Toyota Sequoia Car Insurance Cost 2025
Getting insurance for a Toyota Sequoia costs an average of $1,510 per year. However, the actual amount you’ll pay can vary depending on several factors, including your age, driving history, location, and the model year of your Sequoia. To get a more accurate estimate tailored to your profile, you can refer to the quote tables below.
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If you’re thinking about buying a Toyota Sequoia, you need to consider the cost of insurance as one of the important factors. On average, insurance for a Toyota Sequoia costs $1,510 per year. Insurance plays a significant role in owning a car, so it’s crucial to understand the implications before making a purchase.
Selecting the right car insurance is vital to avoid unexpected and potentially high expenses in the future. It’s essential to have sufficient coverage in case of an accident to prevent significant out-of-pocket costs. Additionally, being found at fault in an accident could result in higher premiums.
With over ten years of experience studying car insurance rates, I’ve observed significant variations in costs. Factors such as your age, driving history, and location can have a notable impact on your insurance premiums.
How Much Does Toyota Sequoia Car Insurance Cost?
Typically, Toyota Sequoia drivers can expect to pay an average of $1,510 per year for car insurance. Keep in mind that this is just a general estimate—your actual rate may differ based on factors like your age, driving record, location, and coverage preferences.
It’s important to understand that car insurance costs can vary widely based on several key factors. These include your location, driving history, the model year of your Toyota Sequoia, and the type of coverage you choose. For example, drivers with a clean record typically enjoy lower premiums, while those with accidents or violations may see higher rates.
Living in an area with high traffic density, such as a major city, often results in higher insurance costs compared to quieter, rural areas. Additionally, your choice of coverage—such as opting for full coverage with both collision and comprehensive—can significantly impact your premium compared to minimum liability coverage.
As reflected in the table below, the average insurance cost for a Toyota Sequoia is lower than the average for all Toyota models and even more affordable compared to the average for all vehicles. To ensure you’re getting the best possible rate, Insuranceopedia makes it easy to compare quotes from multiple auto insurance providers.
| Vehicle | Average Monthly Premium |
| Toyota Sequoia | $130 |
| All Toyotas | $161 |
| All Cars | $175 |
Average Insurance Cost Of Toyota Sequoia By Model Year
| Model Year | Average Premium |
| 2024 Toyota Sequoia | $2,773 |
| 2023 Toyota Sequoia | $4,410 |
| 2022 Toyota Sequoia | $1,154 |
| 2021 Toyota Sequoia | $1,611 |
| 2020 Toyota Sequoia | $4,473 |
| 2019 Toyota Sequoia | $1,211 |
| 2018 Toyota Sequoia | $1,234 |
| 2017 Toyota Sequoia | $1,184 |
| 2016 Toyota Sequoia | $866 |
| 2015 Toyota Sequoia | $1,006 |
| 2014 Toyota Sequoia | $1,214 |
| 2013 Toyota Sequoia | $1,563 |
| 2012 Toyota Sequoia | $968 |
| 2011 Toyota Sequoia | $1,438 |
| 2010 Toyota Sequoia | $1,155 |
2024 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2024 Toyota Sequoia is $2,773. However, Auto-Owners Insurance Co offers the cheapest rates, averaging $1,510 per year.
| Insurance Provider | Average Annual Cost |
| Georgia Farm Bureau | $2,102 |
| State Farm | $4,074 |
| California Capital | $2,890 |
| USAA | $2,607 |
| Auto-Owners Insurance Co | $1,510 |
| Country | $2,152 |
| Central Mutual Insurance Co | $1,813 |
| Mercury | $3,850 |
| ACCC Insurance Company | $3,847 |
| Encompass | $2,881 |
2023 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2023 Toyota Sequoia is $4,410. However, Liberty Mutual offers the cheapest rates, averaging $3,122 per year.
| Insurance Provider | Average Annual Cost |
| Liberty Mutual | $3,122 |
| Kemper Auto | Infinity | $6,351 |
| National General | $3,756 |
2022 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2022 Toyota Sequoia is $1,154. However, Nationwide offers the cheapest rates, averaging $688 per year.
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $1,041 |
| USAA | $1,428 |
| Travelers | $1,334 |
| Tennessee Farmers | $1,069 |
| Nationwide | $688 |
| Penn National | $1,119 |
| Wolverine Mutual | $988 |
| Auto-Owners Insurance Co | $1,311 |
| Erie | $1,402 |
| SECURA Insurance | $1,157 |
2021 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2021 Toyota Sequoia is $1,611. However, Texas Farm Bureau Group offers the cheapest rates, averaging $704 per year.
| Insurance Provider | Average Annual Cost |
| Wolverine Mutual | $1,411 |
| Dairyland Auto | $2,153 |
| Chubb | $1,807 |
| Hastings Mutual Insurance Co | $1,691 |
| Texas Farm Bureau Group | $704 |
| SECURA Insurance | $1,476 |
| National General | $1,203 |
| USAA | $1,917 |
| Auto-Owners Insurance Co | $2,070 |
| Republic Indemnity | $1,682 |
2020 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2020 Toyota Sequoia is $4,473. However, National General offers the cheapest rates, averaging $2,667 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $4,045 |
| Kemper Auto | Infinity | $5,630 |
| Grange | $4,764 |
| Dairyland Auto | $4,267 |
| National General | $2,667 |
| Mercury | $4,090 |
| Nationwide | $3,807 |
| Farmers | $5,504 |
| Esurance | $5,539 |
| California Capital | $4,416 |
2019 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2019 Toyota Sequoia is $1,211. However, New York Central Mutual Fire offers the cheapest rates, averaging $1,052 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,052 |
| Travelers | $1,412 |
| Erie | $1,324 |
| Auto-Owners Insurance Co | $1,190 |
| Safety Group | $1,036 |
| Tennessee Farmers | $1,076 |
| Texas Farm Bureau Group | $1,034 |
| Vermont Mutual | $1,400 |
| MMG Insurance Company | $1,394 |
| Patriot Group | $1,193 |
2018 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2018 Toyota Sequoia is $1,234. However, Clearcover offers the cheapest rates, averaging $651 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $1,068 |
| American Family | $1,648 |
| Travelers | $1,403 |
| Erie | $1,125 |
| Clearcover | $651 |
| Texas Farm Bureau Group | $1,085 |
| Liberty Mutual | $829 |
| Allied | $1,558 |
| Tennessee Farmers | $1,682 |
| Auto-Owners Insurance Co | $1,290 |
Find Affordable Toyota Sequoia Insurance Rates
2017 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2017 Toyota Sequoia is $1,184. However, Auto-Owners Insurance Co offers the cheapest rates, averaging $830 per year.
| Insurance Provider | Average Annual Cost |
| Oregon Mutual | $989 |
| American Family | $1,554 |
| Unigard | $1,272 |
| Mutual Of Enumclaw | $1,057 |
| Auto-Owners Insurance Co | $830 |
| Country | $1,040 |
| PEMCO | $955 |
| GMAC Insurance Group | $1,327 |
| Kentucky Farm Bureau | $1,545 |
| Capital Insurance Group | $1,274 |
2016 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2016 Toyota Sequoia is $866. However, American National P offers the cheapest rates, averaging $360 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $734 |
| Republic Indemnity | $1,097 |
| Western National | $989 |
| West Bend Mutual | $916 |
| American National P | $360 |
| Auto-Owners Insurance Co | $890 |
| Texas Farm Bureau Group | $462 |
| North Star | $1,097 |
| National Grange Mutual | $1,122 |
| Southern Farm Bureau | $988 |
2015 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2015 Toyota Sequoia is $1,006. However, Safeco offers the cheapest rates, averaging $495 per year.
| Insurance Provider | Average Annual Cost |
| Auto-Owners Insurance Co | $897 |
| Grange Mutual | $1,220 |
| SECURA Insurance | $1,131 |
| Rockford Mutual Insurance | $1,085 |
| Safeco | $495 |
| Country | $1,020 |
| Pekin Insurance | $783 |
| Umialik Insurance | $1,165 |
| Penn National | $1,192 |
| Travelers | $1,074 |
2014 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2014 Toyota Sequoia is $1,214. However, Tennessee Farmers offers the cheapest rates, averaging $972 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $1,140 |
| Farmers Mutual of Nebraska | $1,339 |
| Auto-Owners Insurance Co | $1,268 |
| Mercury Insurance | $1,171 |
| Tennessee Farmers | $972 |
| Westfield | $1,175 |
| Texas Farm Bureau Group | $1,146 |
| Penn National | $1,318 |
| Grange Mutual | $1,313 |
| Erie | $1,298 |
2013 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2013 Toyota Sequoia is $1,563. However, New Jersey Manufacturers offers the cheapest rates, averaging $905 per year.
| Insurance Provider | Average Annual Cost |
| Grange | $1,456 |
| USAA | $1,941 |
| Unitrin | $1,753 |
| Texas Farm Bureau Group | $1,555 |
| New Jersey Manufacturers | $905 |
| State Farm | $1,470 |
| Country | $1,221 |
| Republic Indemnity | $1,743 |
| California Capital | $1,919 |
| Auto Club | $1,665 |
2012 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2012 Toyota Sequoia is $968. However, Pekin Insurance offers the cheapest rates, averaging $616 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $854 |
| National General | $1,276 |
| Travelers | $1,038 |
| First Chicago Insurance | $876 |
| Pekin Insurance | $616 |
| Rockford Mutual Insurance | $856 |
| SECURA Insurance | $780 |
| USAA | $1,218 |
| Auto-Owners Insurance Co | $1,236 |
| Country | $932 |
2011 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2011 Toyota Sequoia is $968. However, Texas Farm Bureau Group offers the cheapest rates, averaging $935 per year.
| Insurance Provider | Average Annual Cost |
| Erie | $1,282 |
| Republic Indemnity | $1,687 |
| Atlantic States Insurance | $1,605 |
| Penn National | $1,458 |
| Texas Farm Bureau Group | $935 |
| State Farm | $1,440 |
| National General | $1,191 |
| Travelers | $1,619 |
| American Independent Ins Co | $1,701 |
| USAA | $1,462 |
2010 Toyota Sequoia Insurance Rates
The average annual insurance cost for a 2010 Toyota Sequoia is $1,155. However, Farm Bureau Mutual (IA Group) offers the cheapest rates, averaging $975 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $990 |
| Nationwide | $1,358 |
| Kemper Auto | Infinity | $1,183 |
| 21st Century | $1,087 |
| Farm Bureau Mutual (IA Group) | $975 |
| Grange | $1,086 |
| Kentucky Farm Bureau | $1,014 |
| Texas Farm Bureau Group | $1,334 |
| Country | $1,330 |
| Dairyland Auto | $1,188 |
Find Affordable Toyota Sequoia Insurance Rates
Is A Toyota Sequoia Expensive To Insure?
The cost to insure a Toyota Sequoia is generally lower than the overall average for all vehicles. However, your actual premium will depend on a variety of personal factors. These include your age, where you live, your driving record, the age and condition of your vehicle, and the level of coverage you choose. By understanding how these elements affect your rate, you can take steps to find the best insurance policy for your needs at the most affordable price.
Cost of Toyota Sequoia Car Insurance By Age
Age is one of the most important factors insurance companies consider when setting car insurance premiums. Teen drivers usually face the highest rates due to their limited driving experience and higher likelihood of being involved in accidents. As drivers gain more experience and demonstrate safe driving habits, their rates typically decrease. Adults in their 30s, 40s, and 50s often enjoy the lowest premiums, while rates may rise slightly again for seniors due to potential health-related risks.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,012 | $10,318 | $12,036 |
| 18 | $6,541 | $9,547 | $11,211 |
| 19 | $5,762 | $8,473 | $9,896 |
| 20 | $5,035 | $7,369 | $8,641 |
| 21 | $4,235 | $6,197 | $7,227 |
| 22 | $4,077 | $6,032 | $7,082 |
| 23 | $3,627 | $5,309 | $6,160 |
| 24 | $3,443 | $5,013 | $5,905 |
| 25 | $2,927 | $4,328 | $5,074 |
| 30 | $2,271 | $3,380 | $3,931 |
| 35 | $2,132 | $3,191 | $3,682 |
| 40 | $2,049 | $3,039 | $3,528 |
| 45 | $1,984 | $2,976 | $3,453 |
| 55 | $1,850 | $2,721 | $3,202 |
| 65 | $1,914 | $2,821 | $3,314 |
| 75 | $2,427 | $3,568 | $4,166 |
Toyota Sequoia Car Insurance Rates By State
Your location has a major impact on how much you’ll pay for car insurance. Each state sets its own auto insurance requirements, which can affect how high your premiums are. For example, states like Michigan often have higher rates due to more extensive coverage requirements.
Beyond regulations, climate plays a role too—areas prone to natural disasters like hurricanes, floods, or hailstorms tend to have higher insurance costs. On top of that, local crime rates, accident statistics, and even traffic density are all factored in. If you live in a city with high rates of theft or collisions, you’re likely to pay more for your Toyota Sequoia’s insurance than someone in a quieter, rural area.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,192 | $3,193 | $4,073 |
| Alaska | $1,793 | $2,524 | $2,402 |
| Arizona | $2,047 | $2,977 | $4,340 |
| Arkansas | $2,257 | $3,533 | $3,844 |
| California | $2,520 | $4,436 | $2,521 |
| Colorado | $2,327 | $3,274 | $4,120 |
| Connecticut | $3,014 | $4,648 | $5,867 |
| Delaware | $2,429 | $3,297 | $4,225 |
| Florida | $2,945 | $4,069 | $5,296 |
| Hawaii | $987 | $1,302 | $942 |
| Idaho | $1,659 | $2,208 | $2,668 |
| Illinois | $1,742 | $2,617 | $2,984 |
| Indiana | $1,775 | $2,713 | $3,046 |
| Iowa | $1,396 | $1,956 | $2,256 |
| Kansas | $1,887 | $2,717 | $3,213 |
| Kentucky | $2,754 | $4,004 | $4,738 |
| Louisiana | $3,491 | $5,265 | $5,732 |
| Maine | $1,343 | $1,829 | $2,728 |
| Maryland | $2,102 | $3,144 | $3,474 |
| Massachusetts | $1,726 | $2,984 | $1,732 |
| Michigan | $4,100 | $6,321 | $9,937 |
| Minnesota | $1,726 | $2,290 | $3,224 |
| Mississippi | $2,059 | $2,941 | $2,990 |
| Missouri | $1,956 | $2,783 | $3,665 |
| Montana | $1,952 | $2,749 | $3,207 |
| Nebraska | $1,699 | $2,460 | $2,667 |
| Nevada | $2,790 | $4,089 | $4,297 |
| New Hampshire | $1,932 | $3,042 | $3,784 |
| New Jersey | $2,102 | $3,290 | $4,326 |
| New Mexico | $2,155 | $3,199 | $3,314 |
| New York | $1,948 | $2,531 | $4,191 |
| North Carolina | $1,236 | $2,113 | $1,488 |
| North Dakota | $1,706 | $2,551 | $3,054 |
| Ohio | $1,548 | $2,346 | $2,401 |
| Oklahoma | $2,381 | $3,469 | $3,884 |
| Oregon | $2,196 | $2,916 | $3,511 |
| Pennsylvania | $1,833 | $2,726 | $3,159 |
| Rhode Island | $3,084 | $4,538 | $5,104 |
| South Carolina | $2,103 | $2,936 | $4,003 |
| South Dakota | $1,878 | $2,695 | $3,168 |
| Tennessee | $2,183 | $3,270 | $4,338 |
| Texas | $2,220 | $3,215 | $4,000 |
| Utah | $1,884 | $2,630 | $3,616 |
| Vermont | $1,456 | $2,257 | $2,384 |
| Virginia | $1,387 | $2,137 | $2,063 |
| Washington | $1,783 | $2,447 | $2,927 |
| West Virginia | $1,784 | $2,601 | $3,294 |
| Wisconsin | $1,815 | $2,854 | $3,250 |
| Wyoming | $1,697 | $2,372 | $2,547 |
| Georgia | $2,371 | $3,563 | $3,617 |
Find Affordable Toyota Sequoia Insurance Rates
Cheapest Car Insurance Companies For A Toyota Sequoia
If you’re planning to get a new insurance policy for your Toyota Sequoia, it’s helpful to know which companies offer the most affordable options. Infinity stands out as one of the cheapest providers, offering coverage at an average of $43 per month. However, this rate can vary depending on factors like your age, driving history, location, and coverage preferences.
To find the best deal tailored to your needs, it’s a smart move to shop around and compare quotes from several insurers. This way, you can be sure you’re getting both competitive pricing and the right level of protection.
| Company | Average Monthly Rate |
| PlymouthRockNJ | $103 |
| Commonwealth Casualty | $46 |
| Infinity | $43 |
Ways To Save On Toyota Sequoia Insurance Costs
Keeping a clean driving record is one of the most effective ways to lower your Toyota Sequoia insurance premiums. A single speeding ticket can raise your rates, and being involved in multiple accidents can push your monthly premium up to an average of $190. In contrast, drivers with only a ticket on record might pay around $76 per month.
Another important factor is your annual mileage. Toyota Sequoia owners who drive between 7,501 and 10,000 miles per year typically pay about $80 per month. Interestingly, those who drive over 10,000 miles annually might pay slightly less—around $76 per month—though this can vary depending on the insurer’s risk assessment model.
By maintaining a safe driving history and being mindful of how much you drive, you can significantly reduce your insurance costs.
Compare Toyota Sequoia To Other Toyota Models
Looking for other Toyota model insurance costs?
- Toyota 4Runner Car Insurance
- Toyota Avalon Car Insurance
- Toyota C-HR Car Insurance
- Toyota Camry Car Insurance
- Toyota Corolla Car Insurance
- Toyota Highlander Car Insurance
- Toyota Land Cruiser Car Insurance
- Toyota Prius Car Insurance
- Toyota RAV4 Car Insurance
- Toyota Sienna Car Insurance
- Toyota Supra Car Insurance
- Toyota Tacoma Car Insurance
- Toyota Tundra Car Insurance
- Toyota Yaris Car Insurance
- Toyota Mirai Car Insurance
- Toyota Prius C Car Insurance
- Toyota Prius Prime Car Insurance
- Toyota 86 Car Insurance
Our Methodology
To determine average car insurance costs, Insuranceopedia compiled thousands of quotes from top auto insurance companies. These estimates are based on a sample driver profile: a 40-year-old male purchasing full-coverage insurance with $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind, your personal rates may vary depending on factors like your age, driving history, location, and the specifics of your vehicle.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Toyota Sequoia?
Yes, you’ll need to show proof of insurance before driving your Toyota Sequoia off the dealership lot. The best approach is to purchase a policy ahead of time and notify your insurer about your intended purchase. This way, your coverage is ready to go without relying on more expensive dealership-provided insurance.
How Can You Get The Cheapest Insurance For Your Toyota Sequoia?
The best way to find the cheapest rates for your Toyota Sequoia is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia offers a platform that allows you to compare quotes from multiple providers, helping you find the most affordable option for your needs.
