Subaru Ascent Car Insurance Cost
Securing insurance for a Subaru Ascent typically runs about $1,388 annually through USAA. However, the exact expenses can vary based on factors such as your age, the year of the car model, and other variables. Feel free to utilize our quote tables below to estimate what your specific costs could be.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Subaru Ascent, you’ll need to factor in the cost of insurance. Insurance is a crucial aspect of owning a car, and it’s important to understand it fully before making a purchase.
Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. Having insufficient coverage during an accident can lead to significant out-of-pocket costs. Plus, if you’re responsible for an accident, your premiums could increase.
With over a decade of experience studying car insurance rates, I’ve witnessed how much these costs can vary. Factors like your age, driving record, and location can have a significant impact on your insurance premiums.
How Much Does Subaru Ascent Car Insurance Cost?
Typically, USAA provides the most competitive price, averaging $1,388 annually for full coverage insurance on a 2024 Subaru Ascent.
While USAA’s pricing serves as a useful reference point, it’s essential to recognize that car insurance costs can vary significantly due to several factors. These factors encompass your location, driving record, the age of your car, and the specific coverage options you select. Maintaining a clean driving history can result in lower premiums, while a record of accidents or traffic violations can raise your costs.
Furthermore, residing in an urban area with heavy traffic may lead to higher rates compared to rural regions with less traffic congestion. Your choice of coverage will also affect your premium – comprehensive insurance, which includes both comprehensive and collision coverage, will be pricier than minimum liability coverage.
Insuranceopedia is available to assist you in exploring and comparing quotes from various insurance companies to ensure you secure the best deal.
2024 Subaru Ascent Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,778 |
| Allstate | $2,066 |
| Grange | $2,015 |
| Farmers | $1,849 |
| USAA | $1,388 |
| 21st Century | $1,816 |
| Mercury | $1,620 |
| Metropolitan | $2,057 |
| CSAA | $2,068 |
| California Capital | $1,908 |
2023 Subaru Ascent Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $826 |
| Chubb | $1,456 |
| GMAC Insurance Group | $1,126 |
| Mutual Of Enumclaw | $969 |
| Safeco | $638 |
| PEMCO | $934 |
| Oregon Mutual | $777 |
| SECURA Insurance | $1,243 |
| USAA | $1,362 |
| Unigard | $971 |
2022 Subaru Ascent Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $411 |
| Texas Farm Bureau Group | $995 |
| Partners Mutual Insurance Co | $804 |
| IMT Insurance Company | $690 |
| Safeco | $78 |
| Pekin Insurance | $645 |
| Kemper Auto | Infinity | $411 |
| Cameron Mutual Group | $923 |
| Country | $968 |
| Mercury Insurance | $703 |
2021 Subaru Ascent Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $626 |
| Western Reserve | $854 |
| Virginia Farm Bureau | $729 |
| Direct General Insurance | $619 |
| American National P | $180 |
| Buckeye Insurance Group | $554 |
| Dairyland | $558 |
| North Carolina Farm Bureau | $779 |
| Pekin Insurance | $815 |
| United Farm Bureau of IN Group | $690 |
2020 Subaru Ascent Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $723 |
| Victoria | $1,014 |
| Grinnell Mutual | $902 |
| Buckeye Insurance Group | $819 |
| Safeco | $130 |
| Partners Mutual Insurance Co | $733 |
| IMT Insurance Company | $552 |
| Hastings Mutual Insurance Co | $910 |
| Direct Auto | $929 |
| National General Value | $836 |
2019 Subaru Ascent Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $531 |
| United Farm Bureau of IN Group | $1,028 |
| Cincinnati Insurance | $912 |
| Buckeye Insurance Group | $706 |
| Safeco | $22 |
| Virginia Farm Bureau | $667 |
| Mercury Insurance | $557 |
| Indiana Farmers Mutual Ins | $904 |
| Western Reserve | $957 |
| ALFA | $769 |
Find Affordable Subaru Ascent Car Insurance
Cost of Subaru Ascent Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,171 | $12,018 | $14,054 |
| 18 | $7,666 | $11,196 | $13,076 |
| 19 | $6,733 | $9,839 | $11,551 |
| 20 | $5,863 | $8,641 | $10,133 |
| 21 | $4,933 | $7,255 | $8,484 |
| 22 | $4,789 | $7,020 | $8,255 |
| 23 | $4,180 | $6,169 | $7,203 |
| 24 | $3,958 | $5,848 | $6,868 |
| 25 | $3,447 | $5,020 | $5,903 |
| 30 | $2,680 | $3,896 | $4,594 |
| 35 | $2,476 | $3,725 | $4,321 |
| 40 | $2,421 | $3,585 | $4,138 |
| 45 | $2,356 | $3,455 | $3,998 |
| 55 | $2,172 | $3,202 | $3,676 |
| 65 | $2,238 | $3,303 | $3,875 |
| 75 | $2,857 | $4,158 | $4,869 |
Subaru Ascent Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,591 | $3,714 | $4,737 |
| Alaska | $2,100 | $2,956 | $2,814 |
| Arizona | $2,399 | $3,474 | $5,111 |
| Arkansas | $2,611 | $4,131 | $4,539 |
| California | $2,944 | $5,181 | $2,908 |
| Colorado | $2,718 | $3,834 | $4,839 |
| Connecticut | $3,467 | $5,389 | $6,861 |
| Delaware | $2,879 | $3,836 | $4,949 |
| Florida | $3,430 | $4,753 | $6,218 |
| Georgia | $1,126 | $1,515 | $1,094 |
| Hawaii | $1,958 | $2,578 | $3,115 |
| Idaho | $2,051 | $3,050 | $3,489 |
| Illinois | $2,101 | $3,205 | $3,534 |
| Indiana | $1,676 | $2,257 | $2,651 |
| Iowa | $2,219 | $3,188 | $3,738 |
| Kansas | $3,161 | $4,668 | $5,520 |
| Kentucky | $4,110 | $6,143 | $6,686 |
| Louisiana | $1,562 | $2,139 | $3,141 |
| Maine | $2,516 | $3,651 | $4,061 |
| Maryland | $1,969 | $3,518 | $2,016 |
| Massachusetts | $4,844 | $7,358 | $11,620 |
| Michigan | $1,994 | $2,663 | $3,737 |
| Minnesota | $2,403 | $3,444 | $3,463 |
| Mississippi | $2,280 | $3,232 | $4,262 |
| Missouri | $2,284 | $3,251 | $3,765 |
| Montana | $1,943 | $2,857 | $3,128 |
| Nebraska | $3,191 | $4,796 | $5,037 |
| Nevada | $2,211 | $3,532 | $4,471 |
| New Hampshire | $2,442 | $3,846 | $5,081 |
| New Jersey | $2,498 | $3,749 | $3,850 |
| New Mexico | $2,336 | $2,953 | $4,873 |
| New York | $1,439 | $2,479 | $1,783 |
| North Carolina | $1,967 | $3,005 | $3,529 |
| North Dakota | $1,788 | $2,722 | $2,773 |
| Ohio | $2,778 | $4,037 | $4,500 |
| Oklahoma | $2,521 | $3,429 | $4,141 |
| Oregon | $2,182 | $3,155 | $3,706 |
| Pennsylvania | $3,580 | $5,255 | $5,931 |
| Rhode Island | $2,446 | $3,376 | $4,653 |
| South Carolina | $2,223 | $3,183 | $3,641 |
| South Dakota | $2,569 | $3,796 | $5,065 |
| Tennessee | $2,619 | $3,734 | $4,673 |
| Texas | $2,247 | $3,099 | $4,288 |
| Utah | $1,704 | $2,628 | $2,807 |
| Vermont | $1,632 | $2,455 | $2,372 |
| Virginia | $2,144 | $2,882 | $3,447 |
| Washington | $2,138 | $3,044 | $3,785 |
| West Virginia | $2,136 | $3,335 | $3,792 |
| Wisconsin | $1,985 | $2,795 | $2,963 |
| Wyoming | $2,802 | $4,197 | $4,237 |
Compare Subaru Ascent To Other Subaru Models
Looking for other Subaru model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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