Temporary Total Disability
What Does Temporary Total Disability Mean?
A temporary total disability refers to an injury or illness that renders a person completely disabled for a specific and limited period. Understanding the distinction between a temporary total disability and a permanent total disability is important, particularly for workers’ compensation claims.
Insuranceopedia Explains Temporary Total Disability
Individuals experiencing a temporary total disability are unable to perform any of their job duties for the duration of their recovery. For instance, a blue-collar worker who injures their back may be unable to engage in manual labor for several months.
Workers with a temporary total disability often qualify for full disability benefits or workers’ compensation claims. This enables them to receive full benefits while disabled, helping to compensate for lost income and cover some expenses related to their disability.
