,565 $13,821 $20,351
Arkansas $10,490 $16,476 $18,124
California $11,667 $20,624 $11,645
Colorado $10,920 $15,253 $19,348
Connecticut $13,916 $21,575 $27,397
Delaware $11,500 $15,371 $19,714
Florida $13,680 $18,943 $24,717
Hawaii $4,478 $6,056 $4,458
Idaho $7,745 $10,293 $12,496
Illinois $8,113 $12,249 $14,041
Indiana $8,320 $12,723 $14,315
Iowa $6,612 $9,056 $10,641
Kansas $8,792 $12,799 $14,963
Kentucky $12,694 $18,643 $22,038
Louisiana $16,310 $24,690 $26,712
Maine $6,188 $8,546 $12,569
Maryland $9,973 $14,540 $16,184
Massachusetts $7,992 $13,943 $8,012
Michigan $19,343 $29,417 $46,411
Minnesota $7,976 $10,610 $14,943
Mississippi $9,609 $13,687 $13,781
Missouri $9,064 $12,935 $16,966
Montana $9,211 $12,795 $14,974
Nebraska $7,780 $11,496 $12,477
Nevada $12,809 $19,054 $20,090
New Hampshire $8,932 $14,117 $17,840
New Jersey $9,828 $15,411 $20,159
New Mexico $10,000 $14,944 $15,487
New York $9,284 $11,725 $19,519
North Carolina $5,776 $9,928 $7,077
North Dakota $7,922 $11,986 $14,195
Ohio $7,063 $10,818 $11,132
Oklahoma $11,238 $16,076 $18,124
Oregon $10,257 $13,705 $16,406
Pennsylvania $8,602 $12,650 $14,813
Rhode Island $14,370 $21,077 $23,710
South Carolina $9,762 $13,490 $18,628
South Dakota $8,735 $12,603 $14,527
Tennessee $10,302 $15,166 $20,202
Texas $10,384 $14,945 $18,614
Utah $8,831 $12,374 $17,044
Vermont $6,768 $10,447 $11,087
Virginia $6,365 $9,815 $9,627
Washington $8,479 $11,446 $13,709
West Virginia $8,528 $12,235 $15,285
Wisconsin $8,485 $13,259 $15,108
Wyoming $7,939 $11,082 $11,827
Georgia $11,177 $16,753 $16,827

Compare Rolls-Royce Cullinan To Other Rolls-Royce Models

Looking for other Rolls-Royce model insurance costs?

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

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Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

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