Cheapest Car Insurance In Sacramento, CA 2024
In Sacramento, GEICO is the most affordable choice for car insurance, with a typical monthly premium of $28 for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the most budget-friendly car insurance in Sacramento, CA, options can differ significantly.
For those who only need liability coverage, GEICO is the top choice for the lowest rates. On the other hand, Progressive provides the best prices for full coverage policies. For younger drivers, Kemper offers the most economical rates.
Cheapest Car Insurance Companies In Sacramento, CA 2024
Cheapest Minimum Coverage Car Insurance In Sacramento: GEICO
In Sacramento, GEICO offers the lowest rates for minimum coverage car insurance, averaging $28 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $28 | $336 |
| Mercury | $50 | $600 |
| CSAA | $45 | $540 |
| Kemper | $55 | $660 |
| Progressive | $47 | $564 |
Cheapest Car Insurance In Sacramento For Seniors: Kemper
Kemper provides the most affordable car insurance for seniors in Sacramento, with average monthly premiums of $77.
| Provider | Average Monthly Cost | Average Annual Cost |
| Kemper | $77 | $924 |
| Mercury Insurance Company | $124 | $1,488 |
| Direct Auto | $108 | $1,296 |
| 21st Century | $131 | $1,572 |
| Esurance | $109 | $1,308 |
Cheapest Full Coverage Car Insurance In Sacramento: Progressive
In Sacramento, Progressive offers the lowest rates for full coverage car insurance, with average monthly premiums of $78.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $78 | $935 |
| Mercury | $115 | $1,380 |
| GEICO | $101 | $1,212 |
| State National | $123 | $1,476 |
| National General | $111 | $1,332 |
Cheapest Auto Insurance Rates In Sacramento For Teenagers: Kemper
Teen drivers in Sacramento can get the best rates from Kemper, with average monthly premiums of $76.
| Provider | Average Monthly Cost | Average Annual Cost |
| Kemper | $76 | $912 |
| SAFECO | $182 | $2,184 |
| Mercury Insurance Company | $154 | $1,848 |
| 21st Century | $202 | $2,424 |
Cheapest Car Insurance In Sacramento For Young Adults: Kemper
For young adults in Sacramento, Kemper provides the most affordable rates, averaging around $67 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Kemper | $67 | $804 |
| Mercury Insurance Company | $141 | $1,692 |
| Direct Auto | $85 | $1,020 |
| Esurance | $155 | $1,860 |
Cheapest Car Insurance In Sacramento After At-Fault Accident: Capital Insurance Group
For drivers with an at-fault accident, Capital Insurance Group provides the lowest car insurance rates, averaging $142 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Capital Insurance Group | $142 | $2,375 |
| GEICO | $162 | $1,944 |
| CSAA | $156 | $1,872 |
| State National | $173 | $2,076 |
| National General | $158 | $1,896 |
Cheapest Car Insurance In Sacramento After A Speeding Ticket: National General
National General is significantly more affordable than other companies, with average monthly rates of $101.
| Provider | Average Monthly Cost | Average Annual Cost |
| National General | $101 | $1,212 |
| Mercury | $134 | $1,608 |
| Capital Insurance Group | $142 | $1,704 |
| CSAA | $152 | $1,824 |
| GEICO | $145 | $1,740 |
Cheapest Car Insurance In Sacramento For Drivers After A DUI: National General
For drivers who have had a DUI, National General offers the most affordable rates in Sacramento, with average monthly premiums of $114.
| Provider | Average Monthly Cost | Average Annual Cost |
| National General | $114 | $1,368 |
| Capital Insurance Group | $220 | $2,640 |
| Mercury | $184 | $2,208 |
| GEICO | $227 | $2,724 |
| Progressive | $192 | $2,304 |
Best Car Insurance Companies In Sacramento
Here are the top 10 car insurance companies in Sacramento, CA, ranked by their average monthly rates.
| Company | Monthly Premium |
| Mercury Insurance Company | $126 |
| Mercury Insurance | $67 |
| Kemper Personal Insurance | $113 |
| Pronto Insurance | $70 |
| Kemper | $103 |
| Clearcover | $76 |
| Country | $94 |
| Capital Insurance Group | $80 |
| Direct Auto | $75 |
| Travelers | $65 |
Average Cost Of Car Insurance In Sacramento – By Age
| Age | Average Yearly Rate |
| Teenagers | $2,940 |
| 20s | $2,232 |
| 30s | $1,680 |
| 40s | $1,476 |
| 50s | $1,548 |
| 60s | $1,572 |
| 70s | $1,680 |
Average Cost Of Car Insurance In Sacramento – By Vehicle
| Vehicle | Average Monthly Rate |
| 2023 Toyota Tacoma | $87 |
| 2016 Toyota Tundra | $187 |
| 2018 Ford Escape | $73 |
| 2016 Kia Rio | $89 |
| 2021 Chevrolet Equinox | $115 |
Average Cost Of Auto Insurance In Sacramento – By Zip Code
| City | Average Monthly Rate |
| 95630 | $97 |
| 94203 | $175 |
| 95623 | $145 |
| 95605 | $234 |
| 95608 | $112 |
How Much Is Car Insurance In Other Cities in California?
| City | Average Monthly Rate |
| San Bernardino | $138 |
| Anaheim | $151 |
| Sacramento | $157 |
| Bakersfield | $150 |
| Riverside | $152 |
| Fresno | $131 |
| Pasadena | $139 |
| Long Beach | $163 |
| Oakland | $165 |
| Los Angeles | $187 |
Our Methodology
Based on a detailed analysis covering customer service ratings, product offerings, pricing, and insights from various online reviews and user experiences, I have developed a thorough overview of car insurance providers in Sacramento, CA.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Sacramento?
In Sacramento, GEICO provides the lowest rates for the state’s minimum coverage requirements, while Progressive offers the most affordable rates for full coverage, including comprehensive and collision protection.
What is the average cost of car insurance in Sacramento?
In Sacramento, the average car insurance cost is approximately $143 per month. However, rates can vary depending on factors such as your zip code, the year and model of your car, and your driving history.
