Job Related Injury

Updated: 12 November 2024

A job-related injury is an injury that occurs while on the job site, in a company vehicle during company business, or in other circumstances related to company activities. In the context of insurance, employers can be held liable for these injuries. Companies purchase workers’ compensation insurance to protect themselves financially against such risks.

Many job-related injuries involve physical trauma, such as broken bones or lacerations. However, other types of job-related injuries can also occur. For example, exposure to hazardous materials like chemicals or asbestos in the workplace can lead to injury. Additionally, psychological injuries can sometimes qualify as job-related injuries. Workers’ compensation insurance often covers all of these types of job-related injuries.

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