Fire Map

What Does Fire Map Mean?

A fire map is a map that shows the locations of properties covered by fire insurance from a particular company. These maps enable insurance companies to pinpoint where their risks are concentrated, helping them strategize to prevent catastrophic losses.

Insuranceopedia Explains Fire Map

An insurance company’s risk increases if it has multiple fire policies covering buildings in close proximity, as a fire in one property could spread to neighboring buildings.

Fire maps allow insurance companies to assess the clustering of their risks. If they find that risk is already high in a particular area, they may avoid increasing it by declining new applications for fire coverage in that location.