Temporary Partial Disability
What Does Temporary Partial Disability Mean?
A temporary partial disability occurs when a person is injured or becomes ill, resulting in a reduced ability to work at full capacity for a certain period. However, during this time, they may still be able to perform a limited amount of work or undertake less strenuous tasks. Short-term disability insurance is designed to provide coverage for such circumstances.
Insuranceopedia Explains Temporary Partial Disability
A temporary partial disability limits a person’s ability to work for a short duration, in contrast to a permanent disability, which can prevent a person from working for the rest of their life. For example, a broken leg is considered a temporary partial disability. A lawyer with a broken leg may still be able to perform some of their normal duties, such as speaking with clients over the phone. However, they might not be able to drive to court or be mobile enough to conduct research for their cases. Fortunately, the broken leg would eventually heal, allowing them to resume all regular functions.
