Volkswagen Golf R Car Insurance Cost

Insuring an Volkswagen Golf R with Unitrin usually costs around $1,425 per year. However, the exact price can vary depending on factors such as your age, the car’s model year, and other factors. You can use the quote tables provided below to get a personalized estimate.

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Updated: 10 November 2024
Written by Bob Phillips
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If you’re considering purchasing an Volkswagen Golf R, it’s essential to consider the cost of insurance. Insurance plays a significant role in car ownership, and it’s crucial to understand the financial commitment before making a decision.

Selecting the appropriate car insurance is vital to prevent unexpected and potentially expensive surprises down the road. It’s crucial to have adequate coverage in case of an accident to avoid significant out-of-pocket expenses. Furthermore, being responsible for an accident can lead to higher premiums.

With over ten years of experience analyzing car insurance rates, I’ve noticed the considerable variation in these costs. Factors such as age, driving history, and location all play a significant role in determining insurance premiums.

How Much Does Volkswagen Golf R Car Insurance Cost?

Usually, Unitrin offers the most favorable option, charging approximately $1,425 per year for comprehensive insurance on a 2024 Volkswagen Golf R.

While Unitrin’s rate is a helpful starting point, it’s important to understand that car insurance expenses can vary significantly due to various factors. These factors include your location, driving history, car’s age, and the specific coverage options you choose. Maintaining a clean driving record typically results in lower premiums, but a history of accidents or traffic violations can increase rates.

Additionally, living in a busy urban area often leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to assist you in comparing quotes from different insurance providers to ensure you find the most favorable deal.

2024 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
Unitrin $1,425

2023 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
National General $9,909
Dairyland Auto $25,651

2022 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
Shelter $1,650
State Farm $2,370
American Family $1,974
Allied $1,800
Travelers $1,248
Farm Bureau Mutual (IA Group) $1,844
Central Mutual Insurance Co $1,425
Auto-Owners Insurance Co $2,207
USAA $2,285
National Farmers Union P $1,882

2020 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
Safety Group $939
Allstate $2,644
Vermont Mutual $1,185
Commerce Group Inc $1,114
MMG Insurance Company $799
Concord Group $1,026
State Farm $845
Nationwide $1,345
Encompass $1,398
Patriot Group $1,204

2019 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
Erie $1,445
Penn National $2,044
Nationwide $1,837
Safety Group $1,755
Plymouth Rock Assurance $902
Mercury Insurance $1,605
Safeco $1,305
USAA $1,958
Preferred Mutual $2,068
Norfolk and Dedham Group $1,747

2018 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
Penn National $1,677
Mercury $3,095
CSAA $2,638
Travelers $2,217
New York Central Mutual Fire $1,076
USAA $2,047
Erie $1,629
Central Mutual Insurance Co $2,717
Preferred Mutual $2,910
Donegal Mutual Insurance Co $2,392

2017 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
Capital Insurance Group $1,034
Western Reserve $1,651
Oregon Mutual $1,322
New York Central Mutual Fire $1,089
Safeco $602
PEMCO $1,017
SECURA Insurance $968
Mutual Of Enumclaw $1,442
Country $1,498
Buckeye Insurance Group $1,153

2016 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
Safeco $1,179
Atlantic States Insurance $2,268
Auto-Owners Insurance Co $1,761
Penn National $1,361
American National P $420
Country $1,243
Southern Farm Bureau $1,128
Erie $1,937
Virginia Farm Bureau $1,974
Central Mutual Insurance Co $1,522

2015 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
USAA $1,914
Unitrin $2,251
California Capital $2,092
CSAA $1,986
Mercury $1,514
Auto Club $1,983
Esurance $1,555
Metropolitan $2,168
State Farm $2,189
Allstate $2,069

2014 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
PEMCO $776
Oregon Mutual $1,203
Unitrin $1,059
Mutual Of Enumclaw $890
USAA $709
GMAC Insurance Group $913
Capital Insurance Group $735
Unigard $1,076
Erie $1,199
State Farm $962

2013 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
State Auto $1,646
American Independent Ins Co $1,975
USAA $1,855
Chubb $1,686
SECURA Insurance $886
New Jersey Manufacturers $1,633
Erie $1,503
Dairyland $1,919
MEEMIC Insurance Company $1,923
Auto-Owners Insurance Co $1,820

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Volkswagen Golf R Car Insurance Rates By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $805 $1,700 $1,300
18 $809 $1,700 $1,300
19 $280 $340 $1,500
20 $222 $199 $1,200
21 $119 $200 $1,090
22 $120 $199 $1,035
23 $135 $250 $964
24 $464 $209 $932
25 $355 $245 $870
30 $249 $199 $825
35 $213 $190 $770
40 $194 $170 $705
45 $182 $160 $670
55 $161 $189 $600
65 $200 $170 $560
75 $171 $188 $500

Volkswagen Golf R Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,070 $2,990 $3,750
Alaska $1,710 $2,330 $2,300
Arizona $1,945 $2,795 $4,100
Arkansas $2,135 $3,230 $3,555
California $2,335 $4,170 $2,325
Colorado $2,190 $3,045 $3,875
Connecticut $2,750 $4,320 $5,490
Delaware $2,310 $3,080 $3,950
Florida $2,705 $3,735 $4,900
Hawaii $880 $1,230 $895
Idaho $1,525 $2,035 $2,510
Illinois $1,590 $2,410 $2,740
Indiana $1,625 $2,495 $2,800
Iowa $1,300 $1,780 $2,095
Kansas $1,735 $2,510 $2,930
Kentucky $2,465 $3,645 $4,340
Louisiana $3,170 $4,835 $5,260
Maine $1,215 $1,665 $2,470
Maryland $1,940 $2,850 $3,150
Massachusetts $1,565 $2,735 $1,560
Michigan $3,780 $5,800 $9,170
Minnesota $1,565 $2,065 $2,940
Mississippi $1,895 $2,690 $2,695
Missouri $1,745 $2,540 $3,310
Montana $1,785 $2,500 $2,915
Nebraska $1,535 $2,280 $2,510
Nevada $2,520 $3,755 $4,000
New Hampshire $1,760 $2,785 $3,515
New Jersey $1,930 $3,000 $3,980
New Mexico $1,990 $2,985 $3,090
New York $1,840 $2,320 $3,875
North Carolina $1,140 $1,960 $1,395
North Dakota $1,580 $2,355 $2,820
Ohio $1,390 $2,110 $2,190
Oklahoma $2,240 $3,160 $3,560
Oregon $2,010 $2,690 $3,215
Pennsylvania $1,675 $2,490 $2,930
Rhode Island $2,800 $4,140 $4,650
South Carolina $1,930 $2,670 $3,730
South Dakota $1,730 $2,490 $2,880
Tennessee $2,025 $3,020 $4,015
Texas $2,045 $3,000 $3,670
Utah $1,735 $2,460 $3,420
Vermont $1,320 $2,050 $2,205
Virginia $1,245 $1,915 $1,890
Washington $1,670 $2,270 $2,700
West Virginia $1,675 $2,380 $3,030
Wisconsin $1,670 $2,620 $3,030
Wyoming $1,530 $2,180 $2,325
Georgia $2,240 $3,280 $3,305

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

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Research Hours

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Years Of Experience

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