Proscription

What Does Proscription Mean?

Proscription refers to the dismissal of a legal action because it is filed beyond the allowable time period. In the context of insurance, it means that a claim or any other demand made by a policyholder to an insurance company is submitted after the deadline by which it should have been made.

Insuranceopedia Explains Proscription

In legal courts, a person is given reasonable time to prepare and pursue a legal action, taking into account the time needed to gather relevant documents and evidence for presentation. The proscription period sets a limit on these activities and the legal action itself, ensuring that a case can be tried and resolved within a reasonable timeframe.

Similarly, with insurance claims and demands from the insured, an insurance company provides a specific time frame within which the insured can gather receipts and other important documents to support their claim or receive a response from the company. Any action taken after this period may waive the company’s obligation to respond.