Volkswagen GTI Car Insurance Cost

Insuring a Volkswagen GTI usually costs around $685 per year through Mercury Insurance Company. However, the actual price may differ depending on factors such as your age, the car’s model year, and other factors. You can utilize the quote tables provided below to obtain a personalized estimate of how much it could cost for you.

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Updated: 25 June 2024
Written by Bob Phillips
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If you’re considering purchasing a Volkswagen GTI, it’s essential to factor in the cost of insurance. Insurance plays a significant role in car ownership, so it’s vital to grasp the financial aspect before making a decision.

Selecting the appropriate car insurance is crucial to prevent unforeseen and potentially costly surprises down the road. Having adequate coverage in case of an accident helps avoid hefty expenses out of your own pocket. Moreover, being at fault in an accident could lead to higher premiums.

Based on more than a decade of researching car insurance rates, I’ve noticed how much these expenses can vary. Your age, driving record, and location are all important factors that can influence your insurance costs.

 

How Much Does Volkswagen GTI Car Insurance Cost?

Usually, Mercury Insurance Company offers the most affordable option, with an annual cost of approximately $685 for full coverage insurance on a 2024 Volkswagen GTI.

Even though Mercury Insurance Company’s rate is a good starting point, it’s important to understand that car insurance costs can vary widely due to several factors. These factors include where you live, your driving history, your car’s age, and the specific coverage options you choose. Having a clean driving record often means lower premiums, while a history of accidents or traffic violations can increase your rates.

Furthermore, living in a busy city typically means higher insurance rates compared to quieter rural areas. The type of coverage you choose also affects your premium – comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the best deal possible.

2024 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance Company $685
Infinity Special $1,047
National General $1,227
Dairyland Auto $1,410

2023 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance Company $662
Infinity Special $1,047
Farm Bureau Mutual (IA Group) $1,417
AssuranceAmerica Economy $1,446
SECURA Insurance $1,707
American Family $1,833
USAA $1,881
West Bend Mutual $2,049
Western National $2,059
Esurance $2,132

2022 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
Safeco $114
Texas Farm Bureau Group $1,062
New Jersey Manufacturers $1,180
Country $1,454
Penn National $1,525
Erie $1,687
SECURA Insurance $1,720
Republic Indemnity $2,210
USAA $2,194
Auto-Owners Insurance Co $2,228

2021 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
Safeco $584
Erie $781
Penn National $967
Virginia Farm Bureau $1,012
Mercury Insurance Company $1,039
Infinity Special $1,085
Nationwide $1,097
Country $1,182
American National P $1,200
Texas Farm Bureau Group $1,249

2020 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $306
Safeco $638
Capital Insurance Group $976
PEMCO $1,098
Oregon Mutual $1,149
Texas Farm Bureau Group $1,243
Unigard $1,483
Country $1,531
Mutual Of Enumclaw $1,684
New York Central Mutual Fire $1,762

2019 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
Clearcover $725
Wolverine Mutual $926
New Jersey Manufacturers $1,514
Texas Farm Bureau Group $1,710
MEEMIC Insurance Company $1,715
Dairyland $1,781
Westfield $1,864
National General $1,991
Republic Indemnity $2,029
Frankenmuth Mutual $2,076

2018 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
Safeco $282
New Jersey Manufacturers $1,077
Farm Bureau Mutual (IA Group) $1,271
New York Central Mutual Fire $1,273
21st Century $1,480
Erie $1,510
Country $1,519
USAA $1,582
SECURA Insurance $1,666
Central Mutual Insurance Co $1,690

2017 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
Safeco $166
Buckeye Insurance Group $596
Countryway Insurance $807
Western Reserve $944
Texas Farm Bureau Group $1,031
Concord Group $1,051
Ohio Mutual Ins Group $1,227
Celina Insurance Group $1,234
Cincinnati Insurance $1,273
Arbella Insurance Group $1,287

2016 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
Safeco $255
Buckeye Insurance Group $527
Mercury Insurance $555
Dairyland Auto 1 Month $692
Western Reserve $982
Texas Farm Bureau Group $978
AssuranceAmerica Economy $1,056
Pekin Insurance $1,073
West Bend Mutual $1,069
Celina Insurance Group $1,198

2015 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
Safeco $44
American National P $483
Southern Farm Bureau $837
Plymouth Rock Assurance $940
Pioneer State Mutual Ins Co $1,107
SECURA Insurance $1,120
North Carolina Farm Bureau $1,153
Utica National Ins Group $1,199
Virginia Farm Bureau $1,230
PEMCO $1,211

2014 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
Safeco $278
SECURA Insurance $597
North Carolina Farm Bureau $897
Pioneer State Mutual Ins Co $1,107
GMAC Insurance Group $1,134
Southern Farm Bureau $1,210
Texas Farm Bureau Group $1,239
NatGen Advantage $1,310
21st Century $1,351
Grange $1,405

2013 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
Safeco $68
Buckeye Insurance Group $581
Utica National Ins Group $900
North Carolina Farm Bureau $904
PEMCO $1,100
Mercury Insurance Company $1,175
Plymouth Rock $1,306
Clearcover $1,303
Safety Group $1,326
Pioneer State Mutual Ins Co $1,342

2012 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
American National P $385
Kemper Auto | Infinity $383
Kemper Auto Premier $415
Mercury Insurance $567
Pekin Insurance $611
Concord Group $648
MMG Insurance Company $714
Kemper Auto $700
Countryway Insurance $740
Patriot Group $764

2011 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $351
Kemper Auto $359
Dairyland Auto $350
AssuranceAmerica Economy $488
Buckeye Insurance Group $597
Western Reserve $608
Indiana Farmers Mutual Ins $671
AssuranceAmerica Elite $723
Westfield $897
Victoria $907

2010 Volkswagen GTI Insurance Rates

Insurance Provider Average Annual Cost
Safeco $273
Mercury Insurance Company $454
Kemper Auto | Infinity $516
Infinity Special $612
PEMCO $853
Atlantic States Insurance $969
Pekin Insurance $1,007
SECURA Insurance $1,065
Capital Insurance Group $1,144
Unigard $1,142

FAQs

Who has the cheapest car insurance for a Volkswagen GTI?

In 2024, Mercury Insurance Company will provide the cheapest car insurance rates for the Volkswagen GTI.

Which company offers the best car insurance for a Volkswagen GTI?

Taking into account their affordable rates, comprehensive coverage, and top-notch customer service reviews, we believe that Mercury Insurance Company offers the best car insurance choice for a Volkswagen GTI.

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