Volvo XC90 Car Insurance Cost
To insure a Volvo XC90, the average annual cost is approximately $1,369 through Unitrin. However, insurance expenses can vary depending on factors like age, the vehicle’s model year, and other individual considerations. You can utilize our quote tables below to obtain a personalized estimate based on your specific circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Volvo XC90, one essential aspect to consider is the price of insurance. Insurance plays a crucial role in owning a car, and it’s vital to understand its implications before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially expensive costs in the future. It’s important to ensure you have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, if you’re found at fault in an accident, your premiums could increase significantly.
Having analyzed car insurance rates for over a decade, I’ve observed the considerable variation in costs. Factors such as age, driving history, and even your location can have a significant impact on your insurance premiums.
How Much Does Volvo XC90 Car Insurance Cost?
Typically, Unitrin provides the most competitive price, averaging $1,369 annually for comprehensive insurance coverage on a 2024 Volvo XC90.
While Unitrin’s pricing serves as a reliable reference point, it’s essential to recognize that car insurance expenses can fluctuate significantly based on various factors. These factors comprise your geographical location, driving record, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving history generally leads to lower premiums, whereas a record of accidents or traffic violations can elevate costs.
Furthermore, residing in urban areas characterized by heavy traffic often translates to higher insurance rates compared to rural locales with less congestion. Your choice of coverage also plays a crucial role in determining your premium—opting for full coverage insurance, which encompasses comprehensive and collision coverage, typically commands a higher cost compared to minimum liability coverage.
Insuranceopedia is available to assist you in exploring options and comparing quotes from different insurance providers to ensure that you secure the most favorable deal.
2024 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,369 |
2023 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $2,882 |
| Unitrin | $8,442 |
| USAA | $5,814 |
| Erie | $4,962 |
| National General | $1,622 |
| Mercury Insurance Company | $4,110 |
| Nationwide | $2,518 |
| Allstate | $6,350 |
| State Farm | $6,668 |
| Travelers | $5,168 |
2022 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $741 |
| Erie | $1,546 |
| Clearcover | $1,420 |
| Country | $1,209 |
| American National P | $438 |
| Allied | $807 |
| Mercury Insurance | $422 |
| New York Central Mutual Fire | $1,407 |
| Southern Farm Bureau | $1,469 |
| Auto-Owners Insurance Co | $1,288 |
2021 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $830 |
| USAA | $2,003 |
| National General | $1,707 |
| Donegal Mutual Insurance Co | $1,277 |
| Safeco | $609 |
| Atlantic States Insurance | $1,276 |
| Clearcover | $677 |
| Nationwide | $1,773 |
| American Independent Ins Co | $1,941 |
| Texas Farm Bureau Group | $1,653 |
2020 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $1,275 |
| USAA | $1,777 |
| Unitrin | $1,371 |
| Liberty Mutual | $1,387 |
| Nationwide | $119 |
| Mercury | $1,339 |
| Safeco | $1,176 |
| Esurance | $1,582 |
| Penn National | $1,732 |
| State Farm | $1,380 |
2019 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,063 |
| National General Value | $1,807 |
| Penn National | $1,477 |
| GMAC Insurance Group | $1,361 |
| Safeco | $568 |
| Bristol West | $1,084 |
| Allied | $1,024 |
| Kemper Auto | Infinity | $1,492 |
| Auto-Owners Insurance Co | $1,695 |
| Country | $1,395 |
2018 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General Value | $664 |
| Kemper Auto | Infinity | $1,457 |
| Grange Mutual | $1,300 |
| Country | $1,229 |
| Mercury Insurance | $344 |
| Safeco | $955 |
| Texas Farm Bureau Group | $506 |
| Southern Farm Bureau | $1,358 |
| Pekin Insurance | $1,416 |
| SECURA Insurance | $1,230 |
2017 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $672 |
| American Family | $1,332 |
| North Carolina Farm Bureau | $1,144 |
| New York Central Mutual Fire | $968 |
| Texas Farm Bureau Group | $508 |
| Mercury Insurance Company | $922 |
| Direct Auto | $596 |
| Western National | $1,211 |
| Dairyland Auto | $1,215 |
| Clearcover | $1,013 |
2016 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Plymouth Rock Assurance | $1,036 |
| ACE American Pool | $1,241 |
| Grange Mutual | $1,151 |
| Norfolk and Dedham Group | $1,093 |
| Mercury Insurance Company | $647 |
| Safety Group | $1,100 |
| Quincy Mutual | $1,023 |
| GMAC Insurance Group | $1,231 |
| North Carolina Farm Bureau | $1,285 |
| Utica National Ins Group | $1,128 |
2014 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $807 |
| Travelers | $1,486 |
| Country | $1,184 |
| Mississippi Farm Bureau | $1,097 |
| Mercury Insurance | $351 |
| State Farm | $973 |
| Safeco | $474 |
| Nationwide | $1,294 |
| Allied | $1,360 |
| Mutual Of Enumclaw | $1,123 |
2013 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $481 |
| SafeAuto | $728 |
| Frankenmuth Mutual | $657 |
| National General Value | $578 |
| Safeco | $95 |
| Hastings Mutual Insurance Co | $511 |
| Buckeye Insurance Group | $417 |
| Celina Insurance Group | $727 |
| Ohio Mutual Ins Group | $697 |
| Western Reserve | $681 |
2012 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Wolverine Mutual | $666 |
| Mercury Insurance | $954 |
| New York Central Mutual Fire | $902 |
| Kentucky Farm Bureau | $741 |
| Kemper Auto | Infinity | $424 |
| SECURA Insurance | $642 |
| Clearcover | $518 |
| Mississippi Farm Bureau | $942 |
| New Jersey Manufacturers | $964 |
| Tennessee Farmers | $828 |
2011 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $882 |
| Republic Indemnity | $1,567 |
| CSAA | $1,366 |
| Mercury Insurance Company | $1,135 |
| Tennessee Farmers | $690 |
| Atlantic States Insurance | $1,065 |
| Kemper Auto | Infinity | $724 |
| Electric | $1,465 |
| Grange | $1,454 |
| MO Farm Bureau Services | $1,186 |
2010 Volvo XC90 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $802 |
| Country | $1,102 |
| Liberty Mutual | $1,089 |
| NatGen Value | $879 |
| Kemper Auto | Infinity | $516 |
| Dairyland Auto | $881 |
| Pekin Insurance | $712 |
| Farm Bureau Mutual (IA Group) | $1,083 |
| Cincinnati Insurance | $1,100 |
| Penn National | $1,028 |
Find Affordable Volvo XC90 Car Insurance
Cost of Volvo XC90 Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,333 | $12,230 | $14,268 |
| 18 | $7,787 | $11,382 | $13,326 |
| 19 | $6,876 | $10,047 | $11,795 |
| 20 | $5,975 | $8,793 | $10,251 |
| 21 | $5,008 | $7,323 | $8,570 |
| 22 | $4,854 | $7,175 | $8,426 |
| 23 | $4,288 | $6,261 | $7,291 |
| 24 | $4,041 | $5,979 | $6,971 |
| 25 | $3,499 | $5,139 | $6,011 |
| 30 | $2,728 | $4,005 | $4,694 |
| 35 | $2,566 | $3,755 | $4,391 |
| 40 | $2,435 | $3,620 | $4,214 |
| 45 | $2,408 | $3,543 | $4,113 |
| 55 | $2,207 | $3,201 | $3,742 |
| 65 | $2,286 | $3,371 | $3,939 |
| 75 | $2,866 | $4,209 | $4,932 |
Volvo XC90 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,636 | $3,793 | $4,842 |
| Alaska | $2,130 | $2,979 | $2,896 |
| Arizona | $2,438 | $3,524 | $5,211 |
| Arkansas | $2,670 | $4,217 | $4,615 |
| California | $3,002 | $5,261 | $2,989 |
| Colorado | $2,809 | $3,891 | $4,934 |
| Connecticut | $3,559 | $5,512 | $6,975 |
| Delaware | $2,918 | $3,887 | $5,010 |
| Florida | $3,513 | $4,836 | $6,306 |
| Georgia | $2,858 | $4,258 | $4,280 |
| Hawaii | $1,136 | $1,532 | $1,137 |
| Idaho | $1,995 | $2,661 | $3,168 |
| Illinois | $2,047 | $3,095 | $3,597 |
| Indiana | $2,149 | $3,262 | $3,623 |
| Iowa | $1,654 | $2,312 | $2,712 |
| Kansas | $2,230 | $3,267 | $3,807 |
| Kentucky | $3,223 | $4,794 | $5,568 |
| Louisiana | $4,127 | $6,257 | $6,799 |
| Maine | $1,549 | $2,162 | $3,163 |
| Maryland | $2,539 | $3,679 | $4,111 |
| Massachusetts | $2,030 | $3,558 | $2,028 |
| Michigan | $4,940 | $7,495 | $11,835 |
| Minnesota | $2,014 | $2,699 | $3,823 |
| Mississippi | $2,445 | $3,502 | $3,521 |
| Missouri | $2,285 | $3,298 | $4,357 |
| Montana | $2,313 | $3,263 | $3,806 |
| Nebraska | $1,990 | $2,904 | $3,226 |
| Nevada | $3,267 | $4,817 | $5,123 |
| New Hampshire | $2,243 | $3,589 | $4,573 |
| New Jersey | $2,497 | $3,960 | $5,164 |
| New Mexico | $2,578 | $3,771 | $3,952 |
| New York | $2,364 | $2,985 | $4,972 |
| North Carolina | $1,469 | $2,532 | $1,792 |
| North Dakota | $1,993 | $3,038 | $3,624 |
| Ohio | $1,797 | $2,792 | $2,826 |
| Oklahoma | $2,841 | $4,095 | $4,635 |
| Oregon | $2,634 | $3,528 | $4,173 |
| Pennsylvania | $2,183 | $3,200 | $3,791 |
| Rhode Island | $3,660 | $5,343 | $6,024 |
| South Carolina | $2,459 | $3,452 | $4,768 |
| South Dakota | $2,216 | $3,257 | $3,696 |
| Tennessee | $2,660 | $3,850 | $5,130 |
| Texas | $2,640 | $3,843 | $4,708 |
| Utah | $2,225 | $3,151 | $4,353 |
| Vermont | $1,699 | $2,677 | $2,840 |
| Virginia | $1,652 | $2,521 | $2,448 |
| Washington | $2,164 | $2,900 | $3,468 |
| West Virginia | $2,182 | $3,101 | $3,892 |
| Wisconsin | $2,133 | $3,331 | $3,898 |
| Wyoming | $2,047 | $2,832 | $3,022 |
Compare Volvo XC90 To Other Volvo Models
Looking for other Volvo model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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