Cheapest Car Insurance In West Valley City, UT 2025
At $35 per month, Farmers Union Insurance delivers the lowest-priced minimum coverage car insurance in West Valley City.
We’ve saved shoppers an average of $600 per year on their car insurance.
Finding the cheapest car insurance in West Valley City, UT, can be challenging as the rates differ widely.
If you’re after the cheapest liability-only policy, Farmers Union Insurance is the way to go. Nationwide shines with full coverage rates, again Nationwide offers the best deals for young drivers.
Cheapest Car Insurance Companies In West Valley City, UT 2025
Cheapest Liability-only Car Insurance In West Valley City: Farmers Union Insurance
Farmers Union Insurance delivers the lowest rates for minimum coverage car insurance in West Valley City, averaging $35 monthly.
The table below highlights the differences in rates across multiple insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farmers Union Insurance | $35 | $420 |
| Nationwide | $37 | $444 |
| Auto-Owners | $44 | $528 |
| Progressive | $43 | $516 |
| American Family | $53 | $636 |
Cheapest Full Coverage Insurance Rates In West Valley City: Nationwide
At $68 a month, Nationwide offers the most budget-friendly full coverage car insurance in West Valley City.
The table below displays average rates from the most affordable car insurance companies in West Valley City.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $68 | $816 |
| Auto-Owners | $78 | $936 |
| Farmers Union Insurance | $73 | $876 |
| Progressive | $89 | $1,068 |
| American Family | $79 | $948 |
Cheapest Rates In West Valley City For Teenagers: Farm Bureau
Teenage drivers in West Valley City can save the most with Farm Bureau, which offers quotes averaging $196 per month.
A comparison of the companies offering the cheapest insurance rates for teenagers is shown below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farm Bureau | $196 | $2,352 |
| Auto-owners | $290 | $3,480 |
| State Farm | $388 | $4,656 |
| Allstate | $450 | $5,400 |
| Farmers | $663 | $7,956 |
Cheapest Car Insurance Rates For Seniors: Farmers Union Insurance
For seniors in West Valley City, Farmers Union Insurance offers budget-friendly car insurance, with rates averaging $33 monthly.
A breakdown of average quotes from low-cost auto insurers for seniors is shown in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farmers Union Insurance | $33 | $396 |
| Auto-Owners | $46 | $552 |
| Nationwide | $37 | $444 |
| Progressive | $46 | $553 |
| GEICO | $50 | $600 |
Cheapest Auto Insurance For Young Adults in West Valley City: Nationwide
West Valley City’s young adults can save the most with Nationwide, which offers an average rate of $49 a month.
Refer to the table below to compare the most budget-friendly auto insurance rates in West Valley City for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $49 | $588 |
| Farmers Union Insurance | $54 | $648 |
| American Family | $63 | $756 |
| GEICO | $53 | $636 |
| Auto-Owners | $51 | $612 |
Cheapest Car Insurance In West Valley City For Good Drivers: Farmers Union Insurance
West Valley City drivers with a clean record can find the cheapest car insurance from Farmers Union Insurance, averaging $35 per month.
If you’re a good driver, the table below shows the average quotes from the most cost-effective insurance companies.
| Provider | Average Monthly Cost | AverageAnnual Cost |
| Farmers Union Insurance | $35 | $420 |
| Nationwide | $37 | $444 |
| Auto-Owners | $44 | $528 |
| Progressive | $43 | $516 |
| American Family | $53 | $636 |
Find affordable West Valley City rates
Cheapest For Drivers With After At-Fault Accident: American Family
With an average monthly rate of $54, American Family delivers the lowest car insurance quotes for drivers who have caused an accident.
The table below shows the insurance companies offering the best rates for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $54 | $648 |
| Progressive | $63 | $756 |
| Auto-Owners | $72 | $864 |
| Nationwide | $65 | $780 |
| Farmers Union Insurance | $56 | $672 |
Cheapest Rates In West Valley City For Drivers After A DUI: Progressive
Drivers in West Valley City who have a DUI on their record can find the lowest rates from Progressive, averaging $62 monthly.
Use the table below to find the cheapest car insurance rates in West Valley City for drivers with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $62 | $744 |
| Farmers Union Insurance | $69 | $828 |
| Nationwide | $80 | $960 |
| Kemper | $79 | $948 |
| American Family | $64 | $768 |
Cheapest Car Insurance In West Valley City After A Speeding Ticket: Farmers Union Insurance
Farmers Union Insurance offers some of the cheapest rates in West Valley City, with an average of $46 a month for drivers who have a speeding violation.
The table below displays the average rates for drivers who have been cited for speeding.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farmers Union Insurance | $46 | $552 |
| GEICO | $55 | $660 |
| Nationwide | $44 | $528 |
| Auto-owners | $60 | $720 |
| American Family | $63 | $756 |
Best Car Insurance Companies In West Valley City
Drivers in West Valley City can find car insurance starting at $35 a month with Farmers Union Insurance, or consider Nationwide at $37 and Progressive at $43 monthly.
Below is a list of the top car insurance companies in West Valley City, UT, organized by their average monthly premiums.
| Company | Monthly Premium |
| Farmers Union Insurance | $35 |
| Nationwide | $37 |
| State Farm | $120 |
| Auto-Owners | $44 |
| Progressive | $43 |
| American Family | $53 |
| Farm Bureau | $69 |
| Allstate | $125 |
| Farmers | $166 |
Average Auto Insurance Rates In West Valley City – By Age
Car insurance premiums are often higher for younger drivers because of their lack of experience and the increased likelihood of accidents and violations. Teenagers, on average, can expect to pay about $4,788 per year.
When drivers turn 25, their insurance premiums usually decrease, assuming they have a history of safe driving.
Insurance companies typically offer the best rates to drivers in their 50s and early 60s, using their experience and lower accident risk to calculate premiums.
| Age | Average Yearly Rate |
| Teenagers | $4,788 |
| 20s | $2,380 |
| 30s | $1,428 |
| 40s | $1,152 |
| 50s | $1,586 |
| 60s | $1,147 |
| 70s | $1,908 |
Average Rates In West Valley City – By Vehicle
Insurance costs are greatly affected by the type of vehicle you own, including its make, model, and year. Typically, newer vehicles, especially luxury ones with advanced technology, come with higher insurance premiums due to their higher replacement costs.
Check the table below for average insurance rates in West Valley City based on different vehicles.
| Vehicle | Average Monthly Rate |
| Nissan Sentra | $240 |
| Ram 1500 | $264 |
| Chevrolet Traverse | $115 |
| Chevrolet Silverado | $95 |
| Hyundai Sonata | $268 |
Average Cost Of Auto Insurance In West Valley City – By Zip Code
Zip codes are used by insurance companies to analyze local crime statistics, which influences the cost of car insurance in different regions.
Check the table below to find average insurance rates for West Valley City’s different zip codes.
| City | Average Monthly Rate |
| 84128 | $170 |
| 84081 | $104 |
| 84118 | $166 |
| 84120 | $145 |
| 84119 | $155 |
How Much Is Car Insurance In Other Cities in Utah?
The location of your residence is a key factor in determining car insurance costs. Cities, with higher risks of accidents, theft, and vandalism, often see higher insurance premiums.
For example, car insurance in Orem can cost $219 a month, while in Cedar City, drivers pay an average rate of $176 monthly.
| City | Average Monthly Rate |
| Layton | $198 |
| Park City | $197 |
| Sandy | $216 |
| Logan | $184 |
| Clearfield | $206 |
| Ogden | $208 |
| Bountiful | $200 |
| Hildale | $187 |
| Cedar City | $176 |
| Orem | $219 |
Find affordable West Valley City rates
Our Methodology
Drawing from a complete analysis of customer service, pricing, product options, and reviews from various online sources, I’ve created a thorough look at the car insurance providers in West Valley City, UT.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in West Valley City?
Farmers Union Insurance offers the lowest rates in West Valley City for the minimum coverage required by law, while Nationwide is the top choice for full coverage, including comprehensive and collision protection.
What is the average cost of car insurance in West Valley City?
In West Valley City, car insurance costs an average of $150 per month, but your rate can be influenced by your zip code, the year and model of your vehicle, and your driving history.
