How Much Does Volkswagen Car Insurance Cost?
On average, it costs about $187 per month to insure a Volkswagen, which adds up to around $2,250 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost of insuring a Volkswagen depends on various factors, including your age, driving history, and where you live car insurance Insurance companies use this information to evaluate the risk of insuring your Volkswagen, which affects your premium.
Insurance Cost Per Volkswagen Model
| Volkswagen Model | Average Yearly Insurance Cost |
| Volkswagen Arteon | $2,492 |
| Volkswagen Atlas | $2,284 |
| Volkswagen Golf | $1,955 |
| Volkswagen Jetta | $2,471 |
| Volkswagen Passat | $2,368 |
| Volkswagen Tiguan | $1,930 |
Keep in mind that these numbers are averages, and the actual cost can differ based on where you live, your age, your driving record, and the type of coverage you select.
Volkswagen Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| Progressive | $110 |
| USAA | $115 |
| GEICO | $122 |
| State Farm | $124 |
| Nationwide | $133 |
| Allied | $182 |
| Allstate | $204 |
Volkswagen Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,425 |
| Alaska | $1,995 |
| Arizona | $2,271 |
| Arkansas | $2,470 |
| California | $2,753 |
| Colorado | $2,564 |
| Connecticut | $3,306 |
| Delaware | $2,712 |
| Florida | $3,235 |
| Hawaii | $1,048 |
| Idaho | $1,828 |
| Illinois | $1,917 |
| Indiana | $1,982 |
| Iowa | $1,552 |
| Kansas | $2,074 |
| Kentucky | $3,018 |
| Louisiana | $3,870 |
| Maine | $1,458 |
| Maryland | $2,356 |
| Massachusetts | $1,887 |
| Michigan | $4,560 |
| Minnesota | $1,888 |
| Mississippi | $2,265 |
| Missouri | $2,153 |
| Montana | $2,168 |
| Nebraska | $1,832 |
| Nevada | $3,040 |
| New Hampshire | $2,122 |
| New Jersey | $2,318 |
| New Mexico | $2,364 |
| New York | $2,192 |
| North Carolina | $1,370 |
| North Dakota | $1,859 |
| Ohio | $1,669 |
| Oklahoma | $2,644 |
| Oregon | $2,424 |
| Pennsylvania | $2,027 |
| Rhode Island | $3,413 |
| South Carolina | $2,305 |
| South Dakota | $2,081 |
| Tennessee | $2,432 |
| Texas | $2,463 |
| Utah | $2,090 |
| Vermont | $1,603 |
| Virginia | $1,523 |
| Washington | $2,012 |
| West Virginia | $2,029 |
| Wisconsin | $2,013 |
| Wyoming | $1,868 |
| Georgia | $2,652 |
How To Save Money On Volkswagen Car Insurance?
Owning a Volkswagen involves various costs, with car insurance being one of the largest. However, there are ways to save on your insurance. Here’s how:
1. Maintain a Clean Driving Record
Your driving history is key for insurance companies in setting your premium. By staying accident-free and avoiding traffic tickets, you demonstrate to insurers that you’re a low-risk driver, which can greatly reduce your insurance costs.
2. Bundle Your Policies
Many insurance companies provide discounts if you bundle multiple policies, such as home and auto insurance. This makes managing your insurance easier and can help you save money on your premiums.
3. Raise Your Deductible
Raising your deductible—the amount you pay yourself before your insurance covers the rest—can reduce your premium. Just make sure you can handle the higher deductible if you need to make a claim.
4. Install Safety Features
Volkswagen cars already have many safety features, but adding extras like anti-theft devices can help lower your insurance costs even more by reducing the risk of theft and damage.
5. Take Advantage of Discounts
Insurance companies frequently provide discounts for being a good student, having a clean driving record, or completing a defensive driving course. Be sure to check with your insurer to see if you’re eligible for any of these discounts.
6. Shop Around
Insurance rates can differ a lot between companies. It’s a good idea to compare quotes to find the insurer that gives you the best deal for your needs.
7. Consider Usage-Based Insurance
If you don’t use your Volkswagen much, consider a usage-based insurance policy. This type of insurance adjusts your premium based on how much you drive, which can help you save money if your Volkswagen isn’t your primary car.
