Volkswagen Passat Car Insurance Cost
To insure a Volkswagen Passat, the average cost is approximately $438 per year through Safeco. However, actual costs can vary depending on factors like age, the year of the car model, and other individual considerations. Check our quote tables below to get a personalized estimate of your insurance costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Volkswagen Passat, one essential factor to consider is the price of insurance. Insurance is a crucial aspect of owning a car, and it’s vital to understand its implications before making a purchase.
Choosing the right car insurance policy is important to avoid unexpected and potentially high expenses in the future. Having insufficient coverage during an accident can leave you with significant out-of-pocket costs. Additionally, if you’re found at fault, your premiums could increase.
With more than ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Your age, driving record, and even your location can all play a significant role in determining your insurance premiums.
How Much Does Volkswagen Passat Car Insurance Cost?
Typically, Safeco provides the most competitive pricing, averaging at $438 annually for comprehensive insurance coverage on a 2024 Volkswagen Passat.
While Safeco’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance costs can fluctuate significantly based on various factors. These factors encompass your geographical location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a record of accidents or traffic violations may lead to higher costs.
Furthermore, residing in urban areas with heavy traffic can often result in elevated insurance rates compared to rural locales with lighter traffic volumes. The type of coverage you opt for will also influence your premium – comprehensive coverage, which encompasses both comprehensive and collision protection, typically commands a higher cost than minimum liability coverage.
Insuranceopedia aims to assist you in exploring your options and comparing quotes from different insurance providers to ensure you secure the most favorable deal.
2024 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $438 |
| Victoria | $594 |
| Pekin Insurance | $785 |
| Mercury Insurance | $870 |
| Virginia Farm Bureau | $910 |
| Utica National Insurance Group | $1,055 |
| Dairyland | $1,103 |
| Concord Group | $1,155 |
| Mississippi Farm Bureau | $1,300 |
| Nodak Mutual | $1,290 |
2022 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $842 |
| Indiana Farmers Mutual Ins | $1,347 |
| Texas Farm Bureau Group | $1,107 |
| Dairyland | $1,045 |
| Safeco | $457 |
| Buckeye Insurance Group | $971 |
| Pekin Insurance | $600 |
| Grange Mutual | $1,177 |
| SafeAuto | $1,194 |
| North Carolina Farm Bureau | $1,039 |
2021 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $937 |
| Mississippi Farm Bureau | $1,356 |
| Texas Farm Bureau Group | $1,302 |
| Wolverine Mutual | $1,212 |
| Safeco | $737 |
| SECURA Insurance | $1,051 |
| SafeAuto | $887 |
| Buckeye Insurance Group | $1,326 |
| MO Farm Bureau Services | $1,322 |
| First Chicago Insurance | $1,239 |
2020 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $617 |
| Rural Mutual Insurance | $1,085 |
| New York Central Mutual Fire | $966 |
| Buckeye Insurance Group | $884 |
| Safeco | $67 |
| Kemper Auto | $726 |
| Mercury Insurance | $295 |
| Dairyland FR Bond | $1,055 |
| PEMCO | $1,092 |
| NatGen Value | $914 |
2019 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $726 |
| New Jersey Manufacturers | $1,146 |
| AssuranceAmerica Economy | $1,054 |
| Kemper Auto | Infinity | $1,002 |
| Safeco | $46 |
| AssuranceAmerica Mobile Max | $863 |
| NatGen Value | $485 |
| Capital Insurance Group | $1,090 |
| American National P | $1,133 |
| Tennessee Farmers | $1,037 |
2018 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $530 |
| Utica National Ins Group | $1,107 |
| Indiana Farmers Mutual Ins | $977 |
| Buckeye Insurance Group | $826 |
| Safeco | $239 |
| American National P | $613 |
| Mercury Insurance | $357 |
| North Carolina Farm Bureau | $943 |
| Countryway Insurance | $1,034 |
| NatGen Value | $927 |
2017 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $332 |
| Concord Group | $1,082 |
| Mercury Insurance | $949 |
| Countryway Insurance | $895 |
| Safeco | $108 |
| Dairyland Broadform | $689 |
| AssuranceAmerica Mobile Max | $310 |
| American National P | $1,059 |
| North Carolina Farm Bureau | $1,056 |
| MMG Insurance Company | $862 |
2016 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P&C | $699 |
| Countryway Insurance | $957 |
| IMT Insurance Company | $801 |
| Kentucky Farm Bureau | $802 |
| Safeco | $123 |
| Dairyland Broadform | $708 |
| Mercury Insurance | $650 |
| American National P | $829 |
| NatGen Value | $944 |
| Buckeye Insurance Group | $822 |
2015 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $386 |
| Dairyland FR Bond | $888 |
| Concord Group | $804 |
| AssuranceAmerica Mobile Max | $586 |
| Safeco | $161 |
| Mercury Insurance | $463 |
| Kemper Auto Premier | $168 |
| American National P | $795 |
| Utica National Ins Group | $835 |
| Countryway Insurance | $753 |
2014 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $395 |
| Dairyland Scored | $1,053 |
| PEMCO | $959 |
| North Carolina Farm Bureau | $826 |
| Safeco | $75 |
| Kemper Auto Premier | $564 |
| NatGen Custom 360 | $146 |
| American National P&C | $996 |
| Virginia Farm Bureau | $995 |
| American National P | $929 |
2013 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $191 |
| Partners Mutual Insurance Co | $908 |
| Utica National Ins Group | $781 |
| Mercury Insurance | $621 |
| Kemper Auto Premier | $138 |
| NatGen Custom 360 | $423 |
| Safeco | $143 |
| IMT Insurance Company | $849 |
| PEMCO | $892 |
| Buckeye Insurance Group | $689 |
2012 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $348 |
| SECURA Insurance | $874 |
| Kemper Personal Insurance | $716 |
| NatGen Value | $666 |
| Safeco | $102 |
| Mercury Insurance | $542 |
| Kemper Auto Premium | $286 |
| American National P | $754 |
| Kentucky Farm Bureau | $872 |
| AssuranceAmerica Mobile Max | $660 |
2010 Volkswagen Passat Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $633 |
| Safety Group | $987 |
| Farm Bureau Mutual (IA Group) | $787 |
| Dairyland Scored | $695 |
| Mercury Insurance | $143 |
| Dairyland | $680 |
| SECURA Insurance | $581 |
| West Bend Mutual | $891 |
| GMAC Insurance Group | $916 |
| North Carolina Farm Bureau | $721 |
Find Affordable Volkswagen Passat Car Insurance
Cost of Volkswagen Passat Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
|---|---|---|---|
| 17 | $727.97 | $1,571.92 | $1,200.00 |
| 18 | $727.97 | $1,571.92 | $1,200.00 |
| 19 | $233.92 | $289.18 | $1,400.00 |
| 20 | $196.03 | $162.93 | $1,100.00 |
| 21 | $102.36 | $142.21 | $1,000.00 |
| 22 | $91.63 | $171.78 | $950.00 |
| 23 | $112.06 | $210.43 | $900.00 |
| 24 | $411.13 | $183.50 | $850.00 |
| 25 | $317.00 | $191.69 | $800.00 |
| 30 | $216.62 | $166.25 | $750.00 |
| 35 | $183.31 | $151.60 | $700.00 |
| 40 | $166.25 | $139.39 | $650.00 |
| 45 | $151.60 | $138.09 | $600.00 |
| 55 | $139.39 | $162.12 | $550.00 |
| 65 | $167.60 | $148.84 | $500.00 |
| 75 | $150.31 | $140.54 | $450.00 |
Volkswagen Passat Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
|---|---|---|---|
| Alabama | $1,899 | $2,772 | $3,547 |
| Alaska | $1,587 | $2,172 | $2,138 |
| Arizona | $1,803 | $2,595 | $3,825 |
| Arkansas | $1,978 | $3,075 | $3,369 |
| California | $2,167 | $3,875 | $2,161 |
| Colorado | $2,033 | $2,830 | $3,600 |
| Connecticut | $2,588 | $4,021 | $5,102 |
| Delaware | $2,171 | $2,872 | $3,679 |
| Florida | $2,561 | $3,539 | $4,633 |
| Hawaii | $832 | $1,151 | $847 |
| Idaho | $1,439 | $1,914 | $2,341 |
| Illinois | $1,516 | $2,303 | $2,624 |
| Indiana | $1,559 | $2,374 | $2,667 |
| Iowa | $1,247 | $1,703 | $1,991 |
| Kansas | $1,657 | $2,397 | $2,787 |
| Kentucky | $2,358 | $3,478 | $4,128 |
| Louisiana | $3,045 | $4,598 | $5,008 |
| Maine | $1,161 | $1,580 | $2,342 |
| Maryland | $1,854 | $2,719 | $3,001 |
| Massachusetts | $1,498 | $2,597 | $1,486 |
| Michigan | $3,592 | $5,487 | $8,672 |
| Minnesota | $1,492 | $1,964 | $2,791 |
| Mississippi | $1,801 | $2,558 | $2,573 |
| Missouri | $1,673 | $2,431 | $3,160 |
| Montana | $1,706 | $2,381 | $2,774 |
| Nebraska | $1,454 | $2,144 | $2,347 |
| Nevada | $2,378 | $3,563 | $3,776 |
| New Hampshire | $1,665 | $2,635 | $3,317 |
| New Jersey | $1,849 | $2,862 | $3,791 |
| New Mexico | $1,878 | $2,806 | $2,900 |
| New York | $1,747 | $2,200 | $3,656 |
| North Carolina | $1,083 | $1,854 | $1,322 |
| North Dakota | $1,492 | $2,220 | $2,653 |
| Ohio | $1,319 | $2,015 | $2,094 |
| Oklahoma | $2,118 | $2,992 | $3,373 |
| Oregon | $1,902 | $2,552 | $3,049 |
| Pennsylvania | $1,599 | $2,363 | $2,775 |
| Rhode Island | $2,676 | $3,942 | $4,426 |
| South Carolina | $1,831 | $2,521 | $3,504 |
| South Dakota | $1,640 | $2,354 | $2,711 |
| Tennessee | $1,915 | $2,845 | $3,781 |
| Texas | $1,932 | $2,821 | $3,486 |
| Utah | $1,644 | $2,313 | $3,198 |
| Vermont | $1,250 | $1,939 | $2,077 |
| Virginia | $1,188 | $1,818 | $1,792 |
| Washington | $1,592 | $2,149 | $2,548 |
| West Virginia | $1,594 | $2,275 | $2,861 |
| Wisconsin | $1,593 | $2,481 | $2,833 |
| Wyoming | $1,469 | $2,063 | $2,192 |
| Georgia | $2,107 | $3,113 | $3,135 |
Compare Volkswagen Passat To Other Volkswagen Models
Looking for other Volkswagen model insurance costs?
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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