Health Certificate

What Does Health Certificate Mean?

A health certificate is an official document that outlines an individual’s health status. To be considered valid, these documents must be signed by a licensed health professional. In the context of insurance, health certificates are used in both life insurance and health insurance.

Insuranceopedia Explains Health Certificate

Health certificates are used in life insurance as part of the policy approval process. Since applicants with poor health or terminal illnesses pose significantly higher risks to insurance companies, it is crucial for insurers to assess a person’s health status before issuing a policy. Health certificates provide an efficient means for insurers to verify the health status of a potential policyholder.