Cheapest Car Insurance In Sioux Falls, SD 2024

If you’re hunting for the cheapest car insurance in Sioux Falls, SD, you’ll see that prices can vary widely.

For low-cost liability-only policies, GEICO is a standout. Progressive is the leader in full coverage affordability, with State Farm offering the best rates for young motorists.

Cheapest Liability-only Car Insurance In Sioux Falls: Cincinnati

At just $37 per month on average, GEICO provides the most affordable minimum coverage car insurance in Sioux Falls.

The following table compares the rates from different insurance companies.

Cheapest Full Coverage Insurance Rates In Sioux Falls: Auto-Owners

Auto-Full coverage car insurance from Progressive costs an average of $92 a month in Sioux Falls, making it the most affordable option.

The table below offers a comparison of the average rates from affordable auto insurance providers in Sioux Falls.

Cheapest Car Insurance Rates For Seniors: Auto-Owners

At an average of $87 per month, State Farm offers the most affordable car insurance for seniors in Sioux Falls.

The table below highlights the average quotes from senior-friendly, low-cost auto insurers.

Cheapest Rates In Sioux Falls For Teenagers: Nationwide

State Farm offers the most competitive rates for teenage drivers in Sioux Falls, with average premiums of $313 a month.

This table compares the cheapest insurance options for teenage drivers.

Cheapest Auto Insurance For Young Adults in Sioux Falls: Travelers

For young adults in Sioux Falls, State Farm is the most cost-effective option, with monthly premiums averaging $238.

Below is a table comparing the most affordable auto insurance options for young adults in Sioux Falls.

Cheapest Car Insurance In Sioux Falls For Good Drivers: Cincinnati

At $37 a month, GEICO provides the most economical car insurance for good drivers in Sioux Falls.

The following table shows average quotes from affordable insurance providers for drivers with a clean record.

Cheapest Car Insurance In Sioux Falls After A Speeding Ticket: Auto-Owners

Drivers with a speeding ticket in Sioux Falls can save with State Farm, which offers average rates of $176 per month.

The following table lists the average rates for drivers who have received a speeding ticket.

Cheapest For Drivers With After At-Fault Accident: Auto-Owners

With an average monthly rate of $193, State Farm provides the cheapest car insurance for drivers with an at-fault incident.

Here’s a list of the cheapest insurance providers for drivers who’ve had an at-fault accident.

Cheapest Rates In Sioux Falls For Drivers After A DUI: State Farm

In Sioux Falls, State Farm provides the lowest car insurance premiums for drivers after a DUI, with an average rate of $188 per month.

Below is a table comparing the cheapest rates for Sioux Falls drivers with a DUI on their record.

Best Car Insurance Companies In Sioux Falls

For the lowest rates in Sioux Falls, consider AAA at $83 a month, or check out Progressive at $90 and GEICO at $93 monthly.

Here are the top 10 car insurance providers in Sioux Falls, SD, sorted by the average monthly cost of their policies.

Average Auto Insurance Rates In Sioux Falls – By Age

Younger drivers tend to have higher car insurance premiums because of their inexperience and greater likelihood of accidents. Teen drivers usually pay about $7,599 annually for their coverage.

Once drivers turn 25, their car insurance rates generally decrease, provided they have maintained a clean driving record.

The most favorable insurance rates are often available to drivers in their 50s and early 60s, as their age reflects a combination of experience and a lower likelihood of accidents.

Average Rates In Sioux Falls – By Vehicle

Insurance premiums are affected by the type of vehicle you drive, including factors like make, model, and year. Luxury cars with costly repairs and advanced technology often come with higher insurance rates.

Use the table below to see average car insurance rates for different vehicles in Sioux Falls.

Average Cost Of Auto Insurance In Sioux Falls – By Zip Code

Car insurance premiums are influenced by your zip code because insurers consider local crime rates when setting prices.

Below is a table showing average car insurance rates for different zip codes in Sioux Falls.

How Much Is Car Insurance In Other Cities in Sioux Falls?

Cities with higher accident, theft, and vandalism rates typically result in higher car insurance premiums. Where you live plays a key role in determining your rates.

In Los Angeles, drivers pay an average of $243 each month for car insurance, while San Diego residents pay about $176.