Traumatic Injury
What Does Traumatic Injury Mean?
In insurance terms, a traumatic injury refers to physical damage sustained by a person due to a traumatic event. Under the Servicemembers Group Life Insurance (SGLI), the Traumatic Injury Protection Program (TSGLI) provides coverage for such injuries, whether they occur on or off duty.
Insuranceopedia Explains Traumatic Injury
The definition of a traumatic injury excludes harm resulting from mental or physical illness unless caused by a traumatic event. Typically, this refers to an external force or violence, the effects of radiological, chemical, or biological weapons, or the accidental ingestion of a harmful substance.
Under SGLI, servicemembers receive short-term financial assistance through TSGLI to aid in their recovery from traumatic injuries. These benefits also apply retroactively to those who suffered traumatic injuries and incurred losses between October 7, 2001, and November 30, 2005.
