Volkswagen GTI Car Insurance Cost
Insuring a Volkswagen GTI usually costs around $647 per year through Mercury Insurance Company. However, the actual price may differ depending on factors such as your age, the car’s model year, and other factors. You can utilize the quote tables provided below to obtain a personalized estimate of how much it could cost for you.
If you’re considering purchasing a Volkswagen GTI, it’s essential to factor in the cost of insurance. Insurance plays a significant role in car ownership, so it’s vital to grasp the financial aspect before making a decision.
Selecting the appropriate car insurance is crucial to prevent unforeseen and potentially costly surprises down the road. Having adequate coverage in case of an accident helps avoid hefty expenses out of your own pocket. Moreover, being at fault in an accident could lead to higher premiums.
Based on more than a decade of researching car insurance rates, I’ve noticed how much these expenses can vary. Your age, driving record, and location are all important factors that can influence your insurance costs.
How Much Does Volkswagen GTI Car Insurance Cost?
Usually, Mercury Insurance Company offers the most affordable option, with an annual cost of approximately $647 for full coverage insurance on a 2024 Volkswagen GTI.
Even though Mercury Insurance Company’s rate is a good starting point, it’s important to understand that car insurance costs can vary widely due to several factors. These factors include where you live, your driving history, your car’s age, and the specific coverage options you choose. Having a clean driving record often means lower premiums, while a history of accidents or traffic violations can increase your rates.
Furthermore, living in a busy city typically means higher insurance rates compared to quieter rural areas. The type of coverage you choose also affects your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the best deal possible.
2024 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $1,462 |
| Infinity Special | $1,062 |
| Mercury Insurance Company | $647 |
| National General | $817 |
2023 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $1,386 |
| Esurance | $2,158 |
| USAA | $1,881 |
| SECURA Insurance | $1,681 |
| Mercury Insurance Company | $703 |
| AssuranceAmerica Economy | $1,473 |
| Infinity Special | $1,107 |
| West Bend Mutual | $2,058 |
| Western National | $2,105 |
| American Family | $1,855 |
2022 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $1,186 |
| Auto-Owners Insurance Co | $2,278 |
| SECURA Insurance | $1,687 |
| Penn National | $1,545 |
| Safeco | $129 |
| Country | $1,436 |
| Texas Farm Bureau Group | $1,036 |
| Republic Indemnity | $2,204 |
| USAA | $2,180 |
| Erie | $1,673 |
2021 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| Penn National | $973 |
| Texas Farm Bureau Group | $1,271 |
| Nationwide | $1,122 |
| Mercury Insurance Company | $1,034 |
| Safeco | $560 |
| Virginia Farm Bureau | $1,013 |
| Erie | $787 |
| Country | $1,193 |
| American National P | $1,189 |
| Infinity Special | $1,072 |
2020 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $946 |
| New York Central Mutual Fire | $1,764 |
| Unigard | $1,467 |
| Oregon Mutual | $1,129 |
| Kemper Auto | Infinity | $336 |
| PEMCO | $1,107 |
| Safeco | $605 |
| Country | $1,557 |
| Mutual Of Enumclaw | $1,706 |
| Texas Farm Bureau Group | $1,203 |
2019 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $1,505 |
| Frankenmuth Mutual | $2,068 |
| Westfield | $1,841 |
| MEEMIC Insurance Company | $1,677 |
| Clearcover | $716 |
| Texas Farm Bureau Group | $1,765 |
| Wolverine Mutual | $917 |
| National General | $2,018 |
| Republic Indemnity | $1,997 |
| Dairyland | $1,790 |
2018 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $1,262 |
| Central Mutual Insurance Co | $1,696 |
| Country | $1,521 |
| 21st Century | $1,493 |
| Safeco | $304 |
| New York Central Mutual Fire | $1,296 |
| New Jersey Manufacturers | $1,043 |
| USAA | $1,572 |
| SECURA Insurance | $1,673 |
| Erie | $1,494 |
2017 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| Countryway Insurance | $817 |
| Arbella Insurance Group | $1,314 |
| Ohio Mutual Ins Group | $1,247 |
| Texas Farm Bureau Group | $1,037 |
| Safeco | $190 |
| Western Reserve | $964 |
| Buckeye Insurance Group | $583 |
| Celina Insurance Group | $1,245 |
| Cincinnati Insurance | $1,268 |
| Concord Group | $1,063 |
2016 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $556 |
| Celina Insurance Group | $1,155 |
| AssuranceAmerica Economy | $1,070 |
| Western Reserve | $978 |
| Safeco | $223 |
| Dairyland Auto 1 Month | $730 |
| Buckeye Insurance Group | $508 |
| Pekin Insurance | $1,022 |
| West Bend Mutual | $1,061 |
| Texas Farm Bureau Group | $951 |
2015 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| Southern Farm Bureau | $866 |
| PEMCO | $1,220 |
| North Carolina Farm Bureau | $1,153 |
| Pioneer State Mutual Ins Co | $1,111 |
| Safeco | $73 |
| Plymouth Rock Assurance | $906 |
| American National P | $466 |
| Utica National Ins Group | $1,203 |
| Virginia Farm Bureau | $1,208 |
| SECURA Insurance | $1,110 |
2014 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $896 |
| Grange | $1,433 |
| Texas Farm Bureau Group | $1,229 |
| GMAC Insurance Group | $1,084 |
| Safeco | $265 |
| Pioneer State Mutual Ins Co | $1,114 |
| SECURA Insurance | $589 |
| NatGen Advantage | $1,341 |
| 21st Century | $1,354 |
| Southern Farm Bureau | $1,233 |
2013 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| Utica National Ins Group | $914 |
| Pioneer State Mutual Ins Co | $1,367 |
| Plymouth Rock | $1,264 |
| PEMCO | $1,097 |
| Safeco | $64 |
| North Carolina Farm Bureau | $906 |
| Buckeye Insurance Group | $552 |
| Clearcover | $1,315 |
| Safety Group | $1,332 |
| Mercury Insurance Company | $1,162 |
2012 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $456 |
| Patriot Group | $759 |
| MMG Insurance Company | $696 |
| Pekin Insurance | $620 |
| American National P | $329 |
| Mercury Insurance | $569 |
| Kemper Auto | Infinity | $399 |
| Kemper Auto | $693 |
| Countryway Insurance | $726 |
| Concord Group | $656 |
2011 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | $356 |
| Victoria | $914 |
| Indiana Farmers Mutual Ins | $648 |
| Buckeye Insurance Group | $611 |
| Dairyland Auto | $332 |
| AssuranceAmerica Economy | $442 |
| Kemper Auto | Infinity | $331 |
| AssuranceAmerica Elite | $712 |
| Westfield | $896 |
| Western Reserve | $609 |
2010 Volkswagen GTI Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $503 |
| Unigard | $1,166 |
| Pekin Insurance | $1,010 |
| PEMCO | $849 |
| Safeco | $269 |
| Infinity Special | $632 |
| Mercury Insurance Company | $464 |
| SECURA Insurance | $1,056 |
| Capital Insurance Group | $1,121 |
| Atlantic States Insurance | $965 |
Cost of Volkswagen GTI Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
|---|---|---|---|
| 17 | $8,406 | $12,337 | $14,418 |
| 18 | $7,854 | $11,514 | $13,462 |
| 19 | $6,963 | $10,159 | $11,900 |
| 20 | $6,041 | $8,865 | $10,383 |
| 21 | $5,032 | $7,447 | $8,712 |
| 22 | $4,908 | $7,223 | $8,496 |
| 23 | $4,300 | $6,337 | $7,426 |
| 24 | $4,098 | $6,034 | $7,024 |
| 25 | $3,523 | $5,180 | $6,063 |
| 30 | $2,750 | $4,027 | $4,751 |
| 35 | $2,590 | $3,803 | $4,460 |
| 40 | $2,475 | $3,670 | $4,240 |
| 45 | $2,443 | $3,534 | $4,158 |
| 55 | $2,217 | $3,260 | $3,789 |
| 65 | $2,340 | $3,419 | $3,983 |
| 75 | $2,893 | $4,282 | $4,996 |
Volkswagen GTI Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
|---|---|---|---|
| Alabama | $2,630 | $3,799 | $4,909 |
| Alaska | $2,224 | $3,028 | $2,906 |
| Arizona | $2,483 | $3,567 | $5,248 |
| Arkansas | $2,669 | $4,247 | $4,669 |
| California | $3,008 | $5,330 | $3,024 |
| Colorado | $2,784 | $3,911 | $4,971 |
| Connecticut | $3,564 | $5,512 | $7,079 |
| Delaware | $2,972 | $3,990 | $5,078 |
| Florida | $3,497 | $4,868 | $6,354 |
| Georgia | $2,875 | $4,295 | $4,355 |
| Hawaii | $1,137 | $1,525 | $1,174 |
| Idaho | $2,014 | $2,675 | $3,227 |
| Illinois | $2,063 | $3,176 | $3,632 |
| Indiana | $2,169 | $3,327 | $3,697 |
| Iowa | $1,690 | $2,327 | $2,706 |
| Kansas | $2,224 | $3,269 | $3,831 |
| Kentucky | $3,269 | $4,839 | $5,678 |
| Louisiana | $4,155 | $6,375 | $6,893 |
| Maine | $1,560 | $2,232 | $3,282 |
| Maryland | $2,545 | $3,743 | $4,131 |
| Massachusetts | $2,041 | $3,576 | $2,049 |
| Michigan | $4,930 | $7,603 | $11,922 |
| Minnesota | $2,052 | $2,733 | $3,805 |
| Mississippi | $2,488 | $3,507 | $3,567 |
| Missouri | $2,324 | $3,325 | $4,391 |
| Montana | $2,397 | $3,296 | $3,855 |
| Nebraska | $1,997 | $2,964 | $3,217 |
| Nevada | $3,333 | $4,907 | $5,159 |
| New Hampshire | $2,312 | $3,610 | $4,578 |
| New Jersey | $2,504 | $3,982 | $5,171 |
| New Mexico | $2,590 | $3,838 | $3,988 |
| New York | $2,414 | $3,033 | $5,030 |
| North Carolina | $1,518 | $2,560 | $1,784 |
| North Dakota | $2,059 | $3,072 | $3,665 |
| Ohio | $1,802 | $2,795 | $2,865 |
| Oklahoma | $2,887 | $4,136 | $4,677 |
| Oregon | $2,656 | $3,529 | $4,245 |
| Pennsylvania | $2,243 | $3,221 | $3,810 |
| Rhode Island | $3,711 | $5,426 | $6,119 |
| South Carolina | $2,532 | $3,525 | $4,802 |
| South Dakota | $2,240 | $3,251 | $3,734 |
| Tennessee | $2,622 | $3,898 | $5,195 |
| Texas | $2,662 | $3,855 | $4,826 |
| Utah | $2,271 | $3,193 | $4,352 |
| Vermont | $1,747 | $2,677 | $2,853 |
| Virginia | $1,667 | $2,551 | $2,494 |
| Washington | $2,215 | $2,954 | $3,498 |
| West Virginia | $2,213 | $3,153 | $3,935 |
| Wisconsin | $2,198 | $3,416 | $3,849 |
| Wyoming | $2,043 | $2,867 | $3,035 |
Compare Volkswagen GTI To Other Volkswagen Models
Looking for other Volkswagen model insurance costs?
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- Volkswagen Golf Sportwagen Car Insurance
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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