Volkswagen Golf Car Insurance Cost
Securing insurance for a Volkswagen Golf typically costs approximately $979 per year with GEICO. However, the exact amount can differ based on factors like your age, the car’s model year, and other pertinent information. You can utilize the quote tables provided below to obtain a personalized estimate tailored to your individual circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Volkswagen Golf, it’s important to factor in the cost of insurance. Insurance plays a crucial role in car ownership, and it’s vital to grasp its implications before making a decision.
Selecting the right car insurance is essential to avoid unexpected and potentially expensive bills down the road. It’s crucial not to overlook this aspect, as insufficient coverage could result in substantial out-of-pocket costs in the event of an accident. Moreover, being responsible for an accident could lead to an increase in your insurance rates.
With over ten years of experience analyzing car insurance rates, I’ve observed significant fluctuations in costs. Factors such as age, driving history, and location can have a significant impact on your insurance premiums.
How Much Does Volkswagen Golf Car Insurance Cost?
Typically, GEICO offers the most attractive rate, averaging $979 annually for full coverage insurance on a 2024 Volkswagen Golf.
While GEICO’s pricing serves as a useful starting point, it’s crucial to understand that car insurance costs can vary significantly due to several factors. These factors include your location, driving history, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving record may lead to lower premiums, while a history of accidents or traffic violations could raise your costs.
Additionally, residing in urban areas with heavy traffic may result in higher insurance rates compared to rural areas with lighter traffic. Your choice of coverage also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, generally comes with a higher cost than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you find the most advantageous deal for your needs.
2024 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| GEICO | $979 |
| USAA | $984 |
| Progressive | $1,020 |
| State Farm | $1,148 |
| Nationwide | $1,305 |
| Allied | $1,508 |
| Allstate | $1,513 |
2021 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safety Group | $988 |
| Cincinnati Insurance | $1,292 |
| Penn National | $1,106 |
| Virginia Farm Bureau | $1,107 |
| American National P | $648 |
| Farm Bureau Mutual (IA Group) | $1,085 |
| Texas Farm Bureau Group | $775 |
| Country | $1,213 |
| ACE American Pool | $1,250 |
| Norfolk and Dedham Group | $1,141 |
2020 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $979 |
| Grange | $1,783 |
| Auto Club | $1,526 |
| Safeco | $1,395 |
| American Family | $812 |
| National General | $1,297 |
| Texas Farm Bureau Group | $942 |
| Mercury | $1,532 |
| Auto Club Group | $1,728 |
| Republic Indemnity | $1,447 |
2019 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $937 |
| Permanent General | $1,826 |
| Auto-Owners Insurance Co | $1,378 |
| Country | $1,232 |
| Safeco | $683 |
| Texas Farm Bureau Group | $1,130 |
| Atlantic States Insurance | $920 |
| Republic Indemnity | $1,425 |
| American Independent Ins Co | $1,842 |
| National General | $1,375 |
2018 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,028 |
| Allied | $1,707 |
| Liberty Mutual | $1,359 |
| National Grange Mutual | $1,260 |
| American National P | $481 |
| New Jersey Manufacturers | $1,111 |
| Safeco | $571 |
| Direct Auto | $1,626 |
| Aspire Savings Triple Deductible | $1,610 |
| 21st Century | $1,394 |
2017 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| PEMCO | $814 |
| Auto-Owners Insurance Co | $979 |
| Grange Mutual | $914 |
| Virginia Farm Bureau | $859 |
| Pekin Insurance | $390 |
| North Carolina Farm Bureau | $791 |
| Texas Farm Bureau Group | $763 |
| Country | $941 |
| Dairyland Auto | $993 |
| SECURA Insurance | $865 |
2016 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $811 |
| Capital Insurance Group | $1,201 |
| New Jersey Manufacturers | $1,048 |
| PEMCO | $966 |
| Safeco | $85 |
| National General Value | $920 |
| American National P | $521 |
| Tennessee Farmers | $1,112 |
| Unigard | $1,109 |
| Atlantic States Insurance | $1,017 |
2015 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $971 |
| Unigard | $1,176 |
| SafeAuto | $1,074 |
| Capital Insurance Group | $1,050 |
| PEMCO | $856 |
| Mercury Insurance | $971 |
| New York Central Mutual Fire | $968 |
| NatGen Custom 360 | $1,050 |
| Atlantic States Insurance | $1,136 |
| SECURA Insurance | $1,041 |
2014 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $470 |
| Auto-Owners Insurance Co | $1,139 |
| New Jersey Manufacturers | $994 |
| Texas Farm Bureau Group | $875 |
| Mercury Insurance | $267 |
| SECURA Insurance | $859 |
| Buckeye Insurance Group | $404 |
| Erie | $1,136 |
| American Family | $1,117 |
| New York Central Mutual Fire | $925 |
2013 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $443 |
| Virginia Farm Bureau | $938 |
| Farmers Mutual of Nebraska | $793 |
| West Bend Mutual | $747 |
| Mercury Insurance | $386 |
| Buckeye Insurance Group | $676 |
| Plymouth Rock | $428 |
| Hastings Mutual Insurance Co | $822 |
| Indiana Farmers Mutual Ins | $928 |
| Pekin Insurance | $713 |
2012 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| SafeAuto | $757 |
| Farm Bureau Mutual (IA Group) | $972 |
| Celina Insurance Group | $871 |
| Capital Insurance Group | $835 |
| Safeco | $53 |
| Western Reserve | $762 |
| Buckeye Insurance Group | $411 |
| North Carolina Farm Bureau | $885 |
| Texas Farm Bureau Group | $948 |
| PEMCO | $880 |
2011 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $949 |
| Southern Farm Bureau | $1,386 |
| Hastings Mutual Insurance Co | $1,279 |
| New Jersey Manufacturers | $973 |
| SafeAuto | $888 |
| Pekin Insurance | $997 |
| American National P | $926 |
| PEMCO | $1,287 |
| MO Farm Bureau Services | $1,330 |
| Grange Mutual | $1,145 |
2010 Volkswagen Golf Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $718 |
| Auto-Owners Insurance Co | $1,721 |
| Kemper Auto | Infinity | $1,599 |
| National General Value | $980 |
| Mercury Insurance | $146 |
| New Jersey Manufacturers | $886 |
| AssuranceAmerica | $417 |
| Country | $1,687 |
| Republic Indemnity | $1,710 |
| PEMCO | $1,535 |
Find Affordable Volkswagen Golf Car Insurance
Cost of Volkswagen Golf Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,604 | $9,741 | $11,341 |
| 18 | $6,166 | $9,045 | $10,558 |
| 19 | $5,468 | $7,985 | $9,352 |
| 20 | $4,749 | $6,950 | $8,140 |
| 21 | $3,971 | $5,827 | $6,820 |
| 22 | $3,861 | $5,678 | $6,653 |
| 23 | $3,385 | $4,965 | $5,837 |
| 24 | $3,205 | $4,722 | $5,564 |
| 25 | $2,765 | $4,085 | $4,789 |
| 30 | $2,159 | $3,149 | $3,713 |
| 35 | $2,011 | $2,978 | $3,472 |
| 40 | $1,964 | $2,886 | $3,303 |
| 45 | $1,887 | $2,765 | $3,300 |
| 55 | $1,740 | $2,557 | $2,997 |
| 65 | $1,810 | $2,666 | $3,098 |
| 75 | $2,292 | $3,362 | $3,949 |
Volkswagen Golf Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,070 | $3,001 | $3,832 |
| Alaska | $1,692 | $2,347 | $2,317 |
| Arizona | $1,923 | $2,798 | $4,146 |
| Arkansas | $2,116 | $3,341 | $3,676 |
| California | $2,399 | $4,187 | $2,387 |
| Colorado | $2,210 | $3,071 | $3,923 |
| Connecticut | $2,807 | $4,369 | $5,550 |
| Delaware | $2,298 | $3,072 | $3,979 |
| Florida | $2,776 | $3,873 | $4,993 |
| Hawaii | $911 | $1,275 | $893 |
| Idaho | $1,594 | $2,086 | $2,504 |
| Illinois | $1,639 | $2,505 | $2,866 |
| Indiana | $1,674 | $2,554 | $2,863 |
| Iowa | $1,306 | $1,829 | $2,165 |
| Kansas | $1,784 | $2,584 | $3,041 |
| Kentucky | $2,543 | $3,762 | $4,475 |
| Louisiana | $3,304 | $4,970 | $5,385 |
| Maine | $1,229 | $1,736 | $2,517 |
| Maryland | $2,018 | $2,937 | $3,257 |
| Massachusetts | $1,625 | $2,828 | $1,601 |
| Michigan | $3,942 | $5,948 | $9,348 |
| Minnesota | $1,625 | $2,182 | $3,067 |
| Mississippi | $1,945 | $2,769 | $2,784 |
| Missouri | $1,832 | $2,609 | $3,424 |
| Montana | $1,838 | $2,589 | $3,008 |
| Nebraska | $1,566 | $2,352 | $2,564 |
| Nevada | $2,609 | $3,835 | $4,049 |
| New Hampshire | $1,779 | $2,884 | $3,599 |
| New Jersey | $2,028 | $3,077 | $4,124 |
| New Mexico | $2,041 | $3,023 | $3,144 |
| New York | $1,873 | $2,384 | $3,946 |
| North Carolina | $1,179 | $1,982 | $1,437 |
| North Dakota | $1,625 | $2,421 | $2,897 |
| Ohio | $1,400 | $2,188 | $2,260 |
| Oklahoma | $2,266 | $3,253 | $3,626 |
| Oregon | $2,020 | $2,759 | $3,322 |
| Pennsylvania | $1,737 | $2,537 | $2,970 |
| Rhode Island | $2,917 | $4,258 | $4,815 |
| South Carolina | $1,998 | $2,726 | $3,752 |
| South Dakota | $1,728 | $2,515 | $2,929 |
| Tennessee | $2,064 | $3,040 | $4,080 |
| Texas | $2,105 | $2,993 | $3,769 |
| Utah | $1,794 | $2,503 | $3,470 |
| Vermont | $1,390 | $2,115 | $2,241 |
| Virginia | $1,313 | $1,980 | $1,930 |
| Washington | $1,686 | $2,345 | $2,758 |
| West Virginia | $1,738 | $2,482 | $3,105 |
| Wisconsin | $1,719 | $2,682 | $3,069 |
| Wyoming | $1,567 | $2,221 | $2,405 |
| Georgia | $2,264 | $3,369 | $3,385 |
Compare Volkswagen Golf To Other Volkswagen Models
Looking for other Volkswagen model insurance costs?
- Volkswagen Arteon Car Insurance
- Volkswagen Atlas Car Insurance
- Volkswagen Jetta Car Insurance
- Volkswagen Passat Car Insurance
- Volkswagen Tiguan Car Insurance
- Volkswagen E-Golf Car Insurance
- Volkswagen Golf R Car Insurance
- Volkswagen Golf Sportwagen Car Insurance
- Volkswagen GTI Car Insurance
- Volkswagen Atlas Cross Sport Car Insurance
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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