Scheduled Coverage

What Does Scheduled Coverage Mean?

An insurance policy provides scheduled coverage when a number of different insured items are specifically listed on the policy. It differs from non-scheduled coverage, which provides a certain amount of coverage for a variety of items that don't have to be specifically listed.

Insuranceopedia Explains Scheduled Coverage

Scheduled coverage is a common feature of property and homeowners insurance. A standard property or homeowners policy may provide non-scheduled coverage for a certain group of items. However, policyholders may have to get scheduled coverage for items that are not generally included in non-scheduled insurance, including jewelry, artwork, precious metals, electronic equipment, and collectibles of high value.