Toyota RAV4 Car Insurance Cost
Ensuring a Toyota RAV4 typically comes with an annual fee of about $754 through Years Of Experience. However, this expense can vary based on factors like your age, the year of your car model, and other considerations. To determine the potential cost for you, refer to the quote tables provided below.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Toyota RAV4, one important thing to think about is the price of insurance. Insurance is a big part of owning a car, so it’s important to understand what you’re signing up for before you make a decision.
Choosing the right car insurance is important because not doing so could result in unexpected and potentially expensive bills later on. It’s crucial to have enough coverage in case of an accident to avoid having to pay a lot of money out of pocket. Also, if you’re found responsible for an accident, your insurance premiums could go up.
With more than ten years of experience studying car insurance rates, I’ve noticed how much these costs can vary. Things like your age, driving history, and where you live can have a big impact on how much you’ll pay for insurance.
How Much Does Toyota RAV4 Car Insurance Cost?
Typically, Years Of Experience provides the most competitive price, charging around $754 annually for full coverage insurance on a 2024 Toyota RAV4.
While Years Of Experience ‘s rate serves as a good reference point, it’s essential to realize that the price of car insurance can vary significantly due to several factors. These factors include where you live, your driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, while a history of accidents or traffic violations can raise your costs.
Moreover, residing in a busy urban area with heavy traffic often leads to higher insurance rates compared to quieter rural areas. The type of coverage you opt for also influences your premium – comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies, ensuring you secure the best deal possible.
2024 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $754 |
| USAA | $1,061 |
| Hastings Mutual Insurance Co | $940 |
| Capital Insurance Group | $789 |
| Safeco | $610 |
| Buckeye Insurance Group | $777 |
| NatGen Value | $673 |
| PEMCO | $922 |
| Texas Farm Bureau Group | $975 |
| AssuranceAmerica | $890 |
2023 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Value | $393 |
| MMG Insurance Company | $873 |
| Concord Group | $642 |
| Texas Farm Bureau Group | $476 |
| Kemper Auto | $10 |
| Victoria | $439 |
| Safeco | $227 |
| American National P | $760 |
| New York Central Mutual Fire | $835 |
| Mercury Insurance | $571 |
2022 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $307 |
| Mercury Insurance | $830 |
| Kemper Auto Premier | $725 |
| Dairyland Broadform | $488 |
| NatGen Custom 360 | $150 |
| Kemper Personal Insurance | $355 |
| Safeco | $244 |
| American National P | $758 |
| Infinity Special | $808 |
| Buckeye Insurance Group | $696 |
2021 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $312 |
| Capital Insurance Group | $960 |
| Buckeye Insurance Group | $844 |
| American National P | $536 |
| Victoria | $215 |
| Dairyland FR Bond | $377 |
| NatGen Custom 360 | $299 |
| Titan | $884 |
| Utica National Ins Group | $937 |
| Mercury Insurance | $598 |
2020 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $249 |
| Utica National Ins Group | $906 |
| Dairyland FR Bond | $758 |
| Safeco | $459 |
| Kemper Personal Insurance | $126 |
| Victoria | $423 |
| NatGen Custom 360 | $178 |
| NatGen PPA | $816 |
| SafeAuto | $895 |
| American National P | $442 |
2019 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $470 |
| MMG Insurance Company | $943 |
| Buckeye Insurance Group | $789 |
| SafeAuto | $746 |
| Kemper Personal Insurance | $258 |
| Mercury Insurance | $489 |
| Safeco | $433 |
| Countryway Insurance | $779 |
| Concord Group | $816 |
| AssuranceAmerica Mobile Max | $764 |
2018 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $633 |
| PEMCO | $965 |
| Mercury Insurance | $671 |
| NatGen PPA | $638 |
| Kemper Personal Insurance | $271 |
| Safeco | $595 |
| AssuranceAmerica Mobile Max | $533 |
| Bear River | $795 |
| Dairyland FR Bond | $899 |
| NatGen Custom 360 | $705 |
2017 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $344 |
| Buckeye Insurance Group | $798 |
| AssuranceAmerica Mobile Max | $615 |
| Infinity Special | $505 |
| Kemper Auto Premier | $61 |
| NatGen Custom 360 | $422 |
| Kemper Personal Insurance | $202 |
| NatGen PPA | $636 |
| MMG Insurance Company | $769 |
| American National P | $586 |
2016 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P&C | $571 |
| Partners Mutual Insurance Co | $809 |
| AssuranceAmerica Mobile Max | $632 |
| Safeco | $584 |
| NatGen Custom 360 | $403 |
| Kemper Auto | Infinity | $603 |
| NatGen PPA | $490 |
| Kemper Auto Premier | $600 |
| National General RAD | $749 |
| Buckeye Insurance Group | $648 |
2015 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $530 |
| Texas Farm Bureau Group | $919 |
| Commerce Group Inc | $809 |
| Union Mutual Fire Group | $747 |
| Kemper Personal Insurance | $49 |
| Mercury Insurance | $495 |
| AssuranceAmerica Mobile Max | $152 |
| PEMCO | $812 |
| Concord Group | $827 |
| American National P | $779 |
2014 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $473 |
| North Carolina Farm Bureau | $748 |
| Utica National Ins Group | $707 |
| American National P | $579 |
| Kemper Personal Insurance | $89 |
| Mercury Insurance | $513 |
| Infinity Special | $200 |
| Nodak Mutual | $713 |
| Bear River | $699 |
| Union Mutual Fire Group | $575 |
2013 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $438 |
| SECURA Insurance | $831 |
| Concord Group | $767 |
| Union Mutual Fire Group | $676 |
| Safeco | $259 |
| NatGen Custom 360 | $667 |
| Mercury Insurance | $382 |
| American National P | $773 |
| NatGen PPA | $795 |
| Buckeye Insurance Group | $673 |
2012 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $277 |
| Kemper Personal Insurance | $817 |
| Buckeye Insurance Group | $792 |
| Safeco | $395 |
| Dairyland Auto 1 Month | $225 |
| Mercury Insurance | $346 |
| NatGen Custom 360 | $269 |
| North Carolina Farm Bureau | $790 |
| PEMCO | $768 |
| American National P | $658 |
2011 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $437 |
| Countryway Insurance | $830 |
| Kemper Auto | $732 |
| Farmers Mutual of Nebraska | $672 |
| Safeco | $103 |
| Direct Auto | $534 |
| AssuranceAmerica Mobile Max | $125 |
| American National P | $798 |
| Loya Insurance | $836 |
| North Carolina Farm Bureau | $720 |
2010 Toyota RAV4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $192 |
| Pekin Insurance | $774 |
| American National P&C | $557 |
| Union Mutual Fire Group | $543 |
| NatGen Custom 360 | $150 |
| Dairyland Auto 1 Month | $470 |
| Mercury Insurance | $224 |
| PEMCO | $642 |
| SECURA Insurance | $683 |
| Buckeye Insurance Group | $565 |
Find Affordable Toyota RAV4 Car Insurance
Cost of Toyota RAV4 Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,504 | $9,506 | $11,146 |
| 18 | $6,041 | $8,890 | $10,373 |
| 19 | $5,319 | $7,847 | $9,179 |
| 20 | $4,647 | $6,819 | $7,961 |
| 21 | $3,907 | $5,732 | $6,700 |
| 22 | $3,798 | $5,582 | $6,497 |
| 23 | $3,308 | $4,867 | $5,710 |
| 24 | $3,149 | $4,676 | $5,466 |
| 25 | $2,724 | $3,975 | $4,710 |
| 30 | $2,154 | $3,137 | $3,666 |
| 35 | $1,990 | $2,930 | $3,419 |
| 40 | $1,911 | $2,794 | $3,289 |
| 45 | $1,862 | $2,759 | $3,189 |
| 55 | $1,725 | $2,510 | $2,927 |
| 65 | $1,792 | $2,583 | $3,042 |
| 75 | $2,223 | $3,270 | $3,855 |
Toyota RAV4 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,063 | $2,950 | $3,727 |
| Alaska | $1,673 | $2,328 | $2,231 |
| Arizona | $1,905 | $2,705 | $4,033 |
| Arkansas | $2,054 | $3,269 | $3,554 |
| California | $2,309 | $4,109 | $2,315 |
| Colorado | $2,148 | $3,011 | $3,820 |
| Connecticut | $2,757 | $4,282 | $5,420 |
| Delaware | $2,281 | $3,062 | $3,894 |
| Florida | $2,725 | $3,781 | $4,894 |
| Hawaii | $894 | $1,223 | $918 |
| Idaho | $1,552 | $2,048 | $2,469 |
| Illinois | $1,589 | $2,440 | $2,741 |
| Indiana | $1,666 | $2,546 | $2,823 |
| Iowa | $1,354 | $1,782 | $2,110 |
| Kansas | $1,750 | $2,559 | $2,973 |
| Kentucky | $2,533 | $3,708 | $4,336 |
| Louisiana | $3,224 | $4,866 | $5,294 |
| Maine | $1,224 | $1,668 | $2,511 |
| Maryland | $1,971 | $2,876 | $3,187 |
| Massachusetts | $1,576 | $2,725 | $1,610 |
| Michigan | $3,865 | $5,826 | $9,160 |
| Minnesota | $1,563 | $2,081 | $2,923 |
| Mississippi | $1,898 | $2,701 | $2,722 |
| Missouri | $1,770 | $2,558 | $3,374 |
| Montana | $1,849 | $2,527 | $2,940 |
| Nebraska | $1,532 | $2,275 | $2,498 |
| Nevada | $2,557 | $3,741 | $3,997 |
| New Hampshire | $1,764 | $2,819 | $3,520 |
| New Jersey | $1,928 | $3,051 | $4,007 |
| New Mexico | $2,003 | $2,965 | $3,061 |
| New York | $1,880 | $2,338 | $3,857 |
| North Carolina | $1,142 | $1,970 | $1,437 |
| North Dakota | $1,565 | $2,378 | $2,818 |
| Ohio | $1,389 | $2,127 | $2,226 |
| Oklahoma | $2,230 | $3,185 | $3,590 |
| Oregon | $2,035 | $2,713 | $3,227 |
| Pennsylvania | $1,711 | $2,497 | $2,890 |
| Rhode Island | $2,868 | $4,175 | $4,701 |
| South Carolina | $1,937 | $2,703 | $3,685 |
| South Dakota | $1,743 | $2,478 | $2,844 |
| Tennessee | $2,013 | $2,998 | $3,988 |
| Texas | $2,069 | $2,967 | $3,706 |
| Utah | $1,747 | $2,446 | $3,375 |
| Vermont | $1,325 | $2,067 | $2,203 |
| Virginia | $1,260 | $1,905 | $1,905 |
| Washington | $1,657 | $2,256 | $2,746 |
| West Virginia | $1,736 | $2,418 | $3,052 |
| Wisconsin | $1,723 | $2,606 | $3,001 |
| Wyoming | $1,547 | $2,227 | $2,375 |
| Georgia | $2,193 | $3,303 | $3,309 |
Compare Toyota RAV4 To Other Toyota Models
Looking for other Toyota model insurance costs?
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
Quotes Analyzed
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Research Hours
Years Of Experience
