Protective Liability Insurance

What Does Protective Liability Insurance Mean?

Insuranceopedia Explains Protective Liability Insurance

Although independent contractors are not part of a contractor’s company, the contractor can still be held liable for injuries or property damage caused by the independent contractor while working on a project. For example, if a contractor hires an independent contractor to install a new sidewalk at a home, and the independent contractor injures a resident during the job, the contractor could be held liable. Protective liability insurance safeguards contractors from such risks.