Subaru Forester Car Insurance Cost
Getting insurance for a Subaru Forester typically costs about $627 per year through New York Central Mutual Fire. However, the exact cost can vary based on factors such as your age, the year of the car model, and other considerations. You can use our quote tables below to get an estimate of your specific costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Subaru Forester, you’ll need to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s important to understand it before making a purchase.
Selecting the right car insurance is crucial to avoid unexpected and potentially high expenses later on. It’s essential to have sufficient coverage in case of an accident to prevent hefty out-of-pocket costs. Additionally, if you’re responsible for an accident, you might face increased premiums.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving record, and location can significantly impact your insurance premiums.
How Much Does Subaru Forester Car Insurance Cost?
Typically, New York Central Mutual Fire provides the most competitive price, averaging $580 per year for full coverage insurance on a 2024 Subaru Forester.
While New York Central Mutual Fire is pricing serves as a good starting point, it’s crucial to recognize that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can lead to higher costs.
Moreover, residing in an urban area with heavy traffic might lead to higher insurance rates compared to rural areas with less traffic. Your choice of coverage will also affect your premium – comprehensive insurance, covering both comprehensive and collision, will generally be more expensive than minimum liability coverage.
Insuranceopedia is available to help you compare quotes from different insurance companies, ensuring you find the best deal for your needs.
2024 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| PEMCO | $805 |
| Central Mutual Insurance Co | $1,244 |
| Capital Insurance Group | $1,071 |
| Allied | $903 |
| New York Central Mutual Fire | $627 |
| Preferred Mutual | $907 |
| Hanover | $745 |
| Erie | $1,072 |
| USAA | $1,158 |
| Unigard | $1,011 |
2023 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $775 |
| ACE American Pool | $975 |
| Norfolk and Dedham Group | $888 |
| Erie | $748 |
| National General | $459 |
| PEMCO | $737 |
| Safeco | $584 |
| Capital Insurance Group | $929 |
| Unigard | $968 |
| Safety Group | $735 |
2022 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $561 |
| Texas Farm Bureau Group | $973 |
| Mercury Insurance | $845 |
| North Carolina Farm Bureau | $673 |
| National General | $211 |
| Wolverine Mutual | $604 |
| American National P | $393 |
| PEMCO | $847 |
| Pekin Insurance | $895 |
| Virginia Farm Bureau | $742 |
2021 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $494 |
| Capital Insurance Group | $752 |
| Rural Mutual Insurance | $652 |
| PEMCO | $625 |
| American National P | $282 |
| MMG Insurance Company | $622 |
| Victoria | $330 |
| Safeco | $659 |
| Commerce Group Inc | $777 |
| Virginia Farm Bureau | $651 |
2020 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $322 |
| Buckeye Insurance Group | $717 |
| Bear River | $688 |
| National General | $485 |
| Victoria | $282 |
| AssuranceAmerica Mobile Max | $416 |
| NatGen Value | $330 |
| North Carolina Farm Bureau | $677 |
| United Farm Bureau of IN Group | $733 |
| Wolverine Mutual | $625 |
2019 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $470 |
| National General Value | $798 |
| Partners Mutual Insurance Co | $778 |
| Mercury Insurance | $703 |
| NatGen Custom 360 | $297 |
| Safeco | $664 |
| Buckeye Insurance Group | $460 |
| PEMCO | $782 |
| MO Farm Bureau Services | $837 |
| Cameron Mutual Group | $741 |
2018 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $393 |
| MMG Insurance Company | $792 |
| Concord Group | $656 |
| Buckeye Insurance Group | $535 |
| Mercury Insurance | $114 |
| American National P | $531 |
| Kemper Auto | Infinity | $270 |
| Kemper Personal Insurance | $670 |
| Partners Mutual Insurance Co | $729 |
| Pekin Insurance | $661 |
2017 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $409 |
| NatGen PPA | $756 |
| Ohio Mutual Ins Group | $676 |
| Safeco | $662 |
| American National P | $280 |
| Buckeye Insurance Group | $375 |
| Kemper Auto Premier | $323 |
| PEMCO | $713 |
| Western Reserve | $723 |
| Direct Auto | $686 |
2016 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $346 |
| PEMCO | $702 |
| Buckeye Insurance Group | $538 |
| NatGen Value | $403 |
| NatGen Custom 360 | $210 |
| Mercury Insurance | $427 |
| Kemper Personal Insurance | $248 |
| Concord Group | $578 |
| Ohio Mutual Ins Group | $654 |
| American National P | $464 |
2015 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $310 |
| North Carolina Farm Bureau | $805 |
| Concord Group | $634 |
| Mercury Insurance | $466 |
| Kemper Premium | $106 |
| Buckeye Insurance Group | $476 |
| Safeco | $313 |
| MMG Insurance Company | $751 |
| NatGen Value | $759 |
| SafeAuto | $462 |
2014 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Ohio Mutual Ins Group | $697 |
| Concord Group | $762 |
| Rural Mutual Insurance | $751 |
| Rockford Mutual Insurance | $706 |
| Safeco | $319 |
| Commerce Group Inc | $680 |
| Buckeye Insurance Group | $421 |
| Utica National Ins Group | $745 |
| North Carolina Farm Bureau | $757 |
| National General RAD | $716 |
2013 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $716 |
| Kentucky Farm Bureau | $932 |
| Pekin Insurance | $851 |
| IMT Insurance Company | $785 |
| Safeco | $95 |
| Buckeye Insurance Group | $739 |
| Rockford Mutual Insurance | $703 |
| Farmers Mutual of Nebraska | $842 |
| PEMCO | $915 |
| West Bend Mutual | $778 |
2012 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $347 |
| Rockford Mutual Insurance | $815 |
| Western Reserve | $638 |
| Pekin Insurance | $425 |
| Mercury Insurance | $212 |
| Dairyland Broadform | $362 |
| Safeco | $310 |
| Safety Group | $746 |
| SECURA Insurance | $779 |
| Ohio Mutual Ins Group | $521 |
2011 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $649 |
| Liberty Mutual | $815 |
| Atlantic States Insurance | $781 |
| NatGen Value | $701 |
| Safeco | $10 |
| Pekin Insurance | $648 |
| Safety Group | $657 |
| Norfolk and Dedham Group | $783 |
| Dairyland | $801 |
| SafeAuto | $786 |
2010 Subaru Forester Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $326 |
| Texas Farm Bureau Group | $720 |
| Liberty Mutual | $634 |
| American National P | $420 |
| Kemper Personal Insurance | $146 |
| Buckeye Insurance Group | $459 |
| Safeco | $282 |
| Western Reserve | $682 |
| PEMCO | $752 |
| Utica National Ins Group | $595 |
Find Affordable Subaru Forester Car Insurance
Cost of Subaru Forester Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,612 | $9,702 | $11,392 |
| 18 | $6,213 | $9,065 | $10,585 |
| 19 | $5,458 | $7,991 | $9,390 |
| 20 | $4,740 | $6,977 | $8,184 |
| 21 | $3,974 | $5,854 | $6,845 |
| 22 | $3,896 | $5,728 | $6,679 |
| 23 | $3,413 | $4,997 | $5,852 |
| 24 | $3,264 | $4,742 | $5,551 |
| 25 | $2,797 | $4,101 | $4,769 |
| 30 | $2,178 | $3,181 | $3,729 |
| 35 | $2,038 | $2,952 | $3,500 |
| 40 | $1,977 | $2,879 | $3,330 |
| 45 | $1,899 | $2,792 | $3,244 |
| 55 | $1,760 | $2,573 | $3,012 |
| 65 | $1,832 | $2,651 | $3,121 |
| 75 | $2,274 | $3,388 | $3,981 |
Subaru Forester Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,075 | $3,008 | $3,792 |
| Alaska | $1,709 | $2,394 | $2,342 |
| Arizona | $1,936 | $2,771 | $4,113 |
| Arkansas | $2,146 | $3,312 | $3,656 |
| California | $2,359 | $4,211 | $2,363 |
| Colorado | $2,214 | $3,091 | $3,913 |
| Connecticut | $2,821 | $4,362 | $5,589 |
| Delaware | $2,324 | $3,109 | $3,998 |
| Florida | $2,786 | $3,837 | $4,988 |
| Georgia | $895 | $1,251 | $924 |
| Hawaii | $1,581 | $2,077 | $2,514 |
| Idaho | $1,688 | $2,445 | $2,849 |
| Illinois | $1,714 | $2,595 | $2,886 |
| Indiana | $1,359 | $1,823 | $2,159 |
| Iowa | $1,773 | $2,567 | $3,049 |
| Kansas | $2,565 | $3,760 | $4,493 |
| Kentucky | $3,278 | $4,993 | $5,434 |
| Louisiana | $1,271 | $1,733 | $2,562 |
| Maine | $2,021 | $2,940 | $3,269 |
| Maryland | $1,600 | $2,850 | $1,628 |
| Massachusetts | $3,901 | $5,974 | $9,419 |
| Michigan | $1,603 | $2,116 | $3,053 |
| Minnesota | $1,963 | $2,732 | $2,819 |
| Mississippi | $1,806 | $2,644 | $3,444 |
| Missouri | $1,867 | $2,572 | $3,032 |
| Montana | $1,587 | $2,360 | $2,561 |
| Nebraska | $2,584 | $3,858 | $4,068 |
| Nevada | $1,791 | $2,872 | $3,597 |
| New Hampshire | $2,012 | $3,114 | $4,077 |
| New Jersey | $2,007 | $3,007 | $3,157 |
| New Mexico | $1,900 | $2,353 | $3,972 |
| New York | $1,166 | $1,989 | $1,455 |
| North Carolina | $1,582 | $2,428 | $2,883 |
| North Dakota | $1,431 | $2,183 | $2,240 |
| Ohio | $2,271 | $3,245 | $3,688 |
| Oklahoma | $2,067 | $2,782 | $3,288 |
| Oregon | $1,707 | $2,567 | $2,982 |
| Pennsylvania | $2,906 | $4,258 | $4,790 |
| Rhode Island | $1,966 | $2,752 | $3,770 |
| South Carolina | $1,789 | $2,561 | $2,949 |
| South Dakota | $2,101 | $3,055 | $4,080 |
| Tennessee | $2,105 | $3,048 | $3,783 |
| Texas | $1,750 | $2,498 | $3,452 |
| Utah | $1,374 | $2,123 | $2,241 |
| Vermont | $1,284 | $1,997 | $1,948 |
| Virginia | $1,717 | $2,331 | $2,773 |
| Washington | $1,708 | $2,479 | $3,101 |
| West Virginia | $1,679 | $2,707 | $3,074 |
| Wisconsin | $1,595 | $2,283 | $2,372 |
| Wyoming | $2,251 | $3,386 | $3,425 |
Compare Subaru Forester To Other Subaru Models
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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