Subaru Impreza Car Insurance Cost 2025
Getting insurance for a Subaru Impreza costs $205 per year on average. However, the exact cost can vary depending on factors such as your age, the model year of your car, driving history, and location. To get a more accurate estimate of your specific costs, you can use our quote tables below to compare rates from different providers.
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If you’re thinking about buying a Subaru Impreza, you’ll need to factor in the cost of insurance. On average, insurance for a Subaru Impreza costs $205 per year. Insurance is a big part of owning a car, and it’s important to understand it before you buy.
Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses later on. You don’t want to find out you don’t have enough coverage after an accident, leaving you with a lot of out-of-pocket expenses. Plus, if you’re at fault in an accident, your insurance rates could go up.
With over ten years of experience analyzing car insurance rates, I’ve seen how much they can change. Things like your age, driving record, and where you live can all affect how much you pay for insurance.
How Much Does Subaru Impreza Car Insurance Cost?
Typically, Subaru Impreza drivers can find car insurance at an average rate of $205 per year. However, this can vary based on factors like your age, driving record, location, and the specific coverage options you choose. To get a personalized quote, it’s best to compare prices from multiple insurance providers.
It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can help lower your premiums, while a history of accidents or traffic violations may increase costs. Additionally, living in an urban area with heavy traffic typically results in higher rates compared to rural areas with less traffic. The type of coverage you choose also plays a role in determining your premium – for example, comprehensive coverage, which includes both comprehensive and collision, tends to cost more than minimum liability coverage.
In comparison to other Subaru models, the cost of insurance for a Subaru Impreza is higher, but still less expensive than the average rate for all vehicles. However, it’s always best to shop around for the most affordable options. Insuranceopedia can help you compare quotes from multiple providers, ensuring you find the best deal for your specific needs.
| Vehicle | Average Monthly Premium |
| Subaru Impreza | $176 |
| All Subarus | $155 |
| All Cars | $175 |
Average Insurance Cost Of Subaru Impreza By Model Year
| Model Year | Average Premium |
| 2024 Subaru Impreza | $1,382 |
| 2023 Subaru Impreza | $946 |
| 2022 Subaru Impreza | $843 |
| 2021 Subaru Impreza | $826 |
| 2020 Subaru Impreza | $833 |
| 2019 Subaru Impreza | $819 |
| 2018 Subaru Impreza | $481 |
| 2017 Subaru Impreza | $637 |
| 2016 Subaru Impreza | $573 |
| 2015 Subaru Impreza | $594 |
| 2014 Subaru Impreza | $511 |
| 2013 Subaru Impreza | $787 |
| 2012 Subaru Impreza | $768 |
| 2011 Subaru Impreza | $521 |
| 2010 Subaru Impreza | $602 |
2024 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2024 Subaru Impreza is $1,382. However, NatGen Value offers the cheapest rates, averaging $205 per year.
| Insurance Provider | Average Annual Cost |
| Country | $1,189 |
| Preferred Mutual | $1,898 |
| USAA | $1,565 |
| Allied | $1,515 |
| NatGen Value | $205 |
| New Jersey Manufacturers | $1,515 |
| Capital Insurance Group | $1,027 |
| Unitrin | $1,633 |
| 21st Century | $1,761 |
| Travelers | $1,515 |
2023 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2023 Subaru Impreza is $946. However, Safeco offers the cheapest rates, averaging $223 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $763 |
| NatGen PPA | $1,367 |
| Norfolk and Dedham Group | $1,136 |
| MMG Insurance Company | $930 |
| Safeco | $223 |
| New York Central Mutual Fire | $835 |
| Victoria | $499 |
| Safety Group | $1,253 |
| Plymouth Rock Assurance | $1,304 |
| SECURA Insurance | $1,146 |
2022 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2022 Subaru Impreza is $843. However, Safeco offers the cheapest rates, averaging $722 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $739 |
| PEMCO | $1,027 |
| Pekin Insurance | $952 |
| MMG Insurance Company | $825 |
| Kemper Premium | $503 |
| Kemper Auto | Infinity | $763 |
| Safeco | $722 |
| SECURA Insurance | $1,023 |
| Concord Group | $1,020 |
| Buckeye Insurance Group | $852 |
2021 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2021 Subaru Impreza is $826. However, Direct Auto offers the cheapest rates, averaging $525 per year.
| Insurance Provider | Average Annual Cost |
| Acuity | $540 |
| Rural Mutual Insurance | $1,110 |
| Arbella Insurance Group | $1,035 |
| Norfolk and Dedham Group | $727 |
| Direct Auto | $525 |
| Safety Group | $611 |
| Safeco | $561 |
| Pekin Insurance | $1,106 |
| Buckeye Insurance Group | $1,142 |
| National Grange Mutual | $905 |
2020 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2020 Subaru Impreza is $833. However, Kemper Auto | Infinity offers the cheapest rates, averaging $307 per year.
| Insurance Provider | Average Annual Cost |
| Union Mutual Fire Group | $519 |
| Rockford Mutual Insurance | $1,097 |
| SECURA Insurance | $1,049 |
| Concord Group | $890 |
| Kemper Auto | Infinity | $307 |
| Pekin Insurance | $819 |
| Safeco | $513 |
| Mercury Insurance | $1,089 |
| West Bend Mutual | $1,102 |
| AssuranceAmerica Mobile Max | $942 |
2019 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2019 Subaru Impreza is $819. However, Kemper Auto | Infinity offers the cheapest rates, averaging $597 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $699 |
| Virginia Farm Bureau | $1,069 |
| MMG Insurance Company | $924 |
| North Carolina Farm Bureau | $803 |
| Union Mutual Fire Group | $603 |
| Concord Group | $716 |
| Safeco | $597 |
| Clearcover | $946 |
| Patriot Group | $1,017 |
| American National P | $811 |
2018 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2018 Subaru Impreza is $481. However, Kemper Auto | Infinity offers the cheapest rates, averaging $82 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $262 |
| Tennessee Farmers | $884 |
| Kemper Personal Insurance | $614 |
| Mercury Insurance | $316 |
| Kemper Auto | Infinity | $82 |
| Kemper Premium | $318 |
| NatGen Custom 360 | $255 |
| Dairyland FR Bond | $646 |
| SafeAuto | $823 |
| American National P | $611 |
2017 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2017 Subaru Impreza is $637. However, Safeco offers the cheapest rates, averaging $78 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $509 |
| Buckeye Insurance Group | $935 |
| Clearcover | $696 |
| American National P | $658 |
| Safeco | $78 |
| Infinity Special | $642 |
| Union Mutual Fire Group | $465 |
| Virginia Farm Bureau | $742 |
| Concord Group | $948 |
| Kemper Premium | $701 |
Find Affordable Subaru Impreza Insurance Rates
2016 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2016 Subaru Impreza is $573. However, Kemper Personal Insurance offers the cheapest rates, averaging $55 per year.
| Insurance Provider | Average Annual Cost |
| American National P&C | $455 |
| National General | $824 |
| Pekin Insurance | $712 |
| Buckeye Insurance Group | $583 |
| Kemper Personal Insurance | $55 |
| Safeco | $495 |
| American National P | $344 |
| Kentucky Farm Bureau | $760 |
| Mercury Insurance | $807 |
| SafeAuto | $690 |
2015 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2015 Subaru Impreza is $594. However, Kemper Auto | Infinity offers the cheapest rates, averaging $143 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $299 |
| National General Value | $932 |
| American National P | $772 |
| SafeAuto | $709 |
| Kemper Auto | Infinity | $142 |
| Union Mutual Fire Group | $472 |
| Mercury Insurance | $274 |
| Buckeye Insurance Group | $803 |
| Texas Farm Bureau Group | $861 |
| Kemper Auto Premier | $672 |
2014 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2014 Subaru Impreza is $511. However, Kemper Personal Insurance offers the cheapest rates, averaging $186 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $269 |
| SafeAuto | $848 |
| American National P | $639 |
| AssuranceAmerica Economy | $546 |
| Safeco | $231 |
| Kemper Auto | Infinity | $333 |
| Kemper Personal Insurance | $186 |
| AssuranceAmerica Elite | $693 |
| Utica National Ins Group | $757 |
| Mercury Insurance | $609 |
2013 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2013 Subaru Impreza is $787. However, Safeco offers the cheapest rates, averaging $237 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $647 |
| Capital Insurance Group | $987 |
| SECURA Insurance | $914 |
| American National P | $872 |
| Safeco | $237 |
| Kemper Auto Premier | $735 |
| National General RAD | $669 |
| PEMCO | $938 |
| Ohio Mutual Ins Group | $985 |
| North Carolina Farm Bureau | $886 |
2012 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2012 Subaru Impreza is $768. However, Safeco offers the cheapest rates, averaging $85 per year.
| Insurance Provider | Average Annual Cost |
| Countryway Insurance | $741 |
| SECURA Insurance | $972 |
| Infinity Special | $847 |
| MMG Insurance Company | $866 |
| Safeco | $85 |
| Texas Farm Bureau Group | $776 |
| American National P | $634 |
| Indiana Farmers Mutual Ins | $893 |
| Pekin Insurance | $979 |
| Pure Companies Grp | $884 |
2011 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2011 Subaru Impreza is $521. However, Safeco offers the cheapest rates, averaging $136 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $372 |
| Countryway Insurance | $718 |
| North Carolina Farm Bureau | $656 |
| Concord Group | $570 |
| Safeco | $136 |
| AssuranceAmerica Mobile Max | $402 |
| NatGen Custom 360 | $277 |
| Mercury Insurance | $753 |
| MMG Insurance Company | $732 |
| Kemper Personal Insurance | $596 |
2010 Subaru Impreza Insurance Rates
The average annual insurance cost for a 2010 Subaru Impreza is $602. However, Safeco offers the cheapest rates, averaging $223 per year.
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $602 |
| Pekin Insurance | $775 |
| Utica National Ins Group | $734 |
| Concord Group | $600 |
| Safeco | $223 |
| Kemper Auto | Infinity | $612 |
| National General Value | $363 |
| Kemper Personal Insurance | $746 |
| SECURA Insurance | $713 |
| North Carolina Farm Bureau | $650 |
Find Affordable Subaru Impreza Insurance Rates
Is A Subaru Impreza Expensive To Insure?
The cost to insure a Subaru Impreza is typically higher than the overall average for all cars. However, your specific insurance premium can vary significantly depending on factors such as your age, the model year of your car, your driving history, your location, and the type of coverage you choose. To get the most accurate estimate for your situation, it’s best to compare quotes from multiple insurance providers.
Cost of Subaru Impreza Car Insurance By Age
Age is a major factor in determining car insurance rates. Teenagers generally face the highest premiums due to their higher risk of being involved in accidents. Statistically, younger drivers, especially those under 25, are more likely to be in accidents, making them a higher insurance risk.
As you get older and gain more experience behind the wheel, your premiums tend to decrease. Insurance companies consider older drivers to be less risky, and therefore, they often offer lower rates. This trend continues until you reach your 50s or 60s, after which rates may start to increase slightly again due to the potential for health-related issues or slower reaction times. However, overall, being a more experienced driver usually means lower insurance costs.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,020 | $7,390 | $8,650 |
| 18 | $4,690 | $6,890 | $8,050 |
| 19 | $4,140 | $6,080 | $7,120 |
| 20 | $3,620 | $5,340 | $6,200 |
| 21 | $3,040 | $4,450 | $5,220 |
| 22 | $2,960 | $4,330 | $5,070 |
| 23 | $2,610 | $3,810 | $4,480 |
| 24 | $2,480 | $3,600 | $4,270 |
| 25 | $2,120 | $3,150 | $3,700 |
| 30 | $1,640 | $2,440 | $2,820 |
| 35 | $1,530 | $2,280 | $2,640 |
| 40 | $1,490 | $2,200 | $2,570 |
| 45 | $1,430 | $2,120 | $2,500 |
| 55 | $1,340 | $1,930 | $2,260 |
| 65 | $1,400 | $2,050 | $2,380 |
| 75 | $1,780 | $2,590 | $3,040 |
Subaru Impreza Car Insurance Rates By State
Where you live plays a significant role in determining your Subaru Impreza insurance rates. Insurance companies take various local factors into account when calculating premiums. For example, states like Michigan often have higher premiums due to mandatory higher coverage levels. Additionally, some states face more extreme weather events, like hurricanes or flooding, which can lead to higher insurance costs.
Crime rates, such as the frequency of car thefts and accidents, are also considered by insurers. Areas with higher accident rates or more severe vehicle damage due to weather-related incidents may result in higher premiums. In contrast, areas with fewer incidents may have lower premiums. It’s important to keep these factors in mind when comparing car insurance quotes for your Subaru Impreza.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,560 | $2,300 | $2,900 |
| Alaska | $1,300 | $1,780 | $1,750 |
| Arizona | $1,490 | $2,150 | $3,120 |
| Arkansas | $1,620 | $2,540 | $2,790 |
| California | $1,780 | $3,160 | $1,800 |
| Colorado | $1,690 | $2,350 | $2,970 |
| Connecticut | $2,130 | $3,300 | $4,200 |
| Delaware | $1,760 | $2,370 | $3,020 |
| Florida | $2,120 | $2,920 | $3,800 |
| Georgia | $670 | $930 | $700 |
| Hawaii | $1,180 | $1,580 | $1,920 |
| Idaho | $1,230 | $1,860 | $2,130 |
| Illinois | $1,280 | $1,960 | $2,180 |
| Indiana | $1,010 | $1,410 | $1,630 |
| Iowa | $1,370 | $1,950 | $2,270 |
| Kansas | $1,950 | $2,870 | $3,360 |
| Kentucky | $2,500 | $3,780 | $4,100 |
| Louisiana | $930 | $1,320 | $1,920 |
| Maine | $1,550 | $2,240 | $2,470 |
| Maryland | $1,210 | $2,120 | $1,220 |
| Massachusetts | $2,980 | $4,510 | $7,080 |
| Michigan | $1,210 | $1,620 | $2,270 |
| Minnesota | $1,480 | $2,090 | $2,120 |
| Mississippi | $1,390 | $1,980 | $2,600 |
| Missouri | $1,390 | $1,950 | $2,270 |
| Montana | $1,220 | $1,750 | $1,900 |
| Nebraska | $1,980 | $2,910 | $3,060 |
| Nevada | $1,360 | $2,180 | $2,730 |
| New Hampshire | $1,520 | $2,350 | $3,110 |
| New Jersey | $1,560 | $2,290 | $2,380 |
| New Mexico | $1,410 | $1,800 | $2,970 |
| New York | $910 | $1,510 | $1,090 |
| North Carolina | $1,220 | $1,810 | $2,190 |
| North Dakota | $1,090 | $1,650 | $1,700 |
| Ohio | $1,720 | $2,460 | $2,760 |
| Oklahoma | $1,580 | $2,080 | $2,500 |
| Oregon | $1,320 | $1,920 | $2,270 |
| Pennsylvania | $2,210 | $3,240 | $3,640 |
| Rhode Island | $1,510 | $2,080 | $2,850 |
| South Carolina | $1,330 | $1,920 | $2,210 |
| South Dakota | $1,590 | $2,320 | $3,070 |
| Tennessee | $1,610 | $2,290 | $2,860 |
| Texas | $1,380 | $1,910 | $2,600 |
| Utah | $1,060 | $1,600 | $1,680 |
| Vermont | $970 | $1,510 | $1,470 |
| Virginia | $1,320 | $1,760 | $2,090 |
| Washington | $1,290 | $1,850 | $2,330 |
| West Virginia | $1,300 | $2,050 | $2,320 |
| Wisconsin | $1,210 | $1,700 | $1,820 |
| Wyoming | $1,730 | $2,540 | $2,590 |
Find Affordable Subaru Impreza Insurance Rates
Cheapest Car Insurance Companies For A Subaru Impreza
If you’re looking for the most affordable insurance for your Subaru Impreza, Ohio Mutual is one of the cheapest providers, offering an average premium of $30 per month. However, it’s important to remember that insurance rates can vary depending on factors such as your age, driving history, location, and the model year of your car. Therefore, this rate is just an average, and you may find different rates based on your unique profile.
To ensure you’re getting the best deal, it’s recommended to shop around and compare quotes from different insurance companies. This way, you can find the most affordable option that fits your needs.
| Company | Average Monthly Rate |
| MetroMile | $42 |
| Infinity | $41 |
| Aspire | $35 |
| Mile Auto | $33 |
| Ohio Mutual | $30 |
Common Subaru Impreza Insurance Discounts
Discounts can be a great way to lower your car insurance costs. Here are some common discounts you may be able to take advantage of:
- Multi-policy: If you bundle your home and auto insurance policies with the same provider, you can often receive a discounted rate.
- Pay annually: If you pay your premium all at once, instead of spreading out payments monthly, many insurance companies will offer a discount.
- Defensive driving: By completing a certified defensive driving course, you may qualify for discounted rates.
There are other discounts available as well. It’s always a good idea to speak with your insurance agent to find out which discounts you may be eligible for.
Ways To Save On Subaru Impreza Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Subaru Impreza insurance costs low. Drivers with a ticket on their record can expect to pay around $89 per month, while those with multiple accidents may face premiums averaging $117 per month. By avoiding such incidents, you can keep your insurance rates lower. Additionally, your annual mileage can impact your premiums. Drivers who cover between 7,501 and 10,000 miles per year generally pay about $84 per month, while those who exceed 10,000 miles annually pay an average of $80 per month. Reducing both traffic violations and the number of miles driven each year can lead to significant savings on your insurance premiums.
Compare Subaru Impreza To Other Subaru Models
Looking for other Subaru model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used for these calculations was a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. It's important to note that these figures are average estimates and may vary based on your individual circumstances. Factors like your age, driving record, location, and the specific car model can all influence your premium.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Subaru Impreza?
Yes, you will need to provide proof of insurance before you can drive your Subaru Impreza out of the dealership. It’s best to secure an insurance policy ahead of time and inform your insurance provider that you’re about to purchase the vehicle. This way, you can avoid the extra costs or limitations that may come with getting insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Subaru Impreza?
The best way to find the cheapest rates for your Subaru Impreza is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to easily compare quotes from multiple providers on our website, helping you find the most affordable coverage for your needs.
