Brick Veneer Construction

Updated: 13 November 2024

What Does Brick Veneer Construction Mean?

Brick veneer construction refers to a building with an outer wall made of wood, covered by an exterior layer of brick. Since brick veneer buildings are considered less flammable than all-wood structures, they typically cost less to insure.

Insuranceopedia Explains Brick Veneer Construction

Despite significant advances in modern technology over the past few centuries, buildings continue to be destroyed by fires each year. A fire can completely devastate a building, often triggered by something as simple as an unattended candle. Brick veneer construction helps reduce the likelihood of such total losses by fire. As a result, insurance companies are typically willing to charge lower premiums to cover these buildings.

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