Cheapest Car Insurance In New Orleans, LA 2024
Louisiana Farm Bureau offers the most affordable car insurance in New Orleans, with an average rate of $37 per month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in New Orleans, LA, prices can vary widely.
For those needing the least expensive liability-only insurance, Louisiana Farm Bureau is the top choice. It also provides the best rates for full coverage for drivers seeking more extensive protection. For young drivers, Clearcover offers the lowest rates.
Cheapest Car Insurance Companies In New Orleans, LA 2024
Cheapest Full Coverage Car Insurance In New Orleans: Louisiana Farm Bureau
Louisiana Farm Bureau offers the most affordable full coverage car insurance in New Orleans, with average monthly rates of $135.
| Provider | Average Monthly Cost | Average Annual Cost |
| Louisiana Farm Bureau | $135 | $1,620 |
| State Farm | $261 | $3,132 |
| GEICO | $247 | $2,964 |
| AAA | $334 | $4,008 |
| Progressive | $262 | $3,144 |
Cheapest Minimum Coverage Car Insurance In New Orleans: Louisiana Farm Bureau
In New Orleans, Louisiana Farm Bureau is the most affordable car insurance provider for minimum coverage, with an average monthly cost of $54.
| Provider | Average Monthly Cost | Average Annual Cost |
| Louisiana Farm Bureau | $54 | $648 |
| State Farm | $114 | $1,368 |
| Progressive | $83 | $996 |
| AAA | $134 | $1,608 |
| GEICO | $87 | $1,044 |
Cheapest Car Insurance In New Orleans For Seniors: Southern Farm Bureau
Southern Farm Bureau offers the most affordable car insurance rates for seniors in New Orleans, with average monthly quotes of $123.
| Provider | Average Monthly Cost | Average Annual Cost |
| Southern Farm Bureau | $123 | $1,476 |
| NatGen Advantage | $223 | $2,676 |
| USAA | $185 | $2,220 |
| State Farm | $234 | $2,808 |
| Direct Auto | $187 | $2,244 |
Cheapest Auto Insurance Rates In New Orleans For Teenagers: Southern Farm Bureau
In New Orleans, teenage drivers can get the lowest quotes from Southern Farm Bureau, with average monthly premiums of $313.
| Provider | Average Monthly Cost | Average Annual Cost |
| Southern Farm Bureau | $213 | $2,556 |
| Direct Auto | $606 | $7,272 |
| USAA | $301 | $3,612 |
| Safeway | $788 | $9,456 |
| State Farm | $480 | $5,760 |
Cheapest Car Insurance In New Orleans For Drivers After A DUI: Louisiana Farm Bureau
Louisiana Farm Bureau provides the lowest rates for drivers with a DUI in New Orleans, with average monthly premiums of $180.
| Provider | Average Monthly Cost | Average Annual Cost |
| Louisiana Farm Bureau | $180 | $2,160 |
| AAA | $491 | $5,892 |
| State Farm | $286 | $3,432 |
| GEICO | $580 | $6,960 |
| Progressive | $391 | $4,692 |
Cheapest Car Insurance In New Orleans For Young Adults: Clearcover
Clearcover provides the most affordable quotes for young adults in New Orleans, with rates averaging $144 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Clearcover | $144 | $1,728 |
| State Farm | $332 | $3,984 |
| Southern Farm Bureau | $192 | $2,304 |
| Unitrin | $415 | $4,980 |
| USAA | $241 | $2,892 |
Cheapest Car Insurance In New Orleans After A Speeding Ticket: Louisiana Farm Bureau
Louisiana Farm Bureau is significantly cheaper than other companies, offering average rates of $138 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Louisiana Farm Bureau | $138 | $1,656 |
| Progressive | $328 | $3,936 |
| State Farm | $301 | $3,612 |
| AAA | $482 | $5,784 |
| GEICO | $336 | $4,032 |
Cheapest Car Insurance In New Orleans After At-Fault Accident: Louisiana Farm Bureau
Louisiana Farm Bureau provides the lowest car insurance quotes for drivers with an at-fault incident, averaging $173 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Louisiana Farm Bureau | $173 | $2,076 |
| Progressive | $471 | $5,652 |
| State Farm | $324 | $3,888 |
| AAA | $540 | $6,480 |
| GEICO | $431 | $5,172 |
Best Car Insurance Companies In New Orleans
Here are the top 10 car insurance companies in New Orleans, LA, ranked by their average monthly rates.
| Company | Monthly Premium |
| NatGen Value | $403 |
| National General | $54 |
| Safeway | $386 |
| Southern Farm Bureau | $135 |
| Direct Auto | $336 |
| USAA | $194 |
| NatGen Advantage | $328 |
| Clearcover | $126 |
| State Farm | $269 |
| Safeco | $238 |
Average Cost Of Car Insurance In New Orleans – By Age
| Age | Average Yearly Rate |
| Teenagers | $10,632 |
| 20s | $5,304 |
| 30s | $3,852 |
| 40s | $3,516 |
| 50s | $3,084 |
| 60s | $3,048 |
| 70s | $3,228 |
Average Cost Of Car Insurance In New Orleans – By Vehicle
| Vehicle | Average Monthly Rate |
| 2017 Nissan Altima | $755 |
| 2021 Volkswagen Passat | $947 |
| 2009 Buick Enclave | $131 |
| 2021 GMC Sierra | $193 |
| 2006 Toyota 4RUNNER | $437 |
Average Cost Of Auto Insurance In New Orleans – By Zip Code
| City | Average Monthly Rate |
| 70068 | $432 |
| 70001 | $370 |
| 70058 | $274 |
| 70003 | $200 |
| 70053 | $214 |
How Much Is Car Insurance In Other Cities in Louisiana?
| City | Average Monthly Rate |
| Monroe | $237 |
| Alexandria | $270 |
| Metairie | $280 |
| Baton Rouge | $283 |
| Lake Charles | $242 |
| Bossier City | $201 |
| Lafayette | $241 |
| Hammond | $263 |
| Kenner | $290 |
| Houma | $212 |
Our Methodology
Based on a detailed analysis of customer service ratings, product options, pricing, and reviews from various online sources, I’ve created a comprehensive overview of car insurance providers in New Orleans, LA
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in New Orleans?
In New Orleans, Louisiana Farm Bureau provides the lowest car insurance rates for both the minimum coverage required by the state and for full coverage, which includes comprehensive and collision insurance.
What is the average cost of car insurance in New Orleans?
In New Orleans, the average cost of car insurance is approximately $328 per month. Rates can vary depending on factors such as your zip code, the year and model of your car, and your driving record.
